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Xiaowen Hu

Southern Methodist University (SMU) - Finance Department

Assistant Professor

Dallas, TX

United States

  • Southern Methodist University (SMU) - Finance Department

SCHOLARLY PAPERS

4

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2,222

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Scholarly Papers (4)

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1.

The Colour of Finance Words

Number of pages: 50 Posted: 21 Aug 2020 Last Revised: 23 Aug 2022
Diego Garcia, Xiaowen Hu and Maximilian Rohrer
University of Colorado at Boulder - Leeds School of Business, Southern Methodist University (SMU) - Finance Department and NHH - Norwegian School of Economics
Downloads 1,814 (23,512)

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measuring sentiment, machine learning, earnings calls, 10-Ks, WSJ

2.

Active Machine-Learning-Based Trading and Mutual Fund Performance

SMU Cox School of Business Research Paper No. 25-40
Number of pages: 72 Posted: 05 Nov 2025 Last Revised: 20 Apr 2026
Xiaowen Hu, Maximilian Rohrer and Hanjiang Zhang
Southern Methodist University (SMU) - Finance Department, NHH - Norwegian School of Economics and Washington State University
Downloads 255 (323,233)

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Mutual Funds, Mutual Fund Performance, Managerial Skill, Machine Learning, Artificial Intelligence, Active Share

3.

The Luxury of Rounding: Heuristics and Private Information

SMU Cox School of Business Research Paper No. 26-1
Number of pages: 80 Posted: 29 Jan 2026 Last Revised: 05 Jun 2026
Xiaowen Hu and Andreas Kraft
Southern Methodist University (SMU) - Finance Department and University of Chicago - Booth School of Business
Downloads 101 (699,467)

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Behavioral Heuristics, Private Information, Consumer Credit, Financial Constraints

4.

Trust at Face Value:  Labor-Market Competitiveness in AI-Driven FinTech Lending

Number of pages: 65 Posted: 26 Jan 2026 Last Revised: 27 Feb 2026
Ruiyang Guan, Jun Hu, Xiaowen Hu, Qiang Li and Tianyang Wang
University of Electronic Science and Technology of China, School of Management and Economics, Southwestern University of Finance and Economics (SWUFE) - School of Finance, Southern Methodist University (SMU) - Finance Department, University of Electronic Science and Technology of China, School of Management and Economics and Colorado State University, Fort Collins - Department of Finance & Real Estate
Downloads 52 (1,041,696)

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AI-Driven FinTech Lending, Facial Trustworthiness, Credit Risk, Loan Default, Biometric Traits, Labor Market Competitiveness