Sandra J. Huston

Texas Tech University

2500 Broadway

Lubbock, TX 79409

United States

  • Texas Tech University

SCHOLARLY PAPERS

26

DOWNLOADS
Rank 6,201

SSRN RANKINGS

Top 6,201

in Total Papers Downloads

12,200

SSRN CITATIONS
Rank 8,956

SSRN RANKINGS

Top 8,956

in Total Papers Citations

136

CROSSREF CITATIONS

36

Scholarly Papers (26)

Actions:
Email selected abstracts
1.

Old Age and the Decline in Financial Literacy

Forthcoming in Management Science
Number of pages: 40 Posted: 24 Oct 2011 Last Revised: 30 Oct 2015
Michael S. Finke, John S. Howe and Sandra J. Huston
The American College, University of Missouri at Columbia - Department of Finance and Texas Tech University
Downloads 4,625 (3,623)
Citation 44

Abstract:

Loading...

personal finance, financial literacy, cogntive ability, household finance, cognitive aging

2.

Spending, Relationship Quality, and Life Satisfaction in Retirement

2018 Academic Research Colloquium for Financial Planning and Related Disciplines
Number of pages: 23 Posted: 25 Sep 2017
Michael S. Finke, Nhat Ho and Sandra J. Huston
The American College, Eastern New Mexico University and Texas Tech University
Downloads 1,872 (15,606)
Citation 1

Abstract:

Loading...

Retirement Spending, Relationship Quality, Life Satisfaction

3.

Measuring Financial Literacy

Number of pages: 35 Posted: 17 Oct 2011 Last Revised: 27 Oct 2011
Sandra J. Huston
Texas Tech University
Downloads 1,484 (22,334)
Citation 60

Abstract:

Loading...

financial literacy, financial knowledge

4.

Financial Sophistication and Housing Leverage Among Older Households

Number of pages: 35 Posted: 17 Jan 2012 Last Revised: 19 May 2015
Hyrum L. Smith, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 793 (54,512)

Abstract:

Loading...

5.

Financial Advice: Who Pays

Journal of Financial Counseling and Planning, Vol. 22, No. 1, p. 18, 2011
Number of pages: 9 Posted: 16 May 2012
Michael S. Finke, Sandra J. Huston and Danielle D. Winchester
The American College, Texas Tech University and North Carolina Agricultural and Technical State University
Downloads 592 (79,484)
Citation 2

Abstract:

Loading...

financial advice, financial services, professional advice

6.

Time Preference and the Importance of Saving for Retirement

Number of pages: 31 Posted: 28 Feb 2006 Last Revised: 13 Mar 2013
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University
Downloads 513 (95,016)
Citation 12

Abstract:

Loading...

Time discounting, time preference, retirement saving, behavioral finance

7.

Marriage and the Financial Knowledge Gender Gap

Number of pages: 61 Posted: 04 Dec 2018
Laura Mattia, Sandra J. Huston and Michael S. Finke
University of South Florida, Texas Tech University and The American College
Downloads 375 (137,125)
Citation 1

Abstract:

Loading...

8.

Do Contracts Impact Comprehensive Financial Advice?

Number of pages: 21 Posted: 04 Jul 2009 Last Revised: 09 Aug 2011
Michael S. Finke, Sandra J. Huston and William Waller
The American College, Texas Tech University and Tulane University - Finance & Economics
Downloads 328 (158,556)
Citation 8

Abstract:

Loading...

Financial Advice, Financial Planning, Agency Theory, Life Insurance

9.

Cognitive Ability and Post-Retirement Asset Decumulation

Number of pages: 29 Posted: 06 Feb 2014
Chris Browning, Sandra J. Huston and Michael S. Finke
Texas Tech University, Texas Tech University and The American College
Downloads 275 (190,545)
Citation 1

Abstract:

Loading...

cognitive ability, retirement, asset decumulation

10.

A Financial Sophistication Proxy for the Survey of Consumer Finances

Number of pages: 11 Posted: 28 Aug 2011
Sandra J. Huston, Michael S. Finke and Hyrum L. Smith
Texas Tech University, The American College and Utah Valley University
Downloads 253 (207,113)
Citation 1

Abstract:

Loading...

Survey of Consumer Finances, household finance, financial literacy, financial sophistication

11.

Old Age and the Decline in Investment Performance

Number of pages: 18 Posted: 19 May 2020
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University
Downloads 182 (281,381)

Abstract:

Loading...

Financial literacy, cognitive decline, investment performance

12.

Financial Literacy and Shrouded Credit Card Rewards

Number of pages: 22 Posted: 13 Mar 2013
Laura C. Ricaldi, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 143 (344,701)
Citation 1

Abstract:

Loading...

Financial literacy, credit card rewards, shrouded attributes, household finance

13.

The Impact of Financial Sophistication on Adjustable Rate Mortgage Ownership

Journal of Financial Counseling and Planning, Vol. 22, No. 2, 2011
Number of pages: 13 Posted: 16 May 2012
Hyrum L. Smith, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 140 (350,521)

Abstract:

Loading...

adjustable-rate mortgages, financial sophistication, mortgage choice, Survey of Consumer Finances

14.

