Olivia S. Mitchell

University of Pennsylvania - The Wharton School

Professor of Business Economics and Public Policy, Professor of Insurance and Risk Management

Philadelphia, PA 19104-6365

United States

University of Pennsylvania - The Wharton School, Pension Research Council

Executive Director

3302 Steinberg Hall-Dietrich Hall

3620 Locust Walk

Philadelphia, PA 19104-6302

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

SCHOLARLY PAPERS

234

DOWNLOADS
Rank 765

SSRN RANKINGS

Top 765

in Total Papers Downloads

52,804

SSRN CITATIONS
Rank 110

SSRN RANKINGS

Top 110

in Total Papers Citations

5,232

CROSSREF CITATIONS

1,235

Scholarly Papers (234)

1.

Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel

Michigan Retirement Research Center Research Paper No. WP 2007-157
Number of pages: 34 Posted: 22 Feb 2008
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 4,496 (3,968)
Citation 134

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2.

Lessons from Behavioral Finance for Retirement Plan Design

PRC Working Paper No. 2003-6
Number of pages: 52 Posted: 24 Nov 2003
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 2,738 (8,889)
Citation 38

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Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs

Michigan Retirement Research Center Research Paper No. WP 2006-144
Number of pages: 27 Posted: 20 Jan 2007
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 1,592 (21,020)
Citation 167

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The Economic Importance of Financial Literacy: Theory and Evidence

GFLEC Working Paper Series No. 2014-001
Number of pages: 70 Posted: 04 May 2013 Last Revised: 10 Jan 2014
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 1,045 (38,320)
Citation 140

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The Economic Importance of Financial Literacy: Theory and Evidence

Pension Research Council WP 2013-02
Number of pages: 65 Posted: 13 Apr 2013
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 222 (245,526)
Citation 12

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The Economic Importance of Financial Literacy: Theory and Evidence

NBER Working Paper No. w18952
Number of pages: 65 Posted: 13 Apr 2013 Last Revised: 15 Apr 2023
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 168 (316,646)
Citation 267

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5.

Financial Literacy and Financial Behavior at Older Ages

Wharton Pension Research Council Working Paper No. 2022-01
Number of pages: 25 Posted: 12 Jan 2022
Olivia S. Mitchell and Annamaria Lusardi
University of Pennsylvania - The Wharton School and Stanford University - Stanford Institute for Economic Policy Research
Downloads 1,123 (35,117)
Citation 15

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Financial well-being, financial literacy, financial education, financial behavior

Financial Literacy Among the Young: Evidence and Implications for Consumer Policy

Pension Research Council WP 2009-09
Number of pages: 35 Posted: 23 Aug 2009
Olivia S. Mitchell, Annamaria Lusardi and Vilsa Curto
University of Pennsylvania - The Wharton School, Stanford University - Stanford Institute for Economic Policy Research and National Bureau of Economic Research (NBER)
Downloads 897 (47,519)
Citation 33

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Financial Literacy Among the Young: Evidence and Implications for Consumer Policy

NBER Working Paper No. w15352
Number of pages: 34 Posted: 21 Sep 2009 Last Revised: 14 Jun 2023
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 106 (456,935)
Citation 59

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7.

Winners and Losers: 401(K) Trading and Portfolio Performance

Pension Research Council Working Paper No. 2006-26, Michigan Retirement Research Center Research Paper No. WP 2007-154
Number of pages: 32 Posted: 06 Nov 2006
University of Pennsylvania - The Wharton School, University of Pennsylvania - The Wharton School, Research Director FINRA Foundation and University of Pennsylvania
Downloads 746 (61,963)
Citation 11

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Simplifying Choices in Defined Contribution Retirement Plan Design

Number of pages: 34 Posted: 02 Dec 2015
Donald B. Keim and Olivia S. Mitchell
University of Pennsylvania - Wharton School and University of Pennsylvania - The Wharton School
Downloads 702 (66,083)
Citation 1

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Retirement saving; default investment; pension; portfolio allocation; choice overload

Simplifying Choices in Defined Contribution Retirement Plan Design

NBER Working Paper No. w21854
Number of pages: 35 Posted: 12 Jan 2016 Last Revised: 20 Mar 2022
Donald B. Keim and Olivia S. Mitchell
University of Pennsylvania - Wharton School and University of Pennsylvania - The Wharton School
Downloads 41 (769,536)
Citation 5

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Downloads 725 (64,372)
Citation 7

Financial Innovation for an Aging World

Pension Research Council
Number of pages: 52 Posted: 03 Aug 2006
Olivia S. Mitchell, John Piggott, Michael Sherris and Shaun Yow
University of Pennsylvania - The Wharton School, University of New South Wales (UNSW) - Australian School of Business, School of Economics, UNSW Business School and University of New South Wales (UNSW)
Downloads 606 (79,705)
Citation 1

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Aging, insurance, old-age risk, annuities, pensions, long-term care, reverse mortgage, securitization, longevity risk, guarantee, mortality swaps

Financial Innovation for an Aging World

NBER Working Paper No. w12444
Number of pages: 48 Posted: 21 Aug 2006 Last Revised: 02 Jan 2022
Olivia S. Mitchell, John Piggott, Michael Sherris and Shaun Yow
University of Pennsylvania - The Wharton School, University of New South Wales (UNSW) - Australian School of Business, School of Economics, UNSW Business School and University of New South Wales (UNSW)
Downloads 119 (418,907)
Citation 4

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10.

Financial Literacy Among the Young

Michigan Retirement Research Center Research Paper No. 2008-191
Number of pages: 35 Posted: 23 Sep 2009
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 680 (70,135)
Citation 45

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Money in Motion: Dynamic Portfolio Choice in Retirement

Pension Research Council Working Paper No. 2007-7, Michigan Retirement Research Center Research Paper No. WP 2007-152, 20th Australasian Finance & Banking Conference 2007 Paper
Number of pages: 34 Posted: 15 Feb 2007
Deka Investment, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and Allianz Global Investors
Downloads 546 (91,010)
Citation 5

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Money in Motion: Dynamic Portfolio Choice in Retirement

NBER Working Paper No. w12942
Number of pages: 32 Posted: 24 Feb 2007 Last Revised: 13 Nov 2022
Deka Investment, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and Allianz Global Investors
Downloads 95 (493,817)

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How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior

SAFE Working Paper No. 190
Number of pages: 21 Posted: 06 Nov 2019
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 599 (80,895)

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Dynamic Portfolio Choice, 401(K) Plan, Saving, Social Security Claiming Age, Retirement Income, Minimum Distribution Requirements, Tax

How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior

NBER Working Paper No. w24311
Number of pages: 19 Posted: 06 Jun 2018 Last Revised: 05 Jun 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 27 (885,444)
Citation 4

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13.

Optimal Financial Literacy and Saving for Retirement

RAND Working Paper Series No. WR-905-SSA
Number of pages: 41 Posted: 03 Jan 2012
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, RAND Corporation and University of Pennsylvania - The Wharton School
Downloads 615 (79,254)
Citation 25

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14.

Company Stock and Retirement Plan Diversification

Pension Research Council Working Paper No. 2002-4
Number of pages: 72 Posted: 26 Mar 2002
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 586 (84,264)
Citation 22

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Downloads 550 (91,246)
Citation 14

Social Security Money's Worth

Columbia Business School, PaineWebber Working Paper No. PW-98-05
Number of pages: 72 Posted: 04 Feb 1999
John Geanakoplos, Olivia S. Mitchell and Stephen P. Zeldes
Yale University, University of Pennsylvania - The Wharton School and Columbia University - Columbia Business School, Finance
Downloads 463 (111,336)
Citation 8

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Social Security Money's Worth

NBER Working Paper No. w6722
Number of pages: 71 Posted: 11 Jul 2000 Last Revised: 14 Nov 2022
John Geanakoplos, Olivia S. Mitchell and Stephen P. Zeldes
Yale University, University of Pennsylvania - The Wharton School and Columbia University - Columbia Business School, Finance
Downloads 87 (522,952)

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Downloads 531 (95,374)
Citation 177

Financial Literacy Around the World: An Overview

Netspar Discussion Paper No. 02/2011-023
Number of pages: 20 Posted: 19 Apr 2011
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 443 (117,322)
Citation 87

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Financial Literacy Around the World: an Overview

NBER Working Paper No. w17107
Number of pages: 19 Posted: 06 Jun 2011 Last Revised: 31 Mar 2023
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 88 (519,089)

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17.

Valuing Variable Annuities with Guaranteed Minimum Lifetime Withdrawal Benefits

Number of pages: 36 Posted: 06 Oct 2012
Petra Steinorth and Olivia S. Mitchell
University of Hamburg - Institute for Risk Management and Insurance and University of Pennsylvania - The Wharton School
Downloads 513 (99,492)
Citation 15

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18.

