David J. Reiss

Brooklyn Law School

250 Joralemon Street

Brooklyn, NY 11201

United States

SCHOLARLY PAPERS

60

DOWNLOADS
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12,420

SSRN CITATIONS
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SSRN RANKINGS

Top 32,560

in Total Papers Citations

6

CROSSREF CITATIONS

21

Ideas:
“  Working on 'Paying For The American Dream: How To Reform The Market For Mortgages' (Oxford University Press) (forthcoming)  ”

Scholarly Papers (60)

1.

Subprime Standardization: How Rating Agencies Allow Predatory Lending to Flourish in the Secondary Mortgage Market

Florida State University Law Review, Vol. 33, 2006
Number of pages: 82 Posted: 07 Sep 2005
David J. Reiss
Brooklyn Law School
Downloads 1,478 (20,773)
Citation 7

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predatory lending, rating agencies, securitization, subprime lending, consumer protection

2.

The Federal Government's Implied Guarantee of Fannie Mae and Freddie Mac's Obligations: Uncle Sam Will Pick Up the Tab

Georgia Law Review, Vol. 42, p. 1019, 2008
Number of pages: 63 Posted: 03 Sep 2007 Last Revised: 12 Sep 2011
David J. Reiss
Brooklyn Law School
Downloads 799 (50,079)
Citation 7

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Fannie Mae, Freddie Mac, Government-Sponsored Enterprise, subprime

3.

Book Review: Edward L. Glaeser, Triumph of The City: How Our Greatest Invention Makes Us Richer, Smarter, Greener, Healthier, and Happier (The Penguin Press 2011)

Environment and Planning A, 2012, Brooklyn Law School, Legal Studies Paper No. 258
Number of pages: 4 Posted: 05 Dec 2011 Last Revised: 08 Dec 2011
David J. Reiss
Brooklyn Law School
Downloads 576 (76,680)

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Cities, urban policy, environmentalism, land use, regional planning, housing, homeownership, sprawl, poverty, historic preservation, green, density

4.

Show Me the Note!

Westlaw Journal Bank & Lender Liability (June 3, 2013), Brooklyn Law School, Legal Studies Paper No. 343
Number of pages: 7 Posted: 08 Jun 2013
Brooklyn Law School, Brooklyn Law School and Independent
Downloads 531 (84,875)

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show me the note, foreclosure, non-judicial foreclosure, judicial foreclosure, deed of trust, mortgage, note

5.

Ratings Failure: The Need for a Consumer Protection Agenda in Rating Agency Regulation

Banking and Financial Services Policy Report, 2009, Brooklyn Law School, Legal Studies Paper No. 154
Number of pages: 17 Posted: 13 Jun 2009
David J. Reiss
Brooklyn Law School
Downloads 463 (100,189)

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rating agencies, subprime, securitization, consumer protection, predatory lending, cdo, mortgage-backed securities, mbs, housing finance

6.

Rating Agencies and Reputational Risk

Maryland J. Business & Tech. Law, Vol. 4, p. 295, 2009, Brooklyn Law School, Legal Studies Paper No. 136
Number of pages: 10 Posted: 12 Mar 2009 Last Revised: 12 Sep 2011
David J. Reiss
Brooklyn Law School
Downloads 438 (107,069)

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rating agencies, securitization, subprime, cdo, reputation, scandal, trust, transparency, leadership, mortgage-backed securities

7.

Dirt Lawyers, Dirty REMICs

Probate & Property May/June 2013, Forthcoming, Brooklyn Law School, Legal Studies Paper No. 322
Number of pages: 11 Posted: 01 Feb 2013
Bradley T. Borden and David J. Reiss
Brooklyn Law School and Brooklyn Law School
Downloads 409 (115,935)

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mortgage-backed securities, MBS, Real Estate Mortgage Investment Conduit, REMIC, dirt lawyers

8.

