Hirofumi Uchida

Kobe University - Graduate School of Business Administration

Professor

2-1, Rokkodai-cho, Nada-ku

Kobe, 657-8501

Japan

http://www.b.kobe-u.ac.jp/~uchida

Stanford University - Shorenstein Asia-Pacific Research Center

Visiting Scholar

Stanford, CA 94305

United States

SCHOLARLY PAPERS

21

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CITATIONS
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46

Scholarly Papers (21)

Information Verifiability, Bank Organization, Bank Competition and Bank-Borrower Relationships

Number of pages: 35 Posted: 30 Aug 2006
Osaka Prefecture University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)
Downloads 323 (77,998)
Citation 11

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Bank-Borrower Relationships, Small Business, Loan Interest Rate, Collateral, Credit Availability

Information Verifiability, Bank Organization, Bank Competition And Bank–Borrower Relationships

Journal of Banking and Finance, Vol. 35, No. 5, 2010
Posted: 12 Dec 2011
Osaka Prefecture University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)

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Banks, Small business, Bank–borrower relationships, Loan interest rate, Credit availability

2.
Downloads 313 ( 81,271)
Citation 17

Loan Officers and Relationship Lending

RIETI Discussion Paper No. 06-E-029
Number of pages: 39 Posted: 30 Aug 2006
Hirofumi Uchida, Nobuyoshi Yamori and Gregory F. Udell
Kobe University - Graduate School of Business Administration, Kobe University - Research Institute for Economics & Business Administration and Indiana University - Kelley School of Business - Department of Finance
Downloads 313 (80,749)
Citation 17

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Banks, Small and Medium Enterprises, Relationship, Japan, Soft information

Loan Officers and Relationship Lending to SMEs

Journal of Financial Intermediation, Vol. 21, No. 1, 2012
Posted: 12 Dec 2011
Hirofumi Uchida, Gregory F. Udell and Nobuyoshi Yamori
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Kobe University - Research Institute for Economics & Business Administration

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Relationship lending, Small and medium-sized enterprises, Soft information, Hierarchical organizations

3.
Downloads 214 (121,484)
Citation 10

Bank Size and Lending Relationships in Japan

Number of pages: 40 Posted: 30 Nov 2006
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)
Downloads 181 (142,030)
Citation 10

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Banks, Small and Medium Enterprises, Relationship Lending, Transactions-based Lending, Japan

Bank Size and Lending Relationships in Japan

NBER Working Paper No. w13005
Number of pages: 40 Posted: 06 Apr 2007
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)
Downloads 33 (403,214)
Citation 10

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Bank Size and Lending Relationships in Japan

Journal of Japanese and International Economies, Vol. 22, No. 2, 2008
Posted: 27 Dec 2010
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)

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Banks, Small and medium enterprises, Relationship lending, Transactions-based lending, Japan

4.

Are Trade Creditors Relationship Lenders?

Japan and the World Economy, Vol. 25-26, pp.24-38, 2013
Posted: 30 Aug 2006 Last Revised: 08 Jun 2017
Hirofumi Uchida, Gregory F. Udell and Wako Watanabe
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Osaka University - Institute of Social and Economic Research (ISER)

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Trade Credit, Relationship Lending, Credit Availability, Information Accumulation, Bank Loan

Lending Pro-Cyclicality and Macro-Prudential Policy: Evidence from Japanese LTV Ratios

Number of pages: 69 Posted: 10 May 2013
Arito Ono, Hirofumi Uchida, Gregory F. Udell and Iichiro Uesugi
Chuo University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Hitotsubashi University
Downloads 92 (242,971)
Citation 1

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loan-to-value (LTV) ratios, pro-cyclicality, macro-prudential policy, bubble

Lending Pro-Cyclicality and Macro-Prudential Policy: Evidence from Japanese LTV Ratios

Tokyo Center for Economic Research (TCER) Paper No. E-70
Number of pages: 47 Posted: 12 Jan 2014
Arito Ono, Hirofumi Uchida, Gregory F. Udell and Iichiro Uesugi
Chuo University, Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Hitotsubashi University
Downloads 64 (301,890)
Citation 1

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loan-to-value (LTV) ratios, pro-cyclicality, macro-prudential policy, bubble

6.