Retirement Preparedness and Financial Literacy in Singapore: How Do the Self-Employed Compare?

Wharton Pension Research Council Working Paper No. 2019-01
Number of pages: 35 Posted: 12 Feb 2020
Benedict S. Koh and Olivia S. Mitchell
Singapore Management University - Lee Kong Chian School of Business and University of Pennsylvania - The Wharton School
Downloads 502 (102,140)
Citation 6

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gig economy, financial literacy, investment, household portfolios, pension, Central Provident Fund, retirement, saving

Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth

Michigan Retirement Research Center Research Paper No. WP 2006-114
Number of pages: 40 Posted: 19 Feb 2008
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 340 (158,586)
Citation 249

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Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth

NBER Working Paper No. w12585
Number of pages: 40 Posted: 17 Oct 2006 Last Revised: 21 Nov 2022
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 162 (326,946)
Citation 14

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Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth

CFS Working Paper No. 2006/20, Pension Research Council WP2007-2
Posted: 01 Oct 2006
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School

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Wealth Holdings, Housing Wealth, Lack of Planning, Literacy, Cohorts

20.

The Inattentive Participant: Portfolio Trading Behavior in 401(K) Plans

Michigan Retirement Research Center Research Paper No. WP 2006-115
Number of pages: 40 Posted: 19 Feb 2008
University of Pennsylvania - The Wharton School, Research Director FINRA Foundation, University of Pennsylvania and University of Pennsylvania - The Wharton School
Downloads 501 (102,406)
Citation 85

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Fixed and Variable Longevity Annuities in Defined Contribution Plans: Optimal Retirement Portfolios Taking Social Security into Account

Wharton Pension Research Council Working Paper No. 2023-01
Number of pages: 34 Posted: 12 Jan 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 440 (118,278)

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lifecycle saving, retirement plan, annuity, longevity, delayed claiming, household finance

Fixed and Variable Longevity Annuities in Defined Contribution Plans: Optimal Retirement Portfolios Taking Social Security into Account

Center for Financial Studies Working Paper No. 684, 2023
Number of pages: 36 Posted: 18 Feb 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 50 (707,150)

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lifecycle saving; retirement plan; annuity; longevity; delayed claiming; household finance

Fixed and Variable Longevity Annuities in Defined Contribution Plans: Optimal Retirement Portfolios Taking Social Security into Account

NBER Working Paper No. w30853
Number of pages: 34 Posted: 16 Jan 2023 Last Revised: 21 Apr 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 8 (1,079,413)
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22.

Fees, Framing, and Financial Literacy in the Choice of Pension Manager

Pension Research Council WP2010-09
Number of pages: 28 Posted: 18 Sep 2010 Last Revised: 26 Nov 2011
Justine S. Hastings, Olivia S. Mitchell and Eric T. Chyn
Brown University, University of Pennsylvania - The Wharton School and University of Virginia - Department of Economics
Downloads 497 (103,486)
Citation 29

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financial literacy, pension, income, education, saving, manager, participants, Chile

Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities

Wharton School Working Paper 97-12
Number of pages: 105 Posted: 05 May 1997
Olivia S. Mitchell and James F. Moore
University of Pennsylvania - The Wharton School and Pacific Investment Management Company (PIMCO)
Downloads 411 (128,141)

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Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities

NBER Working Paper No. w6178
Number of pages: 81 Posted: 12 Jul 2000 Last Revised: 20 Nov 2022
Olivia S. Mitchell and James F. Moore
University of Pennsylvania - The Wharton School and Pacific Investment Management Company (PIMCO)
Downloads 71 (591,201)

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24.

Would a Privatized Social Security System Really Pay a Higher Rate of Return?

Columbia Business School, PaineWebber Working Paper No. PW-98-03
Number of pages: 35 Posted: 16 Feb 1999
John Geanakoplos, Olivia S. Mitchell and Stephen P. Zeldes
Yale University, University of Pennsylvania - The Wharton School and Columbia University - Columbia Business School, Finance
Downloads 481 (107,565)
Citation 27

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25.

Developments in Long-Term Care Insurance in Japan

UNSW Australian School of Business Research Paper No. 2008 ECON 01
Number of pages: 24 Posted: 07 Apr 2008
Olivia S. Mitchell, John Piggott and Satoshi Shimizutani
University of Pennsylvania - The Wharton School, University of New South Wales (UNSW) - Australian School of Business, School of Economics and Hitotsubashi University - Institute of Economic Research
Downloads 462 (112,857)
Citation 4

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health insurance, aging, elderly care, hospital, disability, means-testing, nursing home

26.

The Dynamics of Lifecycle Investing in 401(k) Plans

Number of pages: 38 Posted: 03 Oct 2007 Last Revised: 29 Nov 2011
University of Pennsylvania - The Wharton School, Research Director FINRA Foundation, University of Pennsylvania and University of Pennsylvania - The Wharton School
Downloads 461 (113,150)
Citation 10

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retirement 401(k) saving

Ambiguity Aversion and Household Portfolio Choice Puzzles: Empirical Evidence

Netspar Discussion Paper No. 09/2012-035 - revised version May 2015
Number of pages: 66 Posted: 16 Oct 2012 Last Revised: 05 Jan 2016
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management, University of Pennsylvania - The Wharton School and Netspar
Downloads 225 (242,511)
Citation 17

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ambiguity aversion, stock market participation, household portfolio puzzles, homebias, own-company stock puzzle, portfolio under-diversification, household finance

Ambiguity Aversion and Household Portfolio Choice Puzzles: Empirical Evidence

Pension Research Council WP 2012-20
Number of pages: 65 Posted: 11 Oct 2012 Last Revised: 18 Feb 2020
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management, University of Pennsylvania - The Wharton School and Netspar
Downloads 118 (421,662)
Citation 98

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ambiguity aversion, stock market participation, household portfolio puzzles, homebias, own-company stock puzzle, portfolio under-diversification, household finance

Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence

NBER Working Paper No. w18743
Number of pages: 59 Posted: 26 Jan 2013 Last Revised: 20 Mar 2022
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management, University of Pennsylvania - The Wharton School and Netspar
Downloads 85 (530,689)
Citation 2

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28.
Downloads 426 (124,222)
Citation 174

Planning and Financial Literacy: How Do Women Fare?

Michigan Retirement Research Center Research Paper No., WP 2006-136
Number of pages: 25 Posted: 17 Feb 2008 Last Revised: 29 Nov 2011
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 309 (175,735)
Citation 107

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retirement planning, financial knowledge, financial security, women

Planning and Financial Literacy: How Do Women Fare?

NBER Working Paper No. w13750
Number of pages: 12 Posted: 24 Jan 2008 Last Revised: 29 Jul 2022
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 117 (424,330)
Citation 57

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29.
Downloads 421 (125,861)
Citation 7

The Outlook for Financial Literacy

Pension Research Council WP 2010-25
Number of pages: 20 Posted: 21 Oct 2010 Last Revised: 26 Nov 2011
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 324 (167,106)
Citation 4

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financial literacy, retirement, saving, education, income, investment, counseling

The Outlook for Financial Literacy

NBER Working Paper No. w17077
Number of pages: 20 Posted: 23 May 2011 Last Revised: 01 Mar 2023
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 97 (486,880)
Citation 5

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30.

Strategic Asset Allocation in Japan: An Empirical Evaluation

Pension Research Council WP2005-1
Number of pages: 46 Posted: 11 Jul 2005
Tokuo Iwaisako, Olivia S. Mitchell and John Piggott
Hitotsubashi University - Institute of Economic Research, University of Pennsylvania - The Wharton School and University of New South Wales (UNSW) - Australian School of Business, School of Economics
Downloads 419 (126,576)
Citation 5

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31.

Public Pension Governance, Funding, and Performance: A Longitudinal Appraisal

Pension Research Council WP2005-2
Number of pages: 40 Posted: 13 Jul 2005
Olivia S. Mitchell and Tongxuan Yang
University of Pennsylvania - The Wharton School and University of Pennsylvania - Insurance & Risk Management Department
Downloads 417 (127,247)
Citation 1

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Footnotes Aren't Enough: The Impact of Pension Accounting on Stock Values

FEDS Working Paper No. 2008-04
Number of pages: 28 Posted: 15 Jan 2009
University of Pennsylvania - The Wharton School, Board of Governors of the Federal Reserve System, University of Pennsylvania - The Wharton School and Barclays Capital
Downloads 326 (166,007)
Citation 3

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Pension assets, pension accounting, value-relevance, FAS 87

Footnotes Aren't Enough: The Impact of Pension Accounting on Stock Values

NBER Working Paper No. w13726
Number of pages: 27 Posted: 11 Jan 2008 Last Revised: 02 Jan 2023
Barclays Capital, University of Pennsylvania - The Wharton School, Board of Governors of the Federal Reserve System and University of Pennsylvania - The Wharton School
Downloads 83 (538,787)

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33.

Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness

Netspar Discussion Paper No. 02/2015-043
Number of pages: 43 Posted: 23 Dec 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 406 (131,259)
Citation 3

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Life cycle model, financial literacy, financial decision-making, financial education, program evaluation, difference-in-difference

34.

Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study

Michigan Retirement Research Center Research Paper No. 2017-364, Wharton Pension Research Council Working Paper No. 2018-06
Number of pages: 28 Posted: 20 Feb 2018 Last Revised: 25 Feb 2020
Stanford University - Stanford Center on Longevity, Stanford University - Stanford Center on Longevity, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 397 (134,601)
Citation 12

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elder fraud, risk factors, demographic determinants

Financial Literacy and Planning: Implications for Retirement Wellbeing

NBER Working Paper No. w17078
Number of pages: 38 Posted: 23 May 2011 Last Revised: 02 Mar 2023
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 397 (133,344)
Citation 46

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Financial Literacy and Planning: Implications for Retirement Wellbeing

Published in Mitchell, O. and A. Lusardi (Eds.) (2011). Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Oxford, UK: Oxford University Press., Michigan Retirement Research Center Research Paper No. WP 2005-108
Posted: 21 Feb 2008 Last Revised: 03 Apr 2020
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School

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36.

How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors

Michigan Retirement Research Center Research Paper No. 2010-233, Wharton Pension Research Council Working Paper No. 2018-10
Number of pages: 29 Posted: 17 Nov 2010
Justine S. Hastings and Olivia S. Mitchell
Brown University and University of Pennsylvania - The Wharton School
Downloads 396 (134,990)
Citation 12

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37.

Investment Patterns in Singapore's Central Provident Fund System

Pension Research Council WP2006-12
Number of pages: 38 Posted: 03 Oct 2006
Singapore Management University - Lee Kong Chian School of Business, University of Pennsylvania - The Wharton School, Singapore Management University and National University of Singapore
Downloads 394 (135,784)
Citation 7

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Suboptimal Household Investment and Information-Processing Frictions: Evidence from 529 College Savings Plans

Wharton Pension Research Council Working Paper No. 2023-02, Jacobs Levy Equity Management Center for Quantitative Financial Research Paper
Number of pages: 50 Posted: 19 Jan 2023 Last Revised: 11 Feb 2024
James J. Li, Olivia S. Mitchell and Christina Zhu
University of Pennsylvania - The Wharton School, University of Pennsylvania - The Wharton School and University of Pennsylvania - The Wharton School
Downloads 358 (149,936)

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household finance, 529 plans, financial literacy, information processing frictions, disclosure complexity

Suboptimal Investment and Local Preferences: Evidence from 529 College Savings Plans

NBER Working Paper No. w30848
Number of pages: 50 Posted: 16 Jan 2023 Last Revised: 16 Apr 2023
James J. Li, Olivia S. Mitchell and Christina Zhu
University of Pennsylvania - The Wharton School, University of Pennsylvania - The Wharton School and University of Pennsylvania - The Wharton School
Downloads 5 (1,105,324)
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39.
Downloads 344 (157,741)
Citation 122

Optimal Financial Knowledge and Wealth Inequality

Global Financial Literacy Excellence Center Working Paper No. 2014-3
Number of pages: 64 Posted: 27 Mar 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 214 (254,237)
Citation 27

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financial knowledge, wealth inequality

Optimal Financial Knowledge and Wealth Inequality

GFLEC Working Paper Series No. 2014- 002
Number of pages: 52 Posted: 14 Apr 2013 Last Revised: 10 Sep 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 97 (486,880)
Citation 1

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Optimal Financial Knowledge and Wealth Inequality

NBER Working Paper No. w18669
Number of pages: 49 Posted: 05 Jan 2013 Last Revised: 07 Jul 2023
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 33 (832,695)
Citation 99

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Implications for Retirement Wellbeing of Financial Literacy and Planning

Pension Research Council WP 2010-26
Number of pages: 38 Posted: 22 Oct 2010 Last Revised: 26 Nov 2011
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 314 (173,984)

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retirement, financial planning, literacy, interest, inflation, education, planning, knowledge

41.
Downloads 302 (181,940)
Citation 12

Target Date Funds and Portfolio Choice in 401(k) Plans

Wharton Pension Research Council Working Paper No. 2020-03
Number of pages: 35 Posted: 12 Feb 2020
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 147 (354,798)

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automatic enrollment, pension, portfolio allocation, endorsement effect, default effect, retirement saving, 401(k)

Target Date Funds and Portfolio Choice in 401(k) Plans

Center for Financial Studies Working Paper No. 661, 2021
Number of pages: 44 Posted: 03 Feb 2022
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 128 (398,583)

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automatic enrollment, pension, portfolio allocation, endorsement effect, default effect

Target Date Funds and Portfolio Choice in 401(K) Plans

NBER Working Paper No. w26684
Number of pages: 34 Posted: 22 Jan 2020 Last Revised: 31 May 2023
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 27 (885,444)

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Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field

Wharton Pension Research Council Working Paper No. 2018-09
Number of pages: 60 Posted: 20 Aug 2018 Last Revised: 02 Sep 2020
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management, University of Pennsylvania - The Wharton School and Netspar
Downloads 253 (216,063)
Citation 1

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household finance, behavioral economics, probability weighting, rank dependent utility, cumulative prospect theory, salience theory, portfolio underdiversification, household portfolio puzzles

Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field

NBER Working Paper No. w24928
Number of pages: 53 Posted: 22 Aug 2018 Last Revised: 11 Feb 2023
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management, University of Pennsylvania - The Wharton School and Netspar
Downloads 44 (747,600)
Citation 9

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Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field

CEPR Discussion Paper No. DP13109
Number of pages: 55 Posted: 21 Aug 2018
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management, University of Pennsylvania - The Wharton School and Netspar
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cumulative prospect theory, household finance, household portfolio puzzles, portfolio underdiversification, probability weighting, rank dependent utility, Stock Market Participation

43.

Debt Close to Retirement and Its Implications for Retirement Well-being

CFS Working Paper, No. 631, 2019, Wharton Pension Research Council Working Paper No. 2019-08
Number of pages: 30 Posted: 06 Nov 2019 Last Revised: 23 Feb 2022
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and University of Turin
Downloads 297 (184,473)
Citation 3

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Will They Take the Money and Work? An Empirical Analysis of People's Willingness to Delay Claiming Social Security Benefits for a Lump Sum

SAFE Working Paper No. 84
Number of pages: 42 Posted: 21 Feb 2015
Goethe University Frankfurt, University of Pennsylvania - The Wharton School, St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance and Goethe University Frankfurt - Department of Finance
Downloads 191 (282,320)
Citation 1

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Annuity, lump sum, Social Security, delayed retirement, lifetime income, pension

Will They Take the Money and Work? An Empirical Analysis of People's Willingness to Delay Claiming Social Security Benefits for a Lump Sum

Michigan Retirement Research Center Research Paper No. 2014-308
Number of pages: 39 Posted: 20 Dec 2014
Goethe University Frankfurt, University of Pennsylvania - The Wharton School, St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance and Goethe University Frankfurt - Department of Finance
Downloads 51 (700,749)
Citation 2

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Social Security, annuity, delayed retirement, lump sum, lifetime income, FRA, full retirement age, pension

Will They Take the Money and Work? An Empirical Analysis of People's Willingness to Delay Claiming Social Security Benefits for a Lump Sum

Pension Research Council WP 2014-22
Number of pages: 38 Posted: 13 Nov 2014
Goethe University Frankfurt, University of Pennsylvania - The Wharton School, St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance and Goethe University Frankfurt - Department of Finance
Downloads 49 (713,738)
Citation 1

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Annuity, lump sum, Social Security, delayed retirement, lifetime income, pension

The Importance of Financial Literacy: Opening a New Field

Wharton Pension Research Council Working Paper No. 2023-06
Number of pages: 33 Posted: 24 Apr 2023
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 274 (199,381)

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Financial education, inflation, wealth inequality, saving, debt, stock market participation

The Importance of Financial Literacy: Opening a New Field

NBER Working Paper No. w31145
Number of pages: 33 Posted: 17 Apr 2023 Last Revised: 01 May 2023
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
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46.

