Pierre-Carl Michaud

University of Quebec at Montreal (UQAM) - Department of Economics

P.O. Box 8888, Downtown Station

Montreal, Quebec H3C 3P8

Canada

Centre Interuniversitaire sur le Risque, les Politiques Economiques et l'Emploi (CIRPÉE)

Pavillon De Sève

Ste-Foy, Quebec G1K 7P4

Canada

RAND Corporation, Labor and Population

Associate Economist

Santa Monica, CA 90407-2138

United States

IZA Institute of Labor Economics

P.O. Box 7240

Bonn, D-53072

Germany

Netspar

P.O. Box 90153

Tilburg, 5000 LE

Netherlands

SCHOLARLY PAPERS

34

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170

CROSSREF CITATIONS

289

Scholarly Papers (34)

Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France

Canada Research Chair in Risk Management Working Paper No. 04-05
Number of pages: 47 Posted: 01 Sep 2004
Georges Dionne, Pierre-Carl Michaud and Maki Dahchour
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Aviva Canada - National Personal Lines
Downloads 530 (55,730)
Citation 17

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Automobile insurance, road safety, asymmetric information, experience rating, moral hazard, adverse selection, dynamic panel data models, Granger causality test

Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France

Number of pages: 50 Posted: 08 Sep 2010
Georges Dionne, Pierre-Carl Michaud and Maki Dahchour
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Aviva Canada - National Personal Lines
Downloads 212 (155,858)
Citation 2

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Moral hazard, adverse selection, learning, dynamic insurance contracting, panel data, empirical test

Entrepreneurship, Wealth, Liquidity Constraints, and Start-Up Costs

Comparative Labor Law & Policy Journal, Vol. 28, No. 4, 2007
Number of pages: 38 Posted: 12 Aug 2007 Last Revised: 16 Nov 2008
Raquel Fonseca, Pierre-Carl Michaud and Thepthida Sopraseuth
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics and Université du Maine
Downloads 154 (207,722)
Citation 6

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Entrepreneurship, Wealth, Liquidity Constraints and Start-Up Costs

IZA Discussion Paper No. 2874
Number of pages: 30 Posted: 11 Jul 2007
Raquel Fonseca, Pierre-Carl Michaud and Thepthida Sopraseuth
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics and Université du Maine
Downloads 152 (210,074)
Citation 3

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entrepreneurship, wealth, liquidity constraints, start-up costs

3.

Health and Wealth of Elderly Couples: Causality Tests Using Dynamic Panel Data Models

IZA Discussion Paper No. 1312; CentER Discussion Paper No. 2004-81
Number of pages: 50 Posted: 23 Sep 2004
Pierre-Carl Michaud and Arthur van Soest
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg University
Downloads 271 (122,412)
Citation 2

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health, inequality, aging, dynamic panel data models, causality

4.

Statistical Analysis of Value-of-Life Estimates Using Hedonic Wage Method

Risk Management Chair, HEC Montreal Working Paper No. 02-01
Number of pages: 30 Posted: 06 Feb 2003
Georges Dionne and Pierre-Carl Michaud
HEC Montreal - Department of Finance and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 258 (128,994)
Citation 4

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value-of-life, willingness to pay, probability of death, estimate, methodology

5.
Downloads 199 (165,662)
Citation 46

Optimal Financial Knowledge and Wealth Inequality

Global Financial Literacy Excellence Center Working Paper No. 2014-3
Number of pages: 64 Posted: 27 Mar 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 139 (226,059)
Citation 29

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financial knowledge, wealth inequality

Optimal Financial Knowledge and Wealth Inequality

GFLEC Working Paper Series No. 2014- 002
Number of pages: 52 Posted: 14 Apr 2013 Last Revised: 10 Sep 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 44 (450,278)
Citation 1

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Optimal Financial Knowledge and Wealth Inequality

NBER Working Paper No. w18669
Number of pages: 49 Posted: 05 Jan 2013
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 16 (610,390)
Citation 9

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The Rise in Obesity Across the Atlantic: An Economic Perspective

RAND Working Paper No. WR-586
Number of pages: 67 Posted: 16 Jun 2008
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padova - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 102 (284,978)
Citation 1

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obesity, health care costs, efficiency, equity

The Rise in Obesity Across the Atlantic: An Economic Perspective

IZA Discussion Paper No. 3529
Number of pages: 68 Posted: 16 Jun 2008
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padova - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 67 (368,746)

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obesity, health care costs, efficiency, equity

7.

Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness

Netspar Discussion Paper No. 02/2015-043
Number of pages: 43 Posted: 23 Dec 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 150 (212,033)
Citation 2

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Life cycle model, financial literacy, financial decision-making, financial education, program evaluation, difference-in-difference

8.
Downloads 149 (213,199)
Citation 5

Employment Dynamics of Married Women in Europe

IZA Discussion Paper No. 1706
Number of pages: 35 Posted: 11 Aug 2005
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 86 (318,463)

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ntertemporal labor supply, female employment, dynamic binary choice models, initial conditions

Employment Dynamics of Married Women in Europe

RAND Working Paper Series No. WR-273
Number of pages: 34 Posted: 26 Oct 2005
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 63 (380,976)
Citation 5

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Intertemporal labor supply, female employment, dynamic binary choice models, initial conditions

The Recent Evolution of Retirement Patterns in Canada

IZA Discussion Paper No. 5979
Number of pages: 44 Posted: 25 Sep 2011
Pierre Lefebvre, Philip Merrigan and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 65 (374,706)

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retirement, pensions, Canada

The Recent Evolution of Retirement Patterns in Canada

Netspar Discussion Paper No. 09/2011-125
Number of pages: 49 Posted: 12 Apr 2014
Pierre Lefebvre, Philippe Merrigan and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 52 (418,778)
Citation 2

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10.

A Review of Recent Theoretical and Empirical Analyses of Asymmetric Information in Road Safety and Automobile Insurance

Number of pages: 43 Posted: 26 Jan 2012 Last Revised: 06 Oct 2012
Georges Dionne, Pierre-Carl Michaud and Jean Pinquet
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Université Paris X Nanterre
Downloads 119 (253,953)

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Road safety, point-record driver's license, asymmetric information, road safety management, empirical test

11.

A Collective Retirement Model: Identification and Estimation in the Presence of Externalities

IZA Discussion Paper No. 1294; CentER Discussion Paper No. 2004-75
Number of pages: 46 Posted: 08 Sep 2004
Pierre-Carl Michaud and Frederic Vermeulen
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg University - CentER
Downloads 116 (258,765)

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collective household models, labor supply, retirement, social security, identification

Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions

RAND Working Paper No. WR-643
Number of pages: 37 Posted: 14 Dec 2008
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 60 (390,630)
Citation 8

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intertemporal labor supply, female employment, fertility, dynamic binary choice models, initial conditions

Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions

IZA Discussion Paper No. 3853
Number of pages: 38 Posted: 01 Dec 2008
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 55 (407,923)
Citation 1

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intertemporal labor supply, female employment, fertility, dynamic binary choice models, initial conditions

13.

Joint Labour Supply Dynamics of Older Couples

IZA Discussion Paper No. 832
Number of pages: 40 Posted: 27 Aug 2003
Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 113 (263,589)

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supply of couples, retirement, dynamic panel data models

International Differences in Longevity and Health and Their Economic Consequences

IZA Discussion Paper No. 4367
Number of pages: 37 Posted: 18 Aug 2009
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 55 (407,923)

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disability, mortality, international comparisons, microsimulation

International Differences in Longevity and Health and Their Economic Consequences

NBER Working Paper No. w15235
Number of pages: 36 Posted: 18 Aug 2009 Last Revised: 19 Aug 2010
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 51 (422,453)

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Understanding the Economic Consequences of Shifting Trends in Population Health

IZA Discussion Paper No. 4366
Number of pages: 43 Posted: 18 Aug 2009
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 80 (332,988)
Citation 1

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disability, health care costs, social security, microsimulation

Understanding the Economic Consequences of Shifting Trends in Population Health

NBER Working Paper No. w15231
Number of pages: 42 Posted: 18 Aug 2009 Last Revised: 15 Aug 2010
University of Quebec at Montreal (UQAM) - Department of Economics, RAND Corporation, University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 26 (541,784)

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16.

