Valentina Hartarska

Auburn University - Department of Agricultural Economics and Rural Sociology

Comer Hall

Auburn, AL 36849

United States

Auburn University - Department of Finance

Affiliated Professor

Auburn, AL 36849

United States

  • Auburn University - Department of Agricultural Economics and Rural Sociology

  • Auburn University - Department of Finance

SCHOLARLY PAPERS

31

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TOTAL CITATIONS
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Top 16,641

in Total Papers Citations

74

Scholarly Papers (31)

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1.

Governance and Performance of Microfinance Institutions in Central and Eastern Europe and the Newly Independent States

Downloads 776 (69,441)
Citation 21

Governance and Performance of Microfinance Institutions in Central and Eastern Europe and the Newly Independent States

Number of pages: 34 Posted: 08 May 2004
Valentina Hartarska
Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 776 (68,359)
Citation 21

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Central and Eastern Europe and the Newly Independent States, governance, microfinance, board of directors, managerial compensation, regulation, and rating

Governance and Performance of Microfinance Institutions in Central and Eastern Europe and the Newly Independent States

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 18 Nov 2009
Valentina Hartarska
Auburn University - Department of Agricultural Economics and Rural Sociology

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Microfinance Center for Central Europe and the Newly Independent States, Oversight, Microfinance banks, Incentives, Firm governance, Managers, Microfinance, Firm management, Sustainable development, Performance evaluation, Low income groups, Poverty

2.

The Cost Structure of Microfinance Institutions in Eastern Europe and Central Asia

William Davidson Institute Working Paper No. 809
Number of pages: 27 Posted: 06 Jun 2006 Last Revised: 12 Dec 2017
Valentina Hartarska, Steven B. Caudill and Daniel M. Gropper
Auburn University - Department of Agricultural Economics and Rural Sociology, Auburn University - Department of Economics and College of Business, Florida Atlantic University
Downloads 610 (94,736)
Citation 10

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Eastern Europe, banking, microfinance, efficiency

3.

An Impact Analysis of Microfinance in Bosnia and Herzegovina

William Davidson Institute Working Paper No. 915
Number of pages: 35 Posted: 12 Mar 2008
Valentina Hartarska and Denis A. Nadolnyak
Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 508 (119,077)
Citation 7

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microfinance, impact study, Microfinance Institutions, financing constraints, Eastern Europe, Bosnia and Herzegovina

4.

A Cross-Country Analysis of Bank Performance: The Role of External Governance

Number of pages: 45 Posted: 18 Apr 2012
James R. Barth, Valentina Hartarska, Daniel E. Nolle and Triphon Phumiwasana
Auburn University, Auburn University - Department of Agricultural Economics and Rural Sociology, affiliation not provided to SSRN and Milken Institute
Downloads 286 (227,214)
Citation 1

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5.

Agricultural Credit and Economic Growth in Rural Areas

Hartarska, V.,D. Nadolnyak, and X Shen (2015) “Agricultural Credit and Economic Growth in Rural Areas” Agricultural Finance Review,75(3): 302 - 312: doi: 10.1108/AFR-04-2015-0018
Number of pages: 18 Posted: 14 Dec 2017
Denis A. Nadolnyak, Valentina Hartarska and Xuan Shen
Auburn University - Department of Agricultural Economics and Rural Sociology, Auburn University - Department of Agricultural Economics and Rural Sociology and Independent
Downloads 219 (296,436)
Citation 1

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economic growth, financial sector development, rural county

6.

Factors Affecting Farm Loan Delinquency in the Southeastern USA

Research in Applied Economics, Vol. 9(4), 2017
Number of pages: 25 Posted: 15 Dec 2017
Frederick Quaye, Denis A. Nadolnyak and Valentina Hartarska
Auburn University - Department of Agricultural Economics and Rural Sociology, Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 201 (321,431)

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Farm Loans, Farm Cresit, Credit Delinquency, Climate, Agricultural Insurance, Southeast US

7.

