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Fintech in Financial Inclusion: Machine Learning Applications in Assessing Credit Risk

IMF Working Paper No. 19/109
Number of pages: 35 Posted: 06 Nov 2019
Majid Bazarbash
IMF
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Abstract:

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Credit risk, Credit ratings, Risk management, Credit, Interest rates, FinTech Credit, Financial Inclusion, Machine Learning, Credit Risk Assessment, outcome variable, borrower, LGD, decision tree, cross-validation