James B. Thomson

University of Akron

Professor and Finance Chair

Akron, OH 44325-4803

United States

SCHOLARLY PAPERS

31

DOWNLOADS
Rank 14,333

SSRN RANKINGS

Top 14,333

in Total Papers Downloads

7,010

TOTAL CITATIONS
Rank 18,548

SSRN RANKINGS

Top 18,548

in Total Papers Citations

60

Scholarly Papers (31)

1.

Predicting Credit Spreads

Number of pages: 54 Posted: 26 Jun 2007 Last Revised: 03 Nov 2008
Peter H. Ritchken, C. N. V. Krishnan and James B. Thomson
Case Western Reserve University - Department of Banking & Finance, Case Western Reserve University - Department of Banking & Finance and University of Akron
Downloads 771 (67,234)
Citation 4

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Term Structure of Credit Spreads, Level, Slope, and Curvature of Credit Spreads, Forecasting Future Credit Spreads, Out of sample Predictions, Macro Variables, Firm Risk Variables

2.

Systemic Banking Crises

FRB of Cleveland Policy Discussion Paper No. 9
Number of pages: 13 Posted: 01 Mar 2005
O. Emre Ergungor and James B. Thomson
Bank of America Merrill Lynch and University of Akron
Downloads 766 (67,820)
Citation 8

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systemic banking crisis, asset price bubbles

3.

Monitoring and Controlling Bank Risk: Does Risky Debt Help?

AFA 2004 San Diego Meetings; FRB of Cleveland Working Paper No. 0301
Number of pages: 44 Posted: 08 Mar 2004
C. N. V. Krishnan, Peter H. Ritchken and James B. Thomson
Case Western Reserve University - Department of Banking & Finance, Case Western Reserve University - Department of Banking & Finance and University of Akron
Downloads 585 (95,858)
Citation 14

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Bank risk, Estimation of credit spread Curves, Determinants of credit spread changes

4.

On Systemically Important Financial Institutions and Progressive Systemic Mitigation

FRB of Cleveland Policy Discussion Paper No. 7
Number of pages: 13 Posted: 17 Sep 2009
James B. Thomson
University of Akron
Downloads 549 (103,836)
Citation 11

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systemically important institutions, progressive systemic mitigation

5.

Psaf, Economic Capital and the New Basel Accord

FRB of Cleveland Working Paper No. 01-11
Number of pages: 17 Posted: 09 Sep 2001 Last Revised: 18 Nov 2007
James B. Thomson
University of Akron
Downloads 451 (131,746)

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economic capital, hurdle rate, correspondent banking

6.

Sba-Loan Guarantees and Local Economic Growth

FRB of Cleveland Working Paper No. 0503
Number of pages: 29 Posted: 03 May 2005
Ben R. Craig, William E. Jackson and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Business, University of Alabama and University of Akron
Downloads 422 (142,451)

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small business, economic growth, loan guarantees, credit rationing, relationship lending

Troubled Savings and Loan Institutions: Turnaround Strategies Under Insolvency

Number of pages: 25 Posted: 25 Apr 2003
Ramon P. DeGennaro, Larry H.P. Lang and James B. Thomson
University of Tennessee, Knoxville - Department of Finance, The Chinese University of Hong Kong (CUHK) - Department of Finance and University of Akron
Downloads 402 (149,209)
Citation 2

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savings and loan, forbearance, deposit insurance, thrifts, insolvency

Troubled Savings and Loan Institutions: Turnaround Strategies Under Insolvency

Financial Management, Vol. 22, No. 3, Autumn 1993
Posted: 25 Apr 2003
Ramon P. DeGennaro, Larry H.P. Lang and James B. Thomson
University of Tennessee, Knoxville - Department of Finance, The Chinese University of Hong Kong (CUHK) - Department of Finance and University of Akron

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savings and loan, forbearance, deposit insurance, thrifts, insolvency

8.

Are Banks Forward-Looking in Their Loan Loss Provisioning? Evidence from the Senior Loan Officer Opinion Survey (SLOOS)

FRB of Cleveland Working Paper No. 13-13r
Number of pages: 68 Posted: 15 Sep 2013 Last Revised: 29 Oct 2014
Lakshmi Balasubramanyan, Saeed Zaman and James B. Thomson
Case Western Reserve University - Weatherhead School of Management, Federal Reserve Bank of Cleveland and University of Akron
Downloads 282 (221,014)

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Loan loss provisioning, forward-looking, income smoothing, capital management, early loss recognition

9.

On Sba-Guaranteed Lending and Economic Growth

FRB of Cleveland Working Paper No. 0403
Number of pages: 37 Posted: 03 May 2005
Ben R. Craig, William E. Jackson and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Business, University of Alabama and University of Akron
Downloads 227 (274,148)

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small business, economic growth, loan guarantees, credit rationing, relationship lending

10.

Federal Home Loan Bank Lending to Community Banks: Are Targeted Subsidies Necessary?

