Pierre-Carl Michaud

University of Quebec at Montreal (UQAM) - Department of Economics

P.O. Box 8888, Downtown Station

Montreal, Quebec H3C 3P8

Canada

Centre Interuniversitaire sur le Risque, les Politiques Economiques et l'Emploi (CIRPÉE)

Pavillon De Sève

Ste-Foy, Quebec G1K 7P4

Canada

RAND Corporation, Labor and Population

Associate Economist

Santa Monica, CA 90407-2138

United States

IZA Institute of Labor Economics

P.O. Box 7240

Bonn, D-53072

Germany

Netspar

P.O. Box 90153

Tilburg, 5000 LE

Netherlands

SCHOLARLY PAPERS

33

DOWNLOADS
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5,814

SSRN CITATIONS
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Top 2,136

in Total Papers Citations

533

CROSSREF CITATIONS

265

Scholarly Papers (33)

Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France

Canada Research Chair in Risk Management Working Paper No. 04-05
Number of pages: 47 Posted: 01 Sep 2004
Georges Dionne, Pierre-Carl Michaud and Maki Dahchour
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Aviva Canada - National Personal Lines
Downloads 605 (81,576)
Citation 18

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Automobile insurance, road safety, asymmetric information, experience rating, moral hazard, adverse selection, dynamic panel data models, Granger causality test

Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France

Journal of the European Economic Association 11, 4, 897-917, 2013
Number of pages: 50 Posted: 08 Sep 2010 Last Revised: 13 Jan 2023
Georges Dionne, Pierre-Carl Michaud and Maki Dahchour
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Aviva Canada - National Personal Lines
Downloads 274 (203,514)
Citation 10

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Moral hazard, adverse selection, learning, dynamic insurance contracting, panel data, empirical test

2.

Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness

Netspar Discussion Paper No. 02/2015-043
Number of pages: 43 Posted: 23 Dec 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 408 (133,271)
Citation 3

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Life cycle model, financial literacy, financial decision-making, financial education, program evaluation, difference-in-difference

Entrepreneurship, Wealth, Liquidity Constraints, and Start-Up Costs

Comparative Labor Law & Policy Journal, Vol. 28, No. 4, 2007
Number of pages: 38 Posted: 12 Aug 2007 Last Revised: 16 Nov 2008
Raquel Fonseca, Pierre-Carl Michaud and Thepthida Sopraseuth
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics and Université du Maine
Downloads 182 (300,995)
Citation 7

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Entrepreneurship, Wealth, Liquidity Constraints and Start-Up Costs

IZA Discussion Paper No. 2874
Number of pages: 30 Posted: 11 Jul 2007
Raquel Fonseca, Pierre-Carl Michaud and Thepthida Sopraseuth
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics and Université du Maine
Downloads 173 (314,986)
Citation 3

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entrepreneurship, wealth, liquidity constraints, start-up costs

4.
Downloads 350 (158,149)
Citation 129

Optimal Financial Knowledge and Wealth Inequality

Global Financial Literacy Excellence Center Working Paper No. 2014-3
Number of pages: 64 Posted: 27 Mar 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 217 (256,012)
Citation 26

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financial knowledge, wealth inequality

Optimal Financial Knowledge and Wealth Inequality

GFLEC Working Paper Series No. 2014- 002
Number of pages: 52 Posted: 14 Apr 2013 Last Revised: 10 Sep 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 100 (486,324)
Citation 1

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Optimal Financial Knowledge and Wealth Inequality

NBER Working Paper No. w18669
Number of pages: 49 Posted: 05 Jan 2013 Last Revised: 07 Jul 2023
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 33 (848,207)
Citation 99

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5.

Statistical Analysis of Value-of-Life Estimates Using Hedonic Wage Method

Risk Management Chair, HEC Montreal Working Paper No. 02-01
Number of pages: 30 Posted: 06 Feb 2003
Georges Dionne and Pierre-Carl Michaud
HEC Montreal - Department of Finance and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 322 (173,025)
Citation 4

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value-of-life, willingness to pay, probability of death, estimate, methodology

6.