An Overview of the Fannie and Freddie Conservatorship Litigation

New York University Journal of Law and Business, Vol. 10:2, No. 101, 2014, Brooklyn Law School, Legal Studies Paper No. 370
Number of pages: 22 Posted: 21 Mar 2014 Last Revised: 18 Oct 2014
David J. Reiss
Brooklyn Law School
Downloads 402 (118,248)

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Fannie Mae, Freddie Mac, government-sponsored enterprise, gse, Federal Housing Finance Agency, FHFA, mortgage market, conforming, Perry Capital, Fairholme Funds, Treasury, United States, Samuels, HERA, Housing and Economic Recovery Act of 2008, OFHEO, Office of Federal Housing Enterprise Oversight

9.

Once a Failed REMIC, Never a REMIC

Cayman Financial Review, Vol. 30, 2013, Brooklyn Law School, Legal Studies Paper No. 317
Number of pages: 13 Posted: 06 Dec 2012
Bradley T. Borden and David J. Reiss
Brooklyn Law School and Brooklyn Law School
Downloads 386 (123,851)

Abstract:

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mortgage-backed securities, MBS, Real Estate Mortgage Investment Conduit, REMIC, beneficial ownership

10.

Wall Street Rules Applied to REMIC Classification

Thomson Reuters News & Insight, September 2012, Brooklyn Law School, Legal Studies Paper No. 294
Number of pages: 14 Posted: 16 Sep 2012 Last Revised: 30 Sep 2012
Bradley T. Borden and David J. Reiss
Brooklyn Law School and Brooklyn Law School
Downloads 367 (131,174)

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mortgage-backed securities, Real Estate Mortgage Investment Conduit, REMIC, MERS, Mortgage Electronic Recording System, double taxation, tax-advantaged, MBS

11.

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege

Alabama Law Review, Forthcoming, Brooklyn Law School, Legal Studies Paper No. 134
Number of pages: 57 Posted: 12 Mar 2009 Last Revised: 17 May 2015
David J. Reiss
Brooklyn Law School
Downloads 353 (136,888)
Citation 1

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Fannie, Freddie, secondary mortgage market, regulation, housing finance, housing policy, government-sponsored enterprise, gse

12.

Rating Agencies: Facilitators of Predatory Lending in the Subprime Market

LESSONS FROM THE FINANCIAL CRISIS: INSIGHTS AND ANALYSIS FROM TODAY'S LEADING MINDS. Robert W. Kolb, ed., 2010, Brooklyn Law School, Legal Studies Paper No. 157
Number of pages: 11 Posted: 08 Aug 2009
David J. Reiss
Brooklyn Law School
Downloads 316 (154,098)

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rating agencies, subprime, securitization, consumer protection, predatory lending, cdo, mortgage-backed securities, mbs, housing finance

13.

The Role of the Fannie Mae/Freddie Mac Duopoly in the American Housing Market

Journal of Financial Regulation and Compliance, Vol. 17, 2009, Brooklyn Law School, Legal Studies Paper No. 144
Number of pages: 15 Posted: 16 Apr 2009
David J. Reiss
Brooklyn Law School
Downloads 310 (157,310)

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Fannie, Freddie, duopoly, monopoly, antitrust, secondary mortgage market, housing finance, government-sponsored enterprise, GSE

14.

Regulation of Subprime and Predatory Lending

International Encyclopedia of Housing and Home, 2010, Brooklyn Law School, Legal Studies Paper No. 142
Number of pages: 15 Posted: 02 Apr 2009
David J. Reiss
Brooklyn Law School
Downloads 300 (162,745)

Abstract:

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subprime, mortgage, consumer protection, housing finance, predatory lending

15.

Modeling a Response to Predatory Lending: The New Jersey Home Ownership Security Act of 2002

Number of pages: 72 Posted: 07 Jul 2004
Baher Azmy and David J. Reiss
Seton Hall Law School and Brooklyn Law School
Downloads 290 (168,640)

Abstract:

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predatory lending, home ownership, mortgages, consumer protection, credit markets

16.

