Pierre-Carl Michaud

University of Quebec at Montreal (UQAM) - Department of Economics

P.O. Box 8888, Downtown Station

Montreal, Quebec H3C 3P8

Canada

Centre Interuniversitaire sur le Risque, les Politiques Economiques et l'Emploi (CIRPÉE)

Pavillon De Sève

Ste-Foy, Quebec G1K 7P4

Canada

RAND Corporation, Labor and Population

Associate Economist

Santa Monica, CA 90407-2138

United States

IZA Institute of Labor Economics

P.O. Box 7240

Bonn, D-53072

Germany

Netspar

P.O. Box 90153

Tilburg, 5000 LE

Netherlands

SCHOLARLY PAPERS

32

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Scholarly Papers (32)

Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France

Canada Research Chair in Risk Management Working Paper No. 04-05
Number of pages: 47 Posted: 01 Sep 2004
Georges Dionne, Pierre-Carl Michaud and Maki Dahchour
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Aviva Canada - National Personal Lines
Downloads 521 (51,966)
Citation 16

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Automobile insurance, road safety, asymmetric information, experience rating, moral hazard, adverse selection, dynamic panel data models, Granger causality test

Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France

Number of pages: 50 Posted: 08 Sep 2010
Georges Dionne, Pierre-Carl Michaud and Maki Dahchour
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Aviva Canada - National Personal Lines
Downloads 207 (146,756)
Citation 2

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Moral hazard, adverse selection, learning, dynamic insurance contracting, panel data, empirical test

Entrepreneurship, Wealth, Liquidity Constraints, and Start-Up Costs

Comparative Labor Law & Policy Journal, Vol. 28, No. 4, 2007
Number of pages: 38 Posted: 12 Aug 2007 Last Revised: 16 Nov 2008
Raquel Fonseca, Pierre-Carl Michaud and Thepthida Sopraseuth
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics and Université du Maine
Downloads 152 (193,811)
Citation 1

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Entrepreneurship, Wealth, Liquidity Constraints and Start-Up Costs

IZA Discussion Paper No. 2874
Number of pages: 30 Posted: 11 Jul 2007
Raquel Fonseca, Pierre-Carl Michaud and Thepthida Sopraseuth
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics and Université du Maine
Downloads 151 (194,905)
Citation 2

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entrepreneurship, wealth, liquidity constraints, start-up costs

3.

Health and Wealth of Elderly Couples: Causality Tests Using Dynamic Panel Data Models

IZA Discussion Paper No. 1312; CentER Discussion Paper No. 2004-81
Number of pages: 50 Posted: 23 Sep 2004
Pierre-Carl Michaud and Arthur van Soest
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg University
Downloads 264 (115,547)
Citation 1

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health, inequality, aging, dynamic panel data models, causality

4.

Statistical Analysis of Value-of-Life Estimates Using Hedonic Wage Method

Risk Management Chair, HEC Montreal Working Paper No. 02-01
Number of pages: 30 Posted: 06 Feb 2003
Georges Dionne and Pierre-Carl Michaud
HEC Montreal - Department of Finance and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 251 (121,692)
Citation 4

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value-of-life, willingness to pay, probability of death, estimate, methodology

5.
Downloads 183 (165,569)
Citation 23

Optimal Financial Knowledge and Wealth Inequality

Global Financial Literacy Excellence Center Working Paper No. 2014-3
Number of pages: 64 Posted: 27 Mar 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 126 (226,943)
Citation 12

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financial knowledge, wealth inequality

Optimal Financial Knowledge and Wealth Inequality

GFLEC Working Paper Series No. 2014- 002
Number of pages: 52 Posted: 14 Apr 2013 Last Revised: 10 Sep 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 43 (421,407)
Citation 1

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Optimal Financial Knowledge and Wealth Inequality

NBER Working Paper No. w18669
Number of pages: 49 Posted: 05 Jan 2013
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 14 (579,693)
Citation 2