Health and Wealth of Elderly Couples: Causality Tests Using Dynamic Panel Data Models

IZA Discussion Paper No. 1312; CentER Discussion Paper No. 2004-81
Number of pages: 50 Posted: 23 Sep 2004
Pierre-Carl Michaud, Arthur van Soest and Arthur van Soest
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg UniversityNetspar
Downloads 298 (187,712)
Citation 2

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health, inequality, aging, dynamic panel data models, causality

The Recent Evolution of Retirement Patterns in Canada

Netspar Discussion Paper No. 09/2011-125
Number of pages: 49 Posted: 12 Apr 2014
Pierre Lefebvre, Philippe Merrigan and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 139 (378,546)
Citation 2

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The Recent Evolution of Retirement Patterns in Canada

IZA Discussion Paper No. 5979
Number of pages: 44 Posted: 25 Sep 2011
Pierre Lefebvre, Philip Merrigan and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 89 (525,385)

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retirement, pensions, Canada

The Rise in Obesity Across the Atlantic: An Economic Perspective

RAND Working Paper No. WR-586
Number of pages: 67 Posted: 16 Jun 2008
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padua - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 166 (326,582)
Citation 1

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obesity, health care costs, efficiency, equity

The Rise in Obesity Across the Atlantic: An Economic Perspective

IZA Discussion Paper No. 3529
Number of pages: 68 Posted: 16 Jun 2008
Giorgio Brunello, Pierre-Carl Michaud and Anna Sanz-de-Galdeano
University of Padua - Department of Economics, University of Quebec at Montreal (UQAM) - Department of Economics and Universitat Autònoma de Barcelona
Downloads 83 (549,222)
Citation 1

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obesity, health care costs, efficiency, equity

9.
Downloads 195 (283,274)
Citation 5

Employment Dynamics of Married Women in Europe

IZA Discussion Paper No. 1706
Number of pages: 35 Posted: 11 Aug 2005
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 103 (476,370)

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ntertemporal labor supply, female employment, dynamic binary choice models, initial conditions

Employment Dynamics of Married Women in Europe

RAND Working Paper Series No. WR-273
Number of pages: 34 Posted: 26 Oct 2005
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 92 (514,254)
Citation 5

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Intertemporal labor supply, female employment, dynamic binary choice models, initial conditions

10.

A Review of Recent Theoretical and Empirical Analyses of Asymmetric Information in Road Safety and Automobile Insurance

Research in Transportation Economics 43, 85-97, 2013
Number of pages: 43 Posted: 26 Jan 2012 Last Revised: 05 Jan 2023
Georges Dionne, Pierre-Carl Michaud and Jean Pinquet
HEC Montreal - Department of Finance, University of Quebec at Montreal (UQAM) - Department of Economics and Université Paris X Nanterre
Downloads 167 (324,975)
Citation 7

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Road safety, point-record driver's license, asymmetric information, road safety management, empirical test

11.
Downloads 164 (330,110)
Citation 12

Financial Literacy and Retirement Planning in Canada

Global Financial Literacy Excellence Center Working Paper No. 2014-2
Number of pages: 31 Posted: 27 Mar 2015
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), Stanford University - Stanford Institute for Economic Policy Research and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 107 (463,170)

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Financial literacy, retirement planning, international comparisons

Financial Literacy and Retirement Planning in Canada

NBER Working Paper No. w20297
Number of pages: 30 Posted: 24 Jul 2014 Last Revised: 18 Jun 2023
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), Stanford University - Stanford Institute for Economic Policy Research and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 57 (677,198)
Citation 5

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Understanding the Economic Consequences of Shifting Trends in Population Health

IZA Discussion Paper No. 4366
Number of pages: 43 Posted: 18 Aug 2009
University of Quebec at Montreal (UQAM) - Department of Economics, National Bureau of Economic Research (NBER), University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 109 (456,947)
Citation 2

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disability, health care costs, social security, microsimulation

Understanding the Economic Consequences of Shifting Trends in Population Health

NBER Working Paper No. w15231
Number of pages: 42 Posted: 18 Aug 2009 Last Revised: 13 Feb 2022
University of Quebec at Montreal (UQAM) - Department of Economics, National Bureau of Economic Research (NBER), University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 54 (695,269)

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International Differences in Longevity and Health and Their Economic Consequences

IZA Discussion Paper No. 4367
Number of pages: 37 Posted: 18 Aug 2009
University of Quebec at Montreal (UQAM) - Department of Economics, National Bureau of Economic Research (NBER), University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 83 (549,222)

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disability, mortality, international comparisons, microsimulation

International Differences in Longevity and Health and Their Economic Consequences

NBER Working Paper No. w15235
Number of pages: 36 Posted: 18 Aug 2009 Last Revised: 17 Feb 2023
University of Quebec at Montreal (UQAM) - Department of Economics, National Bureau of Economic Research (NBER), University of Southern California - Schaeffer Center for Health Policy and Economics, RAND Corporation and RAND Corporation
Downloads 75 (583,895)

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Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions

