Amit Seru

Stanford University

Stanford, CA 94305

United States

SCHOLARLY PAPERS

34

DOWNLOADS
Rank 211

SSRN RANKINGS

Top 211

in Total Papers Downloads

51,826

CITATIONS
Rank 790

SSRN RANKINGS

Top 790

in Total Papers Citations

657

Scholarly Papers (34)

1.

Did Securitization Lead to Lax Screening? Evidence from Subprime Loans

EFA 2008 Athens Meetings Paper
Number of pages: 59 Posted: 03 Mar 2008 Last Revised: 11 Jan 2009
The Wharton School - University of Pennsylvania, Real Estate Department, Sorin Capital Management, LLC, Stanford University and London Business School
Downloads 8,246 (406)
Citation 236

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Securitization, screening, incentives, subprime, defaults, mortgages, disintermediation, subprime crisis, consumer credit

The Market for Financial Adviser Misconduct

NBER Working Paper No. w22050
Number of pages: 79 Posted: 01 Mar 2016
Mark Egan, Gregor Matvos and Amit Seru
University of Minnesota Carlson School of Management, University of Texas at Austin - Department of Finance and Stanford University
Downloads 29 (424,002)
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3.

The Failure of Models that Predict Failure: Distance, Incentives and Defaults

Chicago GSB Research Paper No. 08-19, Ross School of Business Paper No. 1122, EFA 2009 Bergen Meetings Paper
Number of pages: 46 Posted: 10 Nov 2008 Last Revised: 15 Aug 2010
Uday Rajan, Amit Seru and Vikrant Vig
Stephen M. Ross School of Business, University of Michigan, Stanford University and London Business School
Downloads 5,010 (1,079)
Citation 58

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Securitization, screening, incentives, subprime, defaults, mortgages, disintermediation, models, lucas critique, soft information, hard information, failure, predictability

Technological Innovation, Resource Allocation and Growth

Quarterly Journal of Economics, Forthcoming
Number of pages: 78 Posted: 22 Dec 2012 Last Revised: 05 Feb 2017
Massachusetts Institute of Technology (MIT) - Sloan School of Management, Northwestern University - Kellogg School of Management - Department of Finance, Stanford University and Indiana University - Kelley School of Business - Department of Finance
Downloads 3,098 (2,682)
Citation 9

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Innovation, patents, growth, reallocation

Technological Innovation, Resource Allocation, and Growth

NBER Working Paper No. w17769
Number of pages: 46 Posted: 21 Jan 2012 Last Revised: 28 Oct 2014
Massachusetts Institute of Technology (MIT) - Sloan School of Management, Northwestern University - Kellogg School of Management - Department of Finance, Stanford University and Indiana University - Kelley School of Business - Department of Finance
Downloads 487 (47,771)
Citation 9

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Asset Quality Misrepresentation by Financial Intermediaries: Evidence from RMBS Market

Journal of Finance, Forthcoming, Columbia Business School Research Paper No. 13-7 , Fama-Miller Working Paper, Kreisman Working Papers Series in Housing Law and Policy No. 9
Number of pages: 74 Posted: 13 Feb 2013 Last Revised: 08 Jan 2015
Columbia Business School - Finance and Economics, Stanford University and Columbia University - Columbia Business School
Downloads 3,027 (2,799)
Citation 5

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Misrepresentation, Underwriters, Mortgages, Subprime, Crisis, Fraud, Securitization, Banks, Intermediaries

Asset Quality Misrepresentation by Financial Intermediaries: Evidence from Rmbs Market

NBER Working Paper No. w18843
Number of pages: 80 Posted: 12 Mar 2013
Columbia Business School - Finance and Economics, Stanford University and Columbia University - Columbia Business School
Downloads 16 (496,903)
Citation 5

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6.