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The Rise in Obesity Across the Atlantic: An Economic Perspective

RAND Working Paper No. WR-586
Number of pages: 67 Posted: 16 Jun 2008
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padua - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 97 (272,396)
Citation 1

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obesity, health care costs, efficiency, equity

The Rise in Obesity Across the Atlantic: An Economic Perspective

IZA Discussion Paper No. 3529
Number of pages: 68 Posted: 16 Jun 2008
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padua - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 66 (344,157)

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obesity, health care costs, efficiency, equity

7.
Downloads 145 (200,998)
Citation 5

Employment Dynamics of Married Women in Europe

IZA Discussion Paper No. 1706
Number of pages: 35 Posted: 11 Aug 2005
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 85 (296,830)

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ntertemporal labor supply, female employment, dynamic binary choice models, initial conditions

Employment Dynamics of Married Women in Europe

RAND Working Paper Series No. WR-273
Number of pages: 34 Posted: 26 Oct 2005
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 60 (361,762)
Citation 5

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Intertemporal labor supply, female employment, dynamic binary choice models, initial conditions

The Recent Evolution of Retirement Patterns in Canada

IZA Discussion Paper No. 5979
Number of pages: 44 Posted: 25 Sep 2011
Pierre Lefebvre, Philip Merrigan and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 60 (361,762)

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retirement, pensions, Canada

The Recent Evolution of Retirement Patterns in Canada

Netspar Discussion Paper No. 09/2011-125
Number of pages: 49 Posted: 12 Apr 2014
Pierre Lefebvre, Philippe Merrigan and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 46 (409,717)
Citation 2

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9.

Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness

Netspar Discussion Paper No. 02/2015-043
Number of pages: 43 Posted: 23 Dec 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 130 (219,392)
Citation 1

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Life cycle model, financial literacy, financial decision-making, financial education, program evaluation, difference-in-difference

10.

A Review of Recent Theoretical and Empirical Analyses of Asymmetric Information in Road Safety and Automobile Insurance

Number of pages: 43 Posted: 26 Jan 2012 Last Revised: 06 Oct 2012
Georges Dionne, Pierre-Carl Michaud and Jean Pinquet
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Université Paris X Nanterre
Downloads 114 (242,041)

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Road safety, point-record driver's license, asymmetric information, road safety management, empirical test

Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions

RAND Working Paper No. WR-643
Number of pages: 37 Posted: 14 Dec 2008
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 58 (368,016)
Citation 8

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intertemporal labor supply, female employment, fertility, dynamic binary choice models, initial conditions

Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions

IZA Discussion Paper No. 3853
Number of pages: 38 Posted: 01 Dec 2008
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 54 (381,354)

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intertemporal labor supply, female employment, fertility, dynamic binary choice models, initial conditions

12.

A Collective Retirement Model: Identification and Estimation in the Presence of Externalities

IZA Discussion Paper No. 1294; CentER Discussion Paper No. 2004-75
Number of pages: 46 Posted: 08 Sep 2004
Pierre-Carl Michaud and Frederic Vermeulen
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg University - CentER
Downloads 110 (248,325)

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collective household models, labor supply, retirement, social security, identification

13.

Joint Labour Supply Dynamics of Older Couples

IZA Discussion Paper No. 832
Number of pages: 40 Posted: 27 Aug 2003
Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 107 (253,137)

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supply of couples, retirement, dynamic panel data models

International Differences in Longevity and Health and Their Economic Consequences

IZA Discussion Paper No. 4367
Number of pages: 37 Posted: 18 Aug 2009
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 55 (377,926)

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disability, mortality, international comparisons, microsimulation

International Differences in Longevity and Health and Their Economic Consequences

NBER Working Paper No. w15235
Number of pages: 36 Posted: 18 Aug 2009 Last Revised: 19 Aug 2010
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 51 (391,554)

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Understanding the Economic Consequences of Shifting Trends in Population Health

IZA Discussion Paper No. 4366
Number of pages: 43 Posted: 18 Aug 2009
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 80 (308,056)
Citation 1

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disability, health care costs, social security, microsimulation

Understanding the Economic Consequences of Shifting Trends in Population Health

NBER Working Paper No. w15231
Number of pages: 42 Posted: 18 Aug 2009 Last Revised: 15 Aug 2010
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 26 (502,449)

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16.

