8 Castle Peak Road
Lingnan University
Hong Kong, New Territories
China
mortgage brokers, occupational licensing regulations, reported and unreported information, loan performance
Refinancing waves, loan pricing, neighborhood effect, mortgage securitization
refinancing waves, loan pricing, prepayment risk, neighborhood effect, mortgage securitization
relative age effect, risk-taking, CEO, overconfidence
Mortgage lending; Mortgage default; Foreclosure laws; Border identification strategy
consumption, spending, credit card, behavioral bias, rewards, debt repayment