RAND Working Paper No. WR-643
Number of pages: 37 Posted: 14 Dec 2008
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 77 (574,819)
Citation 8

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intertemporal labor supply, female employment, fertility, dynamic binary choice models, initial conditions

Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions

IZA Discussion Paper No. 3853
Number of pages: 38 Posted: 01 Dec 2008
Pierre-Carl Michaud and Konstantinos Tatsiramos
University of Quebec at Montreal (UQAM) - Department of Economics and University of Luxembourg
Downloads 73 (593,196)
Citation 3

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intertemporal labor supply, female employment, fertility, dynamic binary choice models, initial conditions

Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection

CESifo Working Paper Series No. 6698
Number of pages: 59 Posted: 24 Nov 2017
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 70 (607,578)

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Long-Term Care Insurance, Adverse Selection, Stated-Preference, Health, Insurance

Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection

CRREP Working Paper Series 2017-11
Number of pages: 58 Posted: 20 May 2018
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 48 (734,061)
Citation 1

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Long-Term Care Insurance, Adverse Selection, Stated-Preference, Health, Insurance

16.
Downloads 147 (361,495)
Citation 2

Evidence on Individual Preferences for Longevity Risk

Netspar Discussion Paper No. 03/2013-083
Number of pages: 21 Posted: 12 Apr 2014
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 61 (654,363)
Citation 2

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Intertemporal choice, risk aversion toward the length of life, stated-preference

Evidence on Individual Preferences for Longevity Risk

CESifo Working Paper Series No. 4196
Number of pages: 20 Posted: 24 Apr 2013
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 47 (740,815)

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intertemporal choice, risk aversion toward the length of life, stated-preference

Evidence on Individual Preferences for Longevity Risk

IZA Discussion Paper No. 7317
Number of pages: 21 Posted: 13 Apr 2013
Gaëtan Delprat, M.‐L. Leroux and Pierre-Carl Michaud
University of Québec at Montréal, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 39 (799,488)

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risk aversion toward the length of life, intertemporal choice, stated-preference

17.

A Collective Retirement Model: Identification and Estimation in the Presence of Externalities

Number of pages: 46 Posted: 08 Sep 2004
Pierre-Carl Michaud and Frederic Vermeulen
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg University - CentER
Downloads 145 (365,584)

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collective household models, labor supply, retirement, social security, identification

18.

Joint Labour Supply Dynamics of Older Couples

Number of pages: 40 Posted: 27 Aug 2003
Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 140 (375,766)

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supply of couples, retirement, dynamic panel data models

19.

On the Rise of Health Spending and Longevity

IZA Discussion Paper No. 4622
Number of pages: 51 Posted: 15 Dec 2009
Raquel Fonseca, Pierre-Carl Michaud, Titus J. Galama and Arie Kapteyn
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics, USC Center for Economic and Social Research and Dornsife Center for Economic and Social Research - University of Southern California
Downloads 130 (398,118)

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demand for health, health spending, insurance, technological change, longevity

20.

Health Club Attendance, Expectations and Self-Control

CESifo Working Paper Series No. 4926
Number of pages: 24 Posted: 21 Aug 2014
Jean-Denis Garon, Alix Masse and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), ESG UQAM and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 120 (422,881)

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self-control, gym attendance, expectations, obesity

21.

Assessing the Impact of Financial Education Programs: A Quantitative Model

Wharton Pension Research Council Working Paper No. 2018-04
Number of pages: 43 Posted: 20 Feb 2020
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 101 (479,686)

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financial education, financial literacy

22.

Cross-Country Variation in Obesity Patterns Among Older Americans and Europeans

RAND Working Paper No. WR-495
Number of pages: 35 Posted: 02 Aug 2007
University of Quebec at Montreal (UQAM) - Department of Economics, Tilburg UniversityNetspar and Yale University
Downloads 101 (479,686)
Citation 6

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Body Mass Index, International Comparison, SHARE

The Effect of College Education on Health and Mortality: Evidence from Canada

CRREP working paper serie 2018-20
Number of pages: 22 Posted: 23 Dec 2018
Université Laval - Département d'Économique, University of Quebec at Montreal (UQAM), University of Quebec at Montreal (UQAM) - Department of Economics and McGill University - Department of Economics
Downloads 71 (602,710)

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mortality, education, microsimulation, quasi-experimental, instrumental variables, veterans

The Effect of College Education on Health and Mortality: Evidence from Canada

IZA Discussion Paper No. 12812
Number of pages: 26 Posted: 16 Dec 2019 Last Revised: 16 Apr 2023
Université Laval - Département d'Économique, HEC Montreal, University of Quebec at Montreal (UQAM) - Department of Economics and McGill University - Department of Economics
Downloads 29 (883,392)
Citation 1

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instrumental variables, quasi-experimental, mortality, education, microsimulation, veterans

24.

