John O. S. Wilson

University of St. Andrews

North St

Saint Andrews, Fife KY16 9AJ

United Kingdom

SCHOLARLY PAPERS

38

DOWNLOADS
Rank 3,074

SSRN RANKINGS

Top 3,074

in Total Papers Downloads

11,663

CITATIONS
Rank 4,994

SSRN RANKINGS

Top 4,994

in Total Papers Citations

104

Scholarly Papers (38)

1.

The Financial Crisis in Europe: Evolution, Policy Responses and Lessons for the Future

Number of pages: 27 Posted: 05 Jun 2009
John Goddard, Philip Molyneux and John O. S. Wilson
University of Wales System - Bangor University, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 2,236 (5,770)
Citation 12

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European banking, cross-border banking, financial crisis, bank regulation, bank supervision

2.

The Crisis in UK Banking: Lessons for Public Policy

Number of pages: 16 Posted: 19 Jul 2009
John Goddard, Philip Molyneux and John O. S. Wilson
University of Wales System - Bangor University, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 1,366 (13,078)
Citation 6

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Securtisation, Cross-border banking, Financial crisis, Bank regulation, Bank Supervision, UK banking

3.

Social, Environmental, Ethical and Trust (SEET) Issues in Banking: An Overview

RESEARCH HANDBOOK FOR BANKING AND GOVERNANCE, J.R. Barth, C. Lin and C. Wihlborg, eds., Edward Elgar Publishing, Forthcoming
Number of pages: 39 Posted: 03 Oct 2010 Last Revised: 07 Nov 2010
Andreas G. F. Hoepner and John O. S. Wilson
Smurfit Graduate Business School, University College Dublin and University of St. Andrews
Downloads 852 (26,567)
Citation 1

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Banking, Climate Change, Crisis, Environmental Performance, Ethics, Financial Performance, Trust, Social Performance, Risk

4.

Emerging Themes in Banking: Recent Literature and Directions for Future Research

Number of pages: 46 Posted: 02 Nov 2009
University of St. Andrews, City University London - Sir John Cass Business School, University of Essex - Essex Business School and University of Sharjah - College of Business Administration
Downloads 606 (42,171)
Citation 3

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5.

Measuring Competition in Banking: A Disequilibrium Approach

Number of pages: 31 Posted: 04 Aug 2008
John Goddard and John O. S. Wilson
University of Wales System - Bangor University and University of St. Andrews
Downloads 590 (43,739)
Citation 5

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banking, competition, revenue test, dynamic panel estimation

6.
Downloads 584 ( 44,367)
Citation 3

Credit Unions: A Theoretical and Empirical Overview

Number of pages: 78 Posted: 05 Nov 2010
Donal G. McKillop and John O. S. Wilson
Queen's University Management School and University of St. Andrews
Downloads 582 (43,953)
Citation 3

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Credit unions, common bond, efficiency, technology, diversification, merger and failure, regulation

Credit Unions: A Theoretical and Empirical Overview

Financial Markets, Institutions & Instruments, Vol. 20, Issue 3, pp. 79-123, 2011
Number of pages: 45 Posted: 28 Jun 2011
Donal G. McKillop and John O. S. Wilson
Queen's University Management School and University of St. Andrews
Downloads 2 (650,813)
Citation 3
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Credit unions, common bond, diversification, efficiency, merger and failure, regulation, technology

7.

The Dynamics of US Bank Profitability

Forthcoming, European Journal of Finance
Number of pages: 32 Posted: 15 Dec 2011 Last Revised: 21 Mar 2018
University of St. Andrews - School of Management, University of Aberdeen, University of St. Andrews and University of St. Andrews
Downloads 455 (60,777)

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banking, crisis, deregulation, profitability, persistence, regulation

8.

Competition and Risk in Japanese Banking

Number of pages: 38 Posted: 26 May 2010 Last Revised: 26 Jul 2011
Hong Liu and John O. S. Wilson
University of Aberdeen and University of St. Andrews
Downloads 428 (65,470)
Citation 2

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Banking, Competition, Dynamic Panel Estimation, Japan, Lerner index, Risk

9.

