Jesus Saurina Salas

Banco de España

Madrid 28014

Spain

SCHOLARLY PAPERS

31

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CITATIONS
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331

Scholarly Papers (31)

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

European Banking Center Discussion Paper No. 2012-011
Number of pages: 44 Posted: 01 May 2012 Last Revised: 08 Aug 2015
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 1,383 (9,986)
Citation 2

Abstract:

bank capital, dynamic provisioning, credit availability, financial crisis

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

National Bank of Belgium Working Paper No. 231
Number of pages: 67 Posted: 13 Oct 2012
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 574 (36,825)
Citation 2

Abstract:

bank capital, dynamic provisioning, credit availability, financial crisis

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

CentER Discussion Paper Series No. 2007-75, AFA 2009 San Francisco Meetings Paper
Number of pages: 54 Posted: 03 Oct 2007 Last Revised: 13 May 2013
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 769 (24,592)
Citation 24

Abstract:

monetary policy, financial stability, credit risk, credit supply composition, business cycle, bank capital

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Banco de Espana Working Paper No. 0833
Number of pages: 49 Posted: 27 Jan 2009
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 635 (32,089)
Citation 37

Abstract:

monetary policy, low interest rates, financial stability, lending standards, credit risk-taking, credit composition, business cycle, liquidity risk

3.

How Does Competition Impact Bank Risk Taking?

EFA 2007 Ljubljana Meetings Paper, FRB of San Francisco Working Paper No. 2007-23, AFA 2008 New Orleans Meetings Paper
Number of pages: 37 Posted: 27 Feb 2007
Jesus Saurina Salas, Gabriel Jiménez and Jose A. Lopez
Banco de España, Banco de España and Federal Reserve Bank of San Francisco
Downloads 967 (13,803)
Citation 32

Abstract:

bank competition, franchise value, Lerner index

4.

How Does Competition Impact Bank Risk-Taking?

Banco de Espana Working Paper No. 1005
Number of pages: 35 Posted: 05 Apr 2010 Last Revised: 08 Apr 2010
Gabriel Jiménez, Jose A. Lopez and Jesus Saurina Salas
Banco de España, Federal Reserve Bank of San Francisco and Banco de España
Downloads 773 (23,370)
Citation 32

Abstract:

bank competition, franchise value, Lerner index, credit risk, financial stability

Earnings and Capital Management in Alternative Loan Loss Provision Regulatory Regimes

Banco de Espana Research Paper No. WP-0614
Number of pages: 33 Posted: 27 Jul 2006
Jesus Saurina Salas, Daniel Perez and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 663 (30,287)
Citation 9

Abstract:

income smoothing, capital management, IFRS/IAS, Basel II

Earnings and Capital Management in Alternative Loan Loss Provision Regulatory Regimes

European Accounting Review, Forthcoming
Posted: 22 Jan 2008
Daniel Perez, Jesus Saurina Salas and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization

Abstract:

income smoothing, capital management, IFRS, Basel II

6.

The Real Effects of the Bank Lending Channel

Number of pages: 51 Posted: 11 Sep 2010 Last Revised: 20 Nov 2014
Gabriel Jiminez, Atif R. Mian, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, Princeton University - Department of Economics, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 593 (18,347)
Citation 1

Abstract:

lending channel, securitization, banking crises, Spain

7.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 35 Posted: 05 Jan 2012 Last Revised: 28 Apr 2017
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 445 (40,884)
Citation 2

Abstract:

bank lending channel, credit supply, business cycle, credit crunch, capital

8.

Determinants of Collateral

EFA 2004 Maastricht Meetings Paper No. 1455
Number of pages: 49 Posted: 19 Jul 2004
Jesus Saurina Salas, Vicente Salas-Fumás and Gabriel Jiménez
Banco de España, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 407 (54,679)
Citation 42

Abstract:

collateral, asymmetric information, relationship banking, competition, business cycle

9.
Downloads 369 ( 64,630)
Citation 16

Empirical Analysis of Corporate Credit Lines

FRB of St. Louis Working Paper No. 2007-14
Number of pages: 36 Posted: 27 Feb 2007
Jesus Saurina Salas, Gabriel Jiménez and Jose A. Lopez
Banco de España, Banco de España and Federal Reserve Bank of San Francisco
Downloads 254 (97,740)
Citation 16

Abstract:

credit lines, firm default, bank lending

Empirical Analysis of Corporate Credit Lines

Banco de Espana Working Paper No. 0821
Number of pages: 35 Posted: 02 Oct 2008
Gabriel Jiménez, Jose A. Lopez and Jesus Saurina Salas
Banco de España, Federal Reserve Bank of San Francisco and Banco de España
Downloads 115 (200,032)
Citation 16

Abstract:

credit lines, firm default, bank lending, exposure at default

10.