Empirical Determinants of Bargaining Power

Number of pages: 13 Posted: 02 Jan 2007
Hirofumi Uchida
Kobe University - Graduate School of Business Administration
Downloads 117 (191,535)
Citation 4

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Bargaining power, Distribution, Banking relationship, Asymmetric information,

7.

Inflation Target and Debt Management of Local Government Bonds

Japan and the World Economy, Vol. 23, No. 3, 2011
Number of pages: 42 Posted: 30 Apr 2011 Last Revised: 13 Dec 2011
Hiroshi Fujiki and Hirofumi Uchida
Chuo University - Faculty of Commerce and Kobe University - Graduate School of Business Administration
Downloads 50 (308,257)

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Fiscal decentralization, Government bond management, Externality, Inflation targets, Fiscal discipline

8.

Optimal Contracts for Central Bankers and Public Debt Policy

Japanese Economic Review, Vol. 55, No. 4, pp. 372-400, December 2004
Number of pages: 18 Posted: 09 Dec 2004
Hiroshi Fujiki, Hiroshi Osano and Hirofumi Uchida
Chuo University - Faculty of Commerce, Kyoto University - Institute of Economic Research and Kobe University - Graduate School of Business Administration
Downloads 30 (406,239)
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9.

Natural Disaster and Natural Selection

Number of pages: 29 Posted: 06 Sep 2013
Kobe University - Graduate School of Business Administration, Development Bank of Japan, Gakushuin University - Economics, Chuo University, Daito Bunka University and Hitotsubashi University
Downloads 14 (364,511)

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firm exit, natural selection, earthquake, natural disaster, evergreening

Herd Behaviour by Japanese Banks after Financial Deregulation

Economica, Vol. 78, Issue 312, pp. 618-636, 2011
Number of pages: 19 Posted: 21 Sep 2011
Ryuichi Nakagawa and Hirofumi Uchida
Kansai University - Faculty of Economics and Kobe University - Graduate School of Business Administration
Downloads 2 (575,795)
Citation 3
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Herd Behavior by Japanese Banks After Financial Deregulation in the 1980s

Center on Japanese Economy and Business Working Paper No. 257
Posted: 27 Dec 2007 Last Revised: 07 Jun 2017
Ryuichi Nakagawa and Hirofumi Uchida
Kansai University - Faculty of Economics and Kobe University - Graduate School of Business Administration

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herd behavior, Japanese banks, financial deregulation, inefficiency

11.

Bank Consolidation and Soft Information Acquisition in Small Business Lending

Journal of Financial Services Research, vol. 49, pp. 173-200, 2014.
Posted: 08 Jun 2017
Yoshiaki Ogura and Hirofumi Uchida
Waseda University, School of Political Science and Economics and Kobe University - Graduate School of Business Administration

Abstract:

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Bank consolidation, Bank merger, Decision authority, Information acquisition

12.

Firm Growth and Efficiency in the Banking Industry: A New Test of the Efficient Structure Hypothesis

Journal of Banking and Finance, Vol. 40, pp. 143-153, 2014.
Posted: 08 Jun 2017
Tetsushi Homma, Yoshiro Tsutsui and Hirofumi Uchida
Independent, Osaka University - Graduate School of Economics and Kobe University - Graduate School of Business Administration

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Firm growth; Cost efficiency; Efficient structure hypothesis; Quiet-life hypothesis

13.

Financial Shocks, Bankruptcy, and Natural Selection

Japan and the World Economy, vol 36, pp.123–135, 2015.,
Posted: 08 Jun 2017
Kobe University - Graduate School of Business Administration, Hitotsubashi University, Gakushuin University - Economics, Chuo University, Daito Bunka University and Hitotsubashi University

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Firm bankruptcy; Natural selection; Natural disaster; Capital injection; Financial constraint

14.

