John O. S. Wilson

University of St. Andrews

North St

Saint Andrews, Fife KY16 9AJ

United Kingdom

SCHOLARLY PAPERS

47

DOWNLOADS
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SSRN RANKINGS

Top 2,403

in Total Papers Downloads

18,198

SSRN CITATIONS
Rank 5,413

SSRN RANKINGS

Top 5,413

in Total Papers Citations

107

CROSSREF CITATIONS

144

Scholarly Papers (47)

1.

Consumer Spending Responses to the COVID-19 Pandemic: An Assessment of Great Britain

Number of pages: 40 Posted: 28 Apr 2020 Last Revised: 22 Aug 2021
Dimitris K. Chronopoulos, Marcel Lukas and John O. S. Wilson
University of St. Andrews - School of Management, University of St. Andrews and University of St. Andrews
Downloads 4,506 (2,521)
Citation 21

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Consumption, Coronavirus, COVID-19, Great Britain, Household Finance, Households, Pandemic

2.

The Financial Crisis in Europe: Evolution, Policy Responses and Lessons for the Future

Number of pages: 27 Posted: 05 Jun 2009
John Goddard, Philip Molyneux, Philip Molyneux and John O. S. Wilson
Bangor University - Bangor University, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 2,293 (7,896)
Citation 6

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European banking, cross-border banking, financial crisis, bank regulation, bank supervision

3.

The Crisis in UK Banking: Lessons for Public Policy

Number of pages: 16 Posted: 19 Jul 2009
John Goddard, Philip Molyneux, Philip Molyneux and John O. S. Wilson
Bangor University - Bangor University, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 1,382 (17,697)
Citation 2

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Securtisation, Cross-border banking, Financial crisis, Bank regulation, Bank Supervision, UK banking

4.

What Happens If the Rules Change? The Impact of Brexit on the Future Strategic Intentions of UK SMEs

Number of pages: 34 Posted: 09 Nov 2017 Last Revised: 04 Mar 2018
Ross Brown, José Manuel Liñares-Zegarra and John O. S. Wilson
University of St Andrews, University of Essex - Essex Business School and University of St. Andrews
Downloads 1,153 (23,229)
Citation 1

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Brexit, SMEs, Uncertainty, Entrepreneurship, Investment, Public Policy

5.

Social, Environmental, Ethical and Trust (SEET) Issues in Banking: An Overview

RESEARCH HANDBOOK FOR BANKING AND GOVERNANCE, J.R. Barth, C. Lin and C. Wihlborg, eds., Edward Elgar Publishing, Forthcoming
Number of pages: 39 Posted: 03 Oct 2010 Last Revised: 07 Nov 2010
Andreas G. F. Hoepner and John O. S. Wilson
Smurfit Graduate Business School, University College Dublin and University of St. Andrews
Downloads 984 (29,134)

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Banking, Climate Change, Crisis, Environmental Performance, Ethics, Financial Performance, Trust, Social Performance, Risk

6.
Downloads 643 ( 52,149)
Citation 3

Credit Unions: A Theoretical and Empirical Overview

Number of pages: 78 Posted: 05 Nov 2010
Donal G. McKillop and John O. S. Wilson
Queen's University Management School and University of St. Andrews
Downloads 641 (51,707)

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Credit unions, common bond, efficiency, technology, diversification, merger and failure, regulation

Credit Unions: A Theoretical and Empirical Overview

Financial Markets, Institutions & Instruments, Vol. 20, Issue 3, pp. 79-123, 2011
Number of pages: 45 Posted: 28 Jun 2011
Donal G. McKillop and John O. S. Wilson
Queen's University Management School and University of St. Andrews
Downloads 2 (816,763)
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Credit unions, common bond, diversification, efficiency, merger and failure, regulation, technology

7.

Emerging Themes in Banking: Recent Literature and Directions for Future Research

Number of pages: 46 Posted: 02 Nov 2009
University of St. Andrews, City University London - Sir John Cass Business School, Essex Business School - University of Essex and University of SharjahUniversity of Sharjah - College of Business Administration
Downloads 617 (55,044)
Citation 1

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8.

