Philadelphia, PA 19104-6330
The Wharton School - University of Pennsylvania, Real Estate Department
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Securitization, screening, incentives, subprime, defaults, mortgages, disintermediation, subprime crisis, consumer credit
Securitization, screening, incentives, subprime, defaults, mortgages, disintermediation, subprime crisis, regulation
Household Leverage, Crisis, Deleveraging, Monetary Policy, Mortgage Rates, Household Consumption, Adjustable-Rate Mortgages
Risk-sharing, GSEs, mortgages, redistribution, financial crisis, pricing
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equity extraction, interest rates, monetary policy, credit constraints, mortgages, credit records, household finance
impatience, human capital, educational attainment, time discounting
personal bankruptcy, credit supply, credit card, mail solicitation, shrouding, CARD Act
Job displacement, personal bankruptcy, household finance, event study
college major, business cycle, human capital investment, STEM majors, gender differences
housing, zoning, transportation, inclusionary zoning, historic preservation, gentrification, neighborhoods, reverse redlining, discrimination, leasing, behavioral law and economics, retirement, mortgages, foreclosures, housing crisis, cyclicality, Dodd-Frank
Credit flags, credit reports
Credit supply, information asymmetry, credit cards, mail solicitation, personal bankruptcy, CARD Act, household finance
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