Kartik Athreya

Federal Reserve Banks - Federal Reserve Bank of Richmond

P.O. Box 27622

Richmond, VA 23261

United States

  • Federal Reserve Banks - Federal Reserve Bank of Richmond

SCHOLARLY PAPERS

33

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Scholarly Papers (33)

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1.

Shame As It Ever Was: Stigma and Personal Bankruptcy

FRB Richmond Economic Quarterly, vol. 90, no. 2, Spring 2004, pp. 1-19
Number of pages: 19 Posted: 05 Dec 2012
Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 179 (201,753)
Citation 4

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2.

Stock Market Investment: The Role of Human Capital

Downloads 161 (219,701)
Citation 1

Stock Market Investment: The Role of Human Capital

FRB Richmond Working Paper No. 15-7
Posted: 13 Aug 2015 Last Revised: 06 Feb 2018
Kartik Athreya, Anamaria Felicia Ionescu and Urvi Neelakantan
Federal Reserve Banks - Federal Reserve Bank of Richmond, Board of Governors of the Federal Reserve System and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 71 (390,799)

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Stock Market Investment: The Role of Human Capital

FEDS Working Paper No. 2015-065, http://dx.doi.org/10.17016/FEDS.2015.065
Number of pages: 46 Posted: 26 Aug 2015
Kartik Athreya, Anamaria Felicia Ionescu and Urvi Neelakantan
Federal Reserve Banks - Federal Reserve Bank of Richmond, Board of Governors of the Federal Reserve System and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 48 (474,273)
Citation 1

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Financial Portfolios, Human Capital Investment, Life-cycle

Stock Market Investment: The Role of Human Capital

FEDS Working Paper No. 2015-65
Number of pages: 62 Posted: 08 Oct 2015
Kartik Athreya, Anamaria Felicia Ionescu and Urvi Neelakantan
Federal Reserve Banks - Federal Reserve Bank of Richmond, Board of Governors of the Federal Reserve System and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 42 (501,482)

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Human capital investment, Life-cycle, Financial portfolios

3.

Bankruptcy and Delinquency in a Model of Unsecured Debt

Downloads 144 (240,895)
Citation 12

Bankruptcy and Delinquency in a Model of Unsecured Debt

FRB of St. Louis Working Paper No. 2012-042C
Number of pages: 52 Posted: 18 Oct 2012 Last Revised: 31 Jan 2014
Kartik Athreya, Juan M. Sánchez, Xuan Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, University of Cambridge - Judge Business School and University of Virginia
Downloads 61 (423,850)
Citation 7

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Consumer Debt, Bankruptcy, Default, Life cycle, Idiosyncratic risk

Bankruptcy and Delinquency in a Model of Unsecured Debt

FRB St. Louis Working Paper No. 2012-042
Number of pages: 74 Posted: 06 Oct 2015
Kartik Athreya, Juan M. Sánchez, Xuan Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, University of Cambridge - Judge Business School and University of Virginia
Downloads 45 (487,548)

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Consumer Debt, Bankruptcy, Default, Life cycle, Idiosyncratic risk

Bankruptcy and Delinquency in a Model of Unsecured Debt

FRB Richmond Working Paper No. 16-12
Number of pages: 59 Posted: 02 Dec 2016
Kartik Athreya, Juan M. Sánchez, Xuan S. Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, City University of Hong Kong and University of Virginia
Downloads 38 (520,905)
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Bankruptcy and Delinquency in a Model of Unsecured Debt

International Economic Review, Vol. 59, Issue 2, pp. 593-623, 2018
Number of pages: 31 Posted: 22 May 2020
Kartik Athreya, Juan M. Sánchez, Xuan S. Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, City University of Hong Kong and University of Virginia
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Citation 3
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4.

The College Premium, College Noncompletion, and Human Capital Investment

Federal Reserve Bank of Richmond Working Paper No. 13-02R
Number of pages: 42 Posted: 03 Mar 2013 Last Revised: 05 Mar 2015
Kartik Athreya and Janice C. Eberly
Federal Reserve Banks - Federal Reserve Bank of Richmond and Northwestern University - Kellogg School of Management
Downloads 98 (318,526)
Citation 7

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college enrollment, skill premium, risk

5.

Young Unskilled Women and the Earned Income Tax Credit: Insurance Without Disincentives?

Downloads 92 (331,674)
Citation 3

Young Unskilled Women and the Earned Income Tax Credit: Insurance Without Disincentives?

