James B. Thomson

University of Akron

Professor and Finance Chair

Akron, OH 44325-4803

United States

SCHOLARLY PAPERS

29

DOWNLOADS
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Top 7,290

in Total Papers Downloads

5,110

CITATIONS
Rank 6,184

SSRN RANKINGS

Top 6,184

in Total Papers Citations

81

Scholarly Papers (29)

1.

Systemic Banking Crises

FRB of Cleveland Policy Discussion Paper No. 9
Number of pages: 13 Posted: 01 Mar 2005
O. Emre Ergungor and James B. Thomson
Federal Reserve Bank of Cleveland - Research Department and University of Akron
Downloads 647 (30,577)
Citation 5

Abstract:

systemic banking crisis, asset price bubbles

2.

Predicting Credit Spreads

Number of pages: 54 Posted: 26 Jun 2007 Last Revised: 03 Nov 2008
Peter H. Ritchken, C. N. V. Krishnan and James B. Thomson
Case Western Reserve University - Department of Banking & Finance, Case Western Reserve University - Department of Banking & Finance and University of Akron
Downloads 568 (35,389)
Citation 5

Abstract:

Term Structure of Credit Spreads, Level, Slope, and Curvature of Credit Spreads, Forecasting Future Credit Spreads, Out of sample Predictions, Macro Variables, Firm Risk Variables

3.

Monitoring and Controlling Bank Risk: Does Risky Debt Help?

AFA 2004 San Diego Meetings; FRB of Cleveland Working Paper No. 0301
Number of pages: 44 Posted: 08 Mar 2004
C. N. V. Krishnan, Peter H. Ritchken and James B. Thomson
Case Western Reserve University - Department of Banking & Finance, Case Western Reserve University - Department of Banking & Finance and University of Akron
Downloads 523 (41,561)
Citation 21

Abstract:

Bank risk, Estimation of credit spread Curves, Determinants of credit spread changes

4.

Psaf, Economic Capital and the New Basel Accord

FRB of Cleveland Working Paper No. 01-11
Number of pages: 17 Posted: 09 Sep 2001 Last Revised: 18 Nov 2007
James B. Thomson
University of Akron
Downloads 404 (58,636)
Citation 2

Abstract:

economic capital, hurdle rate, correspondent banking

Troubled Savings and Loan Institutions: Turnaround Strategies Under Insolvency

Number of pages: 25 Posted: 25 Apr 2003
Ramon P. DeGennaro, Larry H.P. Lang and James B. Thomson
University of Tennessee, Knoxville - Department of Finance, The Chinese University of Hong Kong (CUHK) - Department of Finance and University of Akron
Downloads 362 (66,982)
Citation 1

Abstract:

savings and loan, forbearance, deposit insurance, thrifts, insolvency

Troubled Savings and Loan Institutions: Turnaround Strategies Under Insolvency

Financial Management, Vol. 22, No. 3, Autumn 1993
Posted: 25 Apr 2003
Ramon P. DeGennaro, Larry H.P. Lang and James B. Thomson
University of Tennessee, Knoxville - Department of Finance, The Chinese University of Hong Kong (CUHK) - Department of Finance and University of Akron

Abstract:

savings and loan, forbearance, deposit insurance, thrifts, insolvency

6.

On Systemically Important Financial Institutions and Progressive Systemic Mitigation

FRB of Cleveland Policy Discussion Paper No. 7
Number of pages: 13 Posted: 17 Sep 2009
James B. Thomson
University of Akron
Downloads 258 (56,946)
Citation 5

Abstract:

systemically important institutions, progressive systemic mitigation

7.

SBA-Loan Guarantees and Local Economic Growth

FRB of Cleveland Working Paper No. 0503
Number of pages: 29 Posted: 03 May 2005
Ben R. Craig, William E. Jackson III and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 242 (94,579)
Citation 5

Abstract:

small business, economic growth, loan guarantees, credit rationing, relationship lending

8.

Federal Home Loan Bank Lending to Community Banks: Are Targeted Subsidies Necessary?

FRB of Cleveland Working Paper No. 01-12
Number of pages: 22 Posted: 09 Sep 2001 Last Revised: 18 Nov 2007
Ben R. Craig and James B. Thomson
Federal Reserve Bank of Cleveland and University of Akron
Downloads 181 (135,711)
Citation 15

Abstract:

small business loans, community banks, government sponsored enterprises

9.

