Hongyu Xiang

Beijing Normal University

Haidian District

Beijing 100083

China

SCHOLARLY PAPERS

3

DOWNLOADS

879

TOTAL CITATIONS

12

Scholarly Papers (3)

1.

Deciphering Big Data in Consumer Credit Evaluation

PBCSF-NIFR Research Paper, Journal of Empirical Finance, 62 (2021) 28–45
Number of pages: 55 Posted: 11 Jan 2019 Last Revised: 03 Oct 2022
Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance, BaiRong Financial Information Service Co., Ltd, Tsinghua University - PBC School of Finance and Beijing Normal University
Downloads 574 (99,065)

Abstract:

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Big Data, FinTech, Personal Credit, Large-scale Alternative Data, Income Exaggeration

2.

Unveiling the Villain: Credit Supply and the Debt Trap

Journal of Empirical Finance, 2025, Volume 80

PBCSF-NIFR Research Paper
Number of pages: 50 Posted: 01 Oct 2018 Last Revised: 08 Feb 2025
Shun Fu, Emma Li, Li Liao, Zhengwei Wang and Hongyu Xiang
affiliation not provided to SSRN, Department of Finance, Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance and Beijing Normal University
Downloads 189 (328,546)

Abstract:

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Credit supply, Debt trap, Cash loan, Consumer finance, FinTech

3.

Venture capital certification and customer response: Evidence from P2P lending platforms

Journal of Corporate Finance, Vol. 60, 2020
Number of pages: 52 Posted: 01 Oct 2018 Last Revised: 08 Jul 2020
Emma Li, Li Liao, Zhengwei Wang and Hongyu Xiang
Department of Finance, Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance and Beijing Normal University
Downloads 116 (491,177)
Citation 12

Abstract:

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Venture capital certification, P2P lending platform, Information asymmetry