On the Rise of Health Spending and Longevity

IZA Discussion Paper No. 4622
Number of pages: 51 Posted: 15 Dec 2009
Raquel Fonseca, Pierre-Carl Michaud, Titus J. Galama and Arie Kapteyn
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics, USC Center for Economic and Social Research and Dornsife Center for Economic and Social Research - University of Southern California
Downloads 81 (303,008)

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demand for health, health spending, insurance, technological change, longevity

17.

Cross-Country Variation in Obesity Patterns Among Older Americans and Europeans

RAND Working Paper No. WR-495
Number of pages: 35 Posted: 02 Aug 2007
Pierre-Carl Michaud, Arthur van Soest and Tatiana Andreyeva
University of Quebec at Montreal (UQAM) - Department of Economics, Tilburg University and Yale University
Downloads 76 (314,604)
Citation 6

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Body Mass Index, International Comparison, SHARE

Evidence on Individual Preferences for Longevity Risk

Netspar Discussion Paper No. 03/2013-083
Number of pages: 21 Posted: 12 Apr 2014
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 30 (479,954)
Citation 1

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Intertemporal choice, risk aversion toward the length of life, stated-preference

Evidence on Individual Preferences for Longevity Risk

CESifo Working Paper Series No. 4196
Number of pages: 20 Posted: 24 Apr 2013
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 23 (520,925)

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intertemporal choice, risk aversion toward the length of life, stated-preference

Evidence on Individual Preferences for Longevity Risk

IZA Discussion Paper No. 7317
Number of pages: 21 Posted: 13 Apr 2013
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 13 (586,507)

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risk aversion toward the length of life, intertemporal choice, stated-preference

19.

Health Club Attendance, Expectations and Self-Control

CESifo Working Paper Series No. 4926
Number of pages: 24 Posted: 21 Aug 2014
Jean-Denis Garon, Alix Masse and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), ESG UQAM and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 63 (348,227)

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self-control, gym attendance, expectations, obesity

20.
Downloads 60 (356,789)
Citation 5

Financial Literacy and Retirement Planning in Canada

Global Financial Literacy Excellence Center Working Paper No. 2014-2
Number of pages: 31 Posted: 27 Mar 2015
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), George Washington University - Department of Accountancy and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 43 (421,407)

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Financial literacy, retirement planning, international comparisons

Financial Literacy and Retirement Planning in Canada

NBER Working Paper No. w20297
Number of pages: 30 Posted: 24 Jul 2014
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), George Washington University - Department of Accountancy and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 17 (559,868)
Citation 1

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21.

How Did the Elimination of the Earnings Test Above the Normal Retirement Age Affect Retirement Expectations?

IZA Discussion Paper No. 2868, RAND Working Paper Series No. WR-478, Michigan Retirement Research Center Research Paper No., WP 2006-135
Number of pages: 36 Posted: 12 Jul 2007
Pierre-Carl Michaud and Arthur van Soest
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg University
Downloads 52 (381,798)

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social security earnings test, expectations, retirement, difference in differences, panel data

Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection

CESifo Working Paper Series No. 6698
Number of pages: 59 Posted: 24 Nov 2017
HEC Montreal - Department of Finance, CNRS, Toulouse School of Economics, Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 38 (442,291)

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Long-Term Care Insurance, Adverse Selection, Stated-Preference, Health, Insurance

Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection

CRREP Working Paper Series 2017-11
Number of pages: 58 Posted: 20 May 2018
HEC Montreal - Department of Finance, CNRS, Toulouse School of Economics, Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 13 (586,507)

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Long-Term Care Insurance, Adverse Selection, Stated-Preference, Health, Insurance

23.

