Barry Scholnick

University of Alberta - Department of Marketing, Business Economics & Law

Associate Professor

Edmonton, Alberta T6G 2R6

Canada

  • University of Alberta - Department of Marketing, Business Economics & Law

SCHOLARLY PAPERS

23

DOWNLOADS
Rank 17,268

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Top 17,268

in Total Papers Downloads

5,923

TOTAL CITATIONS
Rank 15,226

SSRN RANKINGS

Top 15,226

in Total Papers Citations

78

Scholarly Papers (23)

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1.

The Economics of Credit Cards, Debit Cards and Atms: A Survey and Some New Evidence

Journal of Banking & Finance, Vol. 32, No. 8, pp. 1468-1483, August 2008, University of Alberta School of Business Research Paper No. 2013-1147
Number of pages: 36 Posted: 07 May 2006 Last Revised: 25 Jul 2013
Barry Scholnick, Nadia Massoud, Anthony Saunders, Santiago Carbo-Valverde and Francisco Rodriguez-Fernandez
University of Alberta - Department of Marketing, Business Economics & Law, Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business, Universitat de València and University of Granada - Department of Economic Theory and History
Downloads 1,669 (22,256)
Citation 11

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Credit Cards, debit cards, point of sale, POS, ATMs, Retail payment system

2.

Does Inequality Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 16-4
Number of pages: 49 Posted: 12 Feb 2016
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 830 (60,923)

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Income inequality, Bankruptcy, Conspicuous consumption, Lottery, Financial distress

3.

The Cost of Being Late: The Case of Credit Card Penalty Fees

Journal of Financial Stability, Volume (Year): 7 (2011) Issue (Month): 2 (June), Pages: 49-59, AFA 2007 Chicago Meetings Paper, University of Alberta School of Business Research Paper No. 2013-1144
Number of pages: 52 Posted: 15 Mar 2006 Last Revised: 25 Jul 2013
Nadia Massoud, Anthony Saunders and Barry Scholnick
Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 706 (75,366)
Citation 8

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Credit Cards, Penalty Fees, Risk

4.

Is There a Customer Relationship Effect from Bank ATM Surcharges?

Downloads 506 (114,631)
Citation 1

Is There a Customer Relationship Effect from Bank ATM Surcharges?

NYU Stern School of Business Department of Finance Working Paper No. 03-020
Number of pages: 34 Posted: 25 Jul 2003
Nadia Massoud, Anthony Saunders and Barry Scholnick
Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 347 (175,569)
Citation 1

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Is There a Customer Relationship Effect from Bank Atm Surcharges?

NYU Working Paper No. S-FI-03-05
Number of pages: 34 Posted: 11 Nov 2008
Nadia Massoud and Barry Scholnick
Melbourne Business School, University of Melbourne and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 91 (580,659)

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Is There a Customer Relationship Effect from Bank Atm Surcharges?

NYU Working Paper No. FIN-03-020
Number of pages: 35 Posted: 11 Nov 2008
Nadia Massoud, Anthony Saunders and Barry Scholnick
Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 68 (687,961)

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5.

Do Exchange Rates Respond to Day-to-Day Changes in Monetary Policy Expectations When No Monetary Policy Changes Occur?

Downloads 324 (190,612)
Citation 5

Do Exchange Rates Respond to Day-to-Day Changes in Monetary Policy Expectations When No Monetary Policy Changes Occur?

Number of pages: 28 Posted: 01 Nov 2004
Rasmus Fatum and Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 209 (294,848)
Citation 5

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Expectations, Monetary Policy, Federal Funds Futures, Exchange Rates

Do Exchange Rates Respond to Day-to-Day Changes in Monetary Policy Expectations When No Monetary Policy Changes Occur?

Journal of Money, Credit and Banking, Vol. 38, No. 6, September 2006 , University of Alberta School of Business Research Paper No. 2013-1149
Number of pages: 26 Posted: 09 May 2005 Last Revised: 25 Jul 2013
Rasmus Fatum and Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 115 (491,520)

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Expectations, Monetary Policy, Federal Funds Futures, Exchange Rates

6.

The Impact of Wealth on Inattention: Evidence from Credit Card Repayments

Number of pages: 38 Posted: 29 Apr 2009
Barry Scholnick, Nadia Massoud and Anthony Saunders
University of Alberta - Department of Marketing, Business Economics & Law, Melbourne Business School, University of Melbourne and New York University - Leonard N. Stern School of Business
Downloads 258 (241,467)
Citation 11

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deposit insurance, risk-taking, internal credit ratings

7.

Monetary Policy News and Exchange Rate Responses: Do Only Surprises Matter?

Journal of Banking & Finance, Volume 32, Issue 6, June 2008, Pages 1076-1086, University of Alberta School of Business Research Paper No. 2013-1145, SCCIE Working Paper No. 05-24
Number of pages: 28 Posted: 13 Dec 2005 Last Revised: 25 Jul 2013
Rasmus Fatum and Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 211 (293,505)
Citation 8

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Expectations, Monetary Policy, Federal Funds Futures, Exchange Rates

8.

Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 18-16
Number of pages: 105 Posted: 08 Jun 2018 Last Revised: 29 Apr 2020
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 207 (298,809)
Citation 2

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financial distress, social comparisons among peers

9.

Testing a Disequilibrium Model of Lending Rate Determination: The Case of Malaysia

IMF Working Paper No. 91/84
Number of pages: 43 Posted: 15 Feb 2006
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 176 (346,413)

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10.