Securitization and Distressed Loan Renegotiation: Evidence from the Subprime Mortgage Crisis

Chicago Booth School of Business Research Paper No. 09-02, AFA 2010 Atlanta Meetings Paper
Number of pages: 57 Posted: 31 Dec 2008 Last Revised: 20 Aug 2011
Tomasz Piskorski, Amit Seru and Vikrant Vig
Columbia Business School - Finance and Economics, Stanford University and London Business School
Downloads 2,760 (2,973)
Citation 52

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Securitization, renegotiation, bargaining, servicing, incentives, subprime, crisis, defaults, mortgages

Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

Journal of Political Economy, Forthcoming, Fisher College of Business Working Paper No. 2012-03-020, Charles A. Dice Center Working Paper No. 2012-20
Number of pages: 63 Posted: 29 Aug 2012 Last Revised: 21 Jul 2016
Georgetown University - Department of Finance, Federal Reserve Bank of Chicago, Ohio State University - Fisher College of Business, Finance Department, Office of the Comptroller of the Currency (OCC), Columbia Business School - Finance and Economics and Stanford University
Downloads 1,856 (6,472)
Citation 2

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Government intervention, Debt renegotiation, Mortgage modification, Foreclosures, Housing crisis, HAMP, Servicers

Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

FRB of Chicago Working Paper No. 2013-27, Kreisman Working Papers Series in Housing Law and Policy No. 7
Number of pages: 69 Posted: 28 Jan 2014
Georgetown University - Department of Finance, Federal Reserve Bank of Chicago, Ohio State University - Fisher College of Business, Finance Department, Office of the Comptroller of the Currency (OCC), Columbia Business School - Finance and Economics and Stanford University
Downloads 106 (221,816)
Citation 2

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Government intervention, Debt renegotiation, Mortgage modification, Foreclosures, Housing crisis, HAMP, Servicers

Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

NBER Working Paper No. w18311
Number of pages: 63 Posted: 30 Aug 2012
Georgetown University - Department of Finance, Federal Reserve Bank of Chicago, Ohio State University - Fisher College of Business, Finance Department, Office of the Comptroller of the Currency (OCC), Columbia Business School - Finance and Economics and Stanford University
Downloads 14 (508,705)
Citation 2

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8.
Downloads 1,680 ( 7,884)
Citation 54

Learning By Trading

Number of pages: 49 Posted: 20 Mar 2006 Last Revised: 14 May 2014
Amit Seru, Tyler Shumway and Noah Stoffman
Stanford University, University of Michigan at Ann Arbor, The Stephen M. Ross School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 1,680 (7,732)
Citation 54

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Learning, Behavioral Biases, Disposition Effect, Individual Investor Performance

Learning by Trading

The Review of Financial Studies, Vol. 23, Issue 2, pp. 705-739, 2009
Posted: 01 Feb 2010
Amit Seru, Tyler Shumway and Noah Stoffman
Stanford University, University of Michigan at Ann Arbor, The Stephen M. Ross School of Business and Indiana University - Kelley School of Business - Department of Finance

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D10, G10

Did the Community Reinvestment Act (CRA) Lead to Risky Lending?

Kreisman Working Papers Series in Housing Law and Policy No. 8
Number of pages: 44 Posted: 08 Nov 2012 Last Revised: 08 Jan 2015
Georgetown University - Department of Finance, Northwestern University - Kellogg School of Management, Tel Aviv University and Stanford University
Downloads 1,475 (9,546)
Citation 3

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CRA, Financial Institutions, Mortgages, Financial Crisis, Household Finance

Did the Community Reinvestment Act (Cra) Lead to Risky Lending?

NBER Working Paper No. w18609
Number of pages: 45 Posted: 07 Dec 2012 Last Revised: 17 Dec 2012
Georgetown University - Department of Finance, Northwestern University - Kellogg School of Management, Tel Aviv University and Stanford University
Downloads 113 (211,624)
Citation 3

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10.

