Hirofumi Uchida

Kobe University - Graduate School of Business Administration

Professor

2-1, Rokkodai-cho, Nada-ku

Kobe, 657-8501

Japan

http://www.b.kobe-u.ac.jp/~uchida

Stanford University - Walter H. Shorenstein Asia-Pacific Research Center (APARC)

Visiting Scholar

Stanford, CA 94305

United States

SCHOLARLY PAPERS

22

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1,464

SSRN CITATIONS
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Top 11,480

in Total Papers Citations

2

CROSSREF CITATIONS

93

Scholarly Papers (22)

Loan Officers and Relationship Lending

RIETI Discussion Paper No. 06-E-029
Number of pages: 39 Posted: 30 Aug 2006
Hirofumi Uchida, Nobuyoshi Yamori and Gregory F. Udell
Kobe University - Graduate School of Business Administration, Kobe University - Research Institute for Economics & Business Administration and Indiana University - Kelley School of Business - Department of Finance
Downloads 378 (84,836)
Citation 16

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Banks, Small and Medium Enterprises, Relationship, Japan, Soft information

Loan Officers and Relationship Lending to SMEs

Journal of Financial Intermediation, Vol. 21, No. 1, 2012
Posted: 12 Dec 2011
Hirofumi Uchida, Gregory F. Udell and Nobuyoshi Yamori
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Kobe University - Research Institute for Economics & Business Administration

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Relationship lending, Small and medium-sized enterprises, Soft information, Hierarchical organizations

Information Verifiability, Bank Organization, Bank Competition and Bank-Borrower Relationships

Number of pages: 35 Posted: 30 Aug 2006
Osaka Prefecture University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)
Downloads 354 (91,578)
Citation 15

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Bank-Borrower Relationships, Small Business, Loan Interest Rate, Collateral, Credit Availability

Information Verifiability, Bank Organization, Bank Competition And Bank–Borrower Relationships

Journal of Banking and Finance, Vol. 35, No. 5, 2010
Posted: 12 Dec 2011
Osaka Prefecture University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)

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Banks, Small business, Bank–borrower relationships, Loan interest rate, Credit availability

3.
Downloads 226 (148,116)
Citation 24

Bank Size and Lending Relationships in Japan

Number of pages: 40 Posted: 30 Nov 2006
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)
Downloads 189 (174,784)
Citation 2

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Banks, Small and Medium Enterprises, Relationship Lending, Transactions-based Lending, Japan

Bank Size and Lending Relationships in Japan

NBER Working Paper No. w13005
Number of pages: 40 Posted: 06 Apr 2007 Last Revised: 03 Sep 2010
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)
Downloads 37 (485,127)

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Bank Size and Lending Relationships in Japan

Journal of Japanese and International Economies, Vol. 22, No. 2, 2008
Posted: 27 Dec 2010
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)

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Banks, Small and medium enterprises, Relationship lending, Transactions-based lending, Japan

Lending Pro-Cyclicality and Macro-Prudential Policy: Evidence from Japanese LTV Ratios

Number of pages: 69 Posted: 10 May 2013
Arito Ono, Hirofumi Uchida, Gregory F. Udell and Iichiro Uesugi
Chuo University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Hitotsubashi University
Downloads 113 (266,766)
Citation 6

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loan-to-value (LTV) ratios, pro-cyclicality, macro-prudential policy, bubble

Lending Pro-Cyclicality and Macro-Prudential Policy: Evidence from Japanese LTV Ratios

Tokyo Center for Economic Research (TCER) Paper No. E-70
Number of pages: 47 Posted: 12 Jan 2014
Arito Ono, Hirofumi Uchida, Gregory F. Udell and Iichiro Uesugi
Chuo University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Hitotsubashi University
Downloads 72 (356,730)

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loan-to-value (LTV) ratios, pro-cyclicality, macro-prudential policy, bubble

5.