Regulatory Change and Capital Adjustment of Financial Institutions

Number of pages: 41 Posted: 06 Jan 2010 Last Revised: 16 Jan 2012
John Goddard, Donal G. McKillop and John O. S. Wilson
University of Wales System - Bangor University, Queen's University Management School and University of St. Andrews
Downloads 363 (79,524)
Citation 2

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Credit unions, Banking, Capital ratios, Pro-cyclical, Prompt Corrective Action, Regulation

10.
Downloads 353 ( 82,141)
Citation 2

Do Bank Profits Converge?

Number of pages: 28 Posted: 22 Nov 2009 Last Revised: 20 Feb 2014
John Goddard, Hong Liu, Philip Molyneux and John O. S. Wilson
University of Wales System - Bangor University, University of Aberdeen, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 353 (81,499)
Citation 2

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Banking, competition, convergence, dynamic panel estimation, entry, integration, profitability, persistence

Do Bank Profits Converge?

Posted: 22 Oct 2010
John Goddard, Hong Liu, Philip Molyneux and John O. S. Wilson
University of Wales System - Bangor University, University of Aberdeen, University of Sharjah - College of Business Administration and University of St. Andrews

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11.

What Happens If the Rules Change? The Impact of Brexit on the Future Strategic Intentions of UK SMEs

Number of pages: 34 Posted: 09 Nov 2017 Last Revised: 04 Mar 2018
Ross Brown, José Manuel Liñares-Zegarra and John O. S. Wilson
University of St Andrews, University of Essex - Essex Business School and University of St. Andrews
Downloads 347 (83,799)

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Brexit, SMEs, Uncertainty, Entrepreneurship, Investment, Public Policy

12.
Downloads 317 ( 92,722)
Citation 5

The Persistence of Bank Profit

Number of pages: 33 Posted: 03 Aug 2010 Last Revised: 09 Jan 2011
John Goddard, Hong Liu, Philip Molyneux and John O. S. Wilson
University of Wales System - Bangor University, University of Aberdeen, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 249 (119,369)
Citation 5

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Banking, Competition, Dynamic Panel Estimation, Entry, Profitability, Persistence

The Persistence of Bank Profit

Number of pages: 33 Posted: 22 Oct 2010 Last Revised: 09 Jan 2011
John Goddard, Hong Liu, Philip Molyneux and John O. S. Wilson
University of Wales System - Bangor University, University of Aberdeen, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 68 (330,955)
Citation 5

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Banking, competition, dynamic panel estimation, entry, profitability, persistence

13.

Exchange Rate Risk and the Equity Performance of Financial Intermediaries: Evidence from an International Sample

International Review of Financial Analysis, 29 (2013) 271–282
Number of pages: 26 Posted: 15 Dec 2011 Last Revised: 09 Sep 2013
University of Bath, University of Sharjah - College of Business Administration, City University - Cass Business School, University of St. Andrews and City University London - Sir John Cass Business School
Downloads 302 (97,758)

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Competition and Stability in European Banking: A Regional Analysis

Number of pages: 29 Posted: 02 Sep 2010
Hong Liu, Philip Molyneux and John O. S. Wilson
University of Aberdeen, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 276 (107,160)
Citation 6

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Competition, European Banking, Regional Economic Conditions, Risk, Stability

Competition and Stability in European Banking: A Regional Analysis

The Manchester School, Vol. 81, Issue 2, pp. 176-201, 2013
Number of pages: 26 Posted: 15 Feb 2013
Hong Liu, Philip Molyneux and John O. S. Wilson
University of Aberdeen, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 1 (664,576)
Citation 6
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15.

Consolidation in the US Credit Union Sector: Determinants of Failure and Acquisition

Number of pages: 38 Posted: 06 Aug 2008
John Goddard, Donal G. McKillop and John O. S. Wilson
University of Wales System - Bangor University, Queen's University Management School and University of St. Andrews
Downloads 239 (124,942)
Citation 3

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Credit unions, consolidation, acquisition, failure, technology

16.

Spreading Civilizations: Ancient Colonialism and Economic Development Along the Mediterranean

Number of pages: 33 Posted: 21 Jul 2017 Last Revised: 11 Dec 2017
University of St. Andrews - School of Management, University of St. Andrews, Universidad Pablo de Olavide and University of St. Andrews
Downloads 217 (137,364)

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Economic Development, Ancient Colonialism, History, Mediterranean

17.