Fannie Mae and Freddie Mac: A Bibliography

Brooklyn Law School, Legal Studies Paper No. 288
Number of pages: 31 Posted: 13 Aug 2012 Last Revised: 29 Aug 2012
David J. Reiss
Brooklyn Law School
Downloads 286 (171,099)

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Fannie Mae, Freddie Mac, government–sponsored enterprise, GSE, Federal Home Loan Bank System, mortgage market, conforming

17.

Fannie Mae and Freddie Mac: Privatizing Profit and Socializing Loss

LESSONS FROM THE FINANCIAL CRISIS: INSIGHTS AND ANALYSIS FROM TODAY'S LEADING MINDS, Robert W. Kolb, ed., 2010, Brooklyn Law School, Legal Studies Paper No. 156
Number of pages: 11 Posted: 28 Jul 2009
David J. Reiss
Brooklyn Law School
Downloads 244 (200,687)

Abstract:

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Fannie, Freddie, secondary mortgage market, housing finance, government-sponsored enterprise, GSE

18.

REMIC Tax Enforcement as Financial-Market Regulator

University of Pennsylvania Journal of Business Law, Vol. 15, p. 663, 2014 , Brooklyn Law School, Legal Studies Paper No. 357
Number of pages: 75 Posted: 06 Oct 2013 Last Revised: 24 Oct 2014
Bradley T. Borden and David J. Reiss
Brooklyn Law School and Brooklyn Law School
Downloads 219 (222,697)

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mortgage-backed securities, MBS, Real Estate Mortgage Investment Conduit, REMIC, MERS, tax ownership of mortgage, tax ownership of note, qui tam, whistleblower, tax enforcement, financial crisis, subprime crisis

19.

Consumer Protection Out of the Shadows of Shadow Banking: The Role of the Consumer Financial Protection Bureau

Brook. J. Corp. Fin. & Com. L., 2012 (Forthcoming), Brooklyn Law School, Legal Studies Paper No. 286
Number of pages: 17 Posted: 18 Jul 2012
David J. Reiss
Brooklyn Law School
Downloads 209 (232,568)

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shadow banking, subprime, predatory lending, systemic risk, consumer protection, financial regulation, financial crisis, Dodd-Frank, Qualified Mortgage, Qualified Residential Mortgage, consumer financial protection bureau, disclosure, consumer education, rules versus standards regulation

20.

Message in a Mortgage: What Dodd-Frank's 'Qualified Mortgage' Tells Us About Ourselves

Boston University Review of Banking & Financial Law, 2012 , Brooklyn Law School, Legal Studies Paper No. 264
Number of pages: 13 Posted: 11 Mar 2012 Last Revised: 14 Mar 2012
David J. Reiss
Brooklyn Law School
Downloads 177 (269,817)

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subprime, predatory lending, systemic risk, consumer protection, financial regulation, financial crisis, Dodd-Frank, Qualified Mortgage, Qualified Residential Mortgage

21.

Reforming the Residential Mortgage-Backed Securities Market

Forthcoming, Hamline Law Review, 2012, Brooklyn Law School, Legal Studies Paper No. 275
Number of pages: 15 Posted: 05 Apr 2012 Last Revised: 15 May 2012
David J. Reiss
Brooklyn Law School
Downloads 173 (275,357)

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Fannie, Freddie, Federal Housing Administration, FHA mortgage, lock-in, TBA, 30 year, homeownership, financial regulation, financial crisis, ARMs, adjustable rate mortgage, fixed rate mortgage, low down payment

22.

Gorsuch, CFPB and Future of the Administrative State

Law360 (Feb. 10, 2017), Brooklyn Law School, Legal Studies Paper No. 483
Number of pages: 9 Posted: 10 Feb 2017
David J. Reiss
Brooklyn Law School
Downloads 171 (278,145)

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Dodd-Frank, CFPB, Consumer Financial Protection Bureau, consumer protection, administrative law, separation of powers, agency action, Chevron, Chevron deference, Gorsuch, administrative state, checks and balances, PHH, RESPA, Real Estate Settlement Procedures Act, Humphrey’s Executor

23.