Firm Boundaries Matter: Evidence from Conglomerates and R&D Activity

AFA 2008 New Orleans Meetings Paper
Number of pages: 55 Posted: 19 Mar 2007 Last Revised: 28 Jul 2014
Amit Seru
Stanford University
Downloads 1,451 (6,895)
Citation 24

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Conglomerates, Theory of Firm, Innovation, R&D, Mergers, Incentives

11.
Downloads 1,370 ( 10,952)
Citation 9

Inconsistent Regulators: Evidence from Banking

AFA 2013 San Diego Meetings Paper
Number of pages: 59 Posted: 03 Jan 2012 Last Revised: 10 Apr 2013
Georgetown University - Department of Finance, Federal Reserve Banks - Federal Reserve Bank of New York, Stanford University and Vancouver School of Economics
Downloads 1,342 (11,092)
Citation 9

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Banking Regulation, Banking Supervision, Dual Banking, CAMELS, Financial Institutions, European Banking

Inconsistent Regulators: Evidence from Banking

NBER Working Paper No. w17736
Number of pages: 60 Posted: 06 Jan 2012
Georgetown University - Department of Finance, Federal Reserve Banks - Federal Reserve Bank of New York, Stanford University and Vancouver School of Economics
Downloads 28 (428,958)
Citation 9

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12.

Financial Regulation and Securitization: Evidence from Subprime Loans

Number of pages: 37 Posted: 19 Feb 2009
The Wharton School - University of Pennsylvania, Real Estate Department, Sorin Capital Management, LLC, Stanford University and London Business School
Downloads 1,134 (13,152)
Citation 34

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Securitization, screening, incentives, subprime, defaults, mortgages, disintermediation, subprime crisis, regulation

Fund Manager Use of Public Information: New Evidence on Managerial Skills

Sauder School of Business Working Paper
Number of pages: 58 Posted: 13 Dec 2004
Marcin T. Kacperczyk and Amit Seru
Imperial College London - Accounting, Finance, and Macroeconomics and Stanford University
Downloads 1,119 (14,833)
Citation 62

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Managerial skill, public information, mutual funds, stock analysts

Fund Manager Use of Public Information: New Evidence on Managerial Skills

Journal of Finance, Forthcoming
Posted: 28 Jun 2006
Marcin T. Kacperczyk and Amit Seru
Imperial College London - Accounting, Finance, and Macroeconomics and Stanford University

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Managerial skill, public information, mutual funds, stock analysts

14.

Finance and Innovation: The Case of Publicly Traded Firms

Ross School of Business Paper No. 970, AFA 2007 Chicago Meetings Paper, EFA 2006 Zurich Meetings Paper
Number of pages: 50 Posted: 09 Jun 2005 Last Revised: 09 Oct 2014
University of Nebraska, University of Texas at Dallas - School of Management - Department of Finance & Managerial Economics and Stanford University
Downloads 1,106 (10,937)
Citation 19

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Technological, Innovation, Finance, Growth, Patent, Citations, Arm's Length, Capital Structure

Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks

Columbia Business School Research Paper No. 17-39
Number of pages: 85 Posted: 29 Mar 2017 Last Revised: 19 Sep 2017
University of Chicago, University of Texas at Austin - Department of Finance, Columbia Business School - Finance and Economics and Stanford University
Downloads 803 (24,410)

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Fintech, Shadow Banks, Regulatory Arbitrage, Lending, Mortgages, FHA

Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks

NBER Working Paper No. w23288
Number of pages: 86 Posted: 27 Mar 2017
University of Chicago, University of Texas at Austin - Department of Finance, Columbia Business School - Finance and Economics and Stanford University
Downloads 47 (353,445)
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16.