Who Values the Social Security Annuity? New Evidence on the Annuity Puzzle

NBER Working Paper No. W13800
Number of pages: 30 Posted: 13 Feb 2008
Jeffrey R. Brown, Marcus D. Casey and Olivia S. Mitchell
University of Illinois at Urbana-Champaign - Department of Finance, University of Illinois at Urbana-Champaign - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 276 (199,015)

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Financial Literacy and Retirement Planning in the United States

Netspar Discussion Paper No. 02/2011-022
Number of pages: 30 Posted: 20 Apr 2011
Olivia S. Mitchell and Annamaria Lusardi
University of Pennsylvania - The Wharton School and Stanford University - Stanford Institute for Economic Policy Research
Downloads 174 (308,616)
Citation 34

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retirement, pensions, saving, financial literacy, financial capability

Financial Literacy and Retirement Planning in the United States

NBER Working Paper No. w17108
Number of pages: 29 Posted: 06 Jun 2011 Last Revised: 01 Apr 2023
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 97 (486,880)
Citation 6

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Building Better Retirement Systems in the Wake of the Global Pandemic

CFS Working Paper, No. 644, 2020
Number of pages: 55 Posted: 17 Nov 2020
Olivia S. Mitchell
University of Pennsylvania - The Wharton School
Downloads 110 (444,538)
Citation 3

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Building Better Retirement Systems in the Wake of the Global Pandemic

Wharton Pension Research Council Working Paper No. 2020-08
Number of pages: 57 Posted: 02 Jun 2020 Last Revised: 30 Apr 2021
Olivia S. Mitchell
University of Pennsylvania - The Wharton School
Downloads 100 (476,802)

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COVID-19, coronavirus, pandemic, retirement planning, retirement systems, pensions, annuities, financial literacy, impact of low returns, insurance, financial literacy

Building Better Retirement Systems in the Wake of the Global Pandemic

NBER Working Paper No. w27261
Number of pages: 52 Posted: 02 Jun 2020 Last Revised: 28 Jun 2023
Olivia S. Mitchell
University of Pennsylvania - The Wharton School
Downloads 60 (647,365)

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Debt and Financial Vulnerability on the Verge of Retirement

Wharton Pension Research Council Working Paper No. 2017-15
Number of pages: 43 Posted: 16 Aug 2017
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and University of Turin
Downloads 166 (320,056)
Citation 14

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debt, financial fragility, financial literacy, retirement planning

Debt and Financial Vulnerability on the Verge of Retirement

CFS Working Paper, No. 574
Number of pages: 46 Posted: 20 Sep 2017 Last Revised: 18 Jan 2018
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and University of Turin
Downloads 69 (600,750)
Citation 2

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Debt and Financial Vulnerability on the Verge of Retirement

NBER Working Paper No. w23664
Number of pages: 43 Posted: 17 Aug 2017 Last Revised: 27 Feb 2023
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and University of Turin
Downloads 32 (841,197)
Citation 1

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50.

Reforming German Civil Servant Pensions: Funding Policy, Investment Strategy, and Intertemporal Risk Budgeting

Pension Research Council Working Paper No. 2008-09
Number of pages: 36 Posted: 09 Jul 2008
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla and Ralph Rogalla
Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 259 (212,160)
Citation 6

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Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts

Pension Research Council WP 2009-04
Number of pages: 33 Posted: 28 May 2009 Last Revised: 26 Nov 2011
Goethe University Frankfurt - Department of Finance, Deka Investment, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 108 (450,641)
Citation 8

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Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts

Michigan Retirement Research Center Research Paper No. 2009-204
Number of pages: 34 Posted: 24 Sep 2009
Goethe University Frankfurt - Department of Finance, Deka Investment, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 92 (504,404)
Citation 6

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Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts

NBER Working Paper No. w15079
Number of pages: 33 Posted: 16 Jun 2009 Last Revised: 16 Mar 2023
Goethe University Frankfurt - Department of Finance, Deka Investment, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 52 (694,601)
Citation 29

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52.
Downloads 249 (220,609)
Citation 5

Strengthening Employment-Based Pensions in Japan

Pension Research Council Working Paper No. 2002-1
Number of pages: 35 Posted: 04 Mar 2002
Olivia S. Mitchell and Robert L. Clark
University of Pennsylvania - The Wharton School and North Carolina State University - Poole College of Management
Downloads 179 (299,387)

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Strengthening Employment-Based Pensions in Japan

NBER Working Paper No. w8891
Number of pages: 40 Posted: 11 Apr 2002 Last Revised: 19 Oct 2022
Robert L. Clark and Olivia S. Mitchell
North Carolina State University - Poole College of Management and University of Pennsylvania - The Wharton School
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53.
Downloads 242 (226,922)
Citation 7

Financial Knowledge and 401(K) Investment Performance

Number of pages: 31 Posted: 27 Mar 2015 Last Revised: 28 Mar 2015
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 109 (447,598)
Citation 5

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financial knowledge, retirement planning, investment performance

Financial Knowledge and 401(K) Investment Performance

Pension Research Council WP 2014-02
Number of pages: 29 Posted: 12 Nov 2014
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
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Financial Knowledge and 401(K) Investment Performance

NBER Working Paper No. w20137
Number of pages: 29 Posted: 19 May 2014 Last Revised: 10 Jul 2023
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 62 (636,381)
Citation 4

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54.
Downloads 241 (227,882)
Citation 15

Narrow Framing and Long-Term Care Insurance

Pension Research Council Working Paper No. 2015-03
Number of pages: 27 Posted: 20 Mar 2015
Daniel Gottlieb and Olivia S. Mitchell
London School of Economics and University of Pennsylvania - The Wharton School
Downloads 165 (321,717)

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Narrow Framing and Long-Term Care Insurance

Michigan Retirement Research Center Working Paper No. WP 2015 - 321
Number of pages: 32 Posted: 28 Aug 2015
Daniel Gottlieb and Olivia S. Mitchell
London School of Economics and University of Pennsylvania - The Wharton School
Downloads 57 (664,523)

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Long-term care insurance, narrow framing, risk aversion

Narrow Framing and Long-Term Care Insurance

NBER Working Paper No. w21048
Number of pages: 27 Posted: 30 Mar 2015 Last Revised: 07 Jul 2023
Daniel Gottlieb and Olivia S. Mitchell
London School of Economics and University of Pennsylvania - The Wharton School
Downloads 19 (964,980)
Citation 14

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International Adverse Selection in Life Insurance and Annuities

Pension Research Council
Number of pages: 31 Posted: 30 Jun 2006
Olivia S. Mitchell and David McCarthy
University of Pennsylvania - The Wharton School and Imperial College Business School
Downloads 140 (368,948)
Citation 3

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International Adverse Selection in Life Insurance and Annuities

NBER Working Paper No. w9975
Number of pages: 31 Posted: 21 Sep 2003 Last Revised: 05 Oct 2022
David McCarthy and Olivia S. Mitchell
Imperial College Business School and University of Pennsylvania - The Wharton School
Downloads 101 (473,539)
Citation 4

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56.

Turning Wealth into Lifetime Income: The Challenge Ahead

Pension Research Council WP 2010-13
Number of pages: 17 Posted: 18 Sep 2010 Last Revised: 26 Nov 2011
Olivia S. Mitchell and John Piggott
University of Pennsylvania - The Wharton School and University of New South Wales (UNSW) - Australian School of Business, School of Economics
Downloads 239 (229,740)

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annuities, markets, longevity, insurance, mortality, countries, policy, pension, government, retirement

57.

