Thomas Post

Maastricht University - School of Business and Economics - Department of Finance

Assistant Professor of Finance

Tongersestraat 53

Maastricht, 6200 MD

Netherlands

http://www.thomas-post.com

Netspar

P.O. Box 90153

Tilburg, 5000 LE

Netherlands

http://www.netspar.nl

SCHOLARLY PAPERS

24

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CITATIONS
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24

Scholarly Papers (24)

1.

Implications of IFRS for the European Insurance Industry - Insights from Capital Market Theory

Number of pages: 29 Posted: 05 Jun 2006
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Research Center SAFE, Humboldt University of Berlin - School of Business and Economics and University of North Carolina (UNC) at Charlotte
Downloads 1,003 (15,899)

Abstract:

IFRS, insurance, information efficiency, cost of capital, IFRS 4, fair value

2.

Individual Investor Perceptions and Behavior During the Financial Crisis

Journal of Banking and Finance, 37(1), pp. 60-74
Number of pages: 42 Posted: 02 Dec 2010 Last Revised: 13 Jan 2015
University of Adelaide - Business School, Maastricht University - School of Business and Economics - Department of Finance and Maastricht University
Downloads 818 (22,891)
Citation 4

Abstract:

Investor Perceptions, Investor Behavior, Investor Performance, Financial Crisis

3.

Self-Attribution Bias in Consumer Financial Decision-Making: How Investment Returns Affect Individuals' Belief in Skill

Journal of Behavioral and Experimental Economics, 52, pp. 23-28
Number of pages: 18 Posted: 14 Dec 2013 Last Revised: 13 Jan 2015
Arvid O. I. Hoffmann and Thomas Post
University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 770 (24,949)

Abstract:

Consumer Financial Decision-Making, Household Finance, Investment Decisions, Self-Attribution Bias

4.

How Return and Risk Experiences Shape Investor Beliefs and Preferences

Accounting and Finance, Forthcoming
Number of pages: 44 Posted: 10 Dec 2011 Last Revised: 17 Aug 2015
Arvid O. I. Hoffmann and Thomas Post
University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 383 (61,871)
Citation 1

Abstract:

Individual Investors, Return Experiences, Risk Experiences, Investor Beliefs, Investor Preferences

Stochastic Mortality, Macroeconomic Risks, and Life Insurer Solvency

The Geneva Papers on Risk and Insurance - Issues and Practice, Vol. 36, No. 3, pp. 458-475, 2011
Number of pages: 29 Posted: 14 Feb 2009 Last Revised: 11 Jan 2012
Katja Hanewald, Thomas Post and Helmut Gründl
University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and Goethe University Frankfurt - Research Center SAFE
Downloads 331 (72,852)
Citation 3

Abstract:

Life insurance, asset-liability management, stochastic mortality, Lee-Carter model, business cycle

Stochastic Mortality, Macroeconomic Risks, and Life Insurer Solvency

Netspar Discussion Paper No. 05/2010-020
Number of pages: 29 Posted: 04 Aug 2010
Katja Hanewald, Thomas Post and Helmut Gründl
University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and Goethe University Frankfurt - Research Center SAFE
Downloads 48 (336,309)
Citation 3

Abstract:

Life insurance, asset-liability management, stochastic mortality, Lee-Carter model, business cycle

6.

How Investor Perceptions Drive Actual Trading and Risk-Taking Behavior

Journal of Behavioral Finance, 16 (1), pp. 94-103. 2015
Number of pages: 24 Posted: 06 Dec 2011 Last Revised: 25 Mar 2015
University of Adelaide - Business School, Maastricht University - School of Business and Economics - Department of Finance and Maastricht University
Downloads 368 (52,292)
Citation 1

Abstract:

individual investors, return expectations, risk perception, risk tolerance, stock trading, risk-taking behavior

7.

How Does Investor Confidence Lead to Trading? Linking Investor Return Experiences, Confidence, and Investment Beliefs

29th Australasian Finance and Banking Conference 2016
Number of pages: 55 Posted: 30 Sep 2013 Last Revised: 23 Feb 2016
Arvid O. I. Hoffmann and Thomas Post
University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 295 (83,442)

Abstract:

Belief Formation, Investor Confidence, Naïve Reinforcement Learning, Return Experiences, Trading

8.

Transparency through Financial Claims with 'Fingerprints': A Mechanism for Preventing Financial Crises

Financial Analysts Journal, Vol. 65, No. 5, 2009
Number of pages: 14 Posted: 13 Mar 2009 Last Revised: 12 Oct 2009
Helmut Gründl and Thomas Post
Goethe University Frankfurt - Research Center SAFE and Maastricht University - School of Business and Economics - Department of Finance
Downloads 287 (82,474)
Citation 1

Abstract:

Financial Crisis, Securitization, Mortgage-Backed Securities, Transparency, Opaqueness

9.