FRB of Cleveland Working Paper No. 01-12
Number of pages: 22 Posted: 09 Sep 2001 Last Revised: 18 Nov 2007
Ben R. Craig and James B. Thomson
Federal Reserve Bank of Cleveland and University of Akron
Downloads 227 (274,148)

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small business loans, community banks, government sponsored enterprises

11.

Umbrella Supervision and the Role of the Central Bank

FRB of Cleveland Policy Discussion Paper No. 11
Number of pages: 13 Posted: 22 Jan 2006
Joseph G. Haubrich and James B. Thomson
Federal Reserve Bank of Cleveland and University of Akron
Downloads 225 (276,532)

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umbrella supervision, deregulation, financial consolidation

Depositor Preference Legislation and Failed Banks' Resolution Costs

FRB of Cleveland Working Paper No. 97-15
Number of pages: 39 Posted: 24 Jun 2003
William P. Osterberg and James B. Thomson
University of Wyoming - College of Business - Department of Economics and Finance and University of Akron
Downloads 224 (276,356)
Citation 1

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Depositor preference, bank failures, resolution costs, resolution type, FDIC

Depositor Preference Legislation and Failed Banks' Resolution Costs

Research in Finance, Vol. 20
Posted: 20 Jul 2003
William P. Osterberg and James B. Thomson
University of Wyoming - College of Business - Department of Economics and Finance and University of Akron

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Depositor preference, bank failures, resolution costs, resolution type, FDIC

13.

Does Government Intervention in the Small-Firm Credit Market Help Economic Performance?

FRB of Cleveland Policy Discussion Paper No. 22
Number of pages: 15 Posted: 30 Jul 2007
Ben R. Craig, William E. Jackson and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Business, University of Alabama and University of Akron
Downloads 215 (288,856)
Citation 2

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small business, economic growth, loan guarantees, credit rationing, relationship lending

14.

Fdicia and Bank CEO Compensation: An Empirical Investigation

Number of pages: 32 Posted: 13 Jan 1998
Ellen Ying Yan and James B. Thomson
KeyCorp and University of Akron
Downloads 214 (290,113)

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15.

On Government Intervention in the Small-Firm Credit Market and its Effect on Economic Performance

FRB of Cleveland Working Paper No. 07-02
Number of pages: 38 Posted: 30 Jul 2007
Ben R. Craig, William E. Jackson and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Business, University of Alabama and University of Akron
Downloads 174 (350,493)
Citation 1

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credit rationing, employment rates, small business, credit markets, loan guarantees

Getting the Most Out of a Mandatory Subordinated Debt Requirement

FRB of Cleveland Working Paper No. 02-14
Number of pages: 36 Posted: 27 Apr 2002 Last Revised: 18 Nov 2007
Gifford Fong Associates, Federal Reserve Bank of Cleveland, Case Western Reserve University - Department of Banking & Finance and University of Akron
Downloads 163 (370,607)
Citation 4

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subordinated debt, banks, asset pricing

Getting the Most Out of a Mandatory Subordinated Debt Requirement

Posted: 17 Feb 2004
Gifford Fong Associates, Federal Reserve Bank of Cleveland, University of Akron and Case Western Reserve University - Department of Banking & Finance

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Subordinated debt, banks, asset pricing

17.

Identifying and Resolving Financial Crises: A Conference Overview

FRB of Cleveland Policy Discussion Paper No. 24
Number of pages: 10 Posted: 17 Dec 2008
Joseph G. Haubrich and James B. Thomson
Federal Reserve Bank of Cleveland and University of Akron
Downloads 138 (424,937)

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18.

Capital Forbearance and Thrifts: An Ex Post Examination of Regulatory Gambling

FRB of Cleveland Working Paper No. 92-09
Number of pages: 15 Posted: 11 Jul 2003 Last Revised: 18 Nov 2007
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron
Downloads 124 (462,031)
Citation 2

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forbearance, capital standards, FSLIC, thrift insurance

19.

Small Firm Credit Market Discrimination, SBA Guaranteed Lending, and Local Market Economic Performance

Number of pages: 41 Posted: 06 Sep 2008
William E. Jackson and James B. Thomson
Culverhouse College of Business, University of Alabama and University of Akron
Downloads 119 (476,981)
Citation 1

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Access to capital, Credit discrimination, Credit rationing, Employment rates, Minorities, Minority firms, Minority markets, Public policies, U.S. Small Business Administration (SBA)

20.

National Bank Notes and Silver Certificates

FRB of Cleveland Working Paper No. 06-22
Number of pages: 31 Posted: 30 Jul 2007
James B. Thomson and Bruce A. Champ
University of Akron and Federal Reserve Bank of Cleveland
Downloads 117 (483,121)

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bank notes, silver certificates, National Banking System, national banks

21.

