Chunlin Liu

University of Nevada, Reno - College of Business

Professor of Finance

University of Nevada, Reno

Reno, NV 89557-0016

United States

  • University of Nevada, Reno - College of Business

SCHOLARLY PAPERS

19

DOWNLOADS
Rank 16,282

SSRN RANKINGS

Top 16,282

in Total Papers Downloads

6,550

TOTAL CITATIONS
Rank 2,600

SSRN RANKINGS

Top 2,600

in Total Papers Citations

343

Scholarly Papers (19)

Actions:
Email selected abstracts
1.

Do Consumers Choose the Right Credit Contracts?

Downloads 1,490 (27,824)
Citation 42

Do Consumers Choose the Right Credit Contracts?

Number of pages: 26 Posted: 13 Nov 2005 Last Revised: 18 Mar 2015
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu and Nicholas S. Souleles
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business and University of Pennsylvania - Finance Department
Downloads 783 (68,273)
Citation 26

Abstract:

Loading...

consumption, borrowing, debt, balance sheets, consumer credit, credit cards, banking

Do Consumers Choose the Right Credit Contracts?

Number of pages: 26 Posted: 05 Dec 2006 Last Revised: 18 Mar 2015
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu and Nicholas S. Souleles
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business and University of Pennsylvania - Finance Department
Downloads 364 (175,682)

Abstract:

Loading...

consumption, borrowing, debt, balance sheets, consumer credit, credit cards, banking

Do Consumers Choose the Right Credit Contracts?

The Review of Corporate Finance Studies, Forthcoming
Number of pages: 31 Posted: 11 Aug 2014 Last Revised: 19 Mar 2015
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu and Nicholas S. Souleles
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business and University of Pennsylvania - Finance Department
Downloads 343 (187,525)
Citation 16

Abstract:

Loading...

consumption, borrowing, debt, balance sheets, consumer credit, credit cards, banking

2.

The Reaction of Consumer Spending and Debt to Tax Rebates - Evidence from Consumer Credit Data

Downloads 809 (66,458)
Citation 174

The Reaction of Consumer Spending and Debt to Tax Rebates - Evidence from Consumer Credit Data

Number of pages: 45 Posted: 12 Dec 2007 Last Revised: 13 Dec 2011
Sumit Agarwal, Chunlin Liu and Nicholas S. Souleles
National University of Singapore, University of Nevada, Reno - College of Business and University of Pennsylvania - Finance Department
Downloads 742 (73,338)
Citation 6

Abstract:

Loading...

consumption, saving, Life-Cycle model, Permanent-Income Hypothesis, liquidity constraints, fiscal policy, tax cuts, tax rebates, windfalls, credit cards, consumer credit, consumer balance sheets, household finance

The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data

NBER Working Paper No. w13694
Number of pages: 46 Posted: 21 Dec 2007 Last Revised: 04 Dec 2022
Sumit Agarwal, Chunlin Liu and Nicholas S. Souleles
National University of Singapore, University of Nevada, Reno - College of Business and University of Pennsylvania - Finance Department
Downloads 67 (742,661)
Citation 168

Abstract:

Loading...

3.

The Brokerage Firm Effect in Herding: Evidence from Indonesia

Journal of Financial Research, Forthcoming
Number of pages: 33 Posted: 14 May 2007 Last Revised: 09 Dec 2009
Sumit Agarwal, Chunlin Liu, S. Ghon Rhee and I-Ming Chiu
National University of Singapore, University of Nevada, Reno - College of Business, University of Hawaii at Manoa - Shidler College of Business and Rutgers, The State University of New Jersey - Rutgers University, Camden
Downloads 555 (107,881)

Abstract:

Loading...

Herding behavior, Foreign Investor, Domestic investor, Emerging stock market, Brokerage firm

4.

Earnings Management Behaviors Under Different Economic Environments: Evidence from Japanese Banks

Downloads 518 (117,614)

Earnings Management Behaviors Under Different Economic Environments: Evidence from Japanese Banks

Number of pages: 31 Posted: 26 Jan 2005
Sumit Agarwal, Souphala Chomsisengphet, S. Ghon Rhee and Chunlin Liu
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Hawaii at Manoa - Shidler College of Business and University of Nevada, Reno - College of Business
Downloads 518 (116,127)

Abstract:

Loading...

