Christoph Basten

University of Zurich

Rämistrasse 71

Zürich, CH-8006

Switzerland

Swiss Finance Institute

c/o University of Geneva

40 Bd du Pont-d'Arve

CH-1211 Geneva 4

Switzerland

CESifo (Center for Economic Studies and Ifo Institute)

Poschinger Str. 5

Munich, DE-81679

Germany

SCHOLARLY PAPERS

19

DOWNLOADS
Rank 17,934

SSRN RANKINGS

Top 17,934

in Total Papers Downloads

5,313

SSRN CITATIONS
Rank 8,989

SSRN RANKINGS

Top 8,989

in Total Papers Citations

144

CROSSREF CITATIONS

46

Scholarly Papers (19)

1.

How Banks Respond to Negative Interest Rates: Evidence from the Swiss Exemption Threshold

CESifo Working Paper Series No. 6901
Number of pages: 62 Posted: 19 Apr 2018
Christoph Basten and Mike Mariathasan
University of Zurich and KU Leuven- Faculty of Economics & Business
Downloads 1,212 (33,069)
Citation 51

Abstract:

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monetary policy transmission, negative interest rates, bank profitability, risk-taking, bank lending, Basel III

2.

Marx vs. Weber: Does Religion Affect Politics and the Economy?

ECB Working Paper No. 1393
Number of pages: 51 Posted: 05 Nov 2011
Christoph Basten and Frank Betz
University of Zurich and affiliation not provided to SSRN
Downloads 551 (95,259)

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Max Weber, culture, protestant work ethic, political preferences, regression discontinuity design

3.

Higher Bank Capital Requirements and Mortgage Pricing: Evidence from the Countercyclical Capital Buffer (CCB)

BIS Working Paper No. 511
Number of pages: 58 Posted: 02 Sep 2015
Christoph Basten and Catherine Casanova
University of Zurich and SNB
Downloads 459 (118,868)
Citation 8

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banks, macroprudential policy, capital requirements, mortgage pricing

Mortgage Lending through a FinTech Web Platform. The Roles of Competition, Diversification, and Automation.

Swiss Finance Institute Research Paper No. 19-39
Number of pages: 70 Posted: 09 Aug 2019 Last Revised: 05 Mar 2024
Christoph Basten and Steven Ongena
University of Zurich and University of Zurich - Department Finance
Downloads 433 (126,048)
Citation 4

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Mortgage Lending, Spatial Competition, Multi-Product Pricing, Cross-Selling, Switching Costs, Complementary Demand, Bartik Instrument, Shift-Share Instrument, Credit Risk, Diversification, Automation, FinTech

The Geography of Mortgage Lending in Times of FinTech

CEPR Discussion Paper No. DP14918
Number of pages: 57 Posted: 29 Jun 2020
Christoph Basten and Steven Ongena
University of Zurich and University of Zurich - Department Finance
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Banking Automation, Bartik instrument, Credit Risk Diversification, Fintech, Mortgage lending, Online Pricing, Pandemic, spatial competition

5.

Interest Rate Pass-Through and Bank Risk-Taking under Negative-Rate Policies with Tiered Remuneration of Central Bank Reserves

Swiss Finance Institute Research Paper No. 20-98
Number of pages: 53 Posted: 02 Dec 2020
Christoph Basten and Mike Mariathasan
University of Zurich and KU Leuven- Faculty of Economics & Business
Downloads 391 (143,119)
Citation 1

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negative interest rate policy, tiered remuneration, interest rate pass-through, credit risk, interest rate risk

6.

Cross-Selling in Bank-Household Relationships: Mechanisms and Implications for Pricing

Swiss Finance Institute Research Paper No. 22-65
Number of pages: 54 Posted: 01 Sep 2022 Last Revised: 26 Apr 2023
Christoph Basten and Ragnar Juelsrud
University of Zurich and Norges Bank
Downloads 270 (212,383)

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cross-selling, customer lifetime value (clv), relationship banking, switching costs, supply complementarities, demand complementarities, deposit pricing, loan pricing, deposit channel of monetary policy

7.