Internal Capital Market and Dividend Policies: Evidence from Business Groups

AFA 2007 Chicago Meetings Paper
Number of pages: 50 Posted: 03 Jan 2005 Last Revised: 31 Aug 2011
Washington University in St. Louis - John M. Olin Business School, University of Texas at Dallas - School of Management - Department of Finance & Managerial Economics and Stanford University
Downloads 846 (23,001)
Citation 7

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Internal Capital Markets, Business Groups, Dividends, Insider Holding, Governance

Resource Allocation within Firms and Financial Market Dislocation: Evidence from Diversified Conglomerates

Chicago Booth Research Paper No. 13-39, Fama-Miller Working Paper
Number of pages: 51 Posted: 31 Jan 2013 Last Revised: 11 Feb 2014
Gregor Matvos and Amit Seru
University of Texas at Austin - Department of Finance and Stanford University
Downloads 766 (26,119)
Citation 5

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Theory of Firm, Firm Boundaries, Conglomerates, Diversification, Discount, Internal Capital Markets, Crisis

Resource Allocation within Firms and Financial Market Dislocation: Evidence from Diversified Conglomerates

NBER Working Paper No. w17717
Number of pages: 43 Posted: 31 Dec 2011
Gregor Matvos and Amit Seru
University of Texas at Austin - Department of Finance and Stanford University
Downloads 38 (385,293)
Citation 5

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Mortgage Rates, Household Balance Sheets, and the Real Economy

Columbia Business School Research Paper No. 14-53
Number of pages: 61 Posted: 06 Oct 2014 Last Revised: 07 Nov 2014
The Wharton School - University of Pennsylvania, Real Estate Department, Columbia Business School - Finance and Economics, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 768 (26,035)
Citation 1

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Household Leverage, Crisis, Deleveraging, Monetary Policy, Mortgage Rates, Household Consumption, Adjustable-Rate Mortgages

Mortgage Rates, Household Balance Sheets, and the Real Economy

NBER Working Paper No. w20561
Number of pages: 62 Posted: 06 Oct 2014
The Wharton School - University of Pennsylvania, Real Estate Department, Columbia Business School - Finance and Economics, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 14 (508,705)
Citation 1

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19.
Downloads 652 ( 33,083)

Selling Failed Banks

Fama-Miller Working Paper
Number of pages: 63 Posted: 17 Aug 2014 Last Revised: 14 May 2015
Joao Granja, Gregor Matvos and Amit Seru
University of Chicago - Booth School of Business, University of Texas at Austin - Department of Finance and Stanford University
Downloads 648 (32,878)

Abstract:

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Failed banks, Banking crisis, Regulation, Bail-outs, Resolution

Selling Failed Banks

NBER Working Paper No. w20410
Number of pages: 51 Posted: 25 Aug 2014
Joao Granja, Gregor Matvos and Amit Seru
University of Chicago - Booth School of Business, University of Texas at Austin - Department of Finance and Stanford University
Downloads 4 (564,085)

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Regional Redistribution Through the U.S. Mortgage Market

Kreisman Working Papers Series in Housing Law and Policy No. 25
Number of pages: 69 Posted: 28 Feb 2015 Last Revised: 01 Mar 2016
University of Chicago - Booth School of Business, The Wharton School - University of Pennsylvania, Real Estate Department, Stanford University and University of Chicago - Booth School of Business
Downloads 613 (35,416)

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Risk-sharing, GSEs, mortgages, redistribution, financial crisis, pricing

Regional Redistribution Through the U.S. Mortgage Market

NBER Working Paper No. w21007
Number of pages: 70 Posted: 09 Mar 2015 Last Revised: 25 Mar 2015
University of Chicago - Booth School of Business, The Wharton School - University of Pennsylvania, Real Estate Department, Stanford University and University of Chicago - Booth School of Business
Downloads 7 (548,251)
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Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program