FDICIA and Bank CEO Compensation: An Empirical Investigation

Number of pages: 32 Posted: 13 Jan 1998
Ellen Ying Yan and James B. Thomson
KeyCorp and University of Akron
Downloads 173 (141,976)

Abstract:

Depositor Preference Legislation and Failed Banks' Resolution Costs

FRB of Cleveland Working Paper No. 97-15
Number of pages: 39 Posted: 24 Jun 2003
William P. Osterberg and James B. Thomson
University of Wyoming - College of Business - Department of Economics and Finance and University of Akron
Downloads 170 (148,041)
Citation 1

Abstract:

Depositor preference, bank failures, resolution costs, resolution type, FDIC

Depositor Preference Legislation and Failed Banks' Resolution Costs

Research in Finance, Vol. 20
Posted: 20 Jul 2003
William P. Osterberg and James B. Thomson
University of Wyoming - College of Business - Department of Economics and Finance and University of Akron

Abstract:

Depositor preference, bank failures, resolution costs, resolution type, FDIC

11.

Umbrella Supervision and the Role of the Central Bank

FRB of Cleveland Policy Discussion Paper No. 11
Number of pages: 13 Posted: 22 Jan 2006
Joseph G. Haubrich and James B. Thomson
Federal Reserve Bank of Cleveland and University of Akron
Downloads 166 (141,976)

Abstract:

umbrella supervision, deregulation, financial consolidation

12.

Does Government Intervention in the Small-Firm Credit Market Help Economic Performance?

FRB of Cleveland Policy Discussion Paper No. 22
Number of pages: 15 Posted: 30 Jul 2007
Ben R. Craig, William E. Jackson III and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 145 (159,392)

Abstract:

small business, economic growth, loan guarantees, credit rationing, relationship lending

Getting the Most Out of a Mandatory Subordinated Debt Requirement

FRB of Cleveland Working Paper No. 02-14
Number of pages: 36 Posted: 27 Apr 2002 Last Revised: 18 Nov 2007
Gifford Fong Associates, Federal Reserve Bank of Cleveland, Case Western Reserve University - Department of Banking & Finance and University of Akron
Downloads 130 (185,738)
Citation 3

Abstract:

subordinated debt, banks, asset pricing

Getting the Most Out of a Mandatory Subordinated Debt Requirement

Journal of Financial Services Research, Vol. 24, No. 2-3, pp. 149-179
Posted: 17 Feb 2004
Gifford Fong Associates, Federal Reserve Bank of Cleveland, University of Akron and Case Western Reserve University - Department of Banking & Finance

Abstract:

Subordinated debt, banks, asset pricing

14.

On SBA-Guaranteed Lending and Economic Growth

FRB of Cleveland Working Paper No. 0403
Number of pages: 37 Posted: 03 May 2005
Ben R. Craig, William E. Jackson III and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 121 (175,497)
Citation 10

Abstract:

small business, economic growth, loan guarantees, credit rationing, relationship lending

15.

On Government Intervention in the Small-Firm Credit Market and its Effect on Economic Performance

FRB of Cleveland Working Paper No. 07-02
Number of pages: 38 Posted: 30 Jul 2007
Ben R. Craig, William E. Jackson III and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 99 (212,888)
Citation 1

Abstract:

credit rationing, employment rates, small business, credit markets, loan guarantees

16.

Capital Forbearance and Thrifts: An Ex Post Examination of Regulatory Gambling

FRB of Cleveland Working Paper No. 92-09
Number of pages: 15 Posted: 11 Jul 2003 Last Revised: 18 Nov 2007
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron
Downloads 85 (242,667)
Citation 2

Abstract:

forbearance, capital standards, FSLIC, thrift insurance

Anticipating Bailouts: the Incentive-Conflict Model and the Collapse of the Ohio Deposit Guarantee Fund

FRB of Cleveland Working Paper No. 94-07
Number of pages: 24 Posted: 25 Apr 2003 Last Revised: 18 Nov 2007
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron
Downloads 81 (259,737)
Citation 2

Abstract:

banking, forbearance, ODGF, incentive-conflict

Anticipating Bailouts: The Incentive-Conflict Model and the Collapse of the Ohio Deposit Guarantee Fund

Journal of Banking and Finance, Vol. 19, November 1995
Posted: 25 Apr 2003
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron

Abstract:

Banking, Forbearance, ODGF, incentive-conflict

18.

National Bank Notes and Silver Certificates

FRB of Cleveland Working Paper No. 06-22
Number of pages: 31 Posted: 30 Jul 2007
James B. Thomson and Bruce A. Champ
University of Akron and Federal Reserve Bank of Cleveland
Downloads 61 (289,324)
Citation 1

Abstract:

bank notes, silver certificates, National Banking System, national banks

19.