Empirical Determinants of Bargaining Power

Number of pages: 13 Posted: 02 Jan 2007
Hirofumi Uchida
Kobe University - Graduate School of Business Administration
Downloads 145 (219,490)
Citation 7

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Bargaining power, Distribution, Banking relationship, Asymmetric information,

6.

Natural Disaster and Natural Selection

Number of pages: 29 Posted: 06 Sep 2013
Kobe University - Graduate School of Business Administration, Development Bank of Japan, Gakushuin University - Economics, Chuo University, Daito Bunka University and Hitotsubashi University
Downloads 81 (329,841)
Citation 7

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firm exit, natural selection, earthquake, natural disaster, evergreening

7.

Inflation Target and Debt Management of Local Government Bonds

Japan and the World Economy, Vol. 23, No. 3, 2011
Number of pages: 42 Posted: 30 Apr 2011 Last Revised: 13 Dec 2011
Hiroshi Fujiki and Hirofumi Uchida
Chuo University - Faculty of Commerce and Kobe University - Graduate School of Business Administration
Downloads 63 (378,692)

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Fiscal decentralization, Government bond management, Externality, Inflation targets, Fiscal discipline

8.

Optimal Contracts for Central Bankers and Public Debt Policy

Number of pages: 18 Posted: 09 Dec 2004
Hiroshi Fujiki, Hiroshi Osano and Hirofumi Uchida
Chuo University - Faculty of Commerce, Kyoto University - Institute of Economic Research and Kobe University - Graduate School of Business Administration
Downloads 30 (508,049)
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Herd Behaviour by Japanese Banks after Financial Deregulation

Economica, Vol. 78, Issue 312, pp. 618-636, 2011
Number of pages: 19 Posted: 21 Sep 2011
Ryuichi Nakagawa and Hirofumi Uchida
Kansai University - Faculty of Economics and Kobe University - Graduate School of Business Administration
Downloads 2 (728,295)
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Herd Behavior by Japanese Banks After Financial Deregulation in the 1980s

Center on Japanese Economy and Business Working Paper No. 257
Posted: 27 Dec 2007 Last Revised: 07 Jun 2017
Ryuichi Nakagawa and Hirofumi Uchida
Kansai University - Faculty of Economics and Kobe University - Graduate School of Business Administration

Abstract:

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herd behavior, Japanese banks, financial deregulation, inefficiency

10.

Financial Shocks, Bankruptcy, and Natural Selection

Japan and the World Economy, vol 36, pp.123–135, 2015.
Posted: 08 Jun 2017
Kobe University - Graduate School of Business Administration, Hitotsubashi University, Gakushuin University - Economics, Chuo University, Daito Bunka University and Hitotsubashi University

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Firm bankruptcy; Natural selection; Natural disaster; Capital injection; Financial constraint

11.

The Repository of Soft Information within Bank Organizations

Journal of Money, Credit, and Banking, vol.47, pp. 730-770, 2015.
Posted: 08 Jun 2017
Masazumi Hattori, Kohei Shintani and Hirofumi Uchida
Hitotsubashi University, Bank of Japan and Kobe University - Graduate School of Business Administration

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12.

Bank Consolidation and Soft Information Acquisition in Small Business Lending

Journal of Financial Services Research, vol. 49, pp. 173-200, 2014.
Posted: 08 Jun 2017
Yoshiaki Ogura and Hirofumi Uchida
Waseda University, Faculty of Political Science and Economics and Kobe University - Graduate School of Business Administration

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Bank consolidation, Bank merger, Decision authority, Information acquisition

13.

Firm Growth and Efficiency in the Banking Industry: A New Test of the Efficient Structure Hypothesis

Journal of Banking and Finance, Vol. 40, pp. 143-153, 2014.
Posted: 08 Jun 2017
Tetsushi Homma, Yoshiro Tsutsui and Hirofumi Uchida
Independent, Osaka University - Graduate School of Economics and Kobe University - Graduate School of Business Administration

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Firm growth; Cost efficiency; Efficient structure hypothesis; Quiet-life hypothesis

14.