Columbia Business School Research Paper No. 15-85, Kreisman Working Papers Series in Housing Law and Policy No. 27
Number of pages: 72 Posted: 21 Sep 2015 Last Revised: 29 Oct 2017
Georgetown University - Department of Finance, Federal Reserve Bank of Chicago, Office of the Comptroller of the Currency (OCC), University of Pennsylvania - The Wharton School, Columbia Business School - Finance and Economics, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 536 (42,408)

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Financial Crisis, HARP, Debt, Refinancing, Consumption, Spending, Household Finance, Mortgages, Policy Intervention

Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program

NBER Working Paper No. w21512
Number of pages: 73 Posted: 31 Aug 2015 Last Revised: 08 Sep 2015
Georgetown University - Department of Finance, Federal Reserve Bank of Chicago, Office of the Comptroller of the Currency (OCC), Columbia Business School - Finance and Economics, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 11 (526,164)
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22.

Are Incentive Contracts Rigged by Powerful CEOs?

AFA 2006 Boston Meetings Paper, EFA 2006 Zurich Meetings Paper
Number of pages: 49 Posted: 22 Mar 2005 Last Revised: 12 Nov 2008
Adair Morse, Vikram K. Nanda and Amit Seru
University of California, Berkeley - Haas School of Business, University of Texas at Dallas - School of Management - Department of Finance & Managerial Economics and Stanford University
Downloads 500 (42,573)
Citation 23

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CEO Power, Incentive Contracts, CEO Compensation, Board of Directors, Governance, Rent Extraction

When Harry Fired Sally: The Double Standard in Punishing Misconduct

Number of pages: 68 Posted: 13 Mar 2017 Last Revised: 17 May 2017
Mark Egan, Gregor Matvos and Amit Seru
University of Minnesota Carlson School of Management, University of Texas at Austin - Department of Finance and Stanford University
Downloads 461 (51,267)

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Financial Advisers, Brokers, Gender Discrimination, Consumer Finance, Financial Misconduct and Fraud, FINRA

When Harry Fired Sally: The Double Standard in Punishing Misconduct

NBER Working Paper No. w23242
Number of pages: 69 Posted: 19 Mar 2017
Mark Egan, Gregor Matvos and Amit Seru
University of Minnesota Carlson School of Management, University of Texas at Austin - Department of Finance and Stanford University
Downloads 21 (467,706)
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24.
Downloads 475 ( 49,881)

Advertising Expensive Mortgages

Journal of Finance, Forthcoming, Fama-Miller Working Paper, Kreisman Working Papers Series in Housing Law and Policy No. 10
Number of pages: 46 Posted: 16 Mar 2013 Last Revised: 30 Sep 2016
Umit G. Gurun, Gregor Matvos and Amit Seru
University of Texas at Dallas, University of Texas at Austin - Department of Finance and Stanford University
Downloads 468 (50,300)

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Advertising, Policy intervention, Mortgages, Foreclosures, Housing crisis

Advertising Expensive Mortgages

NBER Working Paper No. w18910
Number of pages: 77 Posted: 22 Mar 2013
Umit G. Gurun, Gregor Matvos and Amit Seru
University of Texas at Dallas, University of Texas at Austin - Department of Finance and Stanford University
Downloads 7 (548,251)

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The Revolving Door and Worker Flows in Banking Regulation

Number of pages: 44 Posted: 14 Jun 2014
Federal Reserve Banks - Federal Reserve Bank of New York, Stanford University and Vancouver School of Economics
Downloads 381 (64,706)

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Banking Regulation, Revolving Door, Inter-industry Worker Flows

The Revolving Door and Worker Flows in Banking Regulation

NBER Working Paper No. w20241
Number of pages: 45 Posted: 23 Jun 2014
Federal Reserve Banks - Federal Reserve Bank of New York, Stanford University and Vancouver School of Economics
Downloads 8 (542,881)

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26.
Downloads 355 ( 70,933)
Citation 6

Financing Labor

Number of pages: 35 Posted: 20 May 2015
Northwestern University - Kellogg School of Management, Tel Aviv University and Stanford University
Downloads 199 (130,898)
Citation 6

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Credit, Financial Constraints, Labor, Unemployment.