FRB Richmond Working Paper No. 14-11R
Number of pages: 50 Posted: 29 May 2014 Last Revised: 22 Jul 2014
Kartik Athreya, Devin Reilly and Nicole B. Simpson
Federal Reserve Banks - Federal Reserve Bank of Richmond, University of Pennsylvania - Department of Economics and Colgate University - Economics Department
Downloads 52 (457,755)
Citation 3

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Taxation and Subsidies, Labor Supply, Insurance

Single Mothers and the Earned Income Tax Credit: Insurance Without Disincentives?

IZA Discussion Paper No. 8114
Number of pages: 46 Posted: 19 Apr 2014
Kartik Athreya, Devin Reilly and Nicole B. Simpson
Federal Reserve Banks - Federal Reserve Bank of Richmond, University of Pennsylvania - Department of Economics and Colgate University - Economics Department
Downloads 40 (511,019)

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taxation and subsidies, labor supply, insurance

6.

The Growth of Unsecured Credit: Are We Better Off?

FRB Richmond Economic Quarterly, Vol. 87, No. 3, Summer 2001, pp. 11-34
Number of pages: 23 Posted: 30 Nov 2012
Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 74 (377,618)
Citation 3

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7.

Earned Income Tax Credit Recipients: Income, Marginal Tax Rates, Wealth, and Credit Constraints

FRB Richmond Economic Quarterly, vol. 96, no. 3, Third Quarter 2010, pp. 229-272
Number of pages: 30 Posted: 16 Dec 2012
Kartik Athreya, Devin Reilly and Nicole B. Simpson
Federal Reserve Banks - Federal Reserve Bank of Richmond, University of Pennsylvania - Department of Economics and Colgate University - Economics Department
Downloads 73 (380,398)
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8.

The Persistence of Financial Distress

Downloads 63 (411,432)
Citation 5

The Persistence of Financial Distress

FRB Richmond Working Paper No. 17-14
Number of pages: 40 Posted: 26 Nov 2017 Last Revised: 29 Apr 2020
Kartik Athreya, Jose Mustre-del-Rio and Juan M. Sánchez
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Bank of Kansas City and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 33 (547,659)

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default, financial distress, consumer credit, credit card debt

The Persistence of Financial Distress

Federal Reserve Bank of Kansas City Working Paper No. RWP 17-15
Number of pages: 38 Posted: 04 Dec 2017
Kartik Athreya, Jose Mustre-del-Rio and Juan M. Sánchez
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Bank of Kansas City and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 21 (626,539)

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default, financial distress, consumer credit, credit card debt

The Persistence of Financial Distress

FRB St. Louis Working Paper No. 2017-38
Number of pages: 40 Posted: 28 Nov 2017 Last Revised: 21 Feb 2019
Kartik Athreya, Jose Mustre-del-Rio and Juan M. Sánchez
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Bank of Kansas City and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 9 (720,491)
Citation 5

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Default, financial distress, consumer credit, credit card debt

9.

Equilibrium Models of Personal Bankruptcy: A Survey

FRB Richmond Economic Quarterly, vol. 91, no. 2, Spring 2005, pp. 73-98
Number of pages: 26 Posted: 06 Dec 2012
Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 56 (435,546)
Citation 1

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10.

Land of Opportunity: Economic Mobility in the United States

Economic Quarterly, Issue 2Q, pp. 169-191, 2015
Number of pages: 23 Posted: 31 Mar 2016
Kartik Athreya and Jessica Romero
Federal Reserve Banks - Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 47 (470,088)

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economic, mobility

11.

Loan Guarantees for Consumer Credit Markets

FRB Richmond Working Paper No. 11-06
Number of pages: 61 Posted: 18 Dec 2012
Kartik Athreya, Xuan S. Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, City University of Hong Kong and University of Virginia
Downloads 38 (509,629)
Citation 1

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bankruptcy, unsecured credit, loan guarantees

12.

Consumption in the Great Recession: The Financial Distress Channel

Downloads 35 (524,157)

Consumption in the Great Recession: The Financial Distress Channel

Federal Reserve Bank of Kansas City Working Paper No. 19-06
Number of pages: 65 Posted: 21 Oct 2019
Kartik Athreya, Ryan Mather, Jose Mustre-del-Rio and Juan M. Sánchez Céspedes
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, Federal Reserve Bank of Kansas City and Universidad Distrital Francisco José de Caldas, Carrera 7 No. 40B-53. Bogotá D.C, Colombia.
Downloads 18 (648,896)

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Consumption, Credit Card, Mortgage, Bankruptcy, Foreclosure, Delinquency, Financial Distress, Great Recession

Consumption in the Great Recession: The Financial Distress Channel

FRB Richmond Working Paper No. 19-13
Number of pages: 65 Posted: 22 Oct 2019
Kartik Athreya, Ryan Mather, Jose Mustre-del-Rio and Juan M. Sánchez
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, Federal Reserve Bank of Kansas City and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 11 (704,234)

