Jesus Saurina Salas

Banco de España

Madrid 28014

Spain

SCHOLARLY PAPERS

34

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CITATIONS
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693

Scholarly Papers (34)

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1.

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

Downloads 2,392 ( 5,244)
Citation 83

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

European Banking Center Discussion Paper No. 2012-011
Number of pages: 44 Posted: 01 May 2012 Last Revised: 08 Aug 2015
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 1,714 (9,031)
Citation 6

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bank capital, dynamic provisioning, credit availability, financial crisis

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

National Bank of Belgium Working Paper No. 231
Number of pages: 67 Posted: 13 Oct 2012
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 678 (36,270)
Citation 92

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bank capital, dynamic provisioning, credit availability, financial crisis

2.

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Downloads 1,522 ( 11,163)
Citation 227

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

CentER Discussion Paper Series No. 2007-75, AFA 2009 San Francisco Meetings Paper
Number of pages: 54 Posted: 03 Oct 2007 Last Revised: 13 May 2013
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 867 (25,811)
Citation 274

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monetary policy, financial stability, credit risk, credit supply composition, business cycle, bank capital

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Banco de Espana Working Paper No. 0833
Number of pages: 49 Posted: 27 Jan 2009
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 655 (37,945)
Citation 88

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monetary policy, low interest rates, financial stability, lending standards, credit risk-taking, credit composition, business cycle, liquidity risk

3.

How Does Competition Impact Bank Risk Taking?

EFA 2007 Ljubljana Meetings Paper, FRB of San Francisco Working Paper No. 2007-23, AFA 2008 New Orleans Meetings Paper
Number of pages: 37 Posted: 27 Feb 2007
Jesus Saurina Salas, Gabriel Jiménez and Jose A. Lopez
Banco de España, Banco de España and Federal Reserve Bank of San Francisco
Downloads 1,311 (14,157)
Citation 33

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bank competition, franchise value, Lerner index

4.

The Real Effects of the Bank Lending Channel

Number of pages: 51 Posted: 11 Sep 2010 Last Revised: 20 Nov 2014
Gabriel Jiminez, Atif R. Mian, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, Princeton University - Department of Economics, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 1,257 (15,096)
Citation 1

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lending channel, securitization, banking crises, Spain

5.

How Does Competition Impact Bank Risk-Taking?

Banco de Espana Working Paper No. 1005
Number of pages: 35 Posted: 05 Apr 2010 Last Revised: 08 Apr 2010
Gabriel Jiménez, Jose A. Lopez and Jesus Saurina Salas
Banco de España, Federal Reserve Bank of San Francisco and Banco de España
Downloads 855 (26,776)
Citation 25

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bank competition, franchise value, Lerner index, credit risk, financial stability

6.

Earnings and Capital Management in Alternative Loan Loss Provision Regulatory Regimes

Downloads 692 ( 35,830)
Citation 29

Earnings and Capital Management in Alternative Loan Loss Provision Regulatory Regimes

Banco de Espana Research Paper No. WP-0614
Number of pages: 33 Posted: 27 Jul 2006
Jesus Saurina Salas, Daniel Perez and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 692 (35,290)
Citation 29

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income smoothing, capital management, IFRS/IAS, Basel II

Earnings and Capital Management in Alternative Loan Loss Provision Regulatory Regimes

European Accounting Review, Forthcoming
Posted: 22 Jan 2008
Daniel Perez, Jesus Saurina Salas and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization

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income smoothing, capital management, IFRS, Basel II

7.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 35 Posted: 05 Jan 2012 Last Revised: 28 Apr 2017
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 607 (42,631)
Citation 4

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bank lending channel, credit supply, business cycle, credit crunch, capital

8.

Determinants of Collateral

EFA 2004 Maastricht Meetings Paper No. 1455
Number of pages: 49 Posted: 19 Jul 2004
Jesus Saurina Salas, Vicente Salas-Fumás and Gabriel Jiménez
Banco de España, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 447 (62,858)
Citation 96

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collateral, asymmetric information, relationship banking, competition, business cycle

9.