The Importance of Financial Market Development on the Relationship Between Loan Guarantees for SMEs and Local Market Employment Rates

FRB of Cleveland Working Paper No. 10-20
Number of pages: 38 Posted: 12 Dec 2010
University of Alabama, Federal Reserve Bank of Cleveland, Culverhouse College of Business, University of Alabama and University of Akron
Downloads 116 (486,231)
Citation 6

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Less financially developed markets, market liquidity, employment rates, small business credit markets, loan guarantees, credit rationing

Anticipating Bailouts: the Incentive-Conflict Model and the Collapse of the Ohio Deposit Guarantee Fund

FRB of Cleveland Working Paper No. 94-07
Number of pages: 24 Posted: 25 Apr 2003 Last Revised: 18 Nov 2007
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron
Downloads 110 (509,298)
Citation 1

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banking, forbearance, ODGF, incentive-conflict

Anticipating Bailouts: The Incentive-Conflict Model and the Collapse of the Ohio Deposit Guarantee Fund

Posted: 25 Apr 2003
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron

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Banking, Forbearance, ODGF, incentive-conflict

23.

Small Firm Credit Market Discrimination, SBA-Guaranteed Lending, and Local Market Economic Performance

FRB of Cleveland Working Paper No. 06-13
Number of pages: 40 Posted: 19 Oct 2007
Ben R. Craig, William E. Jackson and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Business, University of Alabama and University of Akron
Downloads 101 (537,644)
Citation 3

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discrimination, employment rates, small firm credit markets, loan guarantees, credit rationing

24.

Cleaning Up the Refuse from a Financial Crisis: The Case for a Resolution Management Corporation

FRB of Cleveland Working Paper No. 10-15
Number of pages: 28 Posted: 05 Oct 2010
James B. Thomson
University of Akron
Downloads 84 (603,621)

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G01, G21, G28

25.

Does SBA Guaranteed Lending Improve Economic Performance in Low-Income Areas?

Number of pages: 38 Posted: 04 Sep 2008
William E. Jackson, Ben R. Craig and James B. Thomson
Culverhouse College of Business, University of Alabama, Federal Reserve Bank of Cleveland and University of Akron
Downloads 76 (638,553)

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Credit discrimination, Credit rationing, Economic development, Employment rates, Lending policies, Loans, Low income groups, U.S. Small Business Administration (SBA)

26.

Public Policy in Support of Small Business: The American Experience

FRB of Cleveland Working Paper No. 11-16
Number of pages: 13 Posted: 02 Aug 2011
Ben R. Craig, William E. Jackson and James B. Thomson
Federal Reserve Bank of Cleveland, Culverhouse College of Business, University of Alabama and University of Akron
Downloads 75 (643,089)

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small business, economic growth, loan guarantees, credit rationing, relationship lending

27.

Credit Market Information Feedback

FRB of Cleveland Working Paper No. 1515
Number of pages: 12 Posted: 06 Oct 2015
Case Western Reserve University - Weatherhead School of Management, Federal Reserve Bank of Cleveland, University of Akron and Federal Reserve Bank of Cleveland
Downloads 53 (762,448)

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bank franchise value, asset quality, credit demand, information, expectations

28.

The Asset Flexibility Option and the Value of Deposit Insurance

Research in Finance, Vol. 13, 1995, Bank Structure and Competition: Rebuilding Banking, Federal Reserve Bank of Chicago, pp. 153-176, 1991
Posted: 16 Jun 2003
Case Western Reserve University - Department of Banking & Finance, University of Tennessee, Knoxville - Department of Finance, University of Akron and Hull Tactical Funds

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deposit insurance, regulation, banks, options

On Flexibility, Capital Structure, and Investment Decisions for the Insured Bank

Posted: 05 May 2003
Case Western Reserve University - Department of Banking & Finance, University of Tennessee, Knoxville - Department of Finance, University of Akron and Hull Tactical Funds

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deposit insurance, synamic model, volatility, capital structure

On Flexibility, Capital Structure, and Investment Decisions for the Insured Bank

Posted: 05 May 2003
Case Western Reserve University - Department of Banking & Finance, University of Tennessee, Knoxville - Department of Finance, University of Akron and Hull Tactical Funds

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deposit insurance, dynamic model, volatility, capital structure

30.

Federal Home Loan Bank Lending to Community Banks: Are Targeted Subsidies Desirable?

Posted: 08 Mar 2003
James B. Thomson and Ben R. Craig
University of Akron and Federal Reserve Bank of Cleveland

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Small-business loans, community banks, government sponsored enterprises

31.

Capital Forbearance and Thrifts: Examining the Costs of Regulatory Gambling

Bank Structure and Competition: FDICIA: An Appraisal, Federal Reserve Bank of Chicago, pp. 406-420, 1993
Posted: 26 Jun 1998
Ramon P. DeGennaro and James B. Thomson
University of Tennessee, Knoxville - Department of Finance and University of Akron

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forbearance, deposit insurance, thrifts, savings and loan