Cooperative Bank Efficiency in Japan: A Parametric Distance Function Analysis

Number of pages: 47 Posted: 17 Oct 2010 Last Revised: 20 Feb 2014
J. Colin Glass, Donal G. McKillop, Barry Quinn and John O. S. Wilson
Ulster Business School, Queen's University Management School, Queens University Management School and University of St. Andrews
Downloads 209 (142,389)

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Japanese Cooperative Banks, Efficiency, Regulatory compliance

18.

The Profitability of Banks in Japan: The Road to Recovery?

Number of pages: 32 Posted: 16 Nov 2009
Hong Liu and John O. S. Wilson
University of Aberdeen and University of St. Andrews
Downloads 208 (142,990)
Citation 1

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Banking, competition, dynamic panel estimation, Japan, profitability

19.

Free Agency and Employment Transitions in Professional Football

Number of pages: 33 Posted: 06 Aug 2008
John Goddard and John O. S. Wilson
University of Wales System - Bangor University and University of St. Andrews
Downloads 208 (142,990)
Citation 1

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Career trajectories, employment transition, free agency, professional football

20.

Credit Card Interest Rates and Risk: New Evidence from US Survey Data

Number of pages: 35 Posted: 05 Sep 2012 Last Revised: 14 Jun 2013
José Manuel Liñares-Zegarra and John O. S. Wilson
University of Essex - Essex Business School and University of St. Andrews
Downloads 205 (144,938)

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credit card plans, instrumental variables, pricing, risk, search

21.

Credit Unions in Great Britain: Recent Trends and Current Prospects

Number of pages: 11 Posted: 07 Feb 2010
Donal G. McKillop, Ann-Marie Ward and John O. S. Wilson
Queen's University Management School, Queen's University Management School and University of St. Andrews
Downloads 203 (146,327)
Citation 1

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credit unions, crisis, failure, regulatory change, risk

22.

Racial Discrimination in English Professional Football: Evidence from an Empirical Analysis of Players' Career Progression

Number of pages: 37 Posted: 06 Aug 2008
John Goddard and John O. S. Wilson
University of Wales System - Bangor University and University of St. Andrews
Downloads 187 (157,828)

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Professional football, racial discrimination, transition probabilities

23.

Integration, Productivity and Technological Spillovers: Evidence for Eurozone Banking Industries

Number of pages: 40 Posted: 07 Jul 2011 Last Revised: 20 Feb 2014
City University London - Sir John Cass Business School, University of Essex - Essex Business School, University of Reading - Faculty of Economic and Social Sciences and University of St. Andrews
Downloads 154 (186,893)

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European Banking; Financial Integration, Convergence, Productivity Growth

24.

On the Size Distribution of Financial Institutions

Number of pages: 25 Posted: 07 Oct 2011 Last Revised: 15 May 2012
John Goddard, Hong Liu, Donal G. McKillop and John O. S. Wilson
University of Wales System - Bangor University, University of Aberdeen, Queen's University Management School and University of St. Andrews
Downloads 141 (200,895)

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firm size distribution, Zipf’s Law, Gibrat’s Law, banks, credit unions

25.

US Credit Unions: Survival, Consolidation and Growth

Number of pages: 34 Posted: 16 Jan 2011 Last Revised: 08 Aug 2012
John Goddard, Donal G. McKillop and John O. S. Wilson
University of Wales System - Bangor University, Queen's University Management School and University of St. Andrews
Downloads 124 (222,328)
Citation 10

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Acquisition, Credit Unions, Entry, Exit, Failure, Gibrat’s Law

26.

Can Debt Affect Your Health? Cross Country Evidence on the Debt-Health Nexus

Number of pages: 29 Posted: 26 Apr 2014
University of St. Andrews - School of Management, University of Essex - Essex Business School and University of St. Andrews
Downloads 115 (235,124)

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Debt, Endogeneity, Health, Generalized Method of Moments, Household debt, Indebtedness, OECD countries

27.

Entry, Exit and Growth of US Commercial Banks

Number of pages: 36 Posted: 21 Feb 2014
John Goddard, Hong Liu and John O. S. Wilson
Bangor Business School, University of Aberdeen and University of St. Andrews
Downloads 106 (249,143)

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Acquisition, Commercial Banks, Community Banks, Entry, Failure, Gibrat’s Law, Mergers, Sample selection models

28.