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege

FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS, Robert R. Bliss, George G. Kaufman, eds., 2010, Brooklyn Law School, Legal Studies Paper No. 181
Number of pages: 33 Posted: 05 Feb 2010 Last Revised: 03 Mar 2010
David J. Reiss
Brooklyn Law School
Downloads 167 (283,739)

Abstract:

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Fannie, Freddie, secondary mortgage market, regulation, housing finance, housing policy, government-sponsored enterprise, GSE

24.

Beneficial Ownership and the REMIC Classification Rules

Bloomberg BNA Tax Management Real Estate Journal, November 2012, Brooklyn Law School, Legal Studies Paper No. 315
Number of pages: 12 Posted: 15 Nov 2012 Last Revised: 04 Dec 2012
Bradley T. Borden and David J. Reiss
Brooklyn Law School and Brooklyn Law School
Downloads 163 (289,547)

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mortgage-backed securities, MBS, Real Estate Mortgage Investment Conduit, REMIC, beneficial ownership

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy

Alabama Law Review, Vol. 61, 2010, Brooklyn Law School, Legal Studies Paper No. 229, Cato Institute Policy Analysis No. 674
Number of pages: 37 Posted: 19 Apr 2011
David J. Reiss
Brooklyn Law School
Downloads 126 (356,787)

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Fannie, Freddie, Secondary Mortgage Market, Housing Finance, Government-Sponsored Enterprise, GSE

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege

Cato Institute Policy Analysis, No. 674, April 2011
Number of pages: 36 Posted: 14 Nov 2011
David J. Reiss
Brooklyn Law School
Downloads 37 (704,995)

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26.

Comment on the Use of Eminent Domain to Restructure Performing Loans

Federal Housing Finance Agency (No. 2012–N–11) (2012), Brooklyn Law School, Legal Studies Paper No. 292
Number of pages: 6 Posted: 13 Sep 2012
David J. Reiss
Brooklyn Law School
Downloads 142 (324,373)

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eminent domain, residential mortgages, Kelo, Midkiff, taking, regulatory taking, condemnation, mortgage-backed securities, just compensation, public use

27.

The Federal Housing Administration and African-American Homeownership

ABA J. Afford. Hous. & Cmty. Dev. (Forthcoming), Brooklyn Law School, Legal Studies Paper No. 500
Number of pages: 27 Posted: 18 Apr 2017
David J. Reiss
Brooklyn Law School
Downloads 138 (331,756)

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Housing Finance, FHA, Federal Housing Administration, Mortgage Insurance, Redlining, Discrimination, Mortgage Market, Home Ownership, Sustainable Homeownership, Affordable Housing, Down Payment, Underwriting

28.

Coming Out of Conservatorship: Developing an Exit Strategy for Fannie and Freddie

Lombard Street, July 2009, Brooklyn Law School, Legal Studies Paper No. 155
Number of pages: 12 Posted: 24 Jun 2009
David J. Reiss
Brooklyn Law School
Downloads 138 (331,756)

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, Freddie, secondary mortgage market, housing finance, privatization, government-sponsored enterprise, GSE

29.

The Future of Fannie and Freddie

New York University Journal of Law and Business, Vol. 10, p. 339, 2014, Brooklyn Law School, Legal Studies Paper, No. 407
Number of pages: 41 Posted: 01 May 2015
Cato Institute, Brooklyn Law School, New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University, New York University (NYU) and New York University School of Law
Downloads 132 (343,359)

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GSE, Fannie, Freddie, Government-Sponsored Enterprise, FHFA, Federal Housing Finance Agency, housing finance, mortgage market, guaranteed mortgage,Lawrence White, Mark Calabira, Mark Willis, Michael Levine, home ownership, systemic risk, nationalization, consumer protection, FRM, fixed rate mortgage

30.