The Impact of Investment Behavior for Individual Welfare

Number of pages: 47 Posted: 07 May 2008 Last Revised: 15 Sep 2012
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Research Center SAFE, University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance and Humboldt University of Berlin - School of Business and Economics
Downloads 267 (87,436)

Abstract:

Asset Allocation, Investment Behavior, Welfare Costs, Life-Cycle Models

Longevity Risk, Subjective Survival Expectations, and Individual Saving Behavior

Number of pages: 42 Posted: 30 Jul 2010 Last Revised: 26 Nov 2012
Thomas Post and Katja Hanewald
Maastricht University - School of Business and Economics - Department of Finance and University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR)
Downloads 211 (118,136)

Abstract:

longevity risk, subjective survival expectations, forecast dispersion, saving behavior

Longevity Risk, Subjective Survival Expectations, and Individual Saving Behavior

Netspar Discussion Paper No. 07/2010-043
Number of pages: 52 Posted: 14 Nov 2010 Last Revised: 24 Mar 2011
Thomas Post and Katja Hanewald
Maastricht University - School of Business and Economics - Department of Finance and University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR)
Downloads 54 (318,035)

Abstract:

longevity risk, subjective survival expectations, forecast dispersion, savings behavior

11.

Measuring the Performance of Life-Cycle Asset Allocation

Number of pages: 29 Posted: 10 Sep 2009 Last Revised: 05 Jan 2010
Thomas Post and Joan T. Schmit
Maastricht University - School of Business and Economics - Department of Finance and University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance
Downloads 230 (102,462)

Abstract:

Asset Allocation, Welfare Costs, Rules of Thumb

Portfolio Choice in Retirement - What is the Optimal Home Equity Release Product?

UNSW Australian School of Business Research Paper No. 2013ACTL13
Number of pages: 34 Posted: 19 Jun 2013
Katja Hanewald, Thomas Post and Michael Sherris
University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and University of New South Wales - ARC Centre of Excellence in Population Ageing Research and School of Risk and Actuarial Studies
Downloads 79 (258,382)

Abstract:

retirement, home equity release, reverse mortgage, home reversion plan

Portfolio Choice in Retirement – What is the Optimal Home Equity Release Product?

Forthcoming in the Journal of Risk and Insurance
Number of pages: 40 Posted: 12 Mar 2014 Last Revised: 26 Aug 2014
Katja Hanewald, Thomas Post and Michael Sherris
University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and University of New South Wales - ARC Centre of Excellence in Population Ageing Research and School of Risk and Actuarial Studies
Downloads 77 (262,332)

Abstract:

retirement, home equity release, reverse mortgage, home reversion plan

Portfolio Choice in Retirement: What is the Optimal Home Equity Release Product?

Netspar Discussion Paper No. 03/2014-007
Number of pages: 41 Posted: 26 Mar 2014
Katja Hanewald, Thomas Post and Michael Sherris
University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and University of New South Wales - ARC Centre of Excellence in Population Ageing Research and School of Risk and Actuarial Studies
Downloads 40 (362,924)

Abstract:

Retirement, home equity release, reverse mortgage, home reversion plan

To Hedge or Not to Hedge: Managing Demographic Risk in Life Insurance Companies

Humboldt University Berlin: Department of Business and Economics: Discussion Papers in Business
Number of pages: 31 Posted: 26 May 2009
Thomas Post, Helmut Gründl and Roman Schulze
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Research Center SAFE and Humboldt University of Berlin
Downloads 163 (150,393)
Citation 7

Abstract:

demographic risk, hedging, life insurance, risk management, shareholder value

To Hedge or Not to Hedge: Managing Demographic Risk in Life Insurance Companies

Journal of Risk and Insurance, Vol. 73, No. 1, pp. 19-41, March 2006
Number of pages: 23 Posted: 08 May 2006
Thomas Post, Helmut Gründl and Roman Schulze
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Research Center SAFE and Humboldt University of Berlin
Downloads 18 (467,932)
Citation 7

Abstract:

Individual Annuity Demand under Aggregate Mortality Risk

Number of pages: 38 Posted: 03 Aug 2006 Last Revised: 26 Aug 2008
Thomas Post and Roman Schulze
Maastricht University - School of Business and Economics - Department of Finance and Humboldt University of Berlin
Downloads 176 (140,380)
Citation 3

Abstract:

aggregate mortality risk, annuitization, retirement decisions, annuity puzzle, intertemporal utility maximization

Individual Annuity Demand Under Aggregate Mortality Risk

Journal of Risk and Insurance, Vol. 77, Issue 2, pp. 423-449, June 2010
Number of pages: 27 Posted: 10 May 2010
Roman N. Schulze and Thomas Post
affiliation not provided to SSRN and Maastricht University - School of Business and Economics - Department of Finance
Downloads 3 (550,332)
Citation 3

