Igor Livshits

Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

BEROC

Academic Advisor

Vilnius

Lithuania

  • Federal Reserve Bank of Philadelphia

SCHOLARLY PAPERS

10

DOWNLOADS

611

SSRN CITATIONS
Rank 18,722

SSRN RANKINGS

Top 18,722

in Total Papers Citations

30

CROSSREF CITATIONS

45

Scholarly Papers (10)

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1.

Consumer Credit with Over-Optimistic Borrowers

Downloads 177 (327,995)

Consumer Credit with Over-Optimistic Borrowers

FRB of Philadelphia Working Paper No. 21-42
Number of pages: 58 Posted: 13 Dec 2021
Florian Exler, Igor Livshits, Jim MacGee and Michèle Tertilt
University of Vienna, Federal Reserve Bank of Philadelphia, Government of Canada - Bank of Canada and University of Mannheim - Department of Economics
Downloads 176 (329,357)

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Consumer Credit, Over-Optimism, Financial Mistakes, Bankruptcy, Default, Financial Literacy, Financial Regulation, Type Score, Cross-Subsidization

Consumer Credit with Over-Optimistic Borrowers

CEPR Discussion Paper No. DP15570
Number of pages: 57 Posted: 23 Dec 2020
Florian Exler, Igor Livshits, Jim MacGee and Michèle Tertilt
University of Vienna, Federal Reserve Bank of Philadelphia, Government of Canada - Bank of Canada and University of Mannheim - Department of Economics
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2.

Banking Regulation with Risk of Sovereign Default

FRB of Philadelphia Working Paper No. 19-15
Number of pages: 42 Posted: 25 Feb 2019 Last Revised: 29 Apr 2020
Pablo D'Erasmo, Igor Livshits and Koen J. L. Schoors
Federal Reserve Bank of Philadelphia - Research Department, Federal Reserve Bank of Philadelphia and Ghent University - Centre for Russian International Socio-Political and Economic Studies (CERISE)
Downloads 69 (636,143)
Citation 1

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Banking, Sovereign default, Prudential regulation, Financial crisis

3.

Building Credit History with Heterogeneously Informed Lenders

FRB of Philadelphia Working Paper No. 19-17
Number of pages: 45 Posted: 14 Mar 2019 Last Revised: 29 Apr 2020
Natalia Kovrijnykh, Igor Livshits and Ariel Zetlin-Jones
Arizona State University (ASU) - Economics Department, Federal Reserve Bank of Philadelphia and Carnegie Mellon University
Downloads 68 (641,100)

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Credit History, Information Aggregation, Debt Dilution

4.

Accounting for the Rise in Consumer Bankruptcies

NBER Working Paper No. w13363
Number of pages: 51 Posted: 10 Sep 2007 Last Revised: 08 Jul 2022
Igor Livshits, James MacGee and Michèle Tertilt
Federal Reserve Bank of Philadelphia, University of Western Ontario - Department of Economics and University of Mannheim - Department of Economics
Downloads 67 (646,013)
Citation 10

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5.

Not Cashing in on Cashing Out: An Analysis of Low Cash-Out Refinance Rates

FRB of Philadelphia Working Paper No. 23-4
Number of pages: 23 Posted: 05 May 2023
Mallick Hossain, Igor Livshits and Collin Wardius
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and University of California, San Diego (UCSD)
Downloads 59 (687,628)

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mortgage refinancing, cash-out refinancing, student loans, cash-out surcharge, household finance

6.

Screening as a Unified Theory of Delinquency, Renegotiation, and Bankruptcy

Number of pages: 28 Posted: 09 Jan 2015
Natalia Kovrijnykh and Igor Livshits
Arizona State University (ASU) - Economics Department and Federal Reserve Bank of Philadelphia
Downloads 46 (766,238)
Citation 1

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Default, Delinquency, Bankruptcy, Renegotiation, Adverse Selection, Screening, Consumer Credit

7.

Costly Contracts and Consumer Credit

Downloads 36 (839,690)
Citation 2

Costly Contracts and Consumer Credit

NBER Working Paper No. w17448
Number of pages: 43 Posted: 23 Sep 2011 Last Revised: 06 Mar 2022
Igor Livshits, James MacGee and Michèle Tertilt
Federal Reserve Bank of Philadelphia, University of Western Ontario - Department of Economics and University of Mannheim - Department of Economics
Downloads 34 (880,231)

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Costly Contracts and Consumer Credit

CEPR Discussion Paper No. DP8580
Number of pages: 45 Posted: 29 Sep 2011
Igor Livshits, James MacGee and Michèle Tertilt
Federal Reserve Bank of Philadelphia, University of Western Ontario - Department of Economics and University of Mannheim - Department of Economics
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bankruptcy, consumer credit, endogenous financial contracts

8.

Democratic Political Economy of Financial Regulation

FRB of Philadelphia Working Paper No. 22-1
Number of pages: 53 Posted: 11 Jan 2022
Igor Livshits and Youngmin Park
Federal Reserve Bank of Philadelphia and Government of Canada - Bank of Canada
Downloads 35 (847,821)

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9.

Greed as a Source of Polarization

FRB of Philadelphia Working Paper No. 18-1
Number of pages: 25 Posted: 11 Jan 2018 Last Revised: 29 Apr 2020
Igor Livshits and Mark L. J. Wright
Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Minneapolis
Downloads 28 (908,800)

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Polarization, Campaign Contributions, Agendas

10.

Polarized Contributions But Convergent Agendas

FRB of Philadelphia Working Paper No. 22-29
Number of pages: 39 Posted: 07 Sep 2022
Thorsten Drautzburg, Igor Livshits and Mark L. J. Wright
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Minneapolis
Downloads 26 (927,467)

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Polarization, Campaign Contributions, Agendas