Sharing Your Home with Strangers: Common-Interest Ownership and Financing Options

Washburn Law Journal, Vol. 61, No. 3, 2022, Brooklyn Law School, Legal Studies Paper No. 715
Number of pages: 25 Posted: 14 May 2022 Last Revised: 20 Jun 2022
Brooklyn Law School, K&L Gates LLP, Kriss & Feuerstein LLP and Brooklyn Law School
Downloads 124 (359,790)

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common interest ownership, shared equity financing, affordable housing, homeownership, community land trusts, SROs, single room occupancy, co-living, cooperatives, condominiums

31.

Goliath Versus Goliath in High-Stakes MBS Litigation

Bradley T. Borden and David J. Reiss, Goliath Versus Goliath in High-Stakes MBS Litigation, Westlaw Journal Securities Litigation & Regulation (September 4, 2013) , Brooklyn Law School, Legal Studies Paper No. 356
Number of pages: 5 Posted: 10 Sep 2013
Bradley T. Borden and David J. Reiss
Brooklyn Law School and Brooklyn Law School
Downloads 123 (361,951)

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mortgage, MBSA, Mortgage-backed securities, securities litigation, monoline insurers, securitization, origination, rating agencies, sponsors, misrepresentation

32.

Cleaning Up the Financial Crisis of 2008: Prosecutorial Discretion or Prosecutorial Abdication?

BNA Criminal Law Reporter, March 2013, Brooklyn Law School, Legal Studies Paper No. 331
Number of pages: 6 Posted: 22 Mar 2013
Bradley T. Borden and David J. Reiss
Brooklyn Law School and Brooklyn Law School
Downloads 123 (361,951)

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Financial fraud, prosecutorial discretion, mbs, misrepresentation, fraud, REMIC

33.

The Federal Home Loan Bank System: A Bibliography

Brooklyn Law School, Legal Studies Paper No. 521
Number of pages: 31 Posted: 02 Sep 2017
David J. Reiss
Brooklyn Law School
Downloads 117 (375,360)

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housing finance, The Federal Home Loan Bank System, FHLBS, Federal Home Loan Bank, savings and loan, S&L, thrift, government-sponsored enterprise, GSE, mortgage market, home ownership

34.

Dirt Lawyers and Dirty REMICs: A Debate

Probate & Property, Volume 27, No 3 © 2013, Brooklyn Law School, Legal Studies Paper No. 361
Number of pages: 11 Posted: 29 Nov 2013 Last Revised: 13 Oct 2014
David J. Reiss, Bradley T. Borden and Joshua Stein
Brooklyn Law School, Brooklyn Law School and Joshua Stein PLLC
Downloads 117 (375,360)
Citation 2

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mortgage-backed securities, MBS, Real Estate Mortgage Investment Conduit, REMIC, dirt lawyers, MERS

35.

Landlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?

Western New England Law Review, Vol. 32, Brooklyn Law School, Legal Studies Paper No. 170
Number of pages: 30 Posted: 12 Oct 2009 Last Revised: 08 Jul 2010
David J. Reiss
Brooklyn Law School
Downloads 117 (375,360)

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multifamily, mortgage, housing finance, secondary mortgage market, cmbs, commercial mortgage-backed security, landlord, tenant, rental, residential, apartment

36.

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

Environment and Planning A, 2011, Brooklyn Law School, Legal Studies Paper No. 232
Number of pages: 6 Posted: 05 May 2011 Last Revised: 15 May 2011
David J. Reiss
Brooklyn Law School
Downloads 111 (389,846)

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subprime, predatory lending, systemic risk, consumer protection, financial regulation, financial crisis

37.

Blockchain Coming to a Block Near You: How Fintech Is Changing Real Estate Investing

Forthcoming in N.Y. REAL PROPERTY LAW JOURNAL
Number of pages: 15 Posted: 27 Jan 2023
Joseph Bizub, Justin Peralta and David J. Reiss
Brooklyn Law School, IBM Corporation and Brooklyn Law School
Downloads 110 (392,355)

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real estate, fintech, blockchain, real estate investing, real estate finance, accredited investors, NFTs, Non-Fungible Tokens

38.