Empirical Analysis of Corporate Credit Lines

Downloads 383 ( 75,634)
Citation 35

Empirical Analysis of Corporate Credit Lines

FRB of St. Louis Working Paper No. 2007-14
Number of pages: 36 Posted: 27 Feb 2007
Jesus Saurina Salas, Gabriel Jiménez and Jose A. Lopez
Banco de España, Banco de España and Federal Reserve Bank of San Francisco
Downloads 265 (113,148)
Citation 1

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credit lines, firm default, bank lending

Empirical Analysis of Corporate Credit Lines

Banco de Espana Working Paper No. 0821
Number of pages: 35 Posted: 02 Oct 2008
Gabriel Jiménez, Jose A. Lopez and Jesus Saurina Salas
Banco de España, Federal Reserve Bank of San Francisco and Banco de España
Downloads 118 (234,328)
Citation 39

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credit lines, firm default, bank lending, exposure at default

10.

An Assessment of Basel II Procyclicality in Mortgage Portfolios

Banco de España Research Paper No. WP-0712
Number of pages: 33 Posted: 29 May 2007
Jesus Saurina Salas and Carlos Trucharte
Banco de España and Banco de España
Downloads 374 (77,700)
Citation 22

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procyclicality, Basel II, rating systems, mortgages

11.

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Downloads 359 ( 81,519)
Citation 52

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

ECB Working Paper No. 1179
Number of pages: 61 Posted: 26 Apr 2010
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 281 (106,294)

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non-financial and financial borrower balance-sheet channels, financial accelerator, firm borrowing capacity, credit supply, business cycle, monetary policy, credit channel, net worth, capital, liquidity, 2007-09 crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Banco de Espana Working Paper No. 1030
Number of pages: 44 Posted: 01 Oct 2010
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 72 (323,986)
Citation 50

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Non-Financial and Financial Borrower Balance-Sheet Channels, Financial Accelerator, Firm Borrowing Capacity, Credit Supply, Business Cycle, Monetary Policy, Credit Channel, Net Worth, Capital, Liquidity, 2007-09 Crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

CEPR Discussion Paper No. DP7655
Number of pages: 53 Posted: 08 Feb 2010
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 6 (626,650)
Citation 8
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credit supply, financial accelerator, firm borrowing capacity, non-financial and financial borrower balance-sheet channels

12.

Determinants of Access to External Finance: Evidence from Spanish Firms

FRB of San Francisco Working Paper No. 2007-22
Number of pages: 42 Posted: 02 Nov 2007
Raquel Lago, Jesus Saurina Salas and Jose A. Lopez
Banco de España, Banco de España and Federal Reserve Bank of San Francisco
Downloads 209 (143,973)
Citation 1

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external finance, bank relationships, hold-up, business cycle

13.

Do Dynamic Provisions Reduce Income Smoothing Using Loan Loss Provisions?

Banco de Espana Working Paper No. 1118
Number of pages: 30 Posted: 14 Sep 2011
Daniel Perez, Vicente Salas-Fumás and Jesus Saurina Salas
Banco de España, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 195 (153,672)
Citation 59

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income smoothing, earnings management, transparency, countercyclical provisioning

14.

Securitization and Banks’ Capital Structure

Downloads 173 (171,149)
Citation 6

Securitization and Banks’ Capital Structure

Review of Corporate Finance Studies, Forthcoming
Number of pages: 44 Posted: 10 Mar 2015
Andres Almazan, Alfredo Martín‐Oliver and Jesus Saurina Salas
University of Texas at Austin - Department of Finance, University of the Balearic Islands and Banco de España
Downloads 89 (284,776)

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securitization, capital structure, adverse selection, pecking order

Securitization and Banks’ Capital Structure

Banco de Espana Working Paper No. 1506
Number of pages: 39 Posted: 18 Mar 2015
Andres Almazan, Alfredo Martín‐Oliver and Jesus Saurina Salas
University of Texas at Austin - Department of Finance, University of the Balearic Islands and Banco de España
Downloads 84 (295,452)
Citation 5

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securitization, capital structure, adverse selection, pecking order

15.

