Hongyu Xiang

Tsinghua University - PBC School of Finance

No. 43, Chengdu Road

Haidian District

Beijing 100083

China

SCHOLARLY PAPERS

3

DOWNLOADS

590

SSRN CITATIONS

3

CROSSREF CITATIONS

0

Scholarly Papers (3)

1.

Deciphering Big Data in Consumer Credit Evaluation

PBCSF-NIFR Research Paper, Journal of Empirical Finance, Forthcoming
Number of pages: 55 Posted: 11 Jan 2019 Last Revised: 12 Apr 2021
Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance, BaiRong Financial Information Service Co., Ltd, Tsinghua University - PBC School of Finance and Tsinghua University - PBC School of Finance
Downloads 428 (86,110)

Abstract:

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Big Data, FinTech, Personal Credit, Large-scale Alternative Data, Income Exaggeration

2.

Individual Consumption Response to Expanding Credit Access: Evidence from Online Cash Loan Platform

PBCSF-NIFR Research Paper
Number of pages: 41 Posted: 01 Oct 2018
Emma Li, Li Liao, Zhengwei Wang and Hongyu Xiang
Department of Finance, Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance and Tsinghua University - PBC School of Finance
Downloads 84 (367,329)

Abstract:

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Consumption, Cash loan, Debt, Credit access, Consumer finance, Fintech

3.

Venture capital certification and customer response: Evidence from P2P lending platforms

Journal of Corporate Finance, Vol. 60, 2020
Number of pages: 52 Posted: 01 Oct 2018 Last Revised: 08 Jul 2020
Emma Li, Li Liao, Zhengwei Wang and Hongyu Xiang
Department of Finance, Tsinghua University - PBC School of Finance, Tsinghua University - PBC School of Finance and Tsinghua University - PBC School of Finance
Downloads 78 (383,633)
Citation 2

Abstract:

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Venture capital certification, P2P lending platform, Information asymmetry