Barry Scholnick

University of Alberta - Department of Marketing, Business Economics & Law

Associate Professor

Edmonton, Alberta T6G 2R6

Canada

SCHOLARLY PAPERS

21

DOWNLOADS
Rank 12,313

SSRN RANKINGS

Top 12,313

in Total Papers Downloads

4,194

SSRN CITATIONS
Rank 6,817

SSRN RANKINGS

Top 6,817

in Total Papers Citations

45

CROSSREF CITATIONS

124

Scholarly Papers (21)

1.

The Economics of Credit Cards, Debit Cards and Atms: A Survey and Some New Evidence

Journal of Banking & Finance, Vol. 32, No. 8, pp. 1468-1483, August 2008
Number of pages: 36 Posted: 07 May 2006 Last Revised: 25 Jul 2013
University of Alberta - Department of Marketing, Business Economics & Law, Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business, Bangor Business School and University of Granada - Department of Economic Theory and History
Downloads 1,496 (12,897)
Citation 9

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Credit Cards, debit cards, point of sale, POS, ATMs, Retail payment system

2.

The Cost of Being Late: The Case of Credit Card Penalty Fees

Journal of Financial Stability, Volume (Year): 7 (2011) Issue (Month): 2 (June), Pages: 49-59
Number of pages: 52 Posted: 15 Mar 2006 Last Revised: 25 Jul 2013
Nadia Massoud, Anthony Saunders and Barry Scholnick
Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 632 (44,959)
Citation 7

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Credit Cards, Penalty Fees, Risk

3.

Does Inequality Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 16-4
Number of pages: 49 Posted: 12 Feb 2016
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 499 (60,759)

Abstract:

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Income inequality, Bankruptcy, Conspicuous consumption, Lottery, Financial distress

Is There a Customer Relationship Effect from Bank ATM Surcharges?

NYU Stern School of Business Department of Finance Working Paper No. 03-020
Number of pages: 34 Posted: 25 Jul 2003
Nadia Massoud, Anthony Saunders and Barry Scholnick
Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 312 (104,688)
Citation 1

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Is There a Customer Relationship Effect from Bank Atm Surcharges?

NYU Working Paper No. S-FI-03-05
Number of pages: 34 Posted: 11 Nov 2008
Nadia Massoud and Barry Scholnick
Melbourne Business School, University of Melbourne and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 61 (387,131)

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Is There a Customer Relationship Effect from Bank Atm Surcharges?

NYU Working Paper No. FIN-03-020
Number of pages: 35 Posted: 11 Nov 2008
Nadia Massoud, Anthony Saunders and Barry Scholnick
Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 41 (463,121)

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Do Exchange Rates Respond to Day-to-Day Changes in Monetary Policy Expectations When No Monetary Policy Changes Occur?

Number of pages: 28 Posted: 01 Nov 2004
Rasmus Fatum and Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 175 (185,890)
Citation 5

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Expectations, Monetary Policy, Federal Funds Futures, Exchange Rates

Do Exchange Rates Respond to Day-to-Day Changes in Monetary Policy Expectations When No Monetary Policy Changes Occur?

Journal of Money, Credit and Banking, Vol. 38, No. 6, September 2006
Number of pages: 26 Posted: 09 May 2005 Last Revised: 25 Jul 2013
Rasmus Fatum and Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 96 (296,567)

Abstract:

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Expectations, Monetary Policy, Federal Funds Futures, Exchange Rates

6.

The Impact of Wealth on Inattention: Evidence from Credit Card Repayments

Number of pages: 38 Posted: 29 Apr 2009
Barry Scholnick, Nadia Massoud and Anthony Saunders
University of Alberta - Department of Marketing, Business Economics & Law, Melbourne Business School, University of Melbourne and New York University - Leonard N. Stern School of Business
Downloads 169 (191,604)
Citation 8

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deposit insurance, risk-taking, internal credit ratings

7.

Monetary Policy News and Exchange Rate Responses: Do Only Surprises Matter?

Journal of Banking & Finance, Volume 32, Issue 6, June 2008, Pages 1076-1086
Number of pages: 28 Posted: 13 Dec 2005 Last Revised: 25 Jul 2013
Rasmus Fatum and Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 166 (194,519)
Citation 6

Abstract:

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Expectations, Monetary Policy, Federal Funds Futures, Exchange Rates

8.