Credit Market Competition, Collateral and Firms' Finance

Banco de Espana Research Paper No. WP-0612
Number of pages: 28 Posted: 25 May 2006
Jesus Saurina Salas, Gabriel Jiménez and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 170 (173,781)

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collateral, competition, asymmetric information, relationship banking

16.

The Asian and European Banking Systems: The Case of Spain in the Quest for Development and Stability

Bank of Spain Working Paper No. 0217
Number of pages: 42 Posted: 15 Dec 2005
Sonsoles Gallego Herrero, Jesus Saurina Salas and Alicia García-Herrero
Banco de España, Banco de España and Natixis
Downloads 122 (227,529)
Citation 1

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Financial development, financial liberalization,

17.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 37 Posted: 05 Jan 2012
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 102 (258,587)
Citation 13

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bank lending channel, credit supply, business cycle, credit crunch, capital

18.

Mitigating the Pro-Cyclicality of Basel II

Downloads 91 (272,763)
Citation 17

Mitigating the Pro-Cyclicality of Basel II

Banco de Espana Working Paper No. 1028
Number of pages: 42 Posted: 25 Oct 2010
Rafael Repullo, Jesus Saurina Salas and Carlos Trucharte
Centre for Monetary and Financial Studies (CEMFI), Banco de España and Banco de España
Downloads 91 (280,726)
Citation 15

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Bank capital regulation, Basel II, Pro-cyclicality, Business cycles, Credit crunch

19.

Local Versus Aggregate Lending Channels: The Effects of Securitization on Corporate Credit Supply

Banco de Espana Working Paper No. 1124
Number of pages: 57 Posted: 06 Oct 2011
Gabriel Jiménez, Mian Muhammad Atif, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, affiliation not provided to SSRN, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 80 (301,526)

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bank lending channel, credit supply, credit demand, macroprudential, real economy effects of finance, securitization

20.

The Countercyclical Capital Buffer of Basel III: A Critical Assessment

CEPR Discussion Paper No. DP8304
Number of pages: 32 Posted: 28 Mar 2011
Rafael Repullo and Jesus Saurina Salas
Centre for Monetary and Financial Studies (CEMFI) and Banco de España
Downloads 79 (303,794)
Citation 16
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Bank capital regulation, Basel III, Business cycles, Credit crunch, Pro-cyclicality

21.

No Bank, One Bank, Several Banks: Does it Matter for Investment?

Banco de Espana Working Paper No. 1003
Number of pages: 59 Posted: 25 Mar 2010 Last Revised: 12 Apr 2010
Alexander Karaivanov, Sonia Ruano, Jesus Saurina Salas and Robert M. Townsend
Simon Fraser University (SFU) - Department of Economics, Banco de España, Banco de España and MIT - Department of Economics
Downloads 77 (308,415)
Citation 29

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financial constraints, bank lending, investment Euler equations, moral hazard, structural estimation and testing

22.

Organizational Distance and Use of Collateral for Business Loans

Number of pages: 33 Posted: 26 Aug 2008
Jesus Saurina Salas, Vicente Salas-Fumás and Gabriel Jiménez
Banco de España, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 77 (308,415)
Citation 11

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G21, L22

23.

The Joint Size and Ownership Specialization in Banks' Lending

Banco de Espana Research Paper No. WP-0606
Number of pages: 40 Posted: 08 May 2006
Javier Delgado, Jesus Saurina Salas and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 71 (322,945)
Citation 53

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bank specialization, transactional lending, relational lending, ownership form

24.

Macroprudential Policy: Objectives, Instruments and Indicators (Política macroprudencial: objetivos, instrumentos e indicadores)

Banco de Espana Occasional Paper No. 1601
Number of pages: 26 Posted: 21 Jan 2016
Javier Mencia and Jesus Saurina Salas
Banco de España and Banco de España
Downloads 65 (338,576)
Citation 2

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early warning indicators, macroprudential policy stance, macroeconomic actual conditions

25.

Measurement of Capital Stock and Input Services of Spanish Banks

Banco de España Research Paper No. WP-0711
Number of pages: 48 Posted: 08 May 2007
Jesus Saurina Salas, Alfredo Martín‐Oliver and Vicente Salas-Fumás
Banco de España, University of the Balearic Islands and University of Zaragoza - Department of Business Administration and Organization
Downloads 65 (338,576)
Citation 3

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Spanish banks, intangible assets, cost of capital services

26.