Rational Choice with Complex Products: Consumer Valuation of Annuities

Journal of Financial Counseling and Planning, Forthcoming
Number of pages: 33 Posted: 19 Nov 2012 Last Revised: 11 Sep 2013
Chris Browning, Michael S. Finke and Sandra J. Huston
Texas Tech University, The American College and Texas Tech University
Downloads 126 (379,790)

Abstract:

Loading...

annuities, financial literacy, household finance, retirement policy

15.

Characteristics of Recent Adjustable-Rate Mortgage Borrowers

Journal of Financial Counseling and Planning, Vol. 16, No. 2, 2006
Number of pages: 12 Posted: 12 Apr 2013
Michael S. Finke, Sandra J. Huston, Emilian Siman and Mel Corlija
The American College, Texas Tech University, University of Missouri at Columbia - Personal Financial Planning and University of Missouri at Columbia - Personal Financial Planning
Downloads 125 (382,154)
Citation 1

Abstract:

Loading...

Mortgage loans, adjustable-rate mortgages, mortgage trends

16.

Understanding the Shift in Demand for Cash Value Life Insurance

Number of pages: 43 Posted: 01 Nov 2013
Barry S. Mulholland, Michael S. Finke and Sandra J. Huston
University of Akron - Department of Finance, The American College and Texas Tech University
Downloads 102 (442,884)
Citation 2

Abstract:

Loading...

Survey of Consumer Finances, cash value life insurance, declining insurance demand, financial sophistication, qualified savings plans

17.

Individual Property Risk Management

Number of pages: 20 Posted: 18 Mar 2010 Last Revised: 11 Apr 2010
Eric Belasco, Sandra J. Huston and Michael S. Finke
Texas Tech University, Texas Tech University and The American College
Downloads 83 (508,594)

Abstract:

Loading...

household risk, prospect theory, optimal risk retention

18.

Rational Choice with Complex Products: Consumer Valuation of Annuities

Journal of Financial Counseling and Planning, Vol. 23, No. 2, 2012
Number of pages: 14 Posted: 20 Feb 2013
Chris Browning, Michael S. Finke and Sandra J. Huston
East Central University - Accounting Department, The American College and Texas Tech University
Downloads 67 (569,899)

Abstract:

Loading...

annuities, financial literacy, household finance, retirement policy

19.

The Mitigating Influence of Time Preference on the Relation between Smoking and BMI Scores

Number of pages: 25 Posted: 04 Dec 2010
Cliff A. Robb, Sandra J. Huston and Michael S. Finke
University of Alabama, Texas Tech University and The American College
Downloads 62 (592,724)
Citation 1

Abstract:

Loading...

Behavioral economics, time preference, intertemporal choice, obesity, smoking, health economics, nutrition economics

20.

Low-Cost Obesity Interventions: The Market for Foods

Number of pages: 24 Posted: 17 Jan 2017
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University
Downloads 60 (602,412)

Abstract:

Loading...

Obesity, food consumption, nutrition economics, nutrition policy

21.

The Unsophisticated 'Sophisticated': Old Age and the Accredited Investors Definition

Financial Planning Review, May 15, 2021; https://doi.org/10.1002/cfp2.1114
Posted: 11 Jun 2021
Michael S. Finke, Tao Guo and Sandra J. Huston
The American College, Morningstar, Inc. - Morningstar Investment Management LLC and Texas Tech University

Abstract:

Loading...

22.

Chapter 4: Financial Literacy and Education

Investor Behavior: The Psychology of Financial Planning and Investing. H. Kent Baker and Victor Ricciardi, editors, 65-82, Hoboken, NJ: John Wiley & Sons, Inc., 2014
Posted: 01 Mar 2014 Last Revised: 10 May 2014
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University

Abstract:

Loading...

Financial literacy, financial knowledge, financial education, human capital, personal finance, behavioral finance, behavioural finance, behavioral economics, behavioural economics

23.

Balance Sheets of Early Boomers: Are They Different From Pre-Boomers?

Journal of Family and Economic Issues, Vol. 27, No. 3, pp. 542-561, 2006
Posted: 01 Nov 2008 Last Revised: 25 Jun 2010
Michael S. Finke, Sandra J. Huston and Deanna L. Sharpe
The American College, Texas Tech University and University of Missouri at Columbia

Abstract:

Loading...

Cohort wealth, Baby boomers, Net worth

24.

The Brigher Side of Financial Risk: Financial Risk Tolerance and Wealth

Journal of Family and Economic Issues, Vol. 24, No. 3, pp. 233-256, Fall 2003
Posted: 20 Jun 2005
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University

Abstract:

Loading...

Risk tolerance, wealth accumulation, personal finance

25.

Factors Affecting the Probability of Choosing a Risky Diet

Journal of Family and Economic Issues, Vol. 24, No. 3, pp. 291-303, Fall 2003
Posted: 20 Jun 2005
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University

Abstract:

Loading...

Diet choice, time preference, food consumption, nutrition economics, risk

26.

Diet Choice and the Role of Time Preference

The Journal of Consumer Affairs, Vol. 37, No. 1, pp. 143-160, 2003
Posted: 20 Jun 2005
Sandra J. Huston and Michael S. Finke
Texas Tech University and The American College

Abstract:

Loading...

Diet choice, time preference, food consumption, nutrition economics