Measuring Competition in Banking: A Disequilibrium Approach

Number of pages: 31 Posted: 04 Aug 2008
John Goddard and John O. S. Wilson
Bangor University - Bangor University and University of St. Andrews
Downloads 601 (56,828)
Citation 5

Abstract:

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banking, competition, revenue test, dynamic panel estimation

9.

The Dynamics of US Bank Profitability

Forthcoming, European Journal of Finance
Number of pages: 32 Posted: 15 Dec 2011 Last Revised: 21 Mar 2018
University of St. Andrews - School of Management, Loughborough University - School of Business and Economics, University of St. Andrews and University of St. Andrews
Downloads 574 (60,238)
Citation 2

Abstract:

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banking, crisis, deregulation, profitability, persistence, regulation

10.

Competition and Risk in Japanese Banking

Number of pages: 38 Posted: 26 May 2010 Last Revised: 26 Jul 2011
Hong Liu and John O. S. Wilson
Loughborough University - School of Business and Economics and University of St. Andrews
Downloads 476 (76,011)
Citation 4

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Banking, Competition, Dynamic Panel Estimation, Japan, Lerner index, Risk

11.

Regulatory Change and Capital Adjustment of Financial Institutions

Number of pages: 41 Posted: 06 Jan 2010 Last Revised: 16 Jan 2012
John Goddard, Donal G. McKillop and John O. S. Wilson
Bangor University - Bangor University, Queen's University Management School and University of St. Andrews
Downloads 373 (101,083)
Citation 1

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Credit unions, Banking, Capital ratios, Pro-cyclical, Prompt Corrective Action, Regulation

12.

Ancient Colonialism and the Economic Geography of the Mediterranean

Number of pages: 48 Posted: 21 Jul 2017 Last Revised: 09 Aug 2019
University of St. Andrews - School of Management, Cardiff University, Universidad Pablo de Olavide and University of St. Andrews
Downloads 368 (102,609)

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Economic Geography, Economic Development, Ancient Colonialism, History, Mediterranean, Cities

13.
Downloads 364 (103,888)
Citation 5

Do Bank Profits Converge?

Number of pages: 28 Posted: 22 Nov 2009 Last Revised: 20 Feb 2014
Bangor University - Bangor University, Loughborough University - School of Business and Economics, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 364 (103,105)
Citation 5

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Banking, competition, convergence, dynamic panel estimation, entry, integration, profitability, persistence

Do Bank Profits Converge?

Posted: 22 Oct 2010
Bangor University - Bangor University, Loughborough University - School of Business and Economics, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews

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14.
Downloads 355 (106,832)
Citation 10

The Persistence of Bank Profit

Number of pages: 33 Posted: 03 Aug 2010 Last Revised: 09 Jan 2011
Bangor University - Bangor University, Loughborough University - School of Business and Economics, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 257 (149,884)
Citation 2

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Banking, Competition, Dynamic Panel Estimation, Entry, Profitability, Persistence

The Persistence of Bank Profit

Number of pages: 33 Posted: 22 Oct 2010 Last Revised: 09 Jan 2011
Bangor University - Bangor University, Loughborough University - School of Business and Economics, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 98 (336,316)
Citation 8

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Banking, competition, dynamic panel estimation, entry, profitability, persistence

15.

Exchange Rate Risk and the Equity Performance of Financial Intermediaries: Evidence from an International Sample

International Review of Financial Analysis, 29 (2013) 271–282
Number of pages: 26 Posted: 15 Dec 2011 Last Revised: 09 Sep 2013
University of Bath, University of SharjahUniversity of Sharjah - College of Business Administration, City University - Cass Business School, University of St. Andrews and City University London - Sir John Cass Business School
Downloads 310 (123,854)
Citation 2

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Competition and Stability in European Banking: A Regional Analysis

Number of pages: 29 Posted: 02 Sep 2010
Hong Liu, Philip Molyneux, Philip Molyneux and John O. S. Wilson
Loughborough University - School of Business and Economics, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 285 (134,746)
Citation 14

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Competition, European Banking, Regional Economic Conditions, Risk, Stability

Competition and Stability in European Banking: A Regional Analysis

The Manchester School, Vol. 81, Issue 2, pp. 176-201, 2013
Number of pages: 26 Posted: 15 Feb 2013
Hong Liu, Philip Molyneux, Philip Molyneux and John O. S. Wilson
Loughborough University - School of Business and Economics, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 1 (829,937)
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17.

