Thomas Post

Maastricht University - School of Business and Economics - Department of Finance

Assistant Professor of Finance

Tongersestraat 53

Maastricht, 6200 MD

Netherlands

http://www.thomas-post.com

Netspar

P.O. Box 90153

Tilburg, 5000 LE

Netherlands

http://www.netspar.nl

SCHOLARLY PAPERS

28

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10,806

SSRN CITATIONS
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Top 9,616

in Total Papers Citations

151

CROSSREF CITATIONS

22

Scholarly Papers (28)

1.

Individual Investor Perceptions and Behavior During the Financial Crisis

Journal of Banking and Finance, 37(1), pp. 60-74
Number of pages: 42 Posted: 02 Dec 2010 Last Revised: 13 Jan 2015
University of Adelaide - Business School, Maastricht University - School of Business and Economics - Department of Finance and Maastricht University
Downloads 1,333 (28,554)
Citation 26

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Investor Perceptions, Investor Behavior, Investor Performance, Financial Crisis

Implications of IFRS for the European Insurance Industry - Insights from Capital Market Theory

Number of pages: 29 Posted: 05 Jun 2006
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Department of Finance, Humboldt University of Berlin - School of Business and Economics and University of North Carolina (UNC) at Charlotte
Downloads 1,158 (34,516)
Citation 1

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IFRS, insurance, information efficiency, cost of capital, IFRS 4, fair value

Implications of IFRS for the European Insurance Industry - Insights from Capital Market Theory

Risk Management and Insurance Review, Vol. 10, No. 2, pp. 247-265, September 2007
Posted: 19 Jan 2018
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Department of Finance, Humboldt University of Berlin - School of Business and Economics and University of North Carolina (UNC) at Charlotte

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IFRS, Insurance, Information Efficiency, Cost of Capital, IFRS 4, Fair Value

3.

Self-Attribution Bias in Consumer Financial Decision-Making: How Investment Returns Affect Individuals' Belief in Skill

Journal of Behavioral and Experimental Economics, 52, pp. 23-28
Number of pages: 18 Posted: 14 Dec 2013 Last Revised: 13 Jan 2015
Arvid O. I. Hoffmann and Thomas Post
University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 1,091 (38,182)