Retirement Age Farmers’ Exit and Disinvestment from Farming

Number of pages: 29 Posted: 17 Dec 2019
Bretford Griffin, Valentina Hartarska and Denis A. Nadolnyak
Auburn University, Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 173 (368,284)
Citation 1

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retirement, farmers, exit from farming, disinvestment

8.

Does Cellphone Banking Change Lives?  Fintech, Poverty, and Remittances in Kenya

Number of pages: 45 Posted: 16 Aug 2022
Derick Taylor Adu and Valentina Hartarska
Auburn University and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 122 (490,600)
Citation 2

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FinTech, Kenya, M-Shwari, synthetic control, Poverty, Remittances

9.

The Impact of Weather on Agricultural Labor Supply

Number of pages: 21 Posted: 25 Jan 2018
Jaehyuk Lee, Denis A. Nadolnyak and Valentina Hartarska
East Georgia State College - Department of Social Sciences, Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 120 (496,916)
Citation 2

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farm, labor supply, weather

10.

Economies of Scope of Lending and Mobilizing Deposits in Microfinance Institutions: A Semiparametric Analysis

American Journal of Agricultural Economics, Forthcoming
Number of pages: 21 Posted: 18 Dec 2010
Valentina Hartarska, Christopher F. Parmeter and Denis A. Nadolnyak
Auburn University - Department of Agricultural Economics and Rural Sociology, Virginia Tech and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 113 (519,935)
Citation 3

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microfinance insitutions, scope economies, semi-parametric smooth coefficient

11.

Climate Variability and Agricultural Loan Delinquency in the US

Nadolnyak, D., Hartarska and Shen (2016) “Climate Variability & Agricultural Loan Delinquency in the US, International Journal of Economics and Finance 8 (12): 238-249
Number of pages: 26 Posted: 11 Dec 2017
Denis A. Nadolnyak, Valentina Hartarska and Xuan Shen
Auburn University - Department of Agricultural Economics and Rural Sociology, Auburn University - Department of Agricultural Economics and Rural Sociology and Independent
Downloads 111 (527,052)
Citation 2

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loan delinquency and default, Farm Credit System, climate variability and climate change, ENSO, farm debt, Southeastern USA

12.

Governance and Scope Economies in Microfinance Institutions

Number of pages: 37 Posted: 09 Jan 2018
Valentina Hartarska, Roy Mersland, Denis A. Nadolnyak and Christopher F. Parmeter
Auburn University - Department of Agricultural Economics and Rural Sociology, University of Agder, Auburn University - Department of Agricultural Economics and Rural Sociology and Virginia Tech
Downloads 99 (572,623)
Citation 1

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Microfinance Institutions, Governance, Board of Directors, Scope Economies, Intermediation

13.

Does Social Capital Affect Mortgage Loan Termination by Low-Income Homeowners?

Number of pages: 26 Posted: 18 Dec 2010
Valentina Hartarska, Claudio Gonzalez-Vega and Denis A. Nadolnyak
Auburn University - Department of Agricultural Economics and Rural Sociology, Ohio State University (OSU) - Department of Agricultural, Environmental & Development Economics and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 82 (643,652)

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low-income borrowers, social capital, mortgage loan termination, competing-risks

14.

Too Many Cooks Spoil the Broth: The Conflicting Impacts of Subsidies and Deposits on the Cost-Efficiency of Microfinance Institutions

Number of pages: 36 Posted: 21 Dec 2018
Anastasia Cozarenco, Valentina Hartarska and Ariane Szafarz
Montpellier Business School, Auburn University - Department of Agricultural Economics and Rural Sociology and Université Libre de Bruxelles (ULB), Solvay Brussels School of Economics and Management, Centre Emile Bernheim (CEB) & CERMi
Downloads 80 (653,013)
Citation 5

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Microfinance, Cost Efficiency, Scale Economies, Subsidies, Deposit Accounts

15.

Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions

Hartarska, V. Denis Nadolnyak, and Roy Mersland, (2014) “Are Women Better Bankers for the Poor: Evidence from Rural Microfinance Institutions?” American Journal of Agricultural Economics 96 (5): 1291-1
Number of pages: 34 Posted: 19 Dec 2017
Valentina Hartarska, Denis A. Nadolnyak and Roy Mersland
Auburn University - Department of Agricultural Economics and Rural Sociology, Auburn University - Department of Agricultural Economics and Rural Sociology and University of Agder
Downloads 77 (667,256)
Citation 1

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microfinance, microfinance institutions, gender and finance, outreach, efficiency

16.

El Niño and Agricultural Lending in the Southeastern U.S.

Number of pages: 28 Posted: 18 Apr 2012
Valentina Hartarska and Denis A. Nadolnyak
Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 76 (672,174)
Citation 1

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Agricultural Banks, Climate Variability, ENSO

17.

Scale Economies and Input Price Elasticities in Microfinance Institutions

Journal of Banking and Finance, Vol. 37(1), No. pp. 118-131, 2013
Number of pages: 43 Posted: 19 Nov 2010 Last Revised: 12 Dec 2017
Valentina Hartarska, Xuan Shen and Roy Mersland
Auburn University - Department of Agricultural Economics and Rural Sociology, Independent and University of Agder
Downloads 68 (714,292)
Citation 9

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Microfinance, Efficiency, Input Price Elasticity, Scale Economies, MFIs

18.

Foreign Investment and Transition in Central/Eastern Europe Along the Phase Curve

Applied Econometrics and International Development, Vol. 8, No. 2, 2008
Number of pages: 12 Posted: 23 Dec 2008
Valentina Hartarska and Henry Thompson
Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Economics
Downloads 68 (714,292)

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neoclassical growth, foreign investment, Central Eastern Europe

19.

Farm Income and Output and Lending by the Farm Credit System

Denis Nadolnyak, Xuan Shen, Valentina Hartarska, (2017) "Farm income and output and lending by the farm credit system", Agricultural Finance Review, Vol. 77 Issue: 1, pp.125-136, doi/10.1108/AFR-03-2016-0020
Number of pages: 23 Posted: 11 Dec 2017
Denis A. Nadolnyak, Xuan Shen and Valentina Hartarska
Auburn University - Department of Agricultural Economics and Rural Sociology, Independent and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 60 (762,057)
Citation 1

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Agricultural credit, Farm income, Agricultural output, Farm Credit System Institutions, Real estate loans

20.

The Impacts of Economic, Demographic, and Weather Factors on the Exit of Beginning Farmers in the United States

Number of pages: 19 Posted: 17 Dec 2019
Denis A. Nadolnyak, Valentina Hartarska and Bretford Griffin
Auburn University - Department of Agricultural Economics and Rural Sociology, Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University
Downloads 48 (848,062)

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farm exit; beginning farmers and ranchers; climate; farm sector sustainability; climate variability; probit

21.

Winners and Losers from Financial Derivatives Use: Evidence from Community Banks

Applied Economics, 2018
Number of pages: 36 Posted: 12 Mar 2018
Xuan Shen and Valentina Hartarska
Independent and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 47 (856,291)

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Community Banks, Financial Derivatives, Financial Crisis

22.

The Effect of Regulation in Microfinance: Evidence from Semi-Parametric Machine Learning Methods

Number of pages: 27 Posted: 10 Apr 2024
Valentina Hartarska, Kerda Varaku and Robin C. Sickles
Auburn University - Department of Agricultural Economics and Rural Sociology, Rice University and Rice University - Department of Economics
Downloads 44 (881,606)

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G21, O1, F3, ATE, Semi-parametric Machine Learning, regulation, microfinance institutions

23.

