Christoph Basten

European Central Bank (ECB)

Sonnemannstrasse 22

Frankfurt am Main, 60314

Germany

CESifo (Center for Economic Studies and Ifo Institute)

Poschinger Str. 5

Munich, DE-81679

Germany

  • European Central Bank (ECB)

  • CESifo (Center for Economic Studies and Ifo Institute)

SCHOLARLY PAPERS

21

DOWNLOADS
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Top 17,636

in Total Papers Downloads

6,075

TOTAL CITATIONS
Rank 9,483

SSRN RANKINGS

Top 9,483

in Total Papers Citations

140

Scholarly Papers (21)

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1.

How Banks Respond to Negative Interest Rates: Evidence from the Swiss Exemption Threshold

CESifo Working Paper Series No. 6901
Number of pages: 62 Posted: 19 Apr 2018
Christoph Basten and Mike Mariathasan
European Central Bank (ECB) and KU Leuven- Faculty of Economics & Business
Downloads 1,284 (34,684)
Citation 28

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monetary policy transmission, negative interest rates, bank profitability, risk-taking, bank lending, Basel III

2.

Marx vs. Weber: Does Religion Affect Politics and the Economy?

ECB Working Paper No. 1393
Number of pages: 51 Posted: 05 Nov 2011
Christoph Basten and Frank Betz
European Central Bank (ECB) and affiliation not provided to SSRN
Downloads 576 (103,164)

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Max Weber, culture, protestant work ethic, political preferences, regression discontinuity design

3.

Higher Bank Capital Requirements and Mortgage Pricing: Evidence from the Countercyclical Capital Buffer (CCB)

BIS Working Paper No. 511
Number of pages: 58 Posted: 02 Sep 2015
Christoph Basten and Catherine Casanova
European Central Bank (ECB) and SNB
Downloads 479 (129,327)
Citation 10

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banks, macroprudential policy, capital requirements, mortgage pricing

4.

Mortgage Lending through a FinTech Web Platform. The Roles of Competition, Diversification, and Automation.

Downloads 454 (138,084)
Citation 4

Mortgage Lending through a FinTech Web Platform. The Roles of Competition, Diversification, and Automation.

Swiss Finance Institute Research Paper No. 19-39
Number of pages: 70 Posted: 09 Aug 2019 Last Revised: 05 Mar 2024
Christoph Basten and Steven Ongena
European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 453 (136,840)
Citation 4

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Mortgage Lending, Spatial Competition, Multi-Product Pricing, Cross-Selling, Switching Costs, Complementary Demand, Bartik Instrument, Shift-Share Instrument, Credit Risk, Diversification, Automation, FinTech

The Geography of Mortgage Lending in Times of FinTech

CEPR Discussion Paper No. DP14918
Number of pages: 57 Posted: 29 Jun 2020
Christoph Basten and Steven Ongena
European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 1 (1,395,342)
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Banking Automation, Bartik instrument, Credit Risk Diversification, Fintech, Mortgage lending, Online Pricing, Pandemic, spatial competition

5.

Interest Rate Pass-Through and Bank Risk-Taking under Negative-Rate Policies with Tiered Remuneration of Central Bank Reserves

Swiss Finance Institute Research Paper No. 20-98
Number of pages: 53 Posted: 02 Dec 2020
Christoph Basten and Mike Mariathasan
European Central Bank (ECB) and KU Leuven- Faculty of Economics & Business
Downloads 440 (143,216)
Citation 1

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negative interest rate policy, tiered remuneration, interest rate pass-through, credit risk, interest rate risk

6.

Cross-Selling in Bank-Household Relationships: Mechanisms and Implications for Pricing

Swiss Finance Institute Research Paper No. 22-65
Number of pages: 54 Posted: 01 Sep 2022 Last Revised: 26 Apr 2023
Christoph Basten and Ragnar Juelsrud
European Central Bank (ECB) and Norges Bank
Downloads 320 (204,253)

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cross-selling, customer lifetime value (clv), relationship banking, switching costs, supply complementarities, demand complementarities, deposit pricing, loan pricing, deposit channel of monetary policy

7.

Beyond Work Ethic: Religion, Individual and Political Preferences

KOF Working Papers No. 309
Number of pages: 44 Posted: 22 Aug 2012 Last Revised: 18 Sep 2012
Christoph Basten and Frank Betz
European Central Bank (ECB) and European Union - European Investment Bank
Downloads 269 (245,260)
Citation 13

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Max Weber, culture, protestant work ethic, political preferences, regression discontinuity design

8.

