Hazel Bateman

UNSW Sydney, CEPAR

High Street

Sydney, NSW 2052

Australia

SCHOLARLY PAPERS

42

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77

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70

Scholarly Papers (42)

1.

Financial Literacy and Retirement Planning in Australian

UNSW Australian School of Business Research Paper No. 2012ACTL16
Number of pages: 23 Posted: 17 Jan 2013
Julie R. Agnew, Hazel Bateman and Susan Thorp
College of William and Mary - Mason School of Business, UNSW Sydney, CEPAR and The University of Sydney Business School
Downloads 1,364 (23,527)
Citation 4

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financial literacy, retirement planning

2.

Individual Judgment and Trust Formation: An Experimental Investigation of Online Financial Advice

UNSW Australian School of Business Research Paper No. 2013ACTL21
Number of pages: 38 Posted: 20 Dec 2013 Last Revised: 15 Sep 2014
College of William and Mary - Mason School of Business, UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR), University of South Australia - Institute for Choice and The University of Sydney Business School
Downloads 393 (121,660)
Citation 4

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Individual judgement, Trust formation, Experimental investigation, Online, Financial advice

3.

The Size, Cost and Asset Allocation of Australian Self-Managed Superannuation Funds

CIFR Paper No. 033/2014
Number of pages: 31 Posted: 10 Jul 2014
University of Technology Sydney (UTS) - Faculty of Business, UNSW Sydney, CEPAR, Department of Accounting, UTS and Deakin Business School
Downloads 302 (161,992)
Citation 3

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self-managed superannuation funds, pension funds, asset allocation, SMSF costs

4.

Retirement Savings: A Tale of Decisions and Defaults

Number of pages: 47 Posted: 24 Aug 2014 Last Revised: 17 Jan 2016
UNSW Australia Business School, School of Economics, Monash University - Department of Economics, UNSW Sydney, CEPAR, University of New South Wales (UNSW), UNSW Australia Business School, School of Economics and The University of Sydney Business School
Downloads 244 (201,101)
Citation 3

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pension defaults, retirement savings, method of moments

5.

Retirement Investor Risk Tolerance in Tranquil and Crisis Periods: Experimental Survey Evidence

UNSW Australian School of Business Research Paper No. 2010ACTL10
Number of pages: 59 Posted: 25 Aug 2010 Last Revised: 12 Apr 2011
UNSW Sydney, CEPAR, University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics, University of Guelph - Department of Marketing and Consumer Studies and The University of Sydney Business School
Downloads 238 (206,031)

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risk preferences, investment decisions, financial crisis

6.

Financial Competence, Risk Presentation and Retirement Portfolio Preferences

UNSW Australian School of Business Research Paper No. 2011ACTL03
Number of pages: 50 Posted: 08 Mar 2011 Last Revised: 12 Apr 2011
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of Technology Sydney - Economics Discipline Group, University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School
Downloads 236 (207,768)
Citation 5

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discrete choice, risk preference, numeracy skills, financial literacy

7.

Learning and Confirmation Bias: Measuring the Impact of First Impressions and Ambiguous Signals

UNSW Business School Research Paper, Wharton Pension Research Council Working Paper No. 2018-08
Number of pages: 51 Posted: 20 Aug 2018
College of William and Mary - Mason School of Business, UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR), University of South Australia - Institute for Choice and The University of Sydney Business School
Downloads 212 (230,081)

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8.

Pension Reform in China: Racing Against the Demographic Clock

UNSW Australian School of Business Research Paper No. 2013ACTL22
Number of pages: 23 Posted: 18 Jan 2014 Last Revised: 25 Nov 2014
Hazel Bateman and Kevin Liu
UNSW Sydney, CEPAR and School of Risk and Actuarial Studies, UNSW Business School | University of New South Wales, Australia
Downloads 209 (233,105)
Citation 4

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China; pension reform; social welfare; demographic transition; population ageing

9.

Pension Fund Efficiency: An International Comparison of Australian Performance

UNSW Business School Research Paper No. 2015ACTL16
Number of pages: 44 Posted: 22 Aug 2015
Hazel Bateman and Nicholas Morris
UNSW Sydney, CEPAR and University of New South Wales (UNSW) - UNSW Law & Justice
Downloads 203 (239,330)

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Pension fund, pension fund efficiency, pension fund performance, superannuation fund

10.