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Consumption, Credit Card, Mortgage, Bankruptcy, Fore- closure, Delinquency, Financial Distress, Great Recession

Consumption in the Great Recession: The Financial Distress Channel

FRB St. Louis Working Paper No. 2019-25
Number of pages: 65 Posted: 22 Oct 2019
Kartik Athreya, Ryan Mather and Jose Mustre-del-Rio
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis and Federal Reserve Bank of Kansas City
Downloads 6 (745,223)

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Consumption, Credit Card, Mortgage, Bankruptcy, Foreclosure, Delinquency, Financial Distress, Great Recession

13.

Unemployment Insurance and Personal Bankruptcy

FRB Richmond Economic Quarterly, Vol. 89, No. 2, Spring 2003, pp. 33-53
Number of pages: 21 Posted: 05 Dec 2012
Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 29 (556,033)

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14.

Credit and Self-Employment

FRB Richmond Working Paper No. 09-5
Number of pages: 41 Posted: 12 Dec 2012
Ahmet Akyol and Kartik Athreya
York University and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 28 (561,873)
Citation 9

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self-employment, bankruptcy

15.

Who Values Access to College?

Downloads 26 (574,121)

Who Values Access to College?

FRB Richmond Working Paper No. 19-5
Number of pages: 48 Posted: 25 Feb 2019 Last Revised: 29 Apr 2020
Kartik Athreya, Anamaria Felicia Ionescu, Urvi Neelakantan and Ivan Vidangos
Federal Reserve Banks - Federal Reserve Bank of Richmond, Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Richmond and Board of Governors of the Federal Reserve System
Downloads 16 (664,126)

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Human Capital, Higher Education, Financial Investment

Who Values Access to College?

FEDS Working Paper No. 2019-015
Number of pages: 46 Posted: 14 Mar 2019
Kartik Athreya, Anamaria Felicia Ionescu, Urvi Neelakantan and Ivan Vidangos
Federal Reserve Banks - Federal Reserve Bank of Richmond, Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Richmond and Board of Governors of the Federal Reserve System
Downloads 10 (712,267)

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Human capital, Higher education, Financial investment

16.

Are Harsh Penalties for Default Really Better?

FRB Richmond Working Paper No. 09-11
Number of pages: 61 Posted: 12 Dec 2012
Kartik Athreya, Xuan S. Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, City University of Hong Kong and University of Virginia
Downloads 26 (574,121)
Citation 9

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unsecured credit, penalties, bankruptcy

17.

A Quantitative Theory of Information and Unsecured Credit (Revised July 2011)

FRB Richmond Working Paper No. 08-06R
Number of pages: 66 Posted: 11 Dec 2012
Kartik Athreya, Xuan S. Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, City University of Hong Kong and University of Virginia
Downloads 25 (580,474)
Citation 20

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unsecured credit, asymmetric information, bankruptcy

18.

Fresh Start or Head Start? Uniform Bankruptcy Exemptions and Welfare

FRB Richmond Working Paper No. 03-3R
Number of pages: 35 Posted: 03 Dec 2012
Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 25 (580,474)
Citation 8

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bankruptcy, exemptions, risk-sharing, incomplete markets

19.

Labor Market Upheaval, Default Regulations, and Consumer Debt

FRB of St. Louis Working Paper No. 2014-002B
Number of pages: 41 Posted: 07 Feb 2014 Last Revised: 20 Aug 2014
Kartik Athreya, Juan M. Sánchez, Xuan S. Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, City University of Hong Kong and University of Virginia
Downloads 24 (586,915)
Citation 18

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Delinquency, Personal Bankruptcy, Unsecured Debt, Job Separation, Job Finding

20.

Household Financial Distress and the Burden of 'Aggregate' Shocks

FRB Richmond Working Paper No. 20-12
Number of pages: 76 Posted: 02 Oct 2020
Kartik Athreya, Ryan Mather, Jose Mustre-del-Rio and Juan M. Sánchez
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, Federal Reserve Bank of Kansas City and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 22 (600,012)

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Geography, Consumption, Credit Card Debt, Reccession, Bankruptcy, Foreclosure, Mortgage, Delinquency, Financial Distress

21.

Does Redistribution Increase Output? The Centrality of Labor Supply

FRB Richmond Working Paper No. 14-04R
Number of pages: 42 Posted: 07 Mar 2014 Last Revised: 14 May 2015
Kartik Athreya, Andrew Owens and Felipe F. Schwartzman
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 21 (606,731)
Citation 2

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Multipliers, Redistribution, Labor supply, Idiosyncratic Risk

22.