Do Immigrants Take or Create Residents’ Jobs? Quasi-Experimental Evidence from Switzerland

KOF Working Papers No. 335
Number of pages: 63 Posted: 14 Jun 2013
Christoph Basten and Michael Siegenthaler
European Central Bank (ECB) and ETH Zürich - KOF Swiss Economic Institute
Downloads 252 (261,945)
Citation 4

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Immigration, native employment, labor shortage, shift-share instrument

9.

Beyond the Headline: How Personal Exposure to Inflation Shapes the Financial Choices of Households

Swiss Finance Institute Research Paper No. 23-15
Number of pages: 51 Posted: 24 Feb 2023 Last Revised: 01 Dec 2023
Christoph Basten, Merike Kukk and Jan Toczynski
European Central Bank (ECB), Tallinn University of Technology and Queen Mary University of London - School of Economics and Finance
Downloads 241 (273,728)

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inflation heterogeneity, personal inflation exposure, consumption, borrowing, interactive fixed effects, intertemporal choices.

10.

How Do Banks and Households Manage Interest Rate Risk? Evidence from Mortgage Applications and Banks’ Responses

Bank of England Working Paper No. 733
Number of pages: 50 Posted: 08 Jun 2018
Christoph Basten, Benjamin Guin and Catherine Casanova
European Central Bank (ECB), Bank of England and SNB
Downloads 205 (319,906)
Citation 8

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Interest rate risk, credit risk, maturity mismatch, duration, fixation period, repricing frequency, fixed-rate mortgage, adjustable rate mortgage

11.

Income Taxes, Sorting, and the Costs of Housing: Evidence from Municipal Boundaries in Switzerland

Downloads 182 (356,964)
Citation 11

Income Taxes, Sorting, and the Costs of Housing: Evidence from Municipal Boundaries in Switzerland

CESifo Working Paper Series No. 4896
Number of pages: 48 Posted: 14 Aug 2014
Christoph Basten, Maximilian von Ehrlich and Andrea Lassmann
European Central Bank (ECB), Ludwig Maximilian University of Munich (LMU) - Center for Economic Studies (CES) and ETH Zürich - KOF Swiss Economic Institute
Downloads 135 (460,703)
Citation 7

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local taxation, income taxation, housing prices, income sorting, boundary discontinuity design, spatial differencing

Income Taxes, Sorting, and the Costs of Housing: Evidence from Municipal Boundaries in Switzerland

KOF Working Paper No. 362
Number of pages: 49 Posted: 25 Jul 2014
Christoph Basten, Maximilian von Ehrlich and Andrea Lassmann
European Central Bank (ECB), Ludwig Maximilian University of Munich (LMU) - Center for Economic Studies (CES) and ETH Zürich - KOF Swiss Economic Institute
Downloads 47 (891,224)
Citation 4

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Local taxation, income taxation, housing prices, income sorting, boundary discontinuity design, spatial differencing

12.

Cash-on-Hand and the Duration of Job Search: Quasi-Experimental Evidence from Norway

Downloads 167 (385,154)
Citation 3

Cash-on-Hand and the Duration of Job Search: Quasi-Experimental Evidence from Norway

KOF Swiss Economic Institute Working Paper No. 299
Number of pages: 35 Posted: 24 Feb 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
European Central Bank (ECB), BI Norwegian Business School and Statistics Norway - Research Department
Downloads 61 (782,706)

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Unemployment, Optimal Unemployment Insurance, Liquidity Constraints, Mental Accounting, Severance Pay, Regression Discontinuity Design

Cash-on-Hand and the Duration of Job Search: Quasi-Experimental Evidence from Norway

CESifo Working Paper Series No. 3898
Number of pages: 34 Posted: 29 Aug 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
European Central Bank (ECB), BI Norwegian Business School and Statistics Norway - Research Department
Downloads 57 (810,691)
Citation 3

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unemployment, optimal unemployment insurance, liquidity constraints, mental accounting, severance pay, regression discontinuity design

Cash-on-Hand and the Duration of Job Search: Quasi-Experimental Evidence from Norway.

Statistics Norway Working Paper No. 679
Number of pages: 37 Posted: 12 Feb 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
European Central Bank (ECB), BI Norwegian Business School and Statistics Norway - Research Department
Downloads 49 (873,973)

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Unemployment, Optimal Unemployment Insurance, Liquidity Constraints, Mental Accounting, Severance Pay, Regression Discontinuity Design

13.