Taxation and Financial Intermediation: Evidence from a Quasi-Natural Experiment

Number of pages: 56 Posted: 29 Nov 2017 Last Revised: 27 Oct 2018
University of Nottingham, University of St. Andrews - School of Management, University of St Andrews, School of Management and University of St. Andrews
Downloads 95 (268,127)

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bank taxation, net interest margin, Japanese banks, natural experiment, monitoring

29.

Competition in African Banking: Do Globalization and Institutional Quality Matter?

Number of pages: 31 Posted: 22 Feb 2014
Mohammed Amidu and John O. S. Wilson
University of Ghana - Business School and University of St. Andrews
Downloads 71 (319,554)

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Africa, Banks, Boone Indicator, Competition, Developing countries, Globalization, Institutional Quality

30.

How Does Credit Supply React to a Natural Disaster? Evidence from the Indian Ocean Tsunami

European Journal of Finance, Forthcoming
Number of pages: 41 Posted: 05 Feb 2016 Last Revised: 14 Jan 2019
Linh Nguyen and John O. S. Wilson
University of St. Andrews and University of St. Andrews
Downloads 56 (360,630)

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Difference-in-differences, Indian Ocean tsunami, bank lending, Thailand

31.

Us Credit Unions: An Empirical Investigation of Size, Age and Growth

Annals of Public & Cooperative Economics, Vol. 76, No. 3, pp. 375-406, September 2005
Number of pages: 32 Posted: 24 Oct 2005
John A. Goddard and John O. S. Wilson
University of Wales, Swansea and University of St. Andrews
Downloads 28 (466,403)
Citation 6
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32.

The Profitability of European Banks: A Cross-Sectional and Dynamic Panel Analysis

Manchester School, Vol. 72, No. 3, pp. 363-381, June 2004
Number of pages: 19 Posted: 06 Jul 2004
John A. Goddard, Philip Molyneux and John O. S. Wilson
University of Wales, Swansea, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 20 (509,715)
Citation 33
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33.

Do Bank Profits Converge?

European Financial Management, Vol. 19, Issue 2, pp. 345-365, 2013
Number of pages: 21 Posted: 08 Mar 2013
John Goddard, Hong Liu, Philip Molyneux and John O. S. Wilson
Bangor Business School, Bangor Business School, University of Sharjah - College of Business Administration and University of St. Andrews
Downloads 1 (633,030)
Citation 2
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banking, competition, convergence, dynamic panel estimation, integration, profitability, persistence

34.

The Real Effects of Bank Taxation

Posted: 09 Aug 2017 Last Revised: 26 Mar 2018
Anna L. Sobiech, John O. S. Wilson and Dimitris K. Chronopoulos
University of St Andrews, School of Management, University of St. Andrews and University of St. Andrews - School of Management

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Tokyo Bank Tax, Firm Investment, Tax Distortions, Tax Exposure, Bank Lending

35.

U.S. Credit Unions: Survival, Consolidation, and Growth

Economic Inquiry, Vol. 52, Issue 1, pp. 304-319, 2014
Number of pages: 16 Posted: 20 Nov 2013
John Goddard, Donal G. McKillop and John O. S. Wilson
Bangor Business School, Queen's University Management School and University of St. Andrews
Downloads 0 (650,343)
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36.

Racial Discrimination in English Professional Football: Evidence from an Empirical Analysis of Players' Career Progression

Cambridge Journal of Economics, Vol. 33, Issue 2, pp. 295-316, 2009
Posted: 12 Mar 2009
John A. Goddard and John O. S. Wilson
University of Wales, Swansea and University of St. Andrews

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Professional football, Racial discrimination, Transition probabilities

37.

The Development of Credit Unions and Their Role in Tackling Financial Exclusion

Public Money & Management, Vol. 27, No. 1, pp. 37-44, February 2007
Posted: 26 Jan 2007
Donal G. McKillop, Ann-Marie Ward and John O. S. Wilson
Queen's University Management School, Queen's University Management School and University of St. Andrews

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38.

Credit Unions in Britain: A Time for Change

Public Money & Management, Vol. 23, pp. 119-124, April 2003
Posted: 13 Jul 2003
Donal G. McKillop and John O. S. Wilson
Queen's University Management School and University of St. Andrews

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