Consolidation in the US Credit Union Sector: Determinants of Failure and Acquisition

Number of pages: 38 Posted: 06 Aug 2008
John Goddard, Donal G. McKillop and John O. S. Wilson
Bangor University - Bangor University, Queen's University Management School and University of St. Andrews
Downloads 257 (150,426)
Citation 1

Abstract:

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Credit unions, consolidation, acquisition, failure, technology

18.

Free Agency and Employment Transitions in Professional Football

Number of pages: 33 Posted: 06 Aug 2008
John Goddard and John O. S. Wilson
Bangor University - Bangor University and University of St. Andrews
Downloads 223 (172,671)

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Career trajectories, employment transition, free agency, professional football

19.

Credit Card Interest Rates and Risk: New Evidence from US Survey Data

Number of pages: 35 Posted: 05 Sep 2012 Last Revised: 14 Jun 2013
José Manuel Liñares-Zegarra and John O. S. Wilson
University of Essex - Essex Business School and University of St. Andrews
Downloads 221 (174,161)

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credit card plans, instrumental variables, pricing, risk, search

20.

Cooperative Bank Efficiency in Japan: A Parametric Distance Function Analysis

Number of pages: 47 Posted: 17 Oct 2010 Last Revised: 20 Feb 2014
J. Colin Glass, Donal G. McKillop, Barry Quinn and John O. S. Wilson
Ulster Business School, Queen's University Management School, Queen's University Management School and University of St. Andrews
Downloads 220 (174,918)
Citation 1

Abstract:

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Japanese Cooperative Banks, Efficiency, Regulatory compliance

21.

Credit Unions in Great Britain: Recent Trends and Current Prospects

Number of pages: 11 Posted: 07 Feb 2010
Donal G. McKillop, Ann-Marie Ward and John O. S. Wilson
Queen's University Management School, Queen's University Management School and University of St. Andrews
Downloads 217 (177,237)
Citation 2

Abstract:

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credit unions, crisis, failure, regulatory change, risk

22.

The Profitability of Banks in Japan: The Road to Recovery?

Number of pages: 32 Posted: 16 Nov 2009
Hong Liu and John O. S. Wilson
Loughborough University - School of Business and Economics and University of St. Andrews
Downloads 214 (179,533)
Citation 11

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Banking, competition, dynamic panel estimation, Japan, profitability

23.

Racial Discrimination in English Professional Football: Evidence from an Empirical Analysis of Players' Career Progression

Number of pages: 37 Posted: 06 Aug 2008
John Goddard and John O. S. Wilson
Bangor University - Bangor University and University of St. Andrews
Downloads 207 (185,118)

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Professional football, racial discrimination, transition probabilities

24.

Taxation and Financial Intermediation: Evidence from a Quasi-Natural Experiment

Number of pages: 56 Posted: 29 Nov 2017 Last Revised: 27 Oct 2018
University of Nottingham, University of St. Andrews - School of Management, University of Cologne - Center for Macroeconomic Research (CMR) and University of St. Andrews
Downloads 183 (206,956)
Citation 5

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bank taxation, net interest margin, Japanese banks, natural experiment, monitoring

25.

Integration, Productivity and Technological Spillovers: Evidence for Eurozone Banking Industries

Number of pages: 40 Posted: 07 Jul 2011 Last Revised: 20 Feb 2014
City University London - Sir John Cass Business School, Essex Business School - University of Essex, University of Reading - Faculty of Economic and Social Sciences and University of St. Andrews
Downloads 158 (234,641)
Citation 1

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European Banking; Financial Integration, Convergence, Productivity Growth

26.

On the Size Distribution of Financial Institutions

Number of pages: 25 Posted: 07 Oct 2011 Last Revised: 15 May 2012
John Goddard, Hong Liu, Donal G. McKillop and John O. S. Wilson
Bangor University - Bangor University, Loughborough University - School of Business and Economics, Queen's University Management School and University of St. Andrews
Downloads 147 (248,899)

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firm size distribution, Zipf’s Law, Gibrat’s Law, banks, credit unions

27.