Natural Disasters, Damage to Banks, and Firm Investment

International Economic Review, Vol. 57, Issue 4, pp. 1335-1370, 2016
Number of pages: 36 Posted: 15 Nov 2016
Gakushuin University - Economics, Hitotsubashi University, Daito Bunka University, Hitotsubashi University, Chuo University, Kobe University - Graduate School of Business Administration and Hitotsubashi University
Downloads 0 (726,247)
Citation 2
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15.

What Do Banks Evaluate When They Screen Borrowers? Soft Information, Hard Information and Collateral

Journal of Financial Services Research, Vol. 40, No. 1-2, pp. 29-48, 2011
Posted: 12 Dec 2011
Hirofumi Uchida
Kobe University - Graduate School of Business Administration

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Bank lending, Real estate collateral, Financial statements, Relationship lending, Small and medium-sized enterprises

How Do Japanese Banks Discipline Small- and Medium-Sized Borrowers? An Investigation of The Deployment of Lending Technologies

International Finance Review, Vol. 9, pp. 57-80, 2008
Posted: 27 Dec 2010
Hirofumi Uchida, Gregory F. Udell and Nobuyoshi Yamori
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Kobe University - Research Institute for Economics & Business Administration

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SME Financing and the Deployment of Lending Technologies in Japan

Posted: 28 Dec 2010 Last Revised: 14 May 2014
Hirofumi Uchida, Nobuyoshi Yamori and Gregory F. Udell
Kobe University - Graduate School of Business Administration, Kobe University - Research Institute for Economics & Business Administration and Indiana University - Kelley School of Business - Department of Finance

Abstract:

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Lending technology, Financial statement lending, Fixed asset lending, Relationship lending, Small- and medium-sized enterprises

17.

Herd Behavior in the Japanese Loan Market: Evidence from Bank Panel Data

Journal of Financial Intermediation, Vol. 16, No. 4, pp. 555-583, 2007
Posted: 11 Oct 2007 Last Revised: 27 Dec 2010
Hirofumi Uchida and Ryuichi Nakagawa
Kobe University - Graduate School of Business Administration and Kansai University - Faculty of Economics

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Herd behavior, LSV herding measure, Adjusted LSV herding measure, Banks, Loan market, Japan

18.

Are Trade Creditors Relationship Lenders?

Japan and the World Economy, Vol. 25-26, pp.24-38, 2013
Posted: 30 Aug 2006 Last Revised: 08 Jun 2017
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)

Abstract:

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Trade Credit, Relationship Lending, Credit Availability, Information Accumulation, Bank Loan

19.

Optimal Inflation Target Under Uncertainty

Japan and the World Economy, Vol. 17, No. 4, pp. 470-479, 2005
Posted: 25 Dec 2004
Hirofumi Uchida and Hiroshi Fujiki
Kobe University - Graduate School of Business Administration and Chuo University - Faculty of Commerce

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Inflation targeting, Uncertainty, Conservativeness, Policy coordination, Time inconsistency problem

20.

Has Competition in the Japanese Banking Sector Improved?

Posted: 25 Dec 2004
Hirofumi Uchida and Yoshiro Tsutsui
Kobe University - Graduate School of Business Administration and Osaka University - Graduate School of Economics

Abstract:

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Japanese banks, Degree of competition, Loan market

21.

Deposit Collateral and the Role of Banks

European Finance Review, Vol. 7, pp. 409-435, 2003
Posted: 25 Dec 2004
Hirofumi Uchida
Kobe University - Graduate School of Business Administration

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Deposit collateral, liquidity, pledgeability, commitment loans, compensating balance

22.

Natural selection: A review of studies on firms’ exit and efficiency

Number of pages: 29
Hirofumi Uchida
Kobe University - Graduate School of Business Administration
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Natural selection, exit, efficiency, cleansing effect