Older Adult Debt and Financial Frailty

Michigan Retirement Research Center Research Paper No. 2013-291
Number of pages: 27 Posted: 11 Jan 2014
Annamaria Lusardi and Olivia S. Mitchell
Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 238 (230,684)
Citation 4

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older adults, debt, retirement, financial literacy, Baby Boomers

58.
Downloads 233 (235,415)
Citation 6

Testing Methods to Enhance Longevity Awareness

Wharton Pension Research Council Working Paper No. 2021-07
Number of pages: 49 Posted: 10 Mar 2021 Last Revised: 20 Mar 2021
Abigail Hurwitz, Olivia S. Mitchell and Orly Sade
Hebrew University, Jerusalem Israel, University of Pennsylvania - The Wharton School and Hebrew University of Jerusalem - Department of Finance
Downloads 132 (386,523)
Citation 3

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retirement, annuity, longevity, life expectancy, behavioral economics

Testing Methods to Enhance Longevity Awareness

SAFE Working Paper No. 375
Number of pages: 49 Posted: 23 Dec 2022
Olivia S. Mitchell, Orly Sade and Abigail Hurwitz
University of Pennsylvania - The Wharton School, Hebrew University of Jerusalem - Department of Finance and Hebrew University, Jerusalem Israel
Downloads 101 (473,539)

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retirement expectations; annuity; longevity; life expectancy

59.
Downloads 233 (235,415)
Citation 9

Financial Literacy, Schooling, and Wealth Accumulation

Pension Research Council Working Paper No. 2010-24
Number of pages: 44 Posted: 08 Oct 2010 Last Revised: 26 Nov 2011
Jere Behrman, Olivia S. Mitchell, Cindy Soo and David Bravo
University of Pennsylvania - Department of Economics, University of Pennsylvania - The Wharton School, affiliation not provided to SSRN and Centro Encuestas y Estudios Longitudinales Universidad Catolica
Downloads 146 (356,785)
Citation 10

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financial literacy, education, schooling, pension, retirement, wealth,

Financial Literacy, Schooling, and Wealth Accumulation

NBER Working Paper No. w16452
Number of pages: 44 Posted: 18 Oct 2010 Last Revised: 16 Jun 2023
Jere Behrman, Olivia S. Mitchell, Cindy Soo and David Bravo
University of Pennsylvania - Department of Economics, University of Pennsylvania - The Wharton School, affiliation not provided to SSRN and Centro Encuestas y Estudios Longitudinales Universidad Catolica
Downloads 87 (522,952)

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Financial Literacy and Financial Sophistication Among Older Americans

Pension Research Council Working Paper No. 25
Number of pages: 32 Posted: 04 Nov 2009 Last Revised: 26 Nov 2011
Olivia S. Mitchell, Annamaria Lusardi and Vilsa Curto
University of Pennsylvania - The Wharton School, Stanford University - Stanford Institute for Economic Policy Research and National Bureau of Economic Research (NBER)
Downloads 156 (337,661)
Citation 8

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Financial Literacy and Financial Sophistication Among Older Americans

NBER Working Paper No. w15469
Number of pages: 32 Posted: 09 Nov 2009 Last Revised: 09 Apr 2023
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 72 (586,625)

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61.

First-Round Impacts of the 2008 Chilean Pension System Reform

Michigan Retirement Research Center Research Paper No. WP 2011-245
Number of pages: 28 Posted: 17 Nov 2011
University of Pennsylvania - Department of Economics, affiliation not provided to SSRN, University of Pennsylvania - The Wharton School, affiliation not provided to SSRN and Centro Encuestas y Estudios Longitudinales Universidad Catolica
Downloads 218 (250,703)
Citation 17

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Chilean pension, retirement, basic solidarity pension

62.
Downloads 215 (254,015)
Citation 45

Decision Complexity as a Barrier to Annuitization

CESR Working Paper No. 2013-004
Number of pages: 40 Posted: 01 Oct 2013
University of Illinois at Urbana-Champaign - Department of Finance, Dornsife Center for Economic and Social Research - University of Southern California, Dartmouth College and University of Pennsylvania - The Wharton School
Downloads 88 (519,089)
Citation 6

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Annuities, Consumer Behavior

Decision Complexity as a Barrier to Annuitization

Netspar Discussion Paper No. 06/2013-058
Number of pages: 40 Posted: 20 Nov 2013
University of Illinois at Urbana-Champaign - Department of Finance, Dornsife Center for Economic and Social Research - University of Southern California, Dartmouth College and University of Pennsylvania - The Wharton School
Downloads 88 (519,089)
Citation 3

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Cognitive Constraints on Valuing Annuities

NBER Working Paper No. w19168
Number of pages: 42 Posted: 29 Jun 2013 Last Revised: 18 May 2023
University of Illinois at Urbana-Champaign - Department of Finance, Dornsife Center for Economic and Social Research - University of Southern California, Dartmouth College and University of Pennsylvania - The Wharton School
Downloads 39 (784,708)
Citation 41

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Putting the Pension Back in 401(K) Plans: Optimal Versus Default Longevity Income Annuities

SAFE Working Paper No. 150
Number of pages: 16 Posted: 19 Oct 2016 Last Revised: 27 Oct 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 160 (330,475)
Citation 3

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dynamic portfolio choice, longevity risk, variable annuity, retirement income

Putting the Pension Back in 401(K) Plans: Optimal Versus Default Longevity Income Annuities

NBER Working Paper No. w22717
Number of pages: 38 Posted: 10 Oct 2016 Last Revised: 27 Jan 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 54 (682,357)
Citation 2

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64.

The Impact of Health Status and Out-of-Pocket Medical Expenditures on Annuity Valuation

Michigan Retirement Research Center Research Paper No. WP 2004-086
Number of pages: 32 Posted: 14 Feb 2008
cassio turra and Olivia S. Mitchell
affiliation not provided to SSRN and University of Pennsylvania - The Wharton School
Downloads 213 (256,215)
Citation 33

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65.

Social Security Replacement Rates for Own Earnings Benchmarks

Pension Research Council Working Paper No. 2006-6
Number of pages: 24 Posted: 16 Jun 2006
Olivia S. Mitchell and John W. R. Phillips
University of Pennsylvania - The Wharton School and National Institutes on Aging
Downloads 213 (256,215)
Citation 3

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66.

Retirement in Japan and the United States: Cross-National Comparisons Using the Japanese Study of Aging and Retirement (JSTAR) and the U.S. Health and Retirement Study (HRS)

Michigan Retirement Research Center Research Paper No. 2012-270
Number of pages: 52 Posted: 18 Jun 2013
Olivia S. Mitchell and John W. R. Phillips
University of Pennsylvania - The Wharton School and National Institutes on Aging
Downloads 210 (259,553)
Citation 1

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retirement, retirement policy, Japan, labor force participation, older workers, financial literacy

67.
Downloads 210 (259,553)
Citation 1

Socially Responsible Investment in Japanese Pensions

Pension Research Council Working Paper
Number of pages: 22 Posted: 30 Jun 2006
Henry Hongho Jin, John Piggott and Olivia S. Mitchell
University of New South Wales - Centre for Pensions and Superannuation, University of New South Wales (UNSW) - Australian School of Business, School of Economics and University of Pennsylvania - The Wharton School
Downloads 155 (339,494)
Citation 1

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Socially Responsible Investment in Japanese Pensions

NBER Working Paper No. w11747
Number of pages: 22 Posted: 01 Feb 2006 Last Revised: 06 Feb 2022
Henry Hongho Jin, Olivia S. Mitchell and John Piggott
University of New South Wales - Centre for Pensions and Superannuation, University of Pennsylvania - The Wharton School and University of New South Wales (UNSW) - Australian School of Business, School of Economics
Downloads 55 (676,342)

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68.

Complexity as a Barrier to Annuitization: Do Consumers Know How to Value Annuities?

Pension Research Council WP 2013-01
Number of pages: 50 Posted: 04 Apr 2013
University of Illinois at Urbana-Champaign - Department of Finance, Dornsife Center for Economic and Social Research - University of Southern California, Dartmouth College and University of Pennsylvania - The Wharton School
Downloads 207 (263,032)
Citation 11

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Employee Financial Literacy and Retirement Behavior: A Case Study

Wharton Pension Research Council Working Paper No. 2016-02
Number of pages: 23 Posted: 01 Sep 2015 Last Revised: 25 Feb 2020
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 153 (343,244)
Citation 1

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financial literacy, retirement planning

Employee Financial Literacy and Retirement Plan Behavior: A Case Study

NBER Working Paper No. w21461
Number of pages: 21 Posted: 18 Aug 2015 Last Revised: 20 Feb 2023
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 53 (688,536)
Citation 6

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70.

Cognitive Constraints on Valuing Annuities

Pension Research Council WP 2014-21
Number of pages: 99 Posted: 13 Nov 2014
University of Illinois at Urbana-Champaign - Department of Finance, Dornsife Center for Economic and Social Research - University of Southern California, Dartmouth College and University of Pennsylvania - The Wharton School
Downloads 201 (270,253)
Citation 18

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annuity, retirement income, Social Security, financial literacy, cognition

71.

