Sarah Jane Hughes

Indiana University Bloomington School of Law

University Scholar and Fellow in Commercial Law

211 S. Indiana Avenue

Bloomington, IN 47405

United States

SCHOLARLY PAPERS

11

DOWNLOADS
Rank 16,059

SSRN RANKINGS

Top 16,059

in Total Papers Downloads

3,258

SSRN CITATIONS
Rank 45,215

SSRN RANKINGS

Top 45,215

in Total Papers Citations

4

CROSSREF CITATIONS

9

Scholarly Papers (11)

1.

Regulating Cryptocurrencies in the United States: Current Issues and Future Directions

William Mitchell Law Review, Vol. 40, No. 813, 2014
Number of pages: 37 Posted: 19 Mar 2014
Sarah Jane Hughes and Stephen T. Middlebrook
Indiana University Bloomington School of Law and Unirush, LLC
Downloads 1,614 (11,475)
Citation 1

Abstract:

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virtual currencies, bitcoins, Bitcoin Foundation, e-Gold Ltd., FinCEN, anti-money-laundering regulations, regulating virtual currencies, money transmission, money services business, Liberty Reserve, Mt. Gox, seizure, forfeiture, Silk Road

2.

Substitutes for Legal Tender: Lessons from History for the Regulation of Virtual Currencies

Forthcoming in John A. Rothchild (ed.), Research Handbook on Electronic Commerce Law, Edward Elgar, 2016
Number of pages: 29 Posted: 15 May 2015 Last Revised: 12 Nov 2015
Stephen T. Middlebrook and Sarah Jane Hughes
Unirush, LLC and Indiana University Bloomington School of Law
Downloads 323 (101,348)

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3.

Virtual Uncertainty: Developments in the Law of Electronic Payments and Financial Services

Business Lawyer, Vol. 69, 2013
Number of pages: 13 Posted: 19 Mar 2014
Stephen T. Middlebrook and Sarah Jane Hughes
Unirush, LLC and Indiana University Bloomington School of Law
Downloads 299 (110,249)
Citation 1

Abstract:

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virtual currencies, Bitcoin, Dwolla, Mt. Gox, Liberty Reserve, Mutum Sigillum, LLC, seizure warrant, Department of Justice, Department of Treasury, Department of Homeland Security, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, FinCEN, money services business rule

4.

Responding to National Security Letters, a Practical Guide for Legal Counsel

American Bar Association, 2009
Number of pages: 14 Posted: 06 Mar 2009
David P. Fidler and Sarah Jane Hughes
Indiana University Maurer School of Law and Indiana University Bloomington School of Law
Downloads 219 (151,409)

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national security letters, national security investigation, anti-terrorism investigation, counter-terrorism investigation, Fair Credit Reporting Act, Right to Financial Privacy Act, Electronic Communications Privacy Act, National Security Act, privacy, civil liberties, safe harbor, libraries

5.

Federal Payroll, Gift, and Prepaid Card Developments: FDIC Deposit Insurance Eligibility and the Credit Card Act of 2009

The Business Lawyer, Vol. 65, p. 261, November 2009
Number of pages: 11 Posted: 03 Mar 2010 Last Revised: 30 Jul 2014
Sarah Jane Hughes
Indiana University Bloomington School of Law
Downloads 197 (167,099)

Abstract:

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prepaid cards , Card Act of 2009, payroll cards, deposit insurance, Electronic Fund Transfer Act

6.

Advancing a Framework for Regulating Cryptocurrency Payments Intermediaries

Yale Journal on Regulation, Vol. 32, 2015
Number of pages: 1 Posted: 14 Oct 2015
Sarah Jane Hughes and Stephen T. Middlebrook
Indiana University Bloomington School of Law and Unirush, LLC
Downloads 179 (182,264)
Citation 1

Abstract:

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virtual currency, Cryptocurrency, Online wallets and exchanges, Payments, Payments intermediaries, Money Services Businesses, Money transmission, Uniform Commercial Code, Article 4A Commercial law

Developments in the Law Affecting Electronic Payments and Financial Services

The Business Lawyer; Vol. 72, Winter 2016-2017
Number of pages: 11 Posted: 26 Jan 2017
Stephen T. Middlebrook, Tom Kierner and Sarah Jane Hughes
Unirush, LLC, Unirush, LLC and Indiana University Bloomington School of Law
Downloads 79 (335,204)

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e-payments, brokered deposits, FDIC, Prepaid cards, Customer identification program, Ability to reload, Access to credit or overdraft, Nonbank sellers of prepaid cards, FinCEN, Payment processors, Backpage, Virtual currency, 18 USC 1960, Bankruptcy and virtual currency, Daily fantasy sports

Developments in the Law Affecting Electronic Payments and Financial Services

The Business Lawyer. Vol. 74. Issue 1. (2019)
Number of pages: 13 Posted: 10 Apr 2019
Stephen T. Middlebrook, Tom Kierner and Sarah Jane Hughes
Unirush, LLC, Unirush, LLC and Indiana University Bloomington School of Law
Downloads 60 (390,329)

Abstract:

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Electronic financial payments, Prepaid cards Payroll cards, Initial coin offerings, ICOs, FinTech, Cryptocurrency, Cryptocurrency intermediaries, Cyberspace, FinTech national bank charters, BitLicense, Lawyers and cryptocurrencies

8.

'Gatekeepers' Are Vital Participants in Anti-Money-Laundering Laws and Enforcement Regimes As Permission-less Blockchain-Based Transactions Pose Challenges to Current Means to 'Follow the Money'

Indiana Legal Studies Research Paper No. 408 (2019)
Number of pages: 40 Posted: 13 Aug 2019
Sarah Jane Hughes
Indiana University Bloomington School of Law
Downloads 94 (298,292)

Abstract:

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blockchains, cryptocurrencies, money laundering, corruption, crypto-assets

9.

Did the National Security Agency Destroy the Prospects For Confidentiality and Privilege When Lawyers Store Clients' Files in the Cloud — And What, If Anything, Can Lawyers and Law Firms Realistically Do in Response?

Northern Kentucky Law Review, Vol. 41, No. 3, 2014
Number of pages: 33 Posted: 19 Dec 2014
Sarah Jane Hughes
Indiana University Bloomington School of Law
Downloads 89 (308,758)

Abstract:

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National Security Agency, Data mining, Reasonable expectation of privacy, ABA Model Rules of Professional Conduct (2012), United States v. Miller, 425 U.S. 435 (1976), National Institute of Standards and Technology, Cloud computing, Cyber-security, Law firms, Federal Trade Commission Act, section 5

10.

Duty Issues in the Ever-Changing World of Payments Processing: Is it Time for New Rules?

Chicago-Kent Law Review, Vol. 83, No. 721, 2008
Number of pages: 30 Posted: 22 Jan 2009 Last Revised: 01 Jul 2013
Sarah Jane Hughes
Indiana University Bloomington School of Law
Downloads 61 (381,792)
Citation 1

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Retail Payments, Payments Fraud, System and Counter-Party Risks, Good Faith, Ordinary Care

11.

Garnishment of Accounts Containing Federal Benefit Payments

Indiana Legal Studies Research Paper No. 154
Number of pages: 7 Posted: 16 Jun 2010 Last Revised: 11 Jul 2013
Sarah Jane Hughes
Indiana University Bloomington School of Law
Downloads 44 (441,358)

Abstract:

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exempt federal benefits, garnishment, depositary institutions, direct deposits, child support and alimony, safe harbor, automated clearing house transfer