Beyond Work Ethic: Religion, Individual and Political Preferences

KOF Working Papers No. 309
Number of pages: 44 Posted: 22 Aug 2012 Last Revised: 18 Sep 2012
Christoph Basten and Frank Betz
University of Zurich and European Union - European Investment Bank
Downloads 249 (230,141)
Citation 13

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Max Weber, culture, protestant work ethic, political preferences, regression discontinuity design

8.

Do Immigrants Take or Create Residents’ Jobs? Quasi-Experimental Evidence from Switzerland

KOF Working Papers No. 335
Number of pages: 63 Posted: 14 Jun 2013
Christoph Basten and Michael Siegenthaler
University of Zurich and ETH Zürich - KOF Swiss Economic Institute
Downloads 238 (240,593)
Citation 4

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Immigration, native employment, labor shortage, shift-share instrument

9.

Beyond the Headline: How Personal Exposure to Inflation Shapes the Financial Choices of Households

Swiss Finance Institute Research Paper No. 23-15
Number of pages: 51 Posted: 24 Feb 2023 Last Revised: 01 Dec 2023
Christoph Basten, Merike Kukk and Jan Toczynski
University of Zurich, Tallinn University of Technology and École Polytechnique Fédérale de Lausanne
Downloads 183 (306,396)

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inflation heterogeneity, personal inflation exposure, consumption, borrowing, interactive fixed effects, intertemporal choices.

10.

How Do Banks and Households Manage Interest Rate Risk? Evidence from Mortgage Applications and Banks’ Responses

Bank of England Working Paper No. 733
Number of pages: 50 Posted: 08 Jun 2018
Christoph Basten, Benjamin Guin and Catherine Casanova
University of Zurich, Bank of England and SNB
Downloads 183 (306,396)
Citation 8

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Interest rate risk, credit risk, maturity mismatch, duration, fixation period, repricing frequency, fixed-rate mortgage, adjustable rate mortgage

Income Taxes, Sorting, and the Costs of Housing: Evidence from Municipal Boundaries in Switzerland

CESifo Working Paper Series No. 4896
Number of pages: 48 Posted: 14 Aug 2014
Christoph Basten, Maximilian von Ehrlich and Andrea Lassmann
University of Zurich, Ludwig Maximilian University of Munich (LMU) - Center for Economic Studies (CES) and ETH Zürich - KOF Swiss Economic Institute
Downloads 126 (417,988)
Citation 7

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local taxation, income taxation, housing prices, income sorting, boundary discontinuity design, spatial differencing

Income Taxes, Sorting, and the Costs of Housing: Evidence from Municipal Boundaries in Switzerland

KOF Working Paper No. 362
Number of pages: 49 Posted: 25 Jul 2014
Christoph Basten, Maximilian von Ehrlich and Andrea Lassmann
University of Zurich, Ludwig Maximilian University of Munich (LMU) - Center for Economic Studies (CES) and ETH Zürich - KOF Swiss Economic Institute
Downloads 42 (792,496)
Citation 4

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Local taxation, income taxation, housing prices, income sorting, boundary discontinuity design, spatial differencing

12.

Impact of Rating Standards on Risk-Taking of Financial Institutions: Evidence from Catastrophe Risks in Insurance

Number of pages: 65 Posted: 08 Dec 2013 Last Revised: 25 Feb 2021
University of Zurich, University of St. Gallen - I.VW-HSG and University of Pennsylvania - Applied Economics Department, The Wharton SchoolCalifornia State University, Fullerton - Department of Finance
Downloads 156 (351,887)
Citation 2

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credit rating agencies, rating standards, insurance, catastrophic risk

Cash-on-Hand and the Duration of Job Search: Quasi-Experimental Evidence from Norway

KOF Swiss Economic Institute Working Paper No. 299
Number of pages: 35 Posted: 24 Feb 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
University of Zurich, BI Norwegian Business School and Statistics Norway - Research Department
Downloads 55 (703,228)