The Federal Housing Administration (FHA) and Private Mortgage Insurance (PMI): A Bibliography

Brooklyn Law School, Legal Studies Paper No. 445
Number of pages: 16 Posted: 08 Mar 2016 Last Revised: 09 Mar 2016
David J. Reiss
Brooklyn Law School
Downloads 109 (394,858)

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FHA, Federal Housing Administration, mortgage insurance, private mortgage insurance, PMI, guaranteed mortgage, housing finance, mortgage market, home ownership, affordable housing, down payment

39.

Addressing New York City's Affordable Housing Crisis

Brooklyn Law School, Legal Studies Paper No. 510
Number of pages: 5 Posted: 29 Jun 2017 Last Revised: 22 Sep 2017
Hilary Botein and David J. Reiss
Marxe School of Public International Affairs, Baruch College and Brooklyn Law School
Downloads 107 (400,044)

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rent regulation, rent stabilization, rent control, housing, affordable housing, low-income, gentrification, housing crisis

40.

First Principles for an Effective Federal Housing Policy

Brooklyn Journal of International Law, Forthcoming, Brooklyn Law School Legal Studies Paper No. 208
Number of pages: 27 Posted: 05 Oct 2010
David J. Reiss
Brooklyn Law School
Downloads 105 (405,307)

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Housing, Housing Policy, Federal Housing Policy, Affordable Housing, Homeownership, Rental Housing

41.

Underwriting Sustainable Homeownership: The Federal Housing Administration and the Low Down Payment Loan

Georgia Law Review, Forthcoming, Brooklyn Law School, Legal Studies Paper No. 420
Number of pages: 65 Posted: 30 Aug 2015
David J. Reiss
Brooklyn Law School
Downloads 104 (408,063)

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housing finance, mortgage market, mortgage insurance, guaranteed mortgage, home ownership, consumer protection, FHA, Federal Housing Administration, VA, Veterans Administration, affordable housing, CFPB, Consumer Financial Protection Bureau, sustainable homeownership, financial crisis, down payment

42.

Foundations of Federal Housing Policy

COMMUNITY, HOME, AND IDENTITY, Michael Diamond, Terry Turnipseed, eds., 2011, Brooklyn Law School, Legal Studies Paper No. 234
Number of pages: 22 Posted: 26 May 2011
David J. Reiss
Brooklyn Law School
Downloads 97 (428,018)

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housing, housing policy, federal housing policy, affordable housing, homeownership, rental housing

43.

Reinventing Homeownership: A Compendium of Concepts to Consider

Brooklyn Law School, Legal Studies Paper No. 285
Number of pages: 51 Posted: 29 Jun 2012
Denise Gabel and David J. Reiss
Filene Research Institute and Brooklyn Law School
Downloads 81 (478,698)

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credit unions, lock-in, 30 year, homeownership, ARMs, adjustable rate mortgage, fixed rate mortgage, low down payment

44.

Fannie Mae and Freddie Mac: Implications for Credit Unions

Filene Research Institute Research Brief, 2011, Brooklyn Law School, Legal Studies Paper No. 221
Number of pages: 51 Posted: 15 Feb 2011
David J. Reiss
Brooklyn Law School
Downloads 77 (492,939)

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Fannie, Freddie, secondary mortgage market, housing finance, government-sponsored enterprise, gse, credit unions

45.

The GSE Guarantee Fee as a Policy Tool

Brooklyn Law School, Legal Studies Paper No. 392
Number of pages: 9 Posted: 10 Sep 2014 Last Revised: 17 Sep 2014
David J. Reiss
Brooklyn Law School
Downloads 75 (500,429)

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: Private Label Securities, PLS, FHFA, Federal Housing Finance Agency, Fannie Mae, Freddie Mac, guarantee fee, g-fee, housing finance, mortgage market, liquidity, low-income housing, Qualified Mortgage, QM, Qualified Residential Mortgage, non-QM, non-Qualified Mortgage, securitization, Dodd-Frank

46.

