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Andra C. Ghent

University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics

Associate Professor

School of Business

975 University Avenue

Madison, WI 53706

United States

  • University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics

SCHOLARLY PAPERS

20

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4,590

CITATIONS
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in Total Papers Citations

52

Scholarly Papers (20)

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1.

Recourse and Residential Mortgage Default: Evidence from U.S. States

Review of Financial Studies, Federal Reserve Bank of Richmond Working Paper No. 09-10R
Number of pages: 63 Posted: 11 Jul 2009 Last Revised: 24 Nov 2011
Andra C. Ghent and Marianna Kudlyak
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Federal Reserve Bank of San Francisco
Downloads 2,020 (5,526)
Citation 34

Abstract:

Deficiency Judgment, Foreclosure, Negative Equity, Residential Mortgage Default, Recourse

2.

How Do Case Law and Statute Differ? Lessons from the Evolution of Mortgage Law

Number of pages: 47 Posted: 25 Oct 2012 Last Revised: 09 Sep 2014
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 361 (54,884)

Abstract:

Foreclosure Law; Financial History; Common Law; Statute; Civil Law; Creditor Rights

3.

Complexity in Structured Finance

Number of pages: 68 Posted: 15 Sep 2013 Last Revised: 27 Aug 2017
Andra C. Ghent, Walter N. Torous and Rossen I. Valkanov
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics, Massachusetts Institute of Technology and University of California, San Diego (UCSD) - Rady School of Management
Downloads 204 (56,344)
Citation 1

Abstract:

Complexity, Security Design, MBS Performance

4.

Comparing Securitized and Balance Sheet Loans: Size Matters

Number of pages: 57 Posted: 27 Sep 2012 Last Revised: 22 Jul 2014
Andra C. Ghent and Rossen I. Valkanov
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and University of California, San Diego (UCSD) - Rady School of Management
Downloads 199 (86,579)

Abstract:

Securitization, Commercial Mortgage-Backed Securities (CMBS), Structured finance

5.

Did Affordable Housing Legislation Contribute to the Subprime Securities Boom?

Downloads 159 (156,601)
Citation 3

Did Affordable Housing Legislation Contribute to the Subprime Securities Boom?

AFA 2013 San Diego Meetings Paper
Number of pages: 42 Posted: 15 Mar 2012 Last Revised: 20 Dec 2013
Andra C. Ghent, Ruben Hernandez-Murillo and Michael Owyang
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of St. Louis - Research Division
Downloads 121 (196,249)
Citation 3

Abstract:

mortgages, financial crisis, community reinvestment act, GSEs

Did Affordable Housing Legislation Contribute to the Subprime Securities Boom?

Federal Reserve Bank of St. Louis Working Paper No. 2012-005B
Number of pages: 53 Posted: 12 Apr 2012 Last Revised: 20 Dec 2013
Ruben Hernandez-Murillo, Andra C. Ghent and Michael Owyang
Federal Reserve Banks - Federal Reserve Bank of Cleveland, University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Federal Reserve Bank of St. Louis - Research Division
Downloads 36 (384,994)
Citation 3

Abstract:

Mortgages, Loan Performance, Community Reinvestment Act, GSEs

Did Affordable Housing Legislation Contribute to the Subprime Securities Boom?

Real Estate Economics, Vol. 43, Issue 4, pp. 820-854, 2015
Number of pages: 35 Posted: 26 Oct 2015
Andra C. Ghent, Ruben Hernandez-Murillo and Michael Owyang
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of St. Louis - Research Division
Downloads 2 (567,844)
Citation 3
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Abstract:

6.

The Historical Origins of America's Mortgage Laws

Research Institute for Housing America Research Paper No. 12-02
Number of pages: 50 Posted: 05 Nov 2012
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 158 (129,117)

Abstract:

Mortgage Laws, Evolution of Mortgage Legal Frameworks

7.

Are Young Borrowers Bad Borrowers? Evidence from the Credit CARD Act of 2009

FRB Richmond Working Paper No. 13-09R
Number of pages: 71 Posted: 07 Aug 2013 Last Revised: 22 Sep 2014
Peter Debbaut, Andra C. Ghent and Marianna Kudlyak
Federal Reserve Bank of Richmond, University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Federal Reserve Bank of San Francisco
Downloads 109 (159,163)
Citation 1

Abstract:

Consumer Protection, Household Finance, Life Cycle Borrowing, Credit Card Default

8.

Differences in Subprime Loan Pricing Across Races and Neighborhoods

Federal Reserve Bank of St. Louis Working Paper No. 2011-033C
Number of pages: 55 Posted: 12 Apr 2012 Last Revised: 08 Aug 2014
Andra C. Ghent, Ruben Hernandez-Murillo and Michael Owyang
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of St. Louis - Research Division
Downloads 109 (211,204)
Citation 2

Abstract:

Fair Housing Act; Subprime Mortgages; Loan Performance; Discrimination

9.