Entry, Exit and Growth of US Commercial Banks

Number of pages: 36 Posted: 21 Feb 2014
John Goddard, Hong Liu and John O. S. Wilson
Bangor Business School, Loughborough University - School of Business and Economics and University of St. Andrews
Downloads 145 (251,684)
Citation 1

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Acquisition, Commercial Banks, Community Banks, Entry, Failure, Gibrat’s Law, Mergers, Sample selection models

28.

Can Debt Affect Your Health? Cross Country Evidence on the Debt-Health Nexus

Number of pages: 29 Posted: 26 Apr 2014
University of St. Andrews - School of Management, University of Essex - Essex Business School and University of St. Andrews
Downloads 131 (272,393)
Citation 2

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Debt, Endogeneity, Health, Generalized Method of Moments, Household debt, Indebtedness, OECD countries

29.

US Credit Unions: Survival, Consolidation and Growth

Number of pages: 34 Posted: 16 Jan 2011 Last Revised: 08 Aug 2012
John Goddard, Donal G. McKillop and John O. S. Wilson
Bangor University - Bangor University, Queen's University Management School and University of St. Andrews
Downloads 127 (278,759)
Citation 2

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Acquisition, Credit Unions, Entry, Exit, Failure, Gibrat’s Law

30.

Who Consumes the Credit Union Tax Subsidy?

QMS Research Paper 2019/08
Number of pages: 54 Posted: 02 Aug 2019 Last Revised: 09 Aug 2019
University of Kansas School of Business, Bangor Business School, Queen's University Management School and University of St. Andrews
Downloads 117 (295,927)
Citation 3

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commercial banks, credit unions, profit inefficiency, tax exempt status

31.

Competition in African Banking: Do Globalization and Institutional Quality Matter?

Number of pages: 31 Posted: 22 Feb 2014
Mohammed Amidu and John O. S. Wilson
University of Ghana - Business School and University of St. Andrews
Downloads 99 (331,682)
Citation 2

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Africa, Banks, Boone Indicator, Competition, Developing countries, Globalization, Institutional Quality

32.

How Does Credit Supply React to a Natural Disaster? Evidence from the Indian Ocean Tsunami

European Journal of Finance, Forthcoming
Number of pages: 41 Posted: 05 Feb 2016 Last Revised: 14 Jan 2019
Linh Nguyen and John O. S. Wilson
University of St. Andrews and University of St. Andrews
Downloads 69 (411,080)

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Difference-in-differences, Indian Ocean tsunami, bank lending, Thailand

33.

Liquidity Regulation and Bank Lending

Number of pages: 46 Posted: 14 Apr 2020 Last Revised: 24 Sep 2021
Université de Limoges, LAPE, University of St. Andrews - School of Management, University of Limoges - Laboratoire d'Analyse et de Prospectives Économiques (LAPE) and University of St. Andrews
Downloads 65 (424,196)

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Bank Lending, Basel III, Liquidity Regulation, Liquidity Balance Rule, Liquidity Coverage Ratio, Propensity Score Matching

34.

Deposit Insurance and Credit Union Lending

Number of pages: 31 Posted: 20 Apr 2021 Last Revised: 01 Sep 2021
University of St. Andrews, University of St. Andrews, affiliation not provided to SSRN, University of St. Andrews, University of Economics Ho Chi Minh City and affiliation not provided to SSRN
Downloads 28 (588,785)

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Deposit Insurance, Lending, Loan Quality, Credit Unions, Emergency Economic Stabilization Act

35.

Us Credit Unions: An Empirical Investigation of Size, Age and Growth

Annals of Public & Cooperative Economics, Vol. 76, No. 3, pp. 375-406, September 2005
Number of pages: 32 Posted: 24 Oct 2005
John A. Goddard and John O. S. Wilson
University of Wales, Swansea and University of St. Andrews
Downloads 28 (588,785)
Citation 3
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36.

The Profitability of European Banks: A Cross-Sectional and Dynamic Panel Analysis

Number of pages: 19 Posted: 06 Jul 2004
University of Wales, Swansea, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 20 (642,669)
Citation 11
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37.