Consumption Smoothing After the Final Mortgage Payment: Testing the Magnitude Hypothesis

Downloads 132 (434,369)
Citation 2

Consumption Smoothing After the Final Mortgage Payment: Testing the Magnitude Hypothesis

Number of pages: 39 Posted: 13 Mar 2009 Last Revised: 30 Jan 2013
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 132 (440,781)
Citation 2

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Credit Card, Mortgage, Consumption Smoothing

Credit Card Use After the Final Mortgage Payment: Does the Magnitude of Income Shocks Matter?

ECB Working Paper No. 1142
Posted: 21 Jan 2010
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law

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11.

Financial Constraints of Entrepreneurs and the Self-Employed

FRB of Philadelphia Working Paper No. 19-52
Number of pages: 71 Posted: 12 Dec 2019
Vyacheslav Mikhed, Sahil Raina and Barry Scholnick
Federal Reserve Bank of Philadelphia, University of Alberta - School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 131 (442,108)

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entrepreneurship, self-employment, financial constraints

12.

The Causes of Household Bankruptcy: The Interaction of Income Shocks and Balance Sheets

FRB of Philadelphia Working Paper No. 16-19
Number of pages: 38 Posted: 19 Jul 2016 Last Revised: 16 Oct 2016
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 101 (540,578)

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Household Bankruptcy, income shocks, Balance Sheet

13.

Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 18-22
Number of pages: 105 Posted: 31 Oct 2018 Last Revised: 29 Apr 2020
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 92 (570,357)
Citation 21

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financial distress, social comparisons among peers

14.

Reducing Strategic Default in a Financial Crisis

FRB of Philadelphia Working Paper No. 21-36
Number of pages: 58 Posted: 09 Nov 2021 Last Revised: 10 Nov 2021
Sumit Agarwal, Vyacheslav Mikhed, Barry Scholnick and Man Zhang
National University of Singapore, Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and The University of Sydney
Downloads 84 (602,739)

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strategic default, financial crisis

15.

Salient Peers and Consumption: Evidence from the Warranty Claims of Neighbors

University of Alberta School of Business Research Paper No. 2019-708
Number of pages: 48 Posted: 28 Sep 2019 Last Revised: 06 Dec 2019
Sumit Agarwal, Souphala Chomsisengphet, Barry Scholnick and Man Zhang
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Alberta - Department of Marketing, Business Economics & Law and National University of Singapore, Institute of Real Estate and Urban Studies
Downloads 77 (633,242)

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Saliency Bias, Peers, Warranty Claims

16.

Spatial Commitment Devices and Addictive Goods: Evidence from the Removal of Slot Machines from Bars

FRB of Philadelphia Working Paper No. 17-34
Number of pages: 49 Posted: 09 Oct 2017
Vyacheslav Mikhed, Barry Scholnick and Hyungsuk Byun
Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 63 (702,467)

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spatial commitment devices, addiction, regulation

17.

Financial Benefits, Travel Costs, and Bankruptcy

FRB of Philadelphia Working Paper No. 14-18
Number of pages: 48 Posted: 23 Jun 2014
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 63 (702,467)

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Bankruptcy, Travel Costs

18.

How Do Exogenous Shocks Cause Bankruptcy? Balance Sheet and Income Statement Channels

FRB of Philadelphia Working Paper No. 14-17
Number of pages: 42 Posted: 30 May 2014
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 63 (702,467)
Citation 1

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Exogenous shocks, Bankruptcy

19.

Personal Bankruptcy as a Real Option

FRB of Philadelphia Working Paper No. 19-46
Number of pages: 47 Posted: 27 Nov 2019
Vyacheslav Mikhed, Barry Scholnick and Guozhong Zhu
Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 61 (713,420)

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personal bankruptcy, option value, life cycle, secured and unsecured debts

20.

Consumption Smoothing after the Final Mortgage Payment: Testing the Magnitude Hypothesis

Review of Economics and Statistics, Forthcoming, University of Alberta School of Business Research Paper No. 2013-9
Number of pages: 27 Posted: 19 Mar 2013
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 56 (742,451)
Citation 8

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consumption smoothing

21.

Add-on Pricing over Regional Business Cycles: Evidence from Extended Warranties

Tinbergen Institute Discussion Paper 2020-060/VI
Number of pages: 46 Posted: 04 Nov 2020
Branko Bošković, Sacha Kapoor, Agnieszka Markiewicz and Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law, Erasmus University Rotterdam, Erasmus University Rotterdam (EUR) and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 53 (761,401)

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add-on pricing, business cycles

22.

Debtor Fraud in Consumer Debt Renegotiation

FRB of Philadelphia Working Paper No. 22-35
Number of pages: 72 Posted: 28 Oct 2022
Vyacheslav Mikhed, Sahil Raina, Barry Scholnick and Man Zhang
Federal Reserve Bank of Philadelphia, University of Alberta - School of Business, University of Alberta - Department of Marketing, Business Economics & Law and National University of Singapore, Institute of Real Estate and Urban Studies
Downloads 41 (846,502)

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consumer credit, fraud, data misreporting, financial distress, default

23.

Who is Screened Out of Social Insurance Programs by Entry Barriers? Evidence from Consumer Bankruptcies

FRB of Philadelphia Working Paper No. 15-40
Number of pages: 40 Posted: 11 Nov 2015
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 19 (1,063,302)

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Social insurance, Consumer bankruptcy, Filing costs, Entry barriers