Shan Ge

New York University, Stern School of Business

44 W 4th St

Suite 9-160

New York, NY 10012

United States

SCHOLARLY PAPERS

13

DOWNLOADS

7,773

TOTAL CITATIONS

75

Scholarly Papers (13)

1.

How Do Financial Constraints Affect Product Pricing? Evidence from Weather and Life Insurance Premiums

Journal of Finance, Forthcoming
Number of pages: 106 Posted: 10 Nov 2017 Last Revised: 28 Oct 2021
Shan Ge
New York University, Stern School of Business
Downloads 1,830 (19,602)
Citation 31

Abstract:

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Product Pricing, Financial Constraints, Internal Capital Markets, Insurance

2.

The Hidden Cost of Climate Risk: Rising Insurance Premiums and Household Mortgage and Credit Outcomes

Number of pages: 57 Posted: 22 Nov 2024 Last Revised: 06 Feb 2025
New York University, Stern School of Business, Rice University - Jesse H. Jones Graduate School of Business and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 1,169 (38,300)
Citation 2

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insurance, mortgage, delinquency, prepayment, credit, credit card, creditworthiness, climate risk

Conflicting Interests and the Effect of Fiduciary Duty — Evidence from Variable Annuities

Number of pages: 107 Posted: 25 Sep 2020 Last Revised: 01 Jul 2022
Mark Egan, Shan Ge and Johnny Tang
Harvard University - Business School (HBS), New York University, Stern School of Business and Harvard University, Department of Economics
Downloads 1,025 (45,440)

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Variable Annuity, Brokers, Conflict of Interests, Fiduciary Duty

Conflicting Interests and the Effect of Fiduciary Duty — Evidence from Variable Annuities

NBER Working Paper No. w27577
Number of pages: 107 Posted: 28 Jul 2020 Last Revised: 15 May 2023
Mark Egan, Shan Ge and Johnny Tang
Harvard University - Business School (HBS), New York University, Stern School of Business and Harvard University, Department of Economics
Downloads 54 (784,069)

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4.

The Effect of Insurance Premiums on the Housing Market and Climate Risk Pricing

Number of pages: 68 Posted: 21 Sep 2022 Last Revised: 07 Feb 2025
Shan Ge, Ammon Lam and Ryan Lewis
New York University, Stern School of Business, New York University and University of Colorado, Boulder
Downloads 1,015 (46,845)
Citation 1

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Insurance, real estate, home prices, climate change, sea level rise, flood, climate risk, NFIP, mortgage, rebuilding, adaptation

5.

The Role of Financial Conditions in Portfolio Choices: The Case of Insurers

Fisher College of Business Working Paper No. 2019-03-006, Charles A. Dice Working Paper No. 2019-06, NYU Stern School of Business
Number of pages: 65 Posted: 14 Mar 2019 Last Revised: 05 Oct 2020
Shan Ge and Michael S. Weisbach
New York University, Stern School of Business and Ohio State University (OSU) - Department of Finance
Downloads 904 (54,879)
Citation 4

Abstract:

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Financial conditions, investment, insurer, financial portfolio, asset allocation, risk, liquidity, corporate bonds

6.

How Do Health Insurance Costs Affect Low- and High-Income Workers?

HKU Jockey Club Enterprise Sustainability Global Research Institute - Archive
Number of pages: 59 Posted: 10 Jul 2023 Last Revised: 07 Feb 2025
McDonough School of Business, New York University, Stern School of Business, MIT Sloan School of Management and Government of the United States of America - Bureau of the Census
Downloads 533 (109,030)

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Health insurance, insurer losses, worker skills, firm employment, inequality, technology investment, low-income workers, unemployment, job separation, staffing, wages

7.

Physical Climate Risk Factors and an Application to Measuring Insurers’ Climate Risk Exposure

FRB of New York Staff Report No. 1066, Rev. December 2024. Previous title: “Measuring the Climate Risk Exposure of Insurers”
Number of pages: 89 Posted: 14 Jul 2023 Last Revised: 21 Dec 2024
Federal Reserve Bank of New York, New York University (NYU) - Department of Finance, New York University, Stern School of Business and New York University (NYU) - Leonard N. Stern School of Business
Downloads 528 (110,297)

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insurance, climate change, physical risk, transition risk

8.

Does Loan Securitization Expose Borrowers to Non-Bank Investor Shocks?Evidence from Insurers

Number of pages: 61 Posted: 14 Mar 2024 Last Revised: 07 Feb 2025
Tulane University, New York University, Stern School of Business and Northeastern University
Downloads 361 (171,970)

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Collateralized Loan Obligation (CLO), Securitization, Insurance Companies, Corporate Borrowing, Loans, Leveraged Loans, Lending Relationship, Investment Relationship, Non-Bank

9.

Debt Maturity and the Threat of Human Capital Departure — Evidence from CEOs near Retirement Age

NYU Stern School of Business Forthcoming
Number of pages: 64 Posted: 12 Dec 2020 Last Revised: 26 Feb 2021
Shan Ge
New York University, Stern School of Business
Downloads 234 (269,702)

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Human Capital, Debt Maturity, CEO, Retirement Age

10.

Real Effects of Financial Conditions: How Does Provider Financial Health Affect Opioid Prescription?

NYU Stern School of Business Research Paper, Fisher College of Business Working Paper No. 2024-03-027, Charles A. Dice Working Paper No.  2024-27, Singapore Management University School of Business Research Paper Forthcoming
Number of pages: 41 Posted: 03 Dec 2024 Last Revised: 07 Feb 2025
Isil Erel, Shan Ge and Pengfei Ma
Ohio State University (OSU) - Department of Finance, New York University, Stern School of Business and Singapore Management University - Lee Kong Chian School of Business
Downloads 68 (691,535)

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healthcare provider, real estate, financial conditions, opioid, prescription, wealth shock, ethics

11.

The Role of Financial Conditions in Portfolio Choices: The Case of Insurers

NBER Working Paper No. w25677
Number of pages: 65 Posted: 26 Mar 2019 Last Revised: 27 Feb 2023
Shan Ge and Michael S. Weisbach
New York University, Stern School of Business and Ohio State University (OSU) - Department of Finance
Downloads 48 (808,484)
Citation 37

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12.

Does Loan Securitization Expose Borrowers to Non-Bank Investor Shocks?—Evidence from Insurers

NBER Working Paper No. w33449
Number of pages: 60 Posted: 11 Feb 2025
Tulane University, New York University, Stern School of Business and New York University Stern School of Business
Downloads 4 (1,261,906)
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13.

Physical Climate Risk and Insurers

Liberty Street Economics
Posted: 04 Apr 2024
Federal Reserve Bank of New York, New York University (NYU) - Department of Finance, New York University, Stern School of Business and New York University (NYU) - Leonard N. Stern School of Business

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insurance, climate change, physical risk