Saving Preferences After Retirement

Journal of Economic Behavior and Organization, 198, 409-433
Number of pages: 42 Posted: 13 Jun 2018 Last Revised: 03 May 2022
Université Libre de Bruxelles (ULB) - Department of Mathematics, UNSW Sydney, CEPAR, AFM (Dutch Authority for the Financial Markets), Tilburg University and CPB Netherlands Bureau of Economic Policy Analysis
Downloads 187 (257,710)
Citation 5

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saving motives, asset decumulation, pension design, consumption smoothing

11.

Too Much Risk to Insure? The Australian (Non-) Market for Annuities

Pension Research Council Working Paper No. 2010-18
Number of pages: 40 Posted: 11 Nov 2010
Hazel Bateman and John Piggott
UNSW Sydney, CEPAR and University of New South Wales (UNSW) - Australian School of Business, School of Economics
Downloads 185 (260,179)
Citation 6

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Retirement, Income, Australia, Annuities, Pension, Longevity, Superannuation, Insurance, Retirees, Assets, Accumulation

12.

Superannuation Knowledge and Plan Behaviour

UNSW Australian School of Business Research Paper No. 2012ACTL14
Number of pages: 15 Posted: 17 Jan 2013
Julie R. Agnew, Hazel Bateman and Susan Thorp
College of William and Mary - Mason School of Business, UNSW Sydney, CEPAR and The University of Sydney Business School
Downloads 170 (280,176)
Citation 3

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Superannuation, Plan Behaviour

13.

Work, Money, Lifestyle: Plans of Australian Retirees

UNSW Australian School of Business Research Paper No. 2012ACTL15
Number of pages: 13 Posted: 17 Jan 2013
Julie R. Agnew, Hazel Bateman and Susan Thorp
College of William and Mary - Mason School of Business, UNSW Sydney, CEPAR and The University of Sydney Business School
Downloads 168 (282,985)
Citation 2

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Australian retirees

14.

Investment Risk Framing and Individual Preference Consistency

UNSW Australian School of Business Research Paper No. 2010ACTL08
Number of pages: 39 Posted: 27 Aug 2010 Last Revised: 12 Apr 2011
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of Technology Sydney - Economics Discipline Group, University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School
Downloads 162 (291,751)
Citation 1

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investment risk, household finance, framing, retirement savings

15.

An Experimental Survey of Investment Decisions for Retirement Savings

UNSW Australian School of Business Research Paper No. 2010ACTL09
Number of pages: 41 Posted: 26 Aug 2010 Last Revised: 18 Apr 2011
UNSW Sydney, CEPAR, The University of Sydney Business School, University of South Australia - Institute for Choice, University of Guelph - Department of Marketing and Consumer Studies and University of Cambridge - Faculty of Economics and Politics
Downloads 160 (294,878)
Citation 1

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Investment choice, retirement savings, investment risk

16.

The Implications of Complexity for Systemic Risk in the Superannuation System

UNSW Australian School of Business Research Paper No. 2014ACTL02
Number of pages: 18 Posted: 26 Feb 2014
UNSW Law, University of Technology Sydney (UTS) - Faculty of Business, UNSW Sydney, CEPAR, University of New South Wales (UNSW) - UNSW Law & Justice and School of Risk and Actuarial Studies, UNSW Business School | University of New South Wales, Australia
Downloads 153 (305,994)
Citation 2

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superannuation industry, pension funds, regulation, systemic risk

17.

Just Interested or Getting Involved? An Analysis of Superannuation Attitudes and Actions

UNSW Australian School of Business Research Paper No. 2013ACTL19
Number of pages: 39 Posted: 17 Oct 2013 Last Revised: 23 Oct 2013
UNSW Sydney, CEPAR, UNSW Australia Business School, School of Marketing, UNSW Australia Business School, School of Economics, University of New South Wales (UNSW), UNSW Australia Business School, School of Economics and The University of Sydney Business School
Downloads 146 (317,901)

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active decisions, defaults, defined benefit, defined contributions, pensions

18.

Economic Rationality, Risk Presentation, and Retirement Portfolio Choice

UNSW Australian School of Business Research Paper No. 2011ACTL02
Number of pages: 38 Posted: 19 Sep 2011
UNSW Sydney, CEPAR, University of Technology, Sydney - Centre for the Study of Choice, University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics, The University of Sydney Business School and University of Technology Sydney - Economics Discipline Group
Downloads 144 (321,550)
Citation 9

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discrete choice, context and framing effects, retirement savings, investment risk, household finance, financial literacy

Determinants of Early-Access to Retirement Savings: Lessons from the COVID-19 Pandemic