An Assessment of Basel II Procyclicality in Mortgage Portfolios

Banco de España Research Paper No. WP-0712,
Number of pages: 33 Posted: 29 May 2007
Jesus Saurina Salas and Carlos Trucharte
Banco de España and Banco de España
Downloads 360 (64,630)

Abstract:

procyclicality, Basel II, rating systems, mortgages

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

ECB Working Paper No. 1179
Number of pages: 61 Posted: 26 Apr 2010
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 215 (115,970)
Citation 7

Abstract:

non-financial and financial borrower balance-sheet channels, financial accelerator, firm borrowing capacity, credit supply, business cycle, monetary policy, credit channel, net worth, capital, liquidity, 2007-09 crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Banco de Espana Working Paper No. 1030
Number of pages: 44 Posted: 01 Oct 2010
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 63 (294,091)
Citation 7

Abstract:

Non-Financial and Financial Borrower Balance-Sheet Channels, Financial Accelerator, Firm Borrowing Capacity, Credit Supply, Business Cycle, Monetary Policy, Credit Channel, Net Worth, Capital, Liquidity, 2007-09 Crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

CEPR Discussion Paper No. DP7655
Number of pages: 53 Posted: 08 Feb 2010
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 6 (534,990)
Citation 7

Abstract:

credit supply, financial accelerator, firm borrowing capacity, non-financial and financial borrower balance-sheet channels

12.

Do Dynamic Provisions Reduce Income Smoothing Using Loan Loss Provisions?

Banco de Espana Working Paper No. 1118
Number of pages: 30 Posted: 14 Sep 2011
Daniel Perez, Vicente Salas-Fumás and Jesus Saurina Salas
Banco de España, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 159 (139,720)

Abstract:

income smoothing, earnings management, transparency, countercyclical provisioning

13.

Credit Market Competition, Collateral and Firms' Finance

Banco de Espana Research Paper No. WP-0612
Number of pages: 28 Posted: 25 May 2006
Jesus Saurina Salas, Gabriel Jiménez and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 156 (150,288)
Citation 1

Abstract:

collateral, competition, asymmetric information, relationship banking

14.

Determinants of Access to External Finance: Evidence from Spanish Firms

FRB of San Francisco Working Paper No. 2007-22
Number of pages: 42 Posted: 02 Nov 2007
Raquel Lago, Jesus Saurina Salas and Jose A. Lopez
Banco de España, Banco de España and Federal Reserve Bank of San Francisco
Downloads 153 (141,129)
Citation 3

Abstract:

external finance, bank relationships, hold-up, business cycle

Securitization and Banks’ Capital Structure

Review of Corporate Finance Studies, Forthcoming
Number of pages: 44 Posted: 10 Mar 2015
Andres Almazan, Alfredo Martín‐Oliver and Jesus Saurina Salas
University of Texas at Austin - Department of Finance, University of the Balearic Islands and Banco de España
Downloads 78 (260,283)

Abstract:

securitization, capital structure, adverse selection, pecking order

Securitization and Banks’ Capital Structure

Banco de Espana Working Paper No. 1506
Number of pages: 39 Posted: 18 Mar 2015
Andres Almazan, Alfredo Martín‐Oliver and Jesus Saurina Salas
University of Texas at Austin - Department of Finance, University of the Balearic Islands and Banco de España
Downloads 69 (279,828)

Abstract:

securitization, capital structure, adverse selection, pecking order

16.

The Asian and European Banking Systems: The Case of Spain in the Quest for Development and Stability

Bank of Spain Working Paper No. 0217
Number of pages: 42 Posted: 15 Dec 2005
Banco de España, Banco de España and NATIXIS HONG KONG
Downloads 109 (195,431)

Abstract:

Financial development, financial liberalization,

17.
Downloads 81 (246,576)
Citation 28

Mitigating the Pro-Cyclicality of Basel II

Banco de Espana Working Paper No. 1028
Number of pages: 42 Posted: 25 Oct 2010
Rafael Repullo, Jesus Saurina Salas and Carlos Trucharte
Centre for Monetary and Financial Studies (CEMFI), Banco de España and Banco de España
Downloads 81 (254,432)
Citation 28

Abstract:

Bank capital regulation, Basel II, Pro-cyclicality, Business cycles, Credit crunch

18.

The Countercyclical Capital Buffer of Basel III: A Critical Assessment

CEPR Discussion Paper No. DP8304
Number of pages: 32 Posted: 28 Mar 2011
Rafael Repullo and Jesus Saurina Salas
Centre for Monetary and Financial Studies (CEMFI) and Banco de España
Downloads 74 (266,179)
Citation 14

Abstract:

Bank capital regulation, Basel III, Business cycles, Credit crunch, Pro-cyclicality

19.