On the Rise of Health Spending and Longevity

IZA Discussion Paper No. 4622
Number of pages: 51 Posted: 15 Dec 2009
Raquel Fonseca, Pierre-Carl Michaud, Titus J. Galama and Arie Kapteyn
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics, USC Center for Economic and Social Research and Dornsife Center for Economic and Social Research - University of Southern California
Downloads 87 (313,514)

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demand for health, health spending, insurance, technological change, longevity

17.

Cross-Country Variation in Obesity Patterns Among Older Americans and Europeans

RAND Working Paper No. WR-495
Number of pages: 35 Posted: 02 Aug 2007
Pierre-Carl Michaud, Arthur van Soest and Tatiana Andreyeva
University of Quebec at Montreal (UQAM) - Department of Economics, Tilburg University and Yale University
Downloads 77 (337,314)
Citation 6

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Body Mass Index, International Comparison, SHARE

18.

Health Club Attendance, Expectations and Self-Control

CESifo Working Paper Series No. 4926
Number of pages: 24 Posted: 21 Aug 2014
Jean-Denis Garon, Alix Masse and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), ESG UQAM and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 72 (350,344)

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self-control, gym attendance, expectations, obesity

Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection

CESifo Working Paper Series No. 6698
Number of pages: 59 Posted: 24 Nov 2017
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 49 (430,100)

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Long-Term Care Insurance, Adverse Selection, Stated-Preference, Health, Insurance

Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection

CRREP Working Paper Series 2017-11
Number of pages: 58 Posted: 20 May 2018
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 17 (603,465)

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Long-Term Care Insurance, Adverse Selection, Stated-Preference, Health, Insurance

Evidence on Individual Preferences for Longevity Risk

Netspar Discussion Paper No. 03/2013-083
Number of pages: 21 Posted: 12 Apr 2014
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 32 (506,844)
Citation 2

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Intertemporal choice, risk aversion toward the length of life, stated-preference

Evidence on Individual Preferences for Longevity Risk

CESifo Working Paper Series No. 4196
Number of pages: 20 Posted: 24 Apr 2013
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 24 (554,967)

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intertemporal choice, risk aversion toward the length of life, stated-preference

Evidence on Individual Preferences for Longevity Risk

IZA Discussion Paper No. 7317
Number of pages: 21 Posted: 13 Apr 2013
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 14 (625,108)

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risk aversion toward the length of life, intertemporal choice, stated-preference

21.
Downloads 68 (361,382)
Citation 7

Financial Literacy and Retirement Planning in Canada

Global Financial Literacy Excellence Center Working Paper No. 2014-2
Number of pages: 31 Posted: 27 Mar 2015
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), George Washington University - Department of Accountancy and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 47 (437,951)

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Financial literacy, retirement planning, international comparisons

Financial Literacy and Retirement Planning in Canada

NBER Working Paper No. w20297
Number of pages: 30 Posted: 24 Jul 2014
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), George Washington University - Department of Accountancy and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 21 (575,304)
Citation 3

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22.

How Did the Elimination of the Earnings Test Above the Normal Retirement Age Affect Retirement Expectations?

IZA Discussion Paper No. 2868
Number of pages: 36 Posted: 12 Jul 2007
Pierre-Carl Michaud and Arthur van Soest
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg University
Downloads 56 (398,308)

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social security earnings test, expectations, retirement, difference in differences, panel data

23.

Accounting for the Rise of Health Spending and Longevity

IZA Discussion Paper No. 7622
Number of pages: 58 Posted: 05 Oct 2013
Raquel Fonseca, Pierre-Carl Michaud, Arie Kapteyn and Titus J. Galama
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics, Dornsife Center for Economic and Social Research - University of Southern California and USC Center for Economic and Social Research
Downloads 49 (422,665)
Citation 2

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health spending, longevity, life-cycle models, technological change

24.