Cost Structures of Investment Offerings in Singapore's Central Provident Fund

Pension Research Council Paper No. WP2007-12
Number of pages: 48 Posted: 07 Jun 2007
Benedict S. Koh, Olivia S. Mitchell and Joelle H. Fong
Singapore Management University - Lee Kong Chian School of Business, University of Pennsylvania - The Wharton School and National University of Singapore
Downloads 200 (271,460)

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72.
Downloads 194 (280,334)
Citation 3

Financial Sophistication in the Older Population

The Wharton School Research Paper No. 25
Number of pages: 28 Posted: 22 May 2012
Vilsa Curto, Annamaria Lusardi and Olivia S. Mitchell
National Bureau of Economic Research (NBER), Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 100 (476,802)

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Financial Sophistication in the Older Population

Pension Research Council WP 2012-01
Number of pages: 28 Posted: 25 Feb 2012 Last Revised: 05 Apr 2013
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 55 (682,357)

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Financial Sophistication in the Older Population

NBER Working Paper No. w17863
Number of pages: 28 Posted: 24 Feb 2012 Last Revised: 24 Apr 2022
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 39 (784,708)

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Financial Literacy and Suboptimal Financial Decisions at Older Ages

CFS Working Paper, No. 630, 2019
Number of pages: 62 Posted: 06 Nov 2019
National University of Singapore, Singapore Management University - Lee Kong Chian School of Business, University of Pennsylvania - The Wharton School and RAND Corporation
Downloads 131 (388,807)

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Financial Literacy and Suboptimal Financial Decisions at Older Ages

Number of pages: 52 Posted: 30 Oct 2019
National University of Singapore, Singapore Management University - Lee Kong Chian School of Business, University of Pennsylvania - The Wharton School and RAND Corporation
Downloads 61 (647,365)

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retirement, financial literacy, credit card debt, stock market nonparticipation, life-cycle investment, household portfolio

74.

Longevity Risk Management in Singapore’s National Pension System

Pension Research Council WP 2010-10
Number of pages: 31 Posted: 18 Sep 2010 Last Revised: 13 Nov 2013
Joelle H. Fong, Olivia S. Mitchell and Benedict S. Koh
National University of Singapore, University of Pennsylvania - The Wharton School and Singapore Management University - Lee Kong Chian School of Business
Downloads 190 (284,341)
Citation 7

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annuity, singapore, mortality, payouts, adverse selection, population, insurance, premium, retirees

Time Is Money: Rational Life Cycle Inertia and the Delegation of Investment Management

Journal of Financial Economics (JFE), Forthcoming, Pension Research Council PRC WP2013-33
Number of pages: 63 Posted: 07 Nov 2013 Last Revised: 02 Mar 2019
Hugh Hoikwang Kim, Raimond Maurer and Olivia S. Mitchell
University of South Carolina, Darla Moore School of Business, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 131 (388,807)
Citation 40

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Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management

NBER Working Paper No. w19732
Number of pages: 57 Posted: 13 Dec 2013 Last Revised: 02 Jun 2023
Hugh Hoikwang Kim, Raimond Maurer and Olivia S. Mitchell
University of South Carolina, Darla Moore School of Business, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 58 (658,697)

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Money-Back Guarantees in Individual Retirement Accounts: Still a Good Deal?

SAFE Working Paper No. 263 (2019), Wharton Pension Research Council Working Paper No. 2019-19, Jacobs Levy Equity Management Center for Quantitative Financial Research Paper
Number of pages: 66 Posted: 23 Oct 2019 Last Revised: 12 Mar 2021
Vanya Horneff, Daniel Liebler, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Department of Finance, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 149 (350,845)

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individual retirement account, investment guarantee, longevity risk, retirement income, life cycle portfolio choice

Money-Back Guarantees in Individual Retirement Accounts: Still a Good Deal?

NBER Working Paper No. w26406
Number of pages: 66 Posted: 30 Oct 2019 Last Revised: 25 Feb 2023
Vanya Horneff, Daniel Liebler, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Department of Finance, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 39 (784,708)

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77.

Financial Literacy and Financial Decision-Making at Older Ages

Wharton Pension Research Council Working Paper No. 2020-24
Number of pages: 60 Posted: 13 Oct 2020
National University of Singapore, Singapore Management University - Lee Kong Chian School of Business, University of Pennsylvania - The Wharton School and RAND Corporation
Downloads 187 (288,437)
Citation 1

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Retirement, financial literacy, credit card debt, stock market participation, life-cycle investment, household portfolio, risk diversification

78.

The Efficiency of Pension Plan Investment Menus: Investment Choices in Defined Contribution Pension Plans

Michigan Retirement Research Center Research Paper No. WP 2008-176
Number of pages: 33 Posted: 09 Jul 2008
Ning Tang and Olivia S. Mitchell
University of Pennsylvania - The Wharton School and University of Pennsylvania - The Wharton School
Downloads 186 (289,852)
Citation 2

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Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply

Michigan Retirement Research Center Research Paper No. WP 2011-246
Number of pages: 33 Posted: 17 Nov 2011
Goethe University Frankfurt - Department of Finance, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 84 (534,652)

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retirement, financial crisis, retirement savings, labor supply

Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply

Netspar Discussion Paper No. 06/2011-051
Number of pages: 38 Posted: 01 Jul 2011 Last Revised: 26 Nov 2011
Goethe University Frankfurt - Department of Finance, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 59 (652,989)
Citation 1

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Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply

NBER Working Paper No. w17134
Number of pages: 37 Posted: 20 Jun 2011 Last Revised: 27 Apr 2023
Goethe University Frankfurt - Department of Finance, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
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Citation 2

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Regret, Portfolio Choice, and Guarantees in Defined Contribution Schemes

Pension Research Council WP2005-17
Number of pages: 18 Posted: 02 Nov 2005
WU (Vienna University of Economics and Business), University of Pennsylvania - The Wharton School and Saint Joseph's University - Haub School of Business
Downloads 184 (292,131)
Citation 11

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Regret, Portfolio Choice, and Guarantees in Defined Contribution Schemes

Insurance: Mathematics and Economics, Forthcoming, Pension Research Council WP2005-17
Posted: 21 Jul 2006
WU (Vienna University of Economics and Business), University of Pennsylvania - The Wharton School and Saint Joseph's University - Haub School of Business

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81.
Downloads 183 (296,900)
Citation 4

Understanding Individual Account Guarantees

Michigan Retirement Research Center Research Paper No. WP 2003-035
Number of pages: 38 Posted: 04 Feb 2008
Marie-Eve Lachance and Olivia S. Mitchell
affiliation not provided to SSRN and University of Pennsylvania - The Wharton School
Downloads 111 (444,538)
Citation 1

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Understanding Individual Account Guarantees

NBER Working Paper No. w9195
Number of pages: 36 Posted: 14 Sep 2002 Last Revised: 18 Aug 2022
Marie-Eve Lachance and Olivia S. Mitchell
affiliation not provided to SSRN and University of Pennsylvania - The Wharton School
Downloads 72 (591,201)
Citation 1

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82.
Downloads 180 (298,276)
Citation 1

Understanding Debt in the Older Population

Wharton Pension Research Council Working Paper No. 2020-04
Number of pages: 32 Posted: 18 Feb 2020 Last Revised: 11 Dec 2020
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and University of Turin
Downloads 164 (323,407)
Citation 2

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Retirement, debt, medical bills, student loans, mortgages, financial literacy, financial fragility

Understanding Debt in the Older Population

NBER Working Paper No. w28236
Number of pages: 31 Posted: 21 Dec 2020 Last Revised: 25 Feb 2023
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and University of Turin
Downloads 14 (1,018,533)

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Understanding Debt in the Older Population

CEPR Discussion Paper No. DP15568
Number of pages: 33 Posted: 23 Dec 2020
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
Stanford University - Stanford Institute for Economic Policy Research, University of Pennsylvania - The Wharton School and University of Turin
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Citation 1
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The Effect of Uncertain Labor Income and Social Security on Life-Cycle Portfolios

Pension Research Council WP 2009-06
Number of pages: 22 Posted: 06 Jul 2009
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla and Ralph Rogalla
Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 138 (373,319)

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The Effect of Uncertain Labor Income and Social Security on Life-Cycle Portfolios

NBER Working Paper No. w15682
Number of pages: 21 Posted: 25 Jan 2010 Last Revised: 08 May 2023
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla and Ralph Rogalla
Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 42 (762,025)

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How Financial Literacy Shapes the Demand for Financial Advice at Older Ages

Wharton Pension Research Council Working Paper No. 2020-02, Journal of the Economics of Ageing, Forthcoming
Number of pages: 38 Posted: 22 Apr 2019 Last Revised: 07 Jun 2021
Hugh Hoikwang Kim, Raimond Maurer and Olivia S. Mitchell
University of South Carolina, Darla Moore School of Business, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 134 (381,959)
Citation 1

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financial advice, financial literacy, aging, money management, Health and Retirement Study

How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages

NBER Working Paper No. w25750
Number of pages: 20 Posted: 15 Apr 2019 Last Revised: 12 May 2023
Hugh Hoikwang Kim, Raimond Maurer and Olivia S. Mitchell
University of South Carolina, Darla Moore School of Business, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 45 (740,604)

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85.