Economies of Diversification in Microfinance: Evidence from Quantile Estimation on Panel Data

Finance Research Letters, Forthcoming
Number of pages: 11 Posted: 07 Sep 2019
Emir Malikov, Valentina Hartarska and Roy Mersland
University of Nevada, Las Vegas, Auburn University - Department of Agricultural Economics and Rural Sociology and University of Agder
Downloads 42 (899,178)
Citation 2

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cost, diversification, microfinance institutions, quantile regression

24.

El Niño and Agricultural Lending in the Southeastern U.S.A.

Nadolnyak D. and V. Hartarska, (2013) “El Niño and Agricultural Lending in the Southeastern U.S.A.” Southern Business and Economics Journal, 36(1):35-56
Number of pages: 28 Posted: 11 Dec 2017
Valentina Hartarska and Denis A. Nadolnyak
Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 42 (899,178)

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Agricultural Commercial Banks, Climate Variability, ENSO, Climate Change, Banking

25.

Should All Microfinance Institutions Mobilize Microsavings? Evidence from Economies of Scope

Empirical Economics, Vol. 48(1), No. 193-225, 2015
Number of pages: 41 Posted: 24 Jan 2017
Michael Delgado, Christopher F. Parmeter, Valentina Hartarska and Roy Mersland
Purdue University - College of Agriculture, Virginia Tech, Auburn University - Department of Agricultural Economics and Rural Sociology and University of Agder
Downloads 42 (899,178)
Citation 2

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Microfinance Institution, Environmental Variables, Efficiency, Semiparametric Smooth Co- efficient, Scope Economies

26.

Endogenous Scope Economies in Microfinance Institutions

Journal of Banking and Finance, Forthcoming
Number of pages: 36 Posted: 21 Jun 2018
Emir Malikov and Valentina Hartarska
University of Nevada, Las Vegas and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 41 (908,236)
Citation 2

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microfinance institutions, scope economies, endogenous selection, financial intermediation, savings and lending

27.

Agricultural Disaster Payments in the Southeastern U.S.: Do Weather and Climate Variability Matter?

Applied Economics, Vol. 44, No. 33, 2012
Number of pages: 27 Posted: 11 Dec 2017
Denis A. Nadolnyak and Valentina Hartarska
Auburn University - Department of Agricultural Economics and Rural Sociology and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 36 (955,972)

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ENSO, climate change, government subsidy, weather, disaster payment, southeastern USA

28.

Banking Crises and the Performance of Microfinance Institutions

Number of pages: 40 Posted: 29 Feb 2024
Valentina Hartarska, Rui Chen and Denis A. Nadolnyak
Auburn University - Department of Agricultural Economics and Rural Sociology, Tuskegee University and Auburn University - Department of Agricultural Economics and Rural Sociology
Downloads 26 (1,065,268)

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microfinance institutions, banking crisis, banking crisis intervention, financial system, microfinance outreach and sustainability

29.

Which Governance Mechanisms Promote Efficiency in Reaching Poor Clients? Evidence from Rated Microfinance Institutions

European Financial Management, Forthcoming
Posted: 11 Nov 2010 Last Revised: 11 Jan 2011
Roy Mersland and Valentina Hartarska
University of Agder and Auburn University - Department of Agricultural Economics and Rural Sociology

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microfinance institutions, board, governance, performance, efficiency

30.

Community Development Financial Institutions: Board Size and Diversity as Governance Mechanisms

FDIC Center for Financial Research Working Paper No. 2006-11
Posted: 05 Nov 2006
Valentina Hartarska
Auburn University - Department of Agricultural Economics and Rural Sociology

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31.

Credit Counseling and Mortgage Termination by Low-Income Households

Journal of Real Estate Finance and Economics, Vol. 30, No. 3, 2005
Posted: 22 Oct 2005
Valentina Hartarska and Claudio Gonzalez-Vega
Auburn University - Department of Agricultural Economics and Rural Sociology and Ohio State University (OSU) - Department of Agricultural, Environmental & Development Economics

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Credit counseling, low-income housing mortgages, competing risks, default, refinancing