Paolina C. Medina

University of Houston

4750 Martin Luther King Blvd

Houston, TX 77204-60

United States

SCHOLARLY PAPERS

6

DOWNLOADS

1,674

TOTAL CITATIONS

19

Scholarly Papers (6)

1.
Downloads 885 (56,271)
Citation 10

Refinancing Inequality During the COVID-19 Pandemic

Number of pages: 86 Posted: 16 Dec 2020 Last Revised: 26 Feb 2023
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), FDIC, Federal Home Loan Mortgage Corporation (FHLMC) and University of Houston
Downloads 763 (67,581)
Citation 8

Abstract:

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Mortgage Market, Refinancing, COVID-19, Wealth Inequality

Refinancing Inequality during the COVID-19 Pandemic

FDIC Center for Financial Research Paper No. 2021-08
Number of pages: 74 Posted: 08 Dec 2021
FDIC, Federal Home Loan Mortgage Corporation (FHLMC), National University of Singapore, University of Houston and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 122 (473,858)
Citation 2

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2.

When Nudges Spill Over: Student Loan Use under the CARD Act

Number of pages: 87 Posted: 13 Jun 2022 Last Revised: 31 May 2023
Alexander L. Brown, Daniel Grodzicki and Paolina C. Medina
Texas A&M University - Department of Economics, Federal Housing Finance Agency and University of Houston
Downloads 309 (202,198)
Citation 2

Abstract:

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Consumer Protection, Credit Cards, Student Loans, Financial Literacy

The Effect of Stock Ownership on Individual Spending, Investments, and Loyalty

Columbia Business School Research Paper Forthcoming
Number of pages: 69 Posted: 26 Feb 2021 Last Revised: 02 Nov 2023
Paolina C. Medina, Vrinda Mittal and Michaela Pagel
University of Houston, University of North Carolina (UNC) at Chapel Hill - Kenan-Flagler Business School and Washington University in St. Louis - John M. Olin Business School
Downloads 255 (244,954)

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stock ownership, individual spending, loyalty, fin-tech

The Effect of Stock Ownership on Individual Spending and Loyalty

NBER Working Paper No. w28479
Number of pages: 67 Posted: 22 Feb 2021 Last Revised: 26 Apr 2023
Paolina C. Medina, Vrinda Mittal and Michaela Pagel
University of Houston, University of North Carolina (UNC) at Chapel Hill - Kenan-Flagler Business School and Washington University in St. Louis - John M. Olin Business School
Downloads 26 (1,025,530)

Abstract:

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4.

The Hidden Role of Contract Terms: Evidence from Credit Card Minimum Payments in Mexico

Management Science, Forthcoming
Number of pages: 56 Posted: 19 Apr 2021 Last Revised: 06 Aug 2021
Paolina C. Medina and Jose L. Negrin
University of Houston and Banco de Mexico
Downloads 128 (454,434)
Citation 7

Abstract:

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Credit Cards, Minimum Payments, Nudges

5.

Does Saving Cause Borrowing? Implications for the Co-Holding Puzzle

Journal of Finance, Forthcoming, Olin Business School Center for Finance & Accounting Research Paper No. 2024/13, Columbia Business School Research Paper No. 5004076
Number of pages: 93 Posted: 01 Nov 2024 Last Revised: 26 Nov 2024
Paolina C. Medina and Michaela Pagel
University of Houston and Washington University in St. Louis - John M. Olin Business School
Downloads 42 (847,626)

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saving nudges, credit card borrowing, co-holding puzzle, heterogeneous treatment effects

6.

Does Saving Cause Borrowing?

NBER Working Paper No. w28956
Number of pages: 74 Posted: 28 Jun 2021 Last Revised: 02 Jun 2023
Paolina C. Medina and Michaela Pagel
University of Houston and Washington University in St. Louis - John M. Olin Business School
Downloads 29 (964,423)

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