Abstract:

Individual Welfare Gains from Deferred Life-Annuities under Stochastic Mortality

Number of pages: 32 Posted: 17 Apr 2009 Last Revised: 11 Apr 2012
Thomas Post
Maastricht University - School of Business and Economics - Department of Finance
Downloads 161 (151,980)
Citation 4

Abstract:

Stochastic Mortality, Annuitization, Individual Retirement Planning, Pensions

Individual Welfare Gains from Deferred Life-Annuities Under Stochastic Mortality

Netspar Discussion Paper No. 03/2010-044
Number of pages: 55 Posted: 14 Nov 2010
Thomas Post
Maastricht University - School of Business and Economics - Department of Finance
Downloads 15 (485,213)
Citation 4

Abstract:

stochastic mortality, deferred annuitization, retirement decisions, dynamic intertemporal utility maximization

16.

Reverse Mortgages: What Homeowners (Don’t) Know and How It Matters

Number of pages: 49 Posted: 21 Nov 2014 Last Revised: 24 Oct 2016
Thomas Davidoff, Patrick Gerhard and Thomas Post
University of British Columbia (UBC) - Sauder School of Business, Maastricht University and Maastricht University - School of Business and Economics - Department of Finance
Downloads 98 (104,681)

Abstract:

Reverse Mortgage Demand, Reverse Mortgage Knowledge, Reverse Mortgage Literacy

17.

Past Performance Framing and Investors’ Belief Updating: Is Seeing Long-Term Returns Always Associated with Smaller Belief Updates?

Number of pages: 47 Posted: 20 May 2015 Last Revised: 31 Jan 2017
Maastricht University, University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 66 (156,029)

Abstract:

Default Options, Framing, Household Finance, Investor Beliefs, Belief Updating

18.

Life Annuity Insurance versus Self-Annuitization: An Analysis from the Perspective of the Family

Risk Management & Insurance Review, Vol. 8, No. 2, pp. 239-255, September 2005
Number of pages: 17 Posted: 14 Feb 2007
Thomas Post and Hato Schmeiser
Maastricht University - School of Business and Economics - Department of Finance and University of Muenster - Faculty of Economics
Downloads 18 (446,531)

Abstract:

19.

How Past Performance Framing Impacts Investors' Belief Updating

Netspar Discussion Paper No. 06/2015-016
Number of pages: 31 Posted: 12 Aug 2015 Last Revised: 08 Mar 2016
Maastricht University, University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 13 (342,853)

Abstract:

Default options, framing, household finance, investor beliefs, belief updating

20.

Reverse Mortgages: What Homeowners (Don't) Know and How it Matters

Netspar Discussion Paper No. 06/2015-024
Number of pages: 42 Posted: 27 Aug 2015
Thomas Davidoff, Patrick Gerhard and Thomas Post
University of British Columbia (UBC) - Sauder School of Business, Maastricht University and Maastricht University - School of Business and Economics - Department of Finance
Downloads 11 (352,445)

Abstract:

Reverse mortgage demand, reverse mortgage knowledge, reverse mortgage literacy

21.

Implications of IFRS for the European Insurance Industry—Insights from Capital Market Theory

Risk Management and Insurance Review, Vol. 10, Issue 2, pp. 247-265, 2007
Number of pages: 20 Posted: 09 Apr 2012
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Research Center SAFE, Humboldt University of Berlin - School of Business and Economics and University of North Carolina (UNC) at Charlotte
Downloads 1 (540,193)

Abstract:

22.

Portfolio Choice in Retirement - What is the Optimal Home Equity Release Product?

Journal of Risk and Insurance, Vol. 83, Issue 2, pp. 421-446, 2016
Number of pages: 26 Posted: 23 May 2016
Katja Hanewald, Thomas Post and Michael Sherris
University of New South Wales - ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and University of New South Wales - ARC Centre of Excellence in Population Ageing Research and School of Risk and Actuarial Studies
Downloads 0 (553,475)

Abstract:

23.

The Impact of Investment Behaviour for Individual Welfare

Economica, Vol. 81, Issue 321, pp. 15-47, 2014
Number of pages: 33 Posted: 04 Dec 2013
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Research Center SAFE, University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance and German Insurance Association
Downloads 0 (553,475)

Abstract:

24.

Portfolio Management and Retirement: What is the Best Arrangement for a Family?

Financial Markets and Portfolio Management, Vol. 20, No. 1, pp. 265-285, 2006
Posted: 17 Sep 2006
Thomas Post, Helmut Gründl and Hato Schmeiser
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Research Center SAFE and University of Muenster - Faculty of Economics

Abstract:

Self-annuitization, Life-cycle asset allocation, Savings behavior, Retirement decisions