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Credit Cards, CARD Act, Subprime Credit, Consumer Credit, Salience
Government intervention, Debt renegotiation, Mortgage modification, Foreclosures, Housing crisis, HAMP, Servicers
Financial Literacy, Financial Education, Checking Account, Savings, Nudge, Saving Account, Insurance, Personal Finance, Gender, Age, Education, Household Finance, Consumer Behavior, Consumption, India, Financial Counseling, Numeracy, Inflation, Risk, Diversification, Risk Tolerance, Investment Prefe
Pass-Through, Monetary Policy, Credit Card Market, Asymmetric Information
This is a CEPR Discussion Paper. CEPR charges a fee of $8.00 for this paper.
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asymmetric information, credit card market, monetary policy, pass-through
consumption, borrowing, debt, balance sheets, consumer credit, credit cards, banking
Financial literacy, Household finance, Financial Literacy, Consumer Behavior
consumer debt, auto loans, household finance, prepayment, default, Financial Institutions and Services, Duration Analysis, Personal Finance, Asymmetric and Private Information
Financial Crisis, Loss Mitigation, Mortgage Crisis, Securitization, Lenders, Servicers, Liquidation, Modification, Repayment, Refinance, Default, Delinquency, Borrower, Interest Rates, Household Finance, Credit, Housing, FICO Score, Leverage, LTV, Loan Modiccation, Mortgage, GSE, HAMP, Loan Term
Predatory lending, subprime crisis, household finance, default
Mortgages, Mortgage Default, Negative Equity, Illiquidity, Double Trigger, Consumer Credit, Household Finance
Financial Crisis, HARP, Debt, Refinancing, Consumption, Spending, Household Finance, Mortgages, Policy Intervention
Financial counseling, subprime crisis, predatory lending, household finance
Loan-loss provision, security gains, earnings management; and regulatory capital
Loan-Loss Provision, Security Gains, Earnings Management
household finance, consumer finance, consumer behavior, consumer bias, choice inefficiencies, cognitive ability, financial literacy, financial education, consumer financial regulation, mortgage debt, credit card, personal investments, financial products, consumer fintech, P2P consumer lending
Financial Crisis, Loss Mitigation, Mortgage Crisis, Lenders, Servicers, Liquidation, Modification, Repayment, Refinance, Default, Delinquency, Borrower, Interest Rates, Household Finance, Credit, Housing, FICO Score, Leverage, LTV, Loan Modification, Mortgage, GSE, HAMP, Loan Term, Loan Balance
Home Equity Loans and Lines, Prepayment, Capital Regulations
Mortgage, Refinance, Cash-out, Consumption
This is a Wiley-Blackwell Publishing paper. Wiley-Blackwell Publishing charges $42.00 .
File name: reec.pdf Size: 684K
Real estate, mortgages, housing, abusive lending, predatory lending, mortgage products, product substitution, adjustment to prohibition
mortgage, subprime, alternative
Consumption, Spending, Credit Cards, Household Finance, Banks, Discretionary Spending, Fiscal Policy, Tax
Cross Border Shopping, Consumption, Spending, Credit Cards, Household Finance, Banks, Discretionary Spending, Fiscal Policy, Taxation
Financial education, Mortgage crisis, Counseling, Mortgage default, Financial literacy, Subprime crisis, Household finance, default, homeowner, loan, debt, household finance, leverage, financial literacy, delinquency, debt literacy, financial planning
Tax Preferred Saving Account, Tax Policy, Consumption, Saving, Debit Cards, Household Finance, Banks, Discretionary Spending, Fiscal Policy
Subprime Crisis, Household Finance, Second Liens, Mortgages, Holdup Problem
Bank loan commitment; credit lines, private firms
Relationship Banking; Credit Cards, Consumer Credit, Deposits, Investments
Relationship Banking, Credit Cards, Consumer Credit, Deposits, Investments, Household Finance
Social Capital, Consumer Bankruptcy, Default, Credit Risk, Credit Cards, Banking
Household Finance, Adverse Selection, Credit Cards, Consumer Credit, Information Asymmetry
financial literacy, mortgages, financial crisis, household finance
Mortgage, Financial crisis, Household finance, Financial professional
Asymmetric Information, Contract Frictions, Screening, Banking, Home Equity Lending
Personal Bankruptcy, Mortgage Underwriting, Credit Scores
Credit card default, forbearance, loss mitigation, hazard models
Small business lending, private information, strategic disclosure, bank lending, financial accounting information
Consumer Financial Regulation, Fees, Hidden Fees, Waterbed Effect, CARD Act, Airline baggage fees
Subprime mortgages, default, house price appreciation, Externalities
Consumer Credit, Pecking Order of Default, Debt Payment Preferences, Mortgage Debt, Credit Card Debt
Credit Cards, Mood, Sunshine, Household Finance, Consumption
Consumer Credit, Mortgages, Micro-finance, Information Asymmetry, household finance
Personal Bankruptcy, Household Finance, Judges, Discrimination, Law and Economics
Information, Contract Frictions, Screening, Banking, Home Equity Lending
Asymmetric information, Adverse selection, Moral hazard, banking, Home equity lending
Household Finance, Banking, LMI Borrowers, Checking Accounts, Overdraft
bank loan commitment, credit lines, private firms, financial economics
File name: j-6229.pdf Size: 1331K
Cash Demand, Interest Shock, Liquidity Constraint, Consumption, Big Data, Household Finance
Subprime mortgages; default; house price appreciation
Argentine mortgage market, prepayment and default, financial crisis
Spot loans, line of credit, scored lending, loan size, small business defaults
Consumer debt, consumption decisions, prepayment, default
Banks, Credit Cards, Small Business Bankruptcy, State Exemption Laws
