Xiaoyu Zhang

Central University of Finance and Economics

770 Middle Road

Dresden, ME 04342

United States

  • Central University of Finance and Economics

SCHOLARLY PAPERS

6

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430

SSRN CITATIONS

0

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Scholarly Papers (6)

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1.

Intergenerational Influences on Personal Bankruptcy: Evidence from Singapore

Downloads 167 (343,641)

Intergenerational Influences on Personal Bankruptcy: Evidence from Singapore

Number of pages: 35 Posted: 04 Apr 2022
Sumit Agarwal, Tien Foo Sing and Xiaoyu Zhang
National University of Singapore, National University of Singapore (NUS) - Department of Real Estate and Central University of Finance and Economics
Downloads 135 (409,823)

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Intergenerational Effects, Personal Bankruptcy, Debt Relief Policy

Intergenerational Bankruptcy Risks: Learning from Parents’ Mistakes

Number of pages: 36 Posted: 19 Sep 2022 Last Revised: 21 Mar 2023
Sumit Agarwal, Tien Foo Sing and Xiaoyu Zhang
National University of Singapore, National University of Singapore (NUS) - Department of Real Estate and Central University of Finance and Economics
Downloads 32 (898,608)

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Intergenerational Effects, Bankruptcy, Debt Relief Policy, Loan Default

2.

Risk-Aversion and Urban Land Development Options

Number of pages: 30 Posted: 16 Apr 2012 Last Revised: 21 Dec 2020
Gang-Zhi Fan, Ming Pu, Tien Foo Sing and Xiaoyu Zhang
Beijing Normal University-Hong Kong Baptist University United International College, Southwestern University of Finance and Economics (SWUFE) - Research Institute of Economics & Management, National University of Singapore (NUS) - Department of Real Estate and Central University of Finance and Economics
Downloads 160 (356,358)

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Optimal Development Timing, Investment Threshold, Real Option Value, Risk-Aversion, Markov-Switching ARCH, Urban Land Development

3.

Housing Externalities and Expectation Channel: Evidence from the Public Housing Upgrading Program in Singapore

Number of pages: 78 Posted: 24 Jul 2021 Last Revised: 05 Aug 2023
Mi Diao, Tien Foo Sing and Xiaoyu Zhang
National University of Singapore (NUS) - Department of Real Estate, National University of Singapore (NUS) - Department of Real Estate and Central University of Finance and Economics
Downloads 92 (539,252)

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Public Housing Market, Political Economy, Political Business Cycles, Public Housing Upgrading Program

4.

Carbon Trade and Digitalization

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Carbon Trade and Digitalization

Number of pages: 51 Posted: 20 Sep 2024
Yunqi Zhang and Xiaoyu Zhang
School of Finance, Nankai University and Central University of Finance and Economics
Downloads 2 (1,237,041)

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Environmental Regulation, Technology Adoption, Digitalization, Carbon Emissions Trading, Climate Change JEL Classifications: O33

Regulation-Induced Digitalization

China Economic Review, forthcoming
Number of pages: 51 Posted: 23 Sep 2024
Yunqi Zhang and Xiaoyu Zhang
School of Finance, Nankai University and Central University of Finance and Economics
Downloads 3 (1,223,289)

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Environmental Regulation, Technology Adoption, Digitalization, Carbon Emissions Trading, Climate Change JEL Classifications: O33, O13, Q52

5.

Developer Transparency and Mortgage Access: Expanding Homeownership

Number of pages: 64 Posted: 07 Oct 2024
Sumit Agarwal, Mingxuan Fan, Pulak Ghosh, Arkodipta Sarkar and Xiaoyu Zhang
National University of Singapore, National University of Singapore (NUS), India Institute of Management, National University of Singapore and Central University of Finance and Economics
Downloads 4 (1,164,704)

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homeownership, real estate developers, mortgage, affordability

6.

Why do financially unconstrained individuals respond to higher credit limits? *

Number of pages: 56
Sumit Agarwal, Shashwat Alok, Pulak Ghosh and Xiaoyu Zhang
National University of Singapore, Indian School of Business (ISB), Hyderabad, India Institute of Management and Central University of Finance and Economics
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JEL Classification: D14, E21, E51, H31 credit, consumption, credit card, cue theory, financial decision-making, household behavior, liquid buffers, precautionary savings, liquidity constraints, mpc