Testing a Disequilibrium Model of Lending Rate Determination: The Case of Malaysia

IMF Working Paper No. 91/84
Number of pages: 43 Posted: 15 Feb 2006
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 126 (243,142)

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Consumption Smoothing After the Final Mortgage Payment: Testing the Magnitude Hypothesis

Number of pages: 39 Posted: 13 Mar 2009 Last Revised: 30 Jan 2013
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 86 (318,293)
Citation 3

Abstract:

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Credit Card, Mortgage, Consumption Smoothing

Credit Card Use After the Final Mortgage Payment: Does the Magnitude of Income Shocks Matter?

ECB Working Paper No. 1142
Posted: 21 Jan 2010
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law

Abstract:

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10.

Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 18-16
Number of pages: 105 Posted: 08 Jun 2018 Last Revised: 29 Apr 2020
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 68 (361,220)
Citation 1

Abstract:

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financial distress, social comparisons among peers

11.

The Causes of Household Bankruptcy: The Interaction of Income Shocks and Balance Sheets

FRB of Philadelphia Working Paper No. 16-19
Number of pages: 38 Posted: 19 Jul 2016
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 53 (408,248)

Abstract:

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Household Bankruptcy, Income Shocks, Balance Sheet

12.

Financial Benefits, Travel Costs, and Bankruptcy

FRB of Philadelphia Working Paper No. 14-18
Number of pages: 48 Posted: 23 Jun 2014
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 33 (489,272)

Abstract:

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Bankruptcy, Travel Costs

13.

Consumption Smoothing after the Final Mortgage Payment: Testing the Magnitude Hypothesis

Review of Economics and Statistics, Forthcoming
Number of pages: 27 Posted: 19 Mar 2013
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 32 (494,092)
Citation 3

Abstract:

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consumption smoothing

14.

How Do Exogenous Shocks Cause Bankruptcy? Balance Sheet and Income Statement Channels

FRB of Philadelphia Working Paper No. 14-17
Number of pages: 42 Posted: 30 May 2014
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 30 (504,208)
Citation 1

Abstract:

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Exogenous shocks, Bankruptcy

15.

Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 18-22
Number of pages: 105 Posted: 31 Oct 2018 Last Revised: 29 Apr 2020
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 27 (520,323)
Citation 7

Abstract:

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financial distress, social comparisons among peers

16.

Stewardship vs. Stagnation: An Empirical Comparison of Small Family and Non-Family Businesses

Journal of Management Studies, Vol. 45, Issue 1, pp. 51-78, January 2008
Number of pages: 28 Posted: 11 Jan 2008
HEC Montreal, HEC Montreal - Department of Management and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 26 (526,061)
Citation 11
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17.

Salient Peers and Consumption: Evidence from the Warranty Claims of Neighbors

University of Alberta School of Business Research Paper No. 2019-708
Number of pages: 48 Posted: 28 Sep 2019 Last Revised: 06 Dec 2019
National University of Singapore, Office of the Comptroller of the Currency (OCC), University of Alberta - Department of Marketing, Business Economics & Law and University of Sydney
Downloads 17 (582,021)

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Saliency Bias, Peers, Warranty Claims

18.

Financial Constraints of Entrepreneurs and the Self-Employed

FRB of Philadelphia Working Paper No. 19-52
Number of pages: 71 Posted: 12 Dec 2019
Vyacheslav Mikhed, Sahil Raina and Barry Scholnick
Federal Reserve Bank of Philadelphia, Alberta School of Business, University of Alberta and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 15 (594,797)

Abstract:

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entrepreneurship, self-employment, financial constraints

19.

Spatial Commitment Devices and Addictive Goods: Evidence from the Removal of Slot Machines from Bars

FRB of Philadelphia Working Paper No. 17-34
Number of pages: 49 Posted: 09 Oct 2017
Vyacheslav Mikhed, Barry Scholnick and Hyungsuk Byun
Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 13 (608,213)

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spatial commitment devices, addiction, regulation

20.

Personal Bankruptcy as a Real Option

FRB of Philadelphia Working Paper No. 19-46
Number of pages: 47 Posted: 27 Nov 2019
Vyacheslav Mikhed, Barry Scholnick and Guozhong Zhu
Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 12 (615,193)

Abstract:

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personal bankruptcy, option value, life cycle, secured and unsecured debts

21.

Who is Screened Out of Social Insurance Programs by Entry Barriers? Evidence from Consumer Bankruptcies

FRB of Philadelphia Working Paper No. 15-40
Number of pages: 40 Posted: 11 Nov 2015
Barry Scholnick
University of Alberta - Department of Marketing, Business Economics & Law
Downloads 9 (635,766)

Abstract:

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Social insurance, Consumer bankruptcy, Filing costs, Entry barriers