UNSW Business School Research Paper Forthcoming
Number of pages: 62 Posted: 31 May 2022
UNSW Sydney, CEPAR, UNSW Australia Business School, School of Economics, The Vanguard Group, Inc., Independent and The University of Sydney Business School
Downloads 117 (377,907)

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pension early access, COVID-19, retirement savings, consumption smoothing, precautionary liquidity, mental accounts

Determinants of Early-Access to Retirement Savings: Lessons from the Covid-19 Pandemic

Number of pages: 63 Posted: 03 Jun 2022
UNSW Sydney, CEPAR, UNSW Australia Business School, School of Economics, The Vanguard Group, Inc., University of New South Wales and The University of Sydney Business School
Downloads 22 (824,460)

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pension early access, COVID-19, retirement savings, consumption smoothing, precautionary liquidity, mental accounts

20.

Risk Information and Retirement Investment Choices Under Prospect Theory

UNSW Australian School of Business Research Paper No. 2012ACTL19
Number of pages: 48 Posted: 05 Mar 2013
Hazel Bateman, Andy Lai and Ralph Stevens
UNSW Sydney, CEPAR, University of New South Wales (UNSW) - School of Actuarial Studies and CPB Netherlands Bureau of Economic Policy Analysis
Downloads 138 (332,481)
Citation 2

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Discrete choice, investment risk, Prospect theory

21.

Default and Naïve Diversification Heuristics in Annuity Choice

UNSW Business School Research Paper No. 2015ACTL09
Number of pages: 40 Posted: 17 Mar 2014 Last Revised: 08 Mar 2018
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR), University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School
Downloads 136 (336,317)
Citation 5

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choice heuristics, credence goods, retirement benefits, annuity demand

22.

Motivated Saving: The Impact of Projections on Retirement Saving Intentions

Number of pages: 61 Posted: 15 Oct 2019 Last Revised: 11 Oct 2021
The University of Sydney Business School, UNSW Sydney, CEPAR, UNSW Australia Business School, School of Economics, Independent and The University of Sydney Business School
Downloads 126 (356,266)
Citation 1

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pensions, field experiment, benefit projections

Family, Friends and Framing: A Cross-Country Study of Subjective Survival Expectations

De Nederlandsche Bank Working Paper No. 491
Number of pages: 40 Posted: 04 Jan 2016
Federica Teppa, Susan Thorp and Hazel Bateman
De Nederlandsche Bank, The University of Sydney Business School and UNSW Sydney, CEPAR
Downloads 64 (554,171)
Citation 1

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Longevity Risk, Framing effect, Survey Data, Hypothetical Choices

Family, Friends and Framing: A Cross-Country Study of Subjective Survival Expectations

UNSW Business School Research Paper No. 2015ACTL19
Number of pages: 36 Posted: 31 Oct 2015 Last Revised: 02 Nov 2015
Federica Teppa, Susan Thorp and Hazel Bateman
De Nederlandsche Bank, The University of Sydney Business School and UNSW Sydney, CEPAR
Downloads 37 (706,499)
Citation 2

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Longevity Risk, Framing efect, Survey Data, Hypothetical Choices

Family, Friends and Framing: A Cross-Country Study of Subjective Survival Expectations

Netspar Discussion Paper No. 10/2015-076
Number of pages: 36 Posted: 19 Mar 2016
Federica Teppa, Susan Thorp and Hazel Bateman
De Nederlandsche Bank, The University of Sydney Business School and UNSW Sydney, CEPAR
Downloads 25 (798,520)

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Longevity Risk, Framing effect, Survey Data, Hypothetical Choices

24.

Flicking the Switch: Simplifying Disclosures to Improve Retirement Plan Choices

Number of pages: 59 Posted: 24 May 2016 Last Revised: 22 Jan 2018
The University of Sydney Business School, UNSW Sydney, CEPAR, UNSW Australia Business School, School of Economics, University of New South Wales (UNSW) and UNSW Australia Business School, School of Economics
Downloads 116 (378,432)
Citation 1

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fees, returns, prescribes information, financial product disclosures

25.

Individual Capability and Effort in Retirement Benefit Choice

UNSW Australia Business School Research Paper No. 2014ACTL07
Number of pages: 38 Posted: 11 Sep 2014
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR), University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School
Downloads 115 (380,782)
Citation 6

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26.