Financing Labor

NBER Working Paper No. w17144
Number of pages: 33 Posted: 20 Jun 2011
Northwestern University - Kellogg School of Management, Tel Aviv University and Stanford University
Downloads 156 (163,181)
Citation 6

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27.

Reputation and Spillovers: Evidence from Indian Business Groups

Number of pages: 48 Posted: 18 Mar 2005
Washington University in St. Louis - John M. Olin Business School, University of Texas at Dallas - School of Management - Department of Finance & Managerial Economics and Stanford University
Downloads 288 (80,452)
Citation 9

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Reputation, business groups, spillovers

28.

Do Conglomerates Stifle Innovation?

Number of pages: 2 Posted: 09 Sep 2010
Amit Seru
Stanford University
Downloads 79 (214,752)
Citation 7

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G34, L22, L25, L26, O31, O32

29.

Affiliated Firms and Financial Support: Evidence from Indian Business Groups

Journal of Financial Economics, Forthcoming
Number of pages: 51 Posted: 17 Sep 2006 Last Revised: 21 Jul 2011
Washington University in St. Louis - John M. Olin Business School, University of Texas at Dallas - School of Management - Department of Finance & Managerial Economics and Stanford University
Downloads 56 (271,016)
Citation 32

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Reputation, business groups, spillovers

The Use and Misuse of Patent Data: Issues for Corporate Finance and Beyond

Number of pages: 127 Posted: 18 Nov 2017
Josh Lerner and Amit Seru
Harvard Business School - Finance Unit and Stanford University
Downloads 39 (385,293)

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The Use and Misuse of Patent Data: Issues for Corporate Finance and Beyond

NBER Working Paper No. w24053
Number of pages: 92 Posted: 28 Nov 2017
Josh Lerner and Amit Seru
Harvard Business School - Finance Unit and Stanford University
Downloads 6 (558,720)
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31.

Banking the Unbanked: What Do 255 Million New Bank Accounts Reveal about Financial Access?

Columbia Business School Research Paper No. 17-12, Georgetown McDonough School of Business Research Paper No. 2906523, Indian School of Business WP 2906523
Number of pages: 76 Posted: 30 Jan 2017 Last Revised: 13 Nov 2017
Georgetown University - Department of Finance, Indian School of Business (ISB), Hyderabad, Indian Institute of Management (IIMB), Bangalore, State Bank of India, Columbia Business School - Finance and Economics and Stanford University
Downloads 0 (70,933)

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Banking, Financial Inclusion, Financial Literacy, Big Data, Financial Access, Savings, Spending, Debit Card, Consumer Finance, Household Finance

32.

Financial Market Frictions and Diversification

Chicago Booth Research Paper No. 17-13
Number of pages: 87 Posted: 24 Oct 2016 Last Revised: 31 May 2017
Gregor Matvos, Amit Seru and Rui Silva
University of Texas at Austin - Department of Finance, Stanford University and London Business School - Department of Finance
Downloads 0 (73,147)

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Theory of Firm, Firm Boundaries, Conglomerates, Diversification, Internal Capital Markets

33.

Information, Credit, and Organization

Number of pages: 60 Posted: 23 Jun 2016
Northwestern University - Kellogg School of Management, Stanford University and London Business School
Downloads 0 (232,924)

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Information, Organization, Incentives, Information-Pocessing, Delegation

34.

The Market for Financial Adviser Misconduct

Journal of Political Economy, Forthcoming
Posted: 29 Feb 2016
Mark Egan, Gregor Matvos and Amit Seru
University of Minnesota Carlson School of Management, University of Texas at Austin - Department of Finance and Stanford University
Downloads 7,019

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Financial Advisers, Brokers, Consumer Finance, Financial Misconduct and Fraud, FINRA