Using International Micro Data to Learn About Individuals' Responses to Changes in Social Insurance

RAND Working Paper Series No. WR- 626
Number of pages: 53 Posted: 26 Nov 2008
Michael D. Hurd, Pierre-Carl Michaud and Susann Rohwedder
RAND Corporation, University of Quebec at Montreal (UQAM) - Department of Economics and RAND Corporation
Downloads 45 (405,851)
Citation 3

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aging, social insurance, international comparisons

24.

Accounting for the Rise of Health Spending and Longevity

IZA Discussion Paper No. 7622
Number of pages: 58 Posted: 05 Oct 2013
Raquel Fonseca, Pierre-Carl Michaud, Arie Kapteyn and Titus J. Galama
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics, Dornsife Center for Economic and Social Research - University of Southern California and USC Center for Economic and Social Research
Downloads 41 (420,743)

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health spending, longevity, life-cycle models, technological change

25.

Individual Survival Curves Comparing Subjective and Observed Mortality Risks

IZA Discussion Paper No. 8658
Number of pages: 41 Posted: 06 Dec 2014
Luc Bissonnette, Michael D. Hurd and Pierre-Carl Michaud
Tilburg University, RAND Corporation and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 30 (467,651)

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subjective probabilities, old age mortality, joint survival of couples

26.

An Economic Analysis of Proposals to Improve Coverage of Longevity Risk

Industrial Alliance Research Chair on the Economics of Aging Working Paper 14-06
Number of pages: 36 Posted: 14 Jan 2015
University of Quebec at Montreal (UQAM), Laval University, Université Laval and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 26 (488,087)

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Longevity risk, retirement savings, inequality, life expectancy

27.

The Effect of Job Loss on Health: Evidence from Biomarkers

IZA Discussion Paper No. 8587
Number of pages: 33 Posted: 08 Nov 2014
Pierre-Carl Michaud, Eileen Crimmins and Michael D. Hurd
University of Quebec at Montreal (UQAM) - Department of Economics, University of Southern California - Davis School of Gerontology and RAND Corporation
Downloads 24 (499,207)
Citation 2

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job loss, health, SES-health gradient, biomarkers

28.

Long Term Care Risk Misperceptions

CESifo Working Paper Series No. 7100
Number of pages: 41 Posted: 08 Aug 2018
HEC Montreal - Department of Finance, CNRS, Toulouse School of Economics, Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 17 (539,945)

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long-term care insurance puzzle, disability, misperceptions, subjective probability

29.

Employer Downsizing and Older Workers' Health

IZA Discussion Paper No. 9140
Number of pages: 45 Posted: 04 Sep 2015
Italo A. Gutierrez and Pierre-Carl Michaud
Independent Consultant and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 17 (539,945)

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older workers, employer downsizing, health outcomes

30.

The Effect of College Education on Health and Mortality: Evidence from Canada

CRREP working paper serie 2018-20
Number of pages: 22 Posted: 23 Dec 2018
Université Laval - Département d'Économique, University of Quebec at Montreal (UQAM), University of Quebec at Montreal (UQAM) - Department of Economics and McGill University - Department of Economics
Downloads 10 (582,757)

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mortality, education, microsimulation, quasi-experimental, instrumental variables, veterans

31.

A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle

CRREP working paper serie 2018-06
Number of pages: 36 Posted: 10 Jul 2018
HEC Montreal - Department of Finance, CNRS, Toulouse School of Economics, Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 9 (589,093)
Citation 1

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Long-term care puzzle, Risk perceptions, Supply and demand of insurance, Government programs

32.

The Rise of Obesity in Europe: An Economic Perspective

Economic Policy, Vol. 24, Issue 59, pp. 551-596, July 2009
Number of pages: 46 Posted: 30 Jun 2009
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padua - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 3 (630,313)
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