Small Firm Credit Market Discrimination, SBA Guaranteed Lending, and Local Market Economic Performance

Number of pages: 41 Posted: 06 Sep 2008
William E. Jackson III and James B. Thomson
Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 59 (273,635)

Abstract:

Access to capital, Credit discrimination, Credit rationing, Employment rates, Minorities, Minority firms, Minority markets, Public policies, U.S. Small Business Administration (SBA)

20.

Small Firm Credit Market Discrimination, SBA-Guaranteed Lending, and Local Market Economic Performance

FRB of Cleveland Working Paper No. 06-13
Number of pages: 40 Posted: 19 Oct 2007
Ben R. Craig, William E. Jackson III and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 59 (298,770)
Citation 2

Abstract:

discrimination, employment rates, small firm credit markets, loan guarantees, credit rationing

21.

The Importance of Financial Market Development on the Relationship Between Loan Guarantees for SMEs and Local Market Employment Rates

FRB of Cleveland Working Paper No. 10-20
Number of pages: 38 Posted: 12 Dec 2010
University of Alabama, Federal Reserve Bank of Cleveland, Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 56 (289,324)

Abstract:

Less financially developed markets, market liquidity, employment rates, small business credit markets, loan guarantees, credit rationing

22.

Cleaning Up the Refuse from a Financial Crisis: The Case for a Resolution Management Corporation

FRB of Cleveland Working Paper No. 10-15
Number of pages: 28 Posted: 05 Oct 2010
James B. Thomson
University of Akron
Downloads 45 (334,407)

Abstract:

G01, G21, G28

23.

Public Policy in Support of Small Business: The American Experience

FRB of Cleveland Working Paper No. 11-16
Number of pages: 13 Posted: 02 Aug 2011
Ben R. Craig, William E. Jackson III and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Commerce, University of Alabama and University of Akron
Downloads 36 (356,204)

Abstract:

small business, economic growth, loan guarantees, credit rationing, relationship lending

24.

Does SBA Guaranteed Lending Improve Economic Performance in Low-Income Areas?

Number of pages: 38 Posted: 04 Sep 2008
William E. Jackson III, Ben R. Craig and James B. Thomson
Culverhouse College of Commerce, University of Alabama, Federal Reserve Bank of Cleveland and University of Akron
Downloads 31 (352,959)

Abstract:

Credit discrimination, Credit rationing, Economic development, Employment rates, Lending policies, Loans, Low income groups, U.S. Small Business Administration (SBA)

25.

Credit Market Information Feedback

FRB of Cleveland Working Paper No. 1515
Number of pages: 12 Posted: 06 Oct 2015
Federal Reserve Bank of Cleveland, Federal Reserve Bank of Cleveland, University of Akron and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 0 (491,414)

Abstract:

bank franchise value, asset quality, credit demand, information, expectations

26.

The Asset Flexibility Option and the Value of Deposit Insurance

Research in Finance, Vol. 13, 1995, Bank Structure and Competition: Rebuilding Banking, Federal Reserve Bank of Chicago, pp. 153-176, 1991
Posted: 16 Jun 2003
Case Western Reserve University - Department of Banking & Finance, University of Tennessee, Knoxville - Department of Finance, University of Akron and Portunes LLC

Abstract:

deposit insurance, regulation, banks, options

On Flexibility, Capital Structure, and Investment Decisions for the Insured Bank

Journal of Banking and Finance, Vol. 27
Posted: 05 May 2003
Case Western Reserve University - Department of Banking & Finance, University of Tennessee, Knoxville - Department of Finance, University of Akron and Portunes LLC

Abstract:

deposit insurance, synamic model, volatility, capital structure

On Flexibility, Capital Structure, and Investment Decisions for the Insured Bank

Posted: 05 May 2003
Case Western Reserve University - Department of Banking & Finance, University of Tennessee, Knoxville - Department of Finance, University of Akron and Portunes LLC

Abstract:

deposit insurance, dynamic model, volatility, capital structure

28.

Federal Home Loan Bank Lending to Community Banks: Are Targeted Subsidies Desirable?

Journal of Financial Services Research, Vol. 23, No. 1, February 2003
Posted: 08 Mar 2003
James B. Thomson and Ben R. Craig
University of Akron and Federal Reserve Bank of Cleveland

Abstract:

Small-business loans, community banks, government sponsored enterprises

29.

Capital Forbearance and Thrifts: Examining the Costs of Regulatory Gambling

Bank Structure and Competition: FDICIA: An Appraisal, Federal Reserve Bank of Chicago, pp. 406-420, 1993
Posted: 26 Jun 1998
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron

Abstract:

forbearance, deposit insurance, thrifts, savings and loan