Crtra. Valldemossa, km 7.5
Palma de Mallorca, Illles Balears 07122
University of the Balearic Islands
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Intangibles, IT capital, adjustment costs, valuation of banks, investment of banks
securitization, capital structure, adverse selection, pecking order
IT capital, output growth, economic value, banks
IT capital, advertising, output growth, rate of return, banks
product differentiation, banks' resources, profit maximization, simulation
bank capital regulation, leverage, hybrid capital, financial markets
Bank capital regulation, Basel III, bank lending rates, demand for credit
Intangible assets, economic rents, organization capital, adjustment costs, IT investment
Spanish banks, intangible assets, cost of capital services
banking competition, product differentiation, intangibles, simulation
multi-asset firm, investment, intangible assets, banks
Ownership of banks, governance, banking crisis, Spain, cajas, business models
banking spatial competition, bank-branch productivity, interest rates, branches dynamics, bank’s economic profits.
productivity of banks, financial stability production function, IT capital, simultaneity bias
Interest rate dispersion, market structure, search costs
banking spatial competition, bank branch productivity, interest rates, branch dynamics, bank economic profits
branch, bank restructuring, financial exclusion, distance, Spanish cajas
Corporate Governance, family firms, financial constraints, capital structures, crisis
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