Accounting for the Rise of Health Spending and Longevity

IZA Discussion Paper No. 7622
Number of pages: 58 Posted: 05 Oct 2013
Raquel Fonseca, Pierre-Carl Michaud, Arie Kapteyn and Titus J. Galama
University of Quebec at Montreal (UQAM) - Faculty of Management (ESG), University of Quebec at Montreal (UQAM) - Department of Economics, Dornsife Center for Economic and Social Research - University of Southern California and USC Center for Economic and Social Research
Downloads 87 (527,862)
Citation 18

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health spending, longevity, life-cycle models, technological change

25.

How Did the Elimination of the Earnings Test Above the Normal Retirement Age Affect Retirement Expectations?

IZA Discussion Paper No. 2868, RAND Working Paper Series No. WR-478, Michigan Retirement Research Center Research Paper No., WP 2006-135
Number of pages: 36 Posted: 12 Jul 2007
Pierre-Carl Michaud, Arthur van Soest and Arthur van Soest
University of Quebec at Montreal (UQAM) - Department of Economics and Tilburg UniversityNetspar
Downloads 80 (555,338)
Citation 2

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social security earnings test, expectations, retirement, difference in differences, panel data

26.

Income Volatility, Health and Well-Being

IZA Discussion Paper No. 12823
Number of pages: 31 Posted: 16 Dec 2019
University of Cergy-Pontoise, University of Québec at Montréal, University of Québec at Montréal and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 75 (576,215)
Citation 1

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income volatility, health, well-being, Canada

27.

Individual Survival Curves Comparing Subjective and Observed Mortality Risks

IZA Discussion Paper No. 8658
Number of pages: 41 Posted: 06 Dec 2014
Luc Bissonnette, Michael D. Hurd and Pierre-Carl Michaud
Université Laval, RAND Corporation and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 65 (622,366)
Citation 4

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subjective probabilities, old age mortality, joint survival of couples

28.

Using International Micro Data to Learn About Individuals' Responses to Changes in Social Insurance

RAND Working Paper Series No. WR- 626
Number of pages: 53 Posted: 26 Nov 2008
Michael D. Hurd, Pierre-Carl Michaud and Susann Rohwedder
RAND Corporation, University of Quebec at Montreal (UQAM) - Department of Economics and RAND Corporation
Downloads 65 (622,366)
Citation 2

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aging, social insurance, international comparisons

29.

Long Term Care Risk Misperceptions

CESifo Working Paper Series No. 7100
Number of pages: 41 Posted: 08 Aug 2018
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 57 (664,170)
Citation 2

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long-term care insurance puzzle, disability, misperceptions, subjective probability

30.

Employer Downsizing and Older Workers' Health

IZA Discussion Paper No. 9140
Number of pages: 45 Posted: 04 Sep 2015
Italo A. Gutierrez and Pierre-Carl Michaud
Independent Consultant and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 56 (669,747)

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older workers, employer downsizing, health outcomes

31.

The Effect of Job Loss on Health: Evidence from Biomarkers

IZA Discussion Paper No. 8587
Number of pages: 33 Posted: 08 Nov 2014
Pierre-Carl Michaud, Eileen Crimmins and Michael D. Hurd
University of Quebec at Montreal (UQAM) - Department of Economics, University of Southern California - Davis School of Gerontology and RAND Corporation
Downloads 53 (686,824)
Citation 4

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job loss, health, SES-health gradient, biomarkers

32.

An Economic Analysis of Proposals to Improve Coverage of Longevity Risk

Industrial Alliance Research Chair on the Economics of Aging Working Paper 14-06
Number of pages: 36 Posted: 14 Jan 2015
University of Quebec at Montreal (UQAM), Laval University, University of Melbourne - Melbourne Institute: Applied Economic & Social Research and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 48 (717,519)

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Longevity risk, retirement savings, inequality, life expectancy

33.

A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle

CRREP working paper serie 2018-06
Number of pages: 36 Posted: 10 Jul 2018
HEC Montreal - Department of Finance, University of Toulouse 1 - Toulouse School of Economics (TSE), Université Laval, University of Quebec at Montreal (UQAM) and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 40 (771,763)
Citation 2

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Long-term care puzzle, Risk perceptions, Supply and demand of insurance, Government programs