Consumption Smoothing and the Measured Regressivity of Consumption Taxes

FRB Richmond Economic Quarterly, Vol. 95, No. 1, Winter 2009, pp. 75-100
Number of pages: 26 Posted: 13 Dec 2012
Kartik Athreya and Devin Reilly
Federal Reserve Banks - Federal Reserve Bank of Richmond and University of Pennsylvania - Department of Economics
Downloads 21 (606,731)

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23.

Credit Exclusion in Quantitative Models of Bankruptcy: Does it Matter?

FRB Richmond Economic Quarterly, vol. 92, no. 1, Winter 2006, pp. 17-49
Number of pages: 33 Posted: 08 Dec 2012
Kartik Athreya and Hubert Janicki
Federal Reserve Banks - Federal Reserve Bank of Richmond and U.S. Census Bureau
Downloads 21 (606,731)
Citation 1

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24.

Unsecured Debt with Public Insurance: From Bad to Worse

FRB Richmond Working Paper No. 03-14R
Number of pages: 40 Posted: 03 Dec 2012
Kartik Athreya and Nicole B. Simpson
Federal Reserve Banks - Federal Reserve Bank of Richmond and Colgate University - Economics Department
Downloads 20 (613,347)
Citation 9

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incomplete markets, bankruptcy, unemployment

25.

Risky Higher Education and Subsidies

FRB Richmond Working Paper No. 03-2
Number of pages: 46 Posted: 03 Dec 2012
Ahmet Akyol and Kartik Athreya
York University and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 20 (613,347)
Citation 9

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human capital risk, heterogeneous agents, college education

26.

Household Financial Distress and the Burden of 'Aggregate' Shocks

Federal Reserve Bank of Kansas City Working Paper No. 20-13
Number of pages: 76 Posted: 16 Nov 2020
Kartik Athreya, Ryan Mather, Jose Mustre-del-Rio and Juan M. Sánchez
Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Federal Reserve Bank of St. Louis, Federal Reserve Bank of Kansas City and Federal Reserve Banks - Federal Reserve Bank of St. Louis
Downloads 19 (620,191)

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Geography, Consumption, Credit Card Debt, Recession, Bankruptcy, Foreclosure, Mortgage, Delinquency, Financial Distress

27.

Credit Access, Labor Supply, and Consumer Welfare

FRB Richmond Economic Quarterly, Vol. 94, No. 1, Winter 2008, pp. 17-44
Number of pages: 28 Posted: 11 Dec 2012
Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 19 (620,191)

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28.

The Cost of Unanticipated Household Financial Shocks: Two Examples

FRB Richmond Economic Quarterly, vol. 97, no. 4, Fourth Quarter 2011, pp. 431-450
Number of pages: 20 Posted: 19 Dec 2012
Kartik Athreya and Urvi Neelakantan
Federal Reserve Banks - Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 17 (633,862)

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29.

Understanding Living Wills

Economic Quarterly, Issue 3Q, pp. 193-223, 2015
Number of pages: 31 Posted: 04 Nov 2016
Arantxa Jarque and Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 16 (640,860)

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30.

Debt Default and the Insurance of Labor Income Risk

FRB Economic Quarterly, Vol. 98, No. 4, Fourth Quarter 2012, pp. 255-307
Number of pages: 53 Posted: 15 Aug 2013
Kartik Athreya, Xuan S. Tam and Eric R. Young
Federal Reserve Banks - Federal Reserve Bank of Richmond, City University of Hong Kong and University of Virginia
Downloads 16 (640,860)

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31.

Implications of Some Alternatives to Capital Income Taxation

FRB Richmond Economic Quarterly, vol. 93, no. 1, Winter 2007, pp. 31-55
Number of pages: 25 Posted: 09 Dec 2012
Kartik Athreya and Andrea Waddle
Federal Reserve Banks - Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 13 (662,637)

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32.

Systemic Risk and the Pursuit of Efficiency

Economic Quarterly, Issue 1Q, pp. 23-47, 2015
Number of pages: 25 Posted: 31 Mar 2016
Kartik Athreya
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 12 (670,032)

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33.

College or the Stock Market, or College and the Stock Market?

FEDS Notes No. 2017-01-06 https://doi.org/10.17016/2380-7172.1900
Posted: 14 Oct 2017
Kartik Athreya, Felicia F. Ionescu and Urvi Neelakantan
Federal Reserve Banks - Federal Reserve Bank of Richmond, Board of Governors of the Federal Reserve System and Federal Reserve Banks - Federal Reserve Bank of Richmond

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