Loan-loss provision, security gains, earnings management; and regulatory capital

Earnings Management Behaviors Under Different Economic Environments: Evidence from Japanese Banks

International Review of Economics and Finance, Forthcoming
Posted: 27 Dec 2005
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu and S. Ghon Rhee
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business and University of Hawaii at Manoa - Shidler College of Business

Abstract:

Loading...

Loan-Loss Provision, Security Gains, Earnings Management

5.

An Empirical Analysis of Home Equity Loan and Line Performance

Downloads 508 (120,426)
Citation 10

An Empirical Analysis of Home Equity Loan and Line Performance

Number of pages: 44 Posted: 17 Sep 2004
Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Pennsylvania State University - Department of Insurance & Real Estate, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business
Downloads 508 (118,869)
Citation 10

Abstract:

Loading...

Home Equity Loans and Lines, Prepayment, Capital Regulations

An Empirical Analysis of Home Equity Loan and Line Performance

Posted: 14 Apr 2005
Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Pennsylvania State University - Department of Insurance & Real Estate, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business

Abstract:

Loading...

Home Equity Loans and Lines, Prepayment, Capital Regulations

6.

Benefits of Relationship Banking: Evidence from Consumer Credit Markets

Downloads 445 (141,247)
Citation 66

Benefits of Relationship Banking: Evidence from Consumer Credit Markets

FRB of Chicago Working Paper No. 2010-05
Number of pages: 45 Posted: 24 Jul 2010
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu and Nicholas S. Souleles
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business and University of Pennsylvania - Finance Department
Downloads 235 (278,617)
Citation 51

Abstract:

Loading...

Relationship Banking; Credit Cards, Consumer Credit, Deposits, Investments

Benefits of Relationship Banking: Evidence from Consumer Credit Markets

Number of pages: 50 Posted: 19 Mar 2009 Last Revised: 19 Sep 2017
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu, Changcheng Song and Nicholas S. Souleles
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business, University of Florida - Department of Finance, Insurance and Real Estate and University of Pennsylvania - Finance Department
Downloads 210 (310,823)
Citation 15

Abstract:

Loading...

Relationship Banking, Credit Cards, Consumer Credit, Deposits, Investments, Household Finance

Benefits of Relationship Banking: Evidence from Consumer Credit Markets

Posted: 31 Jul 2009 Last Revised: 16 Sep 2017
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu and Nicholas S. Souleles
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business and University of Pennsylvania - Finance Department

Abstract:

Loading...

Relationship Banking, Credit Cards, Consumer Credit, Deposits, Investments, Household Finance

7.

Investor Demand for Ipos and Aftermarket Performance: Evidence from the Hong Kong Stock Market

Downloads 369 (174,680)
Citation 11

Investor Demand for Ipos and Aftermarket Performance: Evidence from the Hong Kong Stock Market

Working Paper No. 10-4
Number of pages: 33 Posted: 07 Dec 2004
Sumit Agarwal, Chunlin Liu and S. Ghon Rhee
National University of Singapore, University of Nevada, Reno - College of Business and University of Hawaii at Manoa - Shidler College of Business
Downloads 369 (173,021)
Citation 11

Abstract:

Loading...

Initial Public Offering, Aftermarket Performance, Investor Demand

Investor Demand for Ipos and Aftermarket Performance: Evidence from the Hong Kong Stock Market

Journal of International Financial Markets, Institutions and Money, Forthcoming
Posted: 07 Jun 2006
Sumit Agarwal, Chunlin Liu and S. Ghon Rhee
National University of Singapore, University of Nevada, Reno - College of Business and University of Hawaii at Manoa - Shidler College of Business

Abstract:

Loading...

Initial Public Offering, Aftermarket Performance, Investor Demand

8.

Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations

Journal of Money, Credit and Banking, Forthcoming
Number of pages: 18 Posted: 01 Apr 2010
Sumit Agarwal, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business
Downloads 334 (194,711)
Citation 19

Abstract:

Loading...

Household Finance, Adverse Selection, Credit Cards, Consumer Credit, Information Asymmetry

9.

Consumer Bankruptcy and Default: The Role of Individual Social Capital

Journal of Economic Psychology, Forthcoming
Number of pages: 37 Posted: 23 May 2009 Last Revised: 30 Nov 2010
Sumit Agarwal, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business
Downloads 320 (203,975)
Citation 6

Abstract:

Loading...