Liquidity Regulation and Bank Risk

Number of pages: 32 Posted: 07 Sep 2021 Last Revised: 26 Sep 2021
Université de Limoges, LAPE, University of St. Andrews - School of Management, University of Limoges - Laboratoire d'Analyse et de Prospectives Économiques (LAPE) and University of St. Andrews
Downloads 18 (657,053)

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Banking, liquidity regulation, Netherlands, propensity score matching, quasi-natural experiment, risk, stability.

38.

Organizational Culture, Competition and Bank Loan Loss Provisions

Number of pages: 47 Posted: 11 Oct 2021
Hiep Luu, Linh Nguyen and John O. S. Wilson
University of St. Andrews, University of St. Andrews and University of St. Andrews
Downloads 15 (678,857)

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Bank deregulation, Organizational culture, Competition, Discretionary loan loss provisions, Textual analysis

39.

The Australian Bank Levy: Do Shareholders Pay?

Finance Research Letters, 2018
Number of pages: 10 Posted: 04 Sep 2019
Dimitris K. Chronopoulos, Anna L. Sobiech and John O. S. Wilson
University of St. Andrews - School of Management, University of Cologne - Center for Macroeconomic Research (CMR) and University of St. Andrews
Downloads 3 (772,873)

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Bank levy, Taxes, Australian banks, Event Study

40.

Do Bank Profits Converge?

European Financial Management, Vol. 19, Issue 2, pp. 345-365, 2013
Number of pages: 21 Posted: 08 Mar 2013
Bangor Business School, Bangor Business School, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews
Downloads 1 (793,524)
Citation 5
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banking, competition, convergence, dynamic panel estimation, integration, profitability, persistence

41.

Earnout Financing in the Financial Services Industry

International Review of Financial Analysis, Vol. 47, 2016
Posted: 16 Mar 2021
University of Edinburgh, University of SharjahUniversity of Sharjah - College of Business Administration and University of St. Andrews

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Earnouts, Acquisitions of financial institutions, Propensity score matching, Rosenbaum-bounds

42.

Finance and Intergenerational Mobility: Evidence from US Banking Reforms

Posted: 10 Jan 2020
Cardiff University, University of St. Andrews - School of Management and University of St. Andrews

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Bank Deregulation; Intergenerational Mobility; Inequality; Opportunity

43.

The Real Effects of Bank Taxation

Posted: 09 Aug 2017 Last Revised: 26 Mar 2018
Anna L. Sobiech, John O. S. Wilson and Dimitris K. Chronopoulos
University of Cologne - Center for Macroeconomic Research (CMR), University of St. Andrews and University of St. Andrews - School of Management

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Tokyo Bank Tax, Firm Investment, Tax Distortions, Tax Exposure, Bank Lending

44.

U.S. Credit Unions: Survival, Consolidation, and Growth

Economic Inquiry, Vol. 52, Issue 1, pp. 304-319, 2014
Number of pages: 16 Posted: 20 Nov 2013
John Goddard, Donal G. McKillop and John O. S. Wilson
Bangor Business School, Queen's University Management School and University of St. Andrews
Downloads 0 (810,442)
Citation 2
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45.

Racial Discrimination in English Professional Football: Evidence from an Empirical Analysis of Players' Career Progression

Cambridge Journal of Economics, Vol. 33, Issue 2, pp. 295-316, 2009
Posted: 12 Mar 2009
John A. Goddard and John O. S. Wilson
University of Wales, Swansea and University of St. Andrews

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Professional football, Racial discrimination, Transition probabilities

46.

The Development of Credit Unions and Their Role in Tackling Financial Exclusion

Public Money & Management, Vol. 27, No. 1, pp. 37-44, February 2007
Posted: 26 Jan 2007
Donal G. McKillop, Ann-Marie Ward and John O. S. Wilson
Queen's University Management School, Queen's University Management School and University of St. Andrews

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47.

Credit Unions in Britain: A Time for Change

Posted: 13 Jul 2003
Donal G. McKillop and John O. S. Wilson
Queen's University Management School and University of St. Andrews

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