Why Do Markets React Badly to Good News? Evidence from Fed Funds Futures

Number of pages: 24 Posted: 01 Jul 2008 Last Revised: 15 Aug 2010
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 101 (199,254)

Abstract:

Monetary Policy Expectations, Macroeconomic Surprises, Taylor Rule.

10.

Home Ownership, Household Leverage, and Hyperbolic Discounting

Number of pages: 48 Posted: 04 Mar 2011 Last Revised: 20 Jan 2013
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 85 (249,484)

Abstract:

Hyperbolic Discounting, Subprime, Mortgage Choice, Household Finance

11.

Infrequent Housing Adjustment, Limited Participation, and Monetary Policy

Journal of Money, Credit, and Banking, Forthcoming
Number of pages: 32 Posted: 02 Oct 2008 Last Revised: 07 May 2015
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 75 (255,143)

Abstract:

Sticky Housing, Residential Investment, Limited Participation

12.

Comparing DSGE-VAR Forecasting Models: How Big are the Differences?

Journal of Economic Dynamics and Control, Vol. 33, No. 4, 2009
Number of pages: 43 Posted: 10 Apr 2008 Last Revised: 24 Nov 2011
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 64 (271,164)

Abstract:

Economic Fluctuations, Priors from DSGE Models, Hours Debate, Business Cycles, Model Evaluation

13.

Securitization and Mortgage Renegotiation: Evidence from the Great Depression

Review of Financial Studies
Number of pages: 37 Posted: 04 Feb 2011 Last Revised: 24 Nov 2011
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 61 (298,328)
Citation 5

Abstract:

14.

Is Housing the Business Cycle? Evidence from U.S. Cities

Journal of Urban Economics, Vol. 67, No. 3, 2010, Federal Reserve Bank of St. Louis Working Paper No.2009-007B
Number of pages: 38 Posted: 10 Mar 2009 Last Revised: 24 Nov 2011
Andra C. Ghent and Michael Owyang
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Federal Reserve Bank of St. Louis - Research Division
Downloads 61 (279,798)
Citation 6

Abstract:

local housing markets, residential investment, economic fluctuations, housing prices

15.

Competition and Credit Ratings After the Fall

Number of pages: 68 Posted: 11 Nov 2014 Last Revised: 20 Jul 2016
Sean J. Flynn and Andra C. Ghent
Arizona State University (ASU) - Finance Department and University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 42 (209,782)

Abstract:

16.

How Do Households Make Mortgage Choices?

Real Estate Economics, Virtual Issue, 2016
Number of pages: 9 Posted: 11 Nov 2016 Last Revised: 07 Dec 2016
Andra C. Ghent and Vincent W. Yao
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Georgia State University - J. Mack Robinson College of Business
Downloads 0 (319,321)

Abstract:

Mortgage Choice; Broker; Contracts; Reverse Mortgages

17.

Second Mortgages: Valuation and Implications for the Performance of Structured Financial Products

Number of pages: 41 Posted: 28 Aug 2016
Andra C. Ghent, Kristian R. Miltersen and Walter N. Torous
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics, Copenhagen Business School and Massachusetts Institute of Technology
Downloads 0 (327,978)

Abstract:

Mortgage-Backed Securities (MBS), Mortgage Valuation, Credit Ratings.

18.

Asset Insulators

2nd Annual Financial Institutions, Regulation and Corporate Governance Conference
Number of pages: 57 Posted: 19 Jul 2016 Last Revised: 02 Oct 2016
Gabriel Chodorow-Reich, Andra C. Ghent and Valentin Haddad
Harvard University Department of Economics, University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Princeton University - Bendheim Center for Finance
Downloads 0 (342,833)

Abstract:

19.

Intergenerational Linkages in Household Credit

FRB Richmond Working Paper No. 15-14
Number of pages: 44 Posted: 30 Nov 2015
Andra C. Ghent and Marianna Kudlyak
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Federal Reserve Bank of San Francisco
Downloads 0 (316,460)

Abstract:

Household Finance, Intergenerational Mobility, Credit Constraints, Income Inequality

20.

Home Ownership, Household Leverage and Hyperbolic Discounting

Downloads 0 (565,074)

Home Ownership, Household Leverage and Hyperbolic Discounting

Real Estate Economics, Vol. 43, Issue 3, pp. 750-781, 2015
Number of pages: 32 Posted: 04 Aug 2015
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics
Downloads 0
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Abstract:

Home Ownership, Household Leverage, and Hyperbolic Discounting

Real Estate Economics, Forthcoming
Posted: 28 Mar 2014
Andra C. Ghent
University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics

Abstract:

Hyperbolic Discounting, Subprime, Mortgage Choice, Household Finance

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