Understanding Assurance in the Australian Self-Managed Superannuation Fund Industry

CIFR Paper No. 001/2014
Number of pages: 38 Posted: 29 May 2014
University of Technology Sydney (UTS) - Faculty of Business, UNSW Sydney, CEPAR, Department of Accounting, UTS and Deakin Business School
Downloads 111 (390,593)
Citation 1

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pension funds, audit fees, industry specialisation, professional affiliations, auditor independence, non-audit services

Financial Competence and Expectations Formation: Evidence from Australia

UNSW Australian School of Business Research Paper No. 2011ACTL07
Number of pages: 48 Posted: 17 Apr 2011
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of Technology Sydney - Economics Discipline Group, University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School
Downloads 110 (395,343)
Citation 3

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retirement savings, financial literacy, uncertainty

Financial Competence and Expectations Formation: Evidence from Australia

Posted: 20 Apr 2011
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of Technology Sydney - Economics Discipline Group, University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School

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retirement savings, financial literacy, uncertainty

Financial Competence and Expectations Formation: Evidence from Australia

Posted: 24 May 2011
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of Technology Sydney - Economics Discipline Group, University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School

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discrete choice, retirement savings, investment risk, household finance, financial literacy

28.

Disengagement: A Partial Solution to the Annuity Puzzle

UNSW Australian School of Business Research Paper No. 2013ACTL10
Number of pages: 38 Posted: 04 Apr 2013
UNSW Sydney, CEPAR, University of Technology Sydney (UTS) - School of Marketing, University of Technology Sydney - Economics Discipline Group, University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR), University of South Australia - Institute for Choice, University of Cambridge - Faculty of Economics and Politics and The University of Sydney Business School
Downloads 107 (400,907)
Citation 1

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discrete choice, retirement incomes, household nance, annuities, financial literacy

29.

As Easy as Pie: How Retirement Savers Use Prescribed Investment Disclosures

UNSW Australian School of Business Research Paper No. 2013ECON02
Number of pages: 40 Posted: 05 Mar 2013
UNSW Sydney, CEPAR, UNSW Australia Business School, School of Economics, University of New South Wales (UNSW), UNSW Australia Business School, School of Economics and The University of Sydney Business School
Downloads 106 (403,515)
Citation 3

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consumer finance, diversification heuristics, pensions, choice experiment

30.

Suspicious Minds (can be a good thing when saving for retirement)

UNSW Business School Research Paper No. 2015-06A
Number of pages: 50 Posted: 09 Mar 2015 Last Revised: 10 Sep 2015
UNSW Australia Business School, School of Marketing, UNSW Sydney, CEPAR, UNSW Australia Business School, School of Economics, University of New South Wales (UNSW), UNSW Australia Business School, School of Economics and The University of Sydney Business School
Downloads 100 (420,361)
Citation 3

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pension defaults, trust, engagement, retirement savings

31.

Spending from regulated retirement drawdowns: The role of implied endorsement

Scandinavian Journal of Economics 123(3), 810–847
Number of pages: 50 Posted: 19 Apr 2018 Last Revised: 30 Nov 2021
Université Libre de Bruxelles (ULB) - Department of Mathematics, UNSW Sydney, CEPAR, AFM (Dutch Authority for the Financial Markets) and CPB Netherlands Bureau of Economic Policy Analysis
Downloads 97 (428,942)

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decumulation policy, regulated drawdowns, implied endorsement, peer effects

32.

Optimal Portfolio Choice with Health-Contingent Income Products: The Value of Life Care Annuities

ARC Centre of Excellence in Population Aging Research Working Paper 2016/17
Number of pages: 41 Posted: 03 Aug 2016
Shang Wu, Hazel Bateman and Ralph Stevens
Aware Super, UNSW Sydney, CEPAR and CPB Netherlands Bureau of Economic Policy Analysis
Downloads 96 (431,825)
Citation 2

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Life-cycle portfolio choice, Long-term care insurance, Retirement, Household finance.

33.

Civil Services and Military Retirement Income Provision in Australia

UNSW Australian School of Business Research Paper No. 2011 AIPAR 02
Number of pages: 33 Posted: 01 Aug 2011
Hazel Bateman and John Piggott
UNSW Sydney, CEPAR and University of New South Wales (UNSW) - Australian School of Business, School of Economics
Downloads 89 (452,990)
Citation 3

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civil service pension, legacy cost, superannuation

34.

Eggs and Baskets: Lifecycle Portfolio Dynamics

UNSW Business School Research Paper Forthcoming
Number of pages: 88 Posted: 08 Apr 2022 Last Revised: 27 Oct 2022
UNSW Australia Business School, School of Economics, University of New South Wales (UNSW), UNSW Sydney, CEPAR, Independent and The University of Sydney Business School
Downloads 82 (476,266)
Citation 1

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lifetime savings, portfolio choice, income risk, defaults, method of moments

35.