Joint Size and Ownership Specialization in Bank Lending

Number of pages: 43 Posted: 02 Mar 2006
Jesus Saurina Salas, Javier Delgado and Vicente Salas-Fumás
Banco de España, Banco de España and University of Zaragoza - Department of Business Administration and Organization
Downloads 48 (390,564)
Citation 17

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bank specialization, transactional lending, relational lending, ownership form

27.

Search Cost and Price Dispersion in Vertically Related Markets: The Case of Bank Loans and Deposits

Banco de Espana Working Paper No. 0825
Number of pages: 29 Posted: 17 Dec 2008
Alfredo Martín‐Oliver, Vicente Salas-Fumás and Jesus Saurina Salas
University of the Balearic Islands, University of Zaragoza - Department of Business Administration and Organization and Banco de España
Downloads 46 (397,452)
Citation 48

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Interest rate dispersion, market structure, search costs

28.

Bank Capital, Lending Booms, and Busts. Evidence from Spain in the Last 150 Years

Banco de Espana Working Paper No. 1847
Number of pages: 53 Posted: 26 Dec 2018
Mikel Bedayo, Ángel Estrada and Jesus Saurina Salas
Catholic University of Louvain (UCL), Banco de España and Banco de España
Downloads 23 (498,359)
Citation 2

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lending cycles, bank crisis, capital ratio, leverage ratio, macroprudential tools.

29.

Local Versus Aggregate Lending Channels: The Effects of Securitization on Corporate Credit Supply in Spain

NBER Working Paper No. w16595
Number of pages: 47 Posted: 13 Dec 2010
Gabriel Jiménez, Atif R. Mian, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, Princeton University - Department of Economics, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 21 (509,829)
Citation 3

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30.

Mitigating the Procyclicality of Basel II

CEPR Discussion Paper No. DP7382
Number of pages: 44 Posted: 26 Aug 2009
Rafael Repullo, Jesus Saurina Salas and Carlos Trucharte
Centre for Monetary and Financial Studies (CEMFI), Banco de España and Banco de España
Downloads 10 (574,847)
Citation 21
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Bank capital regulation, Basel II, Business cycles, Credit crunch, Procyclicality

31.

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk?

CEPR Discussion Paper No. DP6514
Number of pages: 36 Posted: 05 Jun 2008
Gabriel Jiménez, Steven Ongena, Jose-Luis Peydro and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA) and Banco de España
Downloads 8 (587,266)
Citation 22
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bank organization, business cycle, credit risk, duration analysis, financial stability, lending standards, low interest rates, monetary policy, risk-taking

32.

Los Sistemas Bancarios En Asia Y Europa: Una Comparación De Su Evolución (Banking Systems in Asia and Europe: A Comparison of Their Evolution)

Boletín Económico, Novembre 2002
Number of pages: 7 Posted: 14 May 2018
Sonsoles Gallego Herrero, Alicia García-Herrero and Jesus Saurina Salas
Banco de España, Natixis and Banco de España
Downloads 4 (613,540)

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33.

Burning Money? Government Lending in a Credit Crunch

CEPR Discussion Paper No. DP13267
Number of pages: 53 Posted: 22 Oct 2018
Gabriel Jiménez, Jose-Luis Peydro, Rafael Repullo and Jesus Saurina Salas
Banco de España, Government of Catalan - Catalan Institution for Research and Advanced Studies (ICREA), Centre for Monetary and Financial Studies (CEMFI) and Banco de España
Downloads 0 (662,094)
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Adverse Selection, credit crunch, credit scoring, crowding-in, Real effects of public credit, state-owned banks

34.

Credit Risk in Two Institutional Regimes: Spanish Commercial and Savings Banks

Journal of Financial Services Research, Vol. 22, No. 3, December 2002
Posted: 08 Mar 2003
Jesus Saurina Salas and Vicente Salas-Fumás
Banco de España and University of Zaragoza - Department of Business Administration and Organization

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Credit risk, problem loans, commercial and savings banks