The Repository of Soft Information within Bank Organizations

Journal of Money, Credit, and Banking, vol.47, pp. 730-770, 2015.
Posted: 08 Jun 2017
Masazumi Hattori, Kohei Shintani and Hirofumi Uchida
Hitotsubashi University, Bank of Japan and Kobe University - Graduate School of Business Administration

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15.

Natural Disasters, Damage to Banks, and Firm Investment

International Economic Review, Vol. 57, Issue 4, pp. 1335-1370, 2016
Number of pages: 36 Posted: 15 Nov 2016
Gakushuin University - Economics, Hitotsubashi University, Daito Bunka University, Hitotsubashi University, Chuo University, Kobe University - Graduate School of Business Administration and Hitotsubashi University
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16.

What Do Banks Evaluate When They Screen Borrowers? Soft Information, Hard Information and Collateral

Journal of Financial Services Research, Vol. 40, No. 1-2, pp. 29-48, 2011
Posted: 12 Dec 2011
Hirofumi Uchida
Kobe University - Graduate School of Business Administration

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Bank lending, Real estate collateral, Financial statements, Relationship lending, Small and medium-sized enterprises

How Do Japanese Banks Discipline Small- and Medium-Sized Borrowers? An Investigation of The Deployment of Lending Technologies

International Finance Review, Vol. 9, pp. 57-80, 2008
Posted: 27 Dec 2010
Hirofumi Uchida, Gregory F. Udell and Nobuyoshi Yamori
Kobe University - Graduate School of Business Administration, Indiana University - Kelley School of Business - Department of Finance and Kobe University - Research Institute for Economics & Business Administration

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SME Financing and the Deployment of Lending Technologies in Japan

Posted: 28 Dec 2010 Last Revised: 14 May 2014
Hirofumi Uchida, Nobuyoshi Yamori and Gregory F. Udell
Kobe University - Graduate School of Business Administration, Kobe University - Research Institute for Economics & Business Administration and Indiana University - Kelley School of Business - Department of Finance

Abstract:

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Lending technology, Financial statement lending, Fixed asset lending, Relationship lending, Small- and medium-sized enterprises

18.

Herd Behavior in the Japanese Loan Market: Evidence from Bank Panel Data

Journal of Financial Intermediation, Vol. 16, No. 4, pp. 555-583, 2007
Posted: 11 Oct 2007 Last Revised: 27 Dec 2010
Hirofumi Uchida and Ryuichi Nakagawa
Kobe University - Graduate School of Business Administration and Kansai University - Faculty of Economics

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Herd behavior, LSV herding measure, Adjusted LSV herding measure, Banks, Loan market, Japan

19.

Optimal Inflation Target under Uncertainty

Japan and the World Economy, Vol. 17, No. 4, pp. 470-479, 2005
Posted: 25 Dec 2004
Hirofumi Uchida and Hiroshi Fujiki
Kobe University - Graduate School of Business Administration and Chuo University - Faculty of Commerce

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Inflation targeting, Uncertainty, Conservativeness, Policy coordination, Time inconsistency problem

20.

Has Competition in the Japanese Banking Sector Improved?

Journal of Banking and Finance, Vol. 29, No. 2, pp. 419-439, 2005
Posted: 25 Dec 2004
Hirofumi Uchida and Yoshiro Tsutsui
Kobe University - Graduate School of Business Administration and Osaka University - Graduate School of Economics

Abstract:

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Japanese banks, Degree of competition, Loan market

21.

Deposit Collateral and the Role of Banks

European Finance Review, Vol. 7, pp. 409-435, 2003
Posted: 25 Dec 2004
Hirofumi Uchida
Kobe University - Graduate School of Business Administration

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Deposit collateral, liquidity, pledgeability, commitment loans, compensating balance