Putting the Pension Back in 401(k) Retirement Plans: Optimal versus Default Longevity Income Annuities

Center for Financial Studies Working Paper No. 607
Number of pages: 43 Posted: 16 Dec 2018
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 175 (305,807)
Citation 2

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life cycle saving, household finance, annuity, longevity risk, 401(k) plan, retirement

86.
Downloads 174 (307,375)
Citation 14

Financial Fragility During the COVID-19 Pandemic

Wharton Pension Research Council Working Paper No. 2020-25
Number of pages: 12 Posted: 04 Nov 2020 Last Revised: 15 Jan 2021
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 122 (411,123)

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Financial literacy, financial resilience, older population, vulnerable groups

Financial Fragility During the Covid-19 Pandemic

NBER Working Paper No. w28207
Number of pages: 20 Posted: 21 Dec 2020 Last Revised: 27 Jan 2023
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
Downloads 52 (694,601)
Citation 1

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Financial Fragility During the COVID-19 Pandemic

CEPR Discussion Paper No. DP15532
Number of pages: 22 Posted: 23 Dec 2020
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Stanford University - Stanford Institute for Economic Policy Research and University of Pennsylvania - The Wharton School
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Citation 14
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87.

Dimensions of 401(K) Plan Design

Pension Research Council WP2005-05
Number of pages: 29 Posted: 30 Jun 2006
Olivia S. Mitchell, Stephen P. Utkus and Tongxuan Yang
University of Pennsylvania - The Wharton School, University of Pennsylvania and University of Pennsylvania - Insurance & Risk Management Department
Downloads 173 (308,890)

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88.
Downloads 172 (310,435)
Citation 7

Target-Date Funds in 401(K) Retirement Plans

Number of pages: 36 Posted: 21 Jun 2012 Last Revised: 05 Apr 2013
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 75 (572,829)
Citation 4

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Target-Date Funds in 401(K) Retirement Plans

The Wharton School Research Paper No. 26
Number of pages: 36 Posted: 22 May 2012
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 58 (658,697)

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Target-Date Funds in 401(K) Retirement Plans

NBER Working Paper No. w17911
Number of pages: 36 Posted: 10 Mar 2012 Last Revised: 11 Jun 2023
Olivia S. Mitchell and Stephen P. Utkus
University of Pennsylvania - The Wharton School and University of Pennsylvania
Downloads 39 (784,708)

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89.

Modeling Lifetime Earnings Paths: Hypothetical Versus Actual Workers

Boettner Center for Pensions and Retirement Research Working Paper No. BWP2004-3, Michigan Retirement Research Center Research Paper No., WP 2004-074
Number of pages: 38 Posted: 22 Jun 2004
Andrew Au, Olivia S. Mitchell and John W. R. Phillips
University of Pennsylvania - The Wharton School, University of Pennsylvania - The Wharton School and National Institutes on Aging
Downloads 172 (310,435)
Citation 6

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90.

Taxing Retirement Income: Nonqualified Annuities and Distributions from Qualified Accounts

NBER Working Paper No. w7268
Number of pages: 47 Posted: 20 Mar 2000 Last Revised: 28 Apr 2023
University of Illinois at Urbana-Champaign - Department of Finance, University of Pennsylvania - The Wharton School, National Bureau of Economic Research (NBER)Massachusetts Institute of Technology (MIT) - Department of Economics and Towers Watson
Downloads 171 (311,973)

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91.

Technical Review Panel for the Pension Insurance Modeling System (PIMS)

Michigan Retirement Research Center Research Paper No. 2013-290, Simon School Working Paper No. FR 13-32
Number of pages: 265 Posted: 11 Jan 2014
University of Pennsylvania - The Wharton School, University of Pennsylvania - The Wharton School, Finance Department, Simon Business School, University of Rochester, Goethe University Frankfurt - Finance Department, Mercer Human Resource Consulting, Independent, Independent, Independent, Johns Hopkins University, Massachusetts Institute of Technology (MIT) - Sloan School of Management and University of Pennsylvania - The Wharton School - Finance and Insurance Departments
Downloads 170 (313,546)
Citation 1

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pensions, insurance

92.

Pension Payouts in Chile: Past, Present, and Future Prospects

Pension Research Council WP 2009-07
Number of pages: 35 Posted: 23 Sep 2009 Last Revised: 26 Nov 2011
Olivia S. Mitchell and Jose Ruiz
University of Pennsylvania - The Wharton School and affiliation not provided to SSRN
Downloads 169 (315,170)
Citation 3

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annuitiy, pension, Chile, system, benefits, balance, mortality, scomp, payments, retirement, insurance

93.

Mortality Risk, Inflation Risk, and Annuity Products

NBER Working Paper No. w7812
Number of pages: 34 Posted: 25 Jul 2000 Last Revised: 28 Apr 2023
University of Illinois at Urbana-Champaign - Department of Finance, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)Massachusetts Institute of Technology (MIT) - Department of Economics
Downloads 167 (318,527)
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Racial and Ethnic Differences in Longevity Perceptions and Implications for Financial Decision-Making

Wharton Pension Research Council Working Paper No. 2022-15
Number of pages: 32 Posted: 08 Aug 2022
Abigail Hurwitz, Olivia S. Mitchell and Orly Sade
Hebrew University, Jerusalem Israel, University of Pennsylvania - The Wharton School and Hebrew University of Jerusalem - Department of Finance
Downloads 71 (595,970)

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Minorities, life expectancy, longevity risk, financial behaviors

Racial and Ethnic Differences in Longevity Perceptions and Implications for Financial Decision Making

Wharton Pension Research Council Working Paper No. 2023-18
Number of pages: 40 Posted: 01 Nov 2023
Abigail Hurwitz, Olivia S. Mitchell and Orly Sade
Hebrew University, Jerusalem Israel, University of Pennsylvania - The Wharton School and Hebrew University of Jerusalem - Department of Finance
Downloads 53 (688,536)

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life expectancy; longevity risk; financial behaviors; minorities

Racial and Ethnic Differences in Longevity Perceptions and Implications for Financial Decision-Making

TIAA Institute Research Paper Series No. 189
Number of pages: 23 Posted: 07 Sep 2023
Abigail Hurwitz, Olivia S. Mitchell and Orly Sade
Hebrew University, Jerusalem Israel, University of Pennsylvania - The Wharton School and Hebrew University of Jerusalem - Department of Finance
Downloads 39 (784,708)

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95.

New Evidence on the Money's Worth of Individual Annuities

NBER Working Paper No. w6002
Number of pages: 47 Posted: 20 Jul 2000 Last Revised: 28 Apr 2023
University of Pennsylvania - The Wharton School, National Bureau of Economic Research (NBER)Massachusetts Institute of Technology (MIT) - Department of Economics and Towers Watson
Downloads 161 (328,715)
Citation 70

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The Role of Economic Policy in Social Security Reform: Perspectives from the President's Commission

Wharton School, PRC Working Paper No. 2002-13
Number of pages: 37 Posted: 26 Sep 2002
John F. Cogan and Olivia S. Mitchell
Stanford University - The Hoover Institution on War, Revolution and Peace and University of Pennsylvania - The Wharton School
Downloads 107 (453,790)
Citation 1

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The Role of Economic Policy in Social Security Reform: Perspectives from the President's Commission

NBER Working Paper No. w9166
Number of pages: 37 Posted: 15 Sep 2002 Last Revised: 20 Jul 2022
John F. Cogan and Olivia S. Mitchell
Stanford University - The Hoover Institution on War, Revolution and Peace and University of Pennsylvania - The Wharton School
Downloads 53 (688,536)
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Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion

NBER Working Paper No. w12392
Number of pages: 29 Posted: 03 Aug 2006 Last Revised: 02 Jan 2023
Wolfram J. Horneff, Raimond Maurer, Olivia S. Mitchell and Ivica Dus
Deka Investment, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and University of Frankfurt
Downloads 159 (332,289)

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Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion

Pension Research Council (PRC) Working Paper
Posted: 17 Jul 2006
Wolfram J. Horneff, Olivia S. Mitchell, Raimond Maurer and Ivica Dus
Deka Investment, University of Pennsylvania - The Wharton School, Goethe University Frankfurt - Finance Department and University of Frankfurt

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Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion

Michigan Retirement Research Center Research Paper No. WP 2006-124
Posted: 19 Feb 2008
Wolfram J. Horneff, Raimond Maurer, Olivia S. Mitchell and Ivica Dus
Deka Investment, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and University of Frankfurt

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Framing Effects and Expected Social Security Claiming Behavior

RAND Working Paper Series WR-854
Number of pages: 51 Posted: 09 May 2011
Jeffrey R. Brown, Arie Kapteyn and Olivia S. Mitchell
University of Illinois at Urbana-Champaign - Department of Finance, Dornsife Center for Economic and Social Research - University of Southern California and University of Pennsylvania - The Wharton School
Downloads 112 (438,525)
Citation 1

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Framing Effects and Expected Social Security Claiming Behavior

NBER Working Paper No. w17018
Number of pages: 50 Posted: 09 May 2011 Last Revised: 03 Jul 2022
Jeffrey R. Brown, Arie Kapteyn and Olivia S. Mitchell
University of Illinois at Urbana-Champaign - Department of Finance, Dornsife Center for Economic and Social Research - University of Southern California and University of Pennsylvania - The Wharton School
Downloads 45 (740,604)

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99.