Using International Micro Data to Learn About Individuals' Responses to Changes in Social Insurance

RAND Working Paper Series No. WR- 626
Number of pages: 53 Posted: 26 Nov 2008
Michael D. Hurd, Pierre-Carl Michaud and Susann Rohwedder
RAND Corporation, University of Quebec at Montreal (UQAM) - Department of Economics and RAND Corporation
Downloads 45 (437,767)
Citation 3

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aging, social insurance, international comparisons

25.

Individual Survival Curves Comparing Subjective and Observed Mortality Risks

IZA Discussion Paper No. 8658
Number of pages: 41 Posted: 06 Dec 2014
Luc Bissonnette, Michael D. Hurd and Pierre-Carl Michaud
Université Laval, RAND Corporation and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 32 (494,345)
Citation 2

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subjective probabilities, old age mortality, joint survival of couples

The Effect of College Education on Health and Mortality: Evidence from Canada

CRREP working paper serie 2018-20
Number of pages: 22 Posted: 23 Dec 2018
Université Laval - Département d'Économique, University of Quebec at Montreal (UQAM), University of Quebec at Montreal (UQAM) - Department of Economics and McGill University - Department of Economics
Downloads 28 (529,461)

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mortality, education, microsimulation, quasi-experimental, instrumental variables, veterans

The Effect of College Education on Health and Mortality: Evidence from Canada

IZA Discussion Paper No. 12812
Number of pages: 26 Posted: 16 Dec 2019
Université Laval - Département d'Économique, HEC Montreal, University of Quebec at Montreal (UQAM) - Department of Economics and McGill University - Department of Economics
Downloads 2 (722,035)

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mortality, education, microsimulation, quasi-experimental, instrumental variables, veterans

27.

An Economic Analysis of Proposals to Improve Coverage of Longevity Risk

Industrial Alliance Research Chair on the Economics of Aging Working Paper 14-06
Number of pages: 36 Posted: 14 Jan 2015
University of Quebec at Montreal (UQAM), Laval University, Université Laval and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 28 (515,089)

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Longevity risk, retirement savings, inequality, life expectancy

28.

The Effect of Job Loss on Health: Evidence from Biomarkers

IZA Discussion Paper No. 8587
Number of pages: 33 Posted: 08 Nov 2014
Pierre-Carl Michaud, Eileen Crimmins and Michael D. Hurd
University of Quebec at Montreal (UQAM) - Department of Economics, University of Southern California - Davis School of Gerontology and RAND Corporation
Downloads 25 (532,221)
Citation 3

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job loss, health, SES-health gradient, biomarkers

29.

Assessing the Impact of Financial Education Programs: A Quantitative Model

Wharton Pension Research Council Working Paper No. 2018-04
Number of pages: 43 Posted: 20 Feb 2020
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 23 (544,387)

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financial education, financial literacy

30.

Long Term Care Risk Misperceptions

CESifo Working Paper Series No. 7100
Number of pages: 41 Posted: 08 Aug 2018
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 21 (556,797)

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long-term care insurance puzzle, disability, misperceptions, subjective probability

31.

Employer Downsizing and Older Workers' Health

IZA Discussion Paper No. 9140
Number of pages: 45 Posted: 04 Sep 2015
Italo A. Gutierrez and Pierre-Carl Michaud
Independent Consultant and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 19 (569,452)

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older workers, employer downsizing, health outcomes

32.

Income Volatility, Health and Well-Being

IZA Discussion Paper No. 12823
Number of pages: 31 Posted: 16 Dec 2019
University of Cergy-Pontoise, University of Québec at Montréal, University of Québec at Montréal and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 10 (629,106)

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income volatility, health, well-being, Canada

33.

A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle

CRREP working paper serie 2018-06
Number of pages: 36 Posted: 10 Jul 2018
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 9 (636,096)
Citation 1

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Long-term care puzzle, Risk perceptions, Supply and demand of insurance, Government programs

34.

The Rise of Obesity in Europe: An Economic Perspective

Economic Policy, Vol. 24, Issue 59, pp. 551-596, July 2009
Number of pages: 46 Posted: 30 Jun 2009
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padova - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 3 (679,914)
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