Social Capital, Consumer Bankruptcy, Default, Credit Risk, Credit Cards, Banking

10.

Why Do Foreign Investors Underperform Domestic Investors in Trading Activities? Evidence from Indonesia

Journal of Financial Markets, Forthcoming
Number of pages: 37 Posted: 01 Feb 2007 Last Revised: 09 Mar 2008
Sumit Agarwal, Sheri Faircloth, S. Ghon Rhee and Chunlin Liu
National University of Singapore, University of Nevada, Reno - College of Business Administration, University of Hawaii at Manoa - Shidler College of Business and University of Nevada, Reno - College of Business
Downloads 307 (213,308)
Citation 5

Abstract:

Loading...

Trading performance, Foreign Investor, Domestic investor, Poor timing of trade hypothesis, Information advantage hypothesis, Aggressive trading hypothesis, Initiated orders, Non-initiated orders, Indonesian stock market

11.

Asymmetric Information in Dynamic Contract Settings: Evidence from the Home Equity Credit Market

Number of pages: 53 Posted: 02 Oct 2007
Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Pennsylvania State University - Department of Insurance & Real Estate, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business
Downloads 250 (263,623)
Citation 3

Abstract:

Loading...

Asymmetric Information, Contract Frictions, Screening, Banking, Home Equity Lending

12.

Do Pensions have Real Teeth? Evidence from the State Government Borrowing Costs

Number of pages: 55 Posted: 03 Feb 2022 Last Revised: 10 Apr 2024
Sumit Agarwal, Chunlin Liu, Qiyuan Peng, Qun Wu and Ting Zhang
National University of Singapore, University of Nevada, Reno - College of Business, University of Dayton - School of Business Administration, U of Nevada, Reno and University of Dayton - School of Business Administration
Downloads 197 (331,449)

Abstract:

Loading...

Pension funds, Funding shortfalls, Investment risks, Municipal bonds

13.

Joint Liability Lending and Credit Risk: Evidence from the Home Equity Market

Number of pages: 19 Posted: 02 Aug 2010
Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Pennsylvania State University - Department of Insurance & Real Estate, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business
Downloads 194 (336,296)

Abstract:

Loading...

Consumer Credit, Mortgages, Micro-finance, Information Asymmetry, household finance

14.

The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market

Journal of Money, Credit, and Banking, Forthcoming
Number of pages: 34 Posted: 11 Nov 2010
Sumit Agarwal, Brent W. Ambrose, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Pennsylvania State University - Department of Insurance & Real Estate, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business
Downloads 131 (470,031)
Citation 5

Abstract:

Loading...

Information, Contract Frictions, Screening, Banking, Home Equity Lending

15.

An Empirical Analysis of Information Asymmetry in Home Equity Lending

Journal of Financial Services Research, Forthcoming
Number of pages: 33 Posted: 09 Mar 2015
Sumit Agarwal, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business
Downloads 123 (493,897)
Citation 2

Abstract:

Loading...

Asymmetric information, Adverse selection, Moral hazard, banking, Home equity lending

16.

Determinants of Small Business Default

Posted: 11 Jul 2005
Sumit Agarwal, Souphala Chomsisengphet and Chunlin Liu
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and University of Nevada, Reno - College of Business

Abstract:

Loading...

Spot loans, line of credit, scored lending, loan size, small business defaults

17.

Bankruptcy Exemptions, Garnishment Laws and Consumer Default Behavior: An Empirical Analysis of Credit Card Data

Posted: 23 Apr 2005
Sumit Agarwal, Chunlin Liu and Lawrence Mielnicki
National University of Singapore, University of Nevada, Reno - College of Business and De Lage Landen Financial Services

Abstract:

Loading...

Garnishment law, consumer default, credit cards

18.

Determinants of Credit Card Delinquency and Bankruptcy: Macroeconomic Factors

Posted: 14 Apr 2005
Sumit Agarwal and Chunlin Liu
National University of Singapore and University of Nevada, Reno - College of Business

Abstract:

Loading...

Unemployment, Consumer Delinquency and Bankruptcy, and Credit Cards

19.

Impact of State Exemption Laws on Small Business Bankruptcy Decision

Posted: 07 Dec 2004
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu and Lawrence Mielnicki
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business and De Lage Landen Financial Services

Abstract:

Loading...

Banks, Credit Cards, Small Business Bankruptcy, State Exemption Laws