Organizational Distance and Use of Collateral for Business Loans

Number of pages: 33 Posted: 26 Aug 2008
Jesus Saurina Salas, Vicente Salas-Fumás and Gabriel Jiménez
Banco de España, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 71 (268,172)
Citation 7

Abstract:

G21, L22

20.

No Bank, One Bank, Several Banks: Does it Matter for Investment?

Banco de Espana Working Paper No. 1003
Number of pages: 59 Posted: 25 Mar 2010 Last Revised: 12 Apr 2010
Simon Fraser University (SFU) - Department of Economics, Banco de España, Banco de España and MIT - Department of Economics
Downloads 65 (270,288)

Abstract:

financial constraints, bank lending, investment Euler equations, moral hazard, structural estimation and testing

21.

The Joint Size and Ownership Specialization in Banks' Lending

Banco de Espana Research Paper No. WP-0606
Number of pages: 40 Posted: 08 May 2006
Javier Delgado, Jesus Saurina Salas and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 61 (283,483)
Citation 10

Abstract:

bank specialization, transactional lending, relational lending, ownership form

22.

Local Versus Aggregate Lending Channels: The Effects of Securitization on Corporate Credit Supply

Banco de Espana Working Paper No. 1124
Number of pages: 57 Posted: 06 Oct 2011
Banco de España, affiliation not provided to SSRN, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 58 (274,568)
Citation 3

Abstract:

bank lending channel, credit supply, credit demand, macroprudential, real economy effects of finance, securitization

23.

Measurement of Capital Stock and Input Services of Spanish Banks

Banco de España Research Paper No. WP-0711,
Number of pages: 48 Posted: 08 May 2007
Banco de España, University of the Balearic Islands and University of Zaragoza - Department of Business Administration and Organization
Downloads 58 (292,827)
Citation 5

Abstract:

Spanish banks, intangible assets, cost of capital services

24.

Joint Size and Ownership Specialization in Bank Lending

Number of pages: 43 Posted: 02 Mar 2006
Jesus Saurina Salas, Javier Delgado and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 45 (339,687)
Citation 11

Abstract:

bank specialization, transactional lending, relational lending, ownership form

25.

Search Cost and Price Dispersion in Vertically Related Markets: The Case of Bank Loans and Deposits

Banco de Espana Working Paper No. 0825
Number of pages: 29 Posted: 17 Dec 2008
University of the Balearic Islands, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 33 (342,853)
Citation 1

Abstract:

Interest rate dispersion, market structure, search costs

26.

Local Versus Aggregate Lending Channels: The Effects of Securitization on Corporate Credit Supply in Spain

NBER Working Paper No. w16595
Number of pages: 47 Posted: 13 Dec 2010
Gabriel Jiménez, Atif R. Mian, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, Princeton University - Department of Economics, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 16 (446,531)
Citation 3

Abstract:

27.

Mitigating the Procyclicality of Basel II

CEPR Discussion Paper No. DP7382
Number of pages: 44 Posted: 26 Aug 2009
Rafael Repullo, Jesus Saurina Salas and Carlos Trucharte
Centre for Monetary and Financial Studies (CEMFI), Banco de España and Banco de España
Downloads 10 (492,696)
Citation 27

Abstract:

Bank capital regulation, Basel II, Business cycles, Credit crunch, Procyclicality

28.

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk?

CEPR Discussion Paper No. DP6514
Number of pages: 36 Posted: 05 Jun 2008
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 8 (502,377)
Citation 38

Abstract:

bank organization, business cycle, credit risk, duration analysis, financial stability, lending standards, low interest rates, monetary policy, risk-taking

29.

Macroprudential Policy: Objectives, Instruments and Indicators (Política macroprudencial: objetivos, instrumentos e indicadores)

Banco de Espana Occasional Paper No. 1601
Number of pages: 26 Posted: 21 Jan 2016
Javier Mencia and Jesus Saurina Salas
Banco de España and Banco de España
Downloads 0 (349,237)

Abstract:

early warning indicators, macroprudential policy stance, macroeconomic actual conditions

30.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 37 Posted: 05 Jan 2012
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Universitat Pompeu Fabra - Faculty of Economic and Business Sciences and Banco de España
Downloads 0 (482,554)

Abstract:

bank lending channel, credit supply, business cycle, credit crunch, capital

31.

Credit Risk in Two Institutional Regimes: Spanish Commercial and Savings Banks

Journal of Financial Services Research, Vol. 22, No. 3, December 2002
Posted: 08 Mar 2003
Jesus Saurina Salas and Vicente Salas-Fumás
Banco de España and University of Zaragoza - Department of Business Administration and Organization

Abstract:

Credit risk, problem loans, commercial and savings banks