Managing Public Investment Funds: Best Practices and New Challenges

NBER Working Paper No. w14078
Number of pages: 51 Posted: 12 Jun 2008 Last Revised: 21 Dec 2022
Olivia S. Mitchell, John Piggott and Cagri S. Kumru
University of Pennsylvania - The Wharton School, University of New South Wales (UNSW) - Australian School of Business, School of Economics and Australian National University (ANU)
Downloads 156 (339,318)
Citation 1

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100.

Online Appendix for 'Ambiguity Aversion and Household Portfolio Choice Puzzles: Empirical Evidence'

Journal of Financial Economics, 2016, 119(3), 559-577
Number of pages: 13 Posted: 25 May 2017 Last Revised: 12 Oct 2017
National University of Singapore, Erasmus University Rotterdam (EUR) - Erasmus School of Economics (ESE)Mahidol University - College of Management, University of Pennsylvania - The Wharton School and Netspar
Downloads 155 (339,318)
Citation 1

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101.

The Efficiency of Sponsor and Participant Portfolio Choices in 401(k) Plans

Pension Research Council Working Paper No. WP2009-08
Number of pages: 38 Posted: 12 Aug 2009 Last Revised: 26 Nov 2011
Ning Tang, Olivia S. Mitchell, Gary R. Mottola and Stephen P. Utkus
University of Pennsylvania - The Wharton School, University of Pennsylvania - The Wharton School, Research Director FINRA Foundation and University of Pennsylvania
Downloads 155 (339,318)
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pension; retirement; portfolio performance; mutual funds; spanning; investment

How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios

Michigan Retirement Research Center Research Paper No. 2013-293
Number of pages: 50 Posted: 11 Jan 2014
Andreas Hubener, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 81 (546,924)
Citation 16

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Social Security claiming, retirement planning, retirement savings, life insurance

How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios

Pension Research Council WP 2013-32
Number of pages: 48 Posted: 07 Nov 2013
Andreas Hubener, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
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How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios

NBER Working Paper No. w19583
Number of pages: 48 Posted: 25 Oct 2013 Last Revised: 06 Jul 2023
Andreas Hubener, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 32 (841,197)
Citation 23

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103.

Collective Investments for Pension Saving: Lessons from Singapore’s Central Provident Fund Scheme

Pension Research Council WP 2010-01
Number of pages: 25 Posted: 21 Jan 2010 Last Revised: 13 Nov 2013
Benedict S. Koh, Olivia S. Mitchell and Joelle H. Fong
Singapore Management University - Lee Kong Chian School of Business, University of Pennsylvania - The Wharton School and National University of Singapore
Downloads 154 (341,143)

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pension, retirement, investment, portfolio, investment choice, return and risk, trusts, managers, Singapore, Pension Research Council

Cross-Cohort Differences in Health on the Verge of Retirement

NBER Working Paper No. w12762
Number of pages: 34 Posted: 15 Dec 2006 Last Revised: 16 Nov 2022
Beth J. Soldo, Olivia S. Mitchell, Rania Tfaily and John F. McCabe
Population Studies Center, University of Pennsylvania - The Wharton School, Carleton University and Population Studies Center
Downloads 78 (559,762)

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Cross-Cohort Differences in Health on the Verge of Retirement

PRC Working Paper Series No. WP2006-18
Number of pages: 34 Posted: 03 Oct 2006
Beth J. Soldo, Olivia S. Mitchell, Rania Tfaily and John F. McCabe
Population Studies Center, University of Pennsylvania - The Wharton School, Carleton University and Population Studies Center
Downloads 75 (572,829)

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Default, Framing and Spillover Effects: The Case of Lifecycle Funds in 401(K) Plans

Pension Research Council WP, May 2009
Number of pages: 33 Posted: 24 Jun 2009
University of Pennsylvania - The Wharton School, Research Director FINRA Foundation, University of Pennsylvania and University of Pennsylvania - The Wharton School
Downloads 107 (453,790)
Citation 1

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Default, Framing and Spillover Effects: the Case of Lifecycle Funds in 401(K) Plans

NBER Working Paper No. w15108
Number of pages: 33 Posted: 30 Jun 2009 Last Revised: 14 Apr 2023
University of Pennsylvania - The Wharton School, Research Director FINRA Foundation, University of Pennsylvania and University of Pennsylvania - The Wharton School
Downloads 44 (747,600)

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Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection

Michigan Retirement Research Center Research Paper No. 2013-286
Number of pages: 43 Posted: 06 Aug 2013 Last Revised: 03 Sep 2013
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 123 (408,468)
Citation 14

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dynamic portfolio choice, variable annuity, retirement income

Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection

NBER Working Paper No. w19206
Number of pages: 41 Posted: 12 Jul 2013 Last Revised: 25 Jun 2023
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 27 (885,444)
Citation 12

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107.

Betting on Death and Capital Markets in Retirement: A Shortfall Risk Analysis of Life Annuities Versus Phased Withdrawal Plans

Michigan Retirement Research Center Research Paper No. WP 2003-063
Number of pages: 44 Posted: 12 Feb 2008
Ivica Dus, Raimond Maurer and Olivia S. Mitchell
University of Frankfurt, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 150 (348,569)
Citation 35

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108.

The Victory of Hope Over Angst? Funding, Asset Allocation, and Risk-Taking in German Public Sector Pension Reform

Pension Research Council Paper No. WP2007-8
Number of pages: 38 Posted: 11 Apr 2007
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla and Ralph Rogalla
Goethe University Frankfurt - Finance Department, University of Pennsylvania - The Wharton School and St. John's University - Tobin College of Business - School of Risk Management, Insurance, and Actuarial ScienceGoethe University Frankfurt - Department of Finance
Downloads 147 (354,391)
Citation 1

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Time Discounting and Economic Decision-Making Among the Elderly

Michigan Retirement Research Center Research Paper No. 2016-347, Wharton Pension Research Council Working Paper No. 2016-05
Number of pages: 41 Posted: 14 Dec 2016
David Huffman, Raimond Maurer and Olivia S. Mitchell
IZA Institute of Labor Economics, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 89 (515,317)
Citation 3

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impatience, time preference, self-control, retirement, health, insurance

Time Discounting and Economic Decision-Making Among the Elderly

NBER Working Paper No. w22438
Number of pages: 40 Posted: 25 Jul 2016 Last Revised: 24 Apr 2022
David Huffman, Raimond Maurer and Olivia S. Mitchell
IZA Institute of Labor Economics, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 57 (664,523)
Citation 1

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110.

Annuities for an Ageing World

NBER Working Paper No. w9092
Number of pages: 48 Posted: 01 Aug 2002 Last Revised: 06 Nov 2022
Olivia S. Mitchell and David Glen McCarthy
University of Pennsylvania - The Wharton School and University of Pennsylvania - Insurance & Risk Management Department
Downloads 143 (362,462)

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111.

Projected Retirement Wealth and Savings Adequacy in the Health and Retirement Study

NBER Working Paper No. w6240
Number of pages: 44 Posted: 13 Jul 2000 Last Revised: 22 Jul 2022
James F. Moore and Olivia S. Mitchell
Pacific Investment Management Company (PIMCO) and University of Pennsylvania - The Wharton School
Downloads 140 (368,381)
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Do Required Minimum Distribution 401(K) Rules Matter, and for Whom? Insights from a Lifecycle Model

Wharton Pension Research Council Working Paper No. 2021-02, LawFin Working Paper No. 17
Number of pages: 41 Posted: 22 Feb 2021 Last Revised: 19 Jan 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt and University of Pennsylvania - The Wharton School
Downloads 134 (381,959)

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life cycle saving, household finance, 401(k) plan, retirement, tax policy

Do Required Minimum Distribution 401(K) Rules Matter, and for Whom? Insights from a Lifecycle Model

NBER Working Paper No. w28490
Number of pages: 40 Posted: 22 Feb 2021 Last Revised: 26 Jun 2023
Vanya Horneff, Raimond Maurer and Olivia S. Mitchell
Goethe University Frankfurt - Finance Department, Goethe University Frankfurt - Finance Department and University of Pennsylvania - The Wharton School
Downloads 5 (1,105,324)

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