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Unemployment, Optimal Unemployment Insurance, Liquidity Constraints, Mental Accounting, Severance Pay, Regression Discontinuity Design

Cash-on-Hand and the Duration of Job Search: Quasi-Experimental Evidence from Norway

CESifo Working Paper Series No. 3898
Number of pages: 34 Posted: 29 Aug 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
University of Zurich, BI Norwegian Business School and Statistics Norway - Research Department
Downloads 51 (728,818)
Citation 2

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unemployment, optimal unemployment insurance, liquidity constraints, mental accounting, severance pay, regression discontinuity design

Cash-on-Hand and the Duration of Job Search: Quasi-Experimental Evidence from Norway.

Statistics Norway Working Paper No. 679
Number of pages: 37 Posted: 12 Feb 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
University of Zurich, BI Norwegian Business School and Statistics Norway - Research Department
Downloads 40 (808,035)

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Unemployment, Optimal Unemployment Insurance, Liquidity Constraints, Mental Accounting, Severance Pay, Regression Discontinuity Design

14.

Higher Bank Capital Requirements and Mortgage Pricing: Evidence from the Counter-Cyclical Capital Buffer

University of Zurich, Department of Economics, Working Paper No. 169
Number of pages: 60 Posted: 30 Jul 2014
Christoph Basten and Catherine Casanova
University of Zurich and SNB
Downloads 141 (381,760)
Citation 27

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bank lending, mortgage market

Saving and Portfolio Allocation Before and after Job Loss

KOF Swiss Economic Institute Working Paper No. 298
Number of pages: 50 Posted: 24 Feb 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
University of Zurich, BI Norwegian Business School and Statistics Norway - Research Department
Downloads 80 (573,814)
Citation 2

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unemployment, precautionary saving, consumption smoothing, household portfolios, portfolio allocation, optimal unemployment insurance

Saving and Portfolio Allocation Before and After Job Loss

Statistics Norway Discussion Paper No. 672
Number of pages: 50 Posted: 21 Jan 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
University of Zurich, BI Norwegian Business School and Statistics Norway - Research Department
Downloads 50 (735,492)
Citation 5

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unemployment, precautionary saving, consumption smoothing, household portfolios, portfolio allocation, optimal unemployment insurance

16.

How Do Banks and Households Manage Interest Rate Risk? Evidence from the Swiss Mortgage Market

CESifo Working Paper Series No. 6649
Number of pages: 40 Posted: 27 Sep 2017
Christoph Basten, Benjamin Guin and Catherine Casanova
University of Zurich, Bank of England and SNB
Downloads 125 (419,000)
Citation 4

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Fixed-Rate Mortgage (FRM), Adjustable-Rate Mortgage (ARM), fixation period, maturity mismatch, interest rate risk, credit risk, duration

17.

The Causal Effect of House Prices on Mortgage Demand and Mortgage Supply

University of Zurich, Department of Economics, Working Paper No. 140
Number of pages: 51 Posted: 20 Feb 2014
Christoph Basten and Catherine Casanova
University of Zurich and SNB
Downloads 119 (434,882)
Citation 15

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House prices, mortgage demand, mortgage supply, instrumental variables

18.

The Causal Effect of House Prices on Mortgage Demand and Mortgage Supply: Evidence from Switzerland

BIS Working Paper No. 555
Number of pages: 52 Posted: 08 Apr 2016
Christoph Basten and Catherine Casanova
University of Zurich and SNB
Downloads 90 (527,753)

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House prices, mortgage demand, mortgage supply, IV

19.

The Demand and Supply of Mortgage Fixation Periods. Managing Interest Rate Risk and Credit Risk in a Low Rate Environment

Number of pages: 62 Posted: 21 Jan 2017
Benjamin Guin, Christoph Basten and Catherine Casanova
Bank of England, University of Zurich and SNB
Downloads 69 (615,753)

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Interest Rate Risk, Credit Risk, Mortgages, Fixation Period