Optimal Annuity Purchases for Australian Retirees

UNSW Australia Business School Research Paper No. 2014ACTL06
Number of pages: 28 Posted: 03 Sep 2014
Fedor Iskhakov, Susan Thorp and Hazel Bateman
University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR), The University of Sydney Business School and UNSW Sydney, CEPAR
Downloads 78 (490,388)
Citation 6

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life cycle, household finance, longevity risk

36.

Choices and Constraints Over Retirement Income Streams: Comparing Rules and Regulations

Quantitative Finance Research Centre, University of Technology, Sydney Research Paper No. 200
Number of pages: 39 Posted: 18 Mar 2008
Hazel Bateman and Susan Thorp
UNSW Sydney, CEPAR and The University of Sydney Business School
Downloads 63 (550,228)
Citation 2

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37.

Restoring a Level Playing Field for Defined Benefits Superannuation

CIFR Paper No. 004/2014
Number of pages: 8 Posted: 29 May 2014
Hazel Bateman and Geoffrey Kingston
UNSW Sydney, CEPAR and Macquarie University
Downloads 55 (587,348)

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38.

Flexible Insurance for Informal Long-Term Care: A Study of Stated Preferences

UNSW Business School Research Paper Forthcoming
Number of pages: 70 Posted: 08 Jul 2021
Hazel Bateman, Shang Wu, Susan Thorp and Ralph Stevens
UNSW Sydney, CEPAR, Aware Super, The University of Sydney Business School and CPB Netherlands Bureau of Economic Policy Analysis
Downloads 50 (612,846)

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Long-term care insurance, longevity insurance, aged-care, informal care

Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys

ShanghaiTech SEM Working Paper No. 2019-002
Number of pages: 36 Posted: 17 Jan 2019 Last Revised: 27 Nov 2019
Katja Hanewald, Hazel Bateman, Hanming Fang and Shang Wu
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), UNSW Sydney, CEPAR, ShanghaiTech University - School of Entrepreneurship and Management and University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR)
Downloads 37 (706,499)

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Reverse mortgage demand, Retirement income, Housing, China

Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys

NBER Working Paper No. w25491
Number of pages: 36 Posted: 30 Jan 2019 Last Revised: 25 Feb 2023
Katja Hanewald, Hazel Bateman, Hanming Fang and Shang Wu
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), UNSW Sydney, CEPAR, University of Pennsylvania - Department of Economics and University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR)
Downloads 12 (918,537)
Citation 5

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40.

Age-Related Disease Burdens, Disparities, and Health Resource Allocation: A Longitudinal Data Analysis of 31 Provinces in Mainland China

Number of pages: 23 Posted: 10 Mar 2022
University of New South Wales (UNSW) - ARC Centre of Excellence in Population Ageing Research (CEPAR), University of New South Wales (UNSW), UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), University of New South Wales (UNSW) - Social Policy Research Centre (SPRC)Social Policy Research Centre, UNSW, UNSW Sydney, CEPAR, University of Washington - Institute of Health Metrics and Evaluation, Duke Kunshan University and Duke University - Duke Global Health Institute
Downloads 33 (714,988)

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Age-related diseases, Healthy ageing, regional and sex disparities, health resources allocation, China

41.

Australian Social Policy 1999 – Issue 1

Australian Government, 1999
Number of pages: 308 Posted: 24 Dec 2010
London School of Economics, UNSW Sydney, CEPAR, University of Melbourne - Department of Economics, Government of the Commonwealth of Australia - Economic and Financial Policy Division, Harvard University - Harvard Kennedy School (HKS), Australian National University (ANU) - School of Social Sciences, Boston College - Department of Economics, Flinders University, Government of the Commonwealth of Australia - Family Relationship Branch, University of Tasmania, Government of the Commonwealth of Australia - Department of Family, Housing, Community Services and Indigenous Affairs (FaHCSIA), Government of the Commonwealth of Australia - Strategic Policy and Analysis Branch and Government of the Commonwealth of Australia - Department of Disability
Downloads 28 (750,866)

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42.

Long-Term Care Insurance Financing Using Home Equity Release: Evidence from an Online Experimental Survey

NBER Working Paper No. w29689
Number of pages: 36 Posted: 24 Jan 2022 Last Revised: 16 Apr 2023
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), UNSW Sydney, CEPAR, University of Pennsylvania - Department of Economics and University of New South Wales (UNSW)
Downloads 2 (969,381)
Citation 1
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