Impact of Rating Standards on Risk-Taking of Financial Institutions: Evidence from Catastrophe Risks in Insurance

Number of pages: 65 Posted: 08 Dec 2013 Last Revised: 25 Feb 2021
Christoph Basten, Anastasia Kartasheva, Sojung Carol Park and Sojung Carol Park
European Central Bank (ECB), University of St. Gallen - School of Finance and University of Pennsylvania - Applied Economics Department, The Wharton SchoolCalifornia State University, Fullerton - Department of Finance
Downloads 166 (387,192)
Citation 2

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credit rating agencies, rating standards, insurance, catastrophic risk

14.

Monetary Policy Transmission Through Cross-Selling Banks

Swiss Finance Institute Research Paper Series 24-36
Number of pages: 52 Posted: 05 Jul 2024 Last Revised: 01 Apr 2025
Christoph Basten and Ragnar Juelsrud
European Central Bank (ECB) and Norges Bank
Downloads 153 (415,117)

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deposit pricing, deposit spread, deposit channel of monetary policy, cross-selling, multi-product banking, multi-period banking, loan pricing

15.

Higher Bank Capital Requirements and Mortgage Pricing: Evidence from the Counter-Cyclical Capital Buffer

University of Zurich, Department of Economics, Working Paper No. 169
Number of pages: 60 Posted: 30 Jul 2014
Christoph Basten and Catherine Casanova
European Central Bank (ECB) and SNB
Downloads 150 (421,949)
Citation 27

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bank lending, mortgage market

16.

Saving and Portfolio Allocation Before and after Job Loss

Downloads 147 (428,950)
Citation 7

Saving and Portfolio Allocation Before and after Job Loss

KOF Swiss Economic Institute Working Paper No. 298
Number of pages: 50 Posted: 24 Feb 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
European Central Bank (ECB), BI Norwegian Business School and Statistics Norway - Research Department
Downloads 90 (624,439)
Citation 2

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unemployment, precautionary saving, consumption smoothing, household portfolios, portfolio allocation, optimal unemployment insurance

Saving and Portfolio Allocation Before and After Job Loss

Statistics Norway Discussion Paper No. 672
Number of pages: 50 Posted: 21 Jan 2012
Christoph Basten, Andreas Fagereng and Kjetil Telle
European Central Bank (ECB), BI Norwegian Business School and Statistics Norway - Research Department
Downloads 57 (810,691)
Citation 5

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unemployment, precautionary saving, consumption smoothing, household portfolios, portfolio allocation, optimal unemployment insurance

17.

How Do Banks and Households Manage Interest Rate Risk? Evidence from the Swiss Mortgage Market

CESifo Working Paper Series No. 6649
Number of pages: 40 Posted: 27 Sep 2017
Christoph Basten, Benjamin Guin and Catherine Casanova
European Central Bank (ECB), Bank of England and SNB
Downloads 135 (459,451)
Citation 5

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Fixed-Rate Mortgage (FRM), Adjustable-Rate Mortgage (ARM), fixation period, maturity mismatch, interest rate risk, credit risk, duration

18.

The Demand and Supply of Mortgage Fixation Periods. Managing Interest Rate Risk and Credit Risk in a Low Rate Environment

Number of pages: 62 Posted: 21 Jan 2017
Benjamin Guin, Christoph Basten and Catherine Casanova
Bank of England, European Central Bank (ECB) and SNB
Downloads 132 (467,875)

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Interest Rate Risk, Credit Risk, Mortgages, Fixation Period

19.

The Causal Effect of House Prices on Mortgage Demand and Mortgage Supply

University of Zurich, Department of Economics, Working Paper No. 140
Number of pages: 51 Posted: 20 Feb 2014
Christoph Basten and Catherine Casanova
European Central Bank (ECB) and SNB
Downloads 129 (476,552)
Citation 17

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House prices, mortgage demand, mortgage supply, instrumental variables

20.

The Causal Effect of House Prices on Mortgage Demand and Mortgage Supply: Evidence from Switzerland

BIS Working Paper No. 555
Number of pages: 52 Posted: 08 Apr 2016
Christoph Basten and Catherine Casanova
European Central Bank (ECB) and SNB
Downloads 102 (569,172)

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House prices, mortgage demand, mortgage supply, IV

21.

Who Monitors Climate Risk of Financial Institutions? Evidence From Catastrophe Risks in Insurance

Swiss Finance Institute Research Paper No. 24-38
Number of pages: 83 Posted: 16 Jul 2024
Christoph Basten and Anastasia Kartasheva
European Central Bank (ECB) and University of St. Gallen - School of Finance
Downloads 92 (609,116)

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climate change and insurance, regulatory capital requirements, credit rating agency, G22, G32, L11