Three Principles for Federal Housing Policy

Probate & Property, 2012, Brooklyn Law School, Legal Studies Paper No. 257
Number of pages: 12 Posted: 01 Nov 2011
David J. Reiss
Brooklyn Law School
Downloads 72 (511,828)

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housing, housing policy, federal housing policy, affordable housing, homeownership, rental housing

47.

The Trump Administration and Residential Real Estate Finance

Westlaw Journal, Derivatives, Vol. 4, No. 5, p. 3, January 25, 2018, Brooklyn Law School, Legal Studies Paper No. 549
Number of pages: 5 Posted: 30 Jan 2018
David J. Reiss
Brooklyn Law School
Downloads 66 (536,154)

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Housing Finance, Mortgage Market, Deregulation, Regulation, Securitization, Financial Regulation, Consumer Protection, CFPB, Consumer Financial Protection Bureau, FHA, Federal Housing Administration, Sustainable Homeownership, Financial Crisis, Home Ownership

48.

Dirty REMICs, Revisited

Bradley T. Borden & David J. Reiss, “Dirty REMICs, Revisited,” Probate & Property (2013 Forthcoming), Brooklyn Law School, Legal Studies Paper No. 347
Number of pages: 5 Posted: 20 Jul 2013 Last Revised: 13 Oct 2014
David J. Reiss and Bradley T. Borden
Brooklyn Law School and Brooklyn Law School
Downloads 66 (536,154)

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mortgage-backed securities, MBS, Real Estate Mortgage Investment Conduit, REMIC, dirt lawyers, Joshua Stein, MERS

49.

Who Should Be Providing Mortgage Credit to American Households?

Tulane Law Review, Vol. 89, 2014-2015, Forthcoming, Brooklyn Law School, Legal Studies Paper No. 398
Number of pages: 14 Posted: 30 Oct 2014
David J. Reiss
Brooklyn Law School
Downloads 63 (549,074)

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GSE, Fannie, Freddie, Government-Sponsored Enterprise, FHFA, Federal Housing Finance Agency, housing finance, mortgage market, guaranteed mortgage, liquidity, access to credit, affordable housing, first-time homebuyers, securitization, Dodd-Frank, CFPB, Consumer Financial Protection Bureau

50.

The Emperor's New Loans: A Cautionary Tale from the Subprime Era

PRACTICUM, April 2013, Brooklyn Law School, Legal Studies Paper No. 334
Number of pages: 6 Posted: 14 Apr 2013
David J. Reiss
Brooklyn Law School
Downloads 63 (549,074)

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subprime, predatory lending, consumer protection, fairy tales, Philip Pullman

51.

Housing Abandonment and New York City's Response

N.Y.U. Rev. L. & Soc. Change, Vol. XXII, No. 22, p. 783, 1996
Number of pages: 56 Posted: 26 Aug 2011
David J. Reiss
Brooklyn Law School
Downloads 63 (549,074)

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housing policy, privatization, New York City, abandonment, in rem

52.

Book Review: Dan Immergluck, Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America's Mortgage Market (Cornell University Press 2009)

Environment and Planning A XXX, Vol. 42, 2010, Brooklyn Law School, Legal Studies Paper No. 168
Number of pages: 5 Posted: 06 Oct 2009 Last Revised: 03 Mar 2010
David J. Reiss
Brooklyn Law School
Downloads 62 (553,417)

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foreclosure, subprime, mortgage, consumer protection, housing finance, predatory lending , secondary mortgage market

53.

The Future of the Private Label Securities Market

Brooklyn Law School, Legal Studies Paper No. 386
Number of pages: 6 Posted: 12 Aug 2014
David J. Reiss
Brooklyn Law School
Downloads 58

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Private Label Securities, PLS, Department of Treasury, FHFA, Federal Housing Finance Agency, housing finance, mortgage market, guaranteed mortgage, liquidity, affordable housing, first-time homebuyers, CRA, Community Reinvestment Act, Fair Housing Act, Qualified Mortgage, Qualified Residential Mortg

54.

Neighborhood Entrepreneurs Program in New York City

J. Affordable Hous. & Cmty. Dev. L., Vol. 5, No. 4, pp. 325, 1995-1996
Number of pages: 22 Posted: 26 Aug 2011
David J. Reiss
Brooklyn Law School
Downloads 49 (616,791)

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housing policy, privatization, New York City, abandonment, in rem

55.

Comment on the Federal Housing Finance Agency’s Strategic Plan: Fiscal Years 2013-2017

Brooklyn Law School, Legal Studies Paper No. 284
Number of pages: 14 Posted: 19 Jun 2012
David J. Reiss
Brooklyn Law School
Downloads 48 (622,197)

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Fannie, Freddie, lock-in, tba, 30 year, financial crisis, ARMs, adjustable rate mortgage, fixed rate mortgage, low down payment, residential mortgage market

56.

Ensuring that Homeownership is Sustainable

Westlaw Journal Bank & Lender Liability, Vol. 22, Iss. 1, p. 6 - 8, 2016, Brooklyn Law School, Legal Studies Paper No. 456
Number of pages: 5 Posted: 08 Jun 2016 Last Revised: 10 Jun 2016
David J. Reiss
Brooklyn Law School
Downloads 42 (656,038)

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FHA, Federal Housing Administration, Mortgage Insurance, Private Mortgage Insurance, PMI, Guaranteed Mortgage, Housing Finance, Mortgage Market, Home Ownership, va, Veterans Administration, Affordable Housing, Down Payment

57.

Insuring Sustainable Homeownership

Probate and Property (2018 Forthcoming), Brooklyn Law School, Legal Studies Paper No. 540
Number of pages: 8 Posted: 02 Nov 2017
David J. Reiss
Brooklyn Law School
Downloads 38 (680,520)

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housing finance, mortgage market, mortgage insurance, guaranteed mortgage, home ownership, consumer protection, FHA, Federal Housing Administration, VA, Veterans Administration, affordable housing,, sustainable homeownership, financial crisis, down payment, low down payment

58.

Accessible Credit, Sustainable Credit and the Federal Housing Administration

Banking & Financial Services Policy Report, Vol. 36, No. 6, p.1 (June 2017), Brooklyn Law School, Legal Studies Paper No. 533
Number of pages: 11 Posted: 21 Sep 2017
David J. Reiss
Brooklyn Law School
Downloads 33 (713,349)

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housing finance, mortgage market, mortgage insurance, guaranteed mortgage, home ownership, consumer protection, FHA, Federal Housing Administration, VA, Veterans Administration, affordable housing,, sustainable homeownership, financial crisis, down payment, low down payment, Ginnie Mae

59.

Armed, Unarmed or Harmed by Knowledge? A Comment on the FHA's Housing Counseling Pilot Program

Brooklyn Law School, Legal Studies Paper No. 383
Number of pages: 7 Posted: 18 Jul 2014
David J. Reiss
Brooklyn Law School
Downloads 32 (720,338)

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CFPB, Consumer Financial Protection Bureau, Federal Housing Administration, FHA, financial education, financial literacy, HAWK, HAWK for New Homebuyers, homebuyers, Homeowners Armed with Knowledge, homeownership, Housing and Urban Development, housing counseling, housing counseling agency, HUD, meta

60.

Comment Regarding Increasing Price Competition for Title Insurers

New York State Department of Financial Services, June 19, 2017, Brooklyn Law School, Legal Studies Paper No. 511
Number of pages: 5 Posted: 30 Jun 2017
David J. Reiss
Brooklyn Law School
Downloads 28 (749,205)

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real estate, title insurance, price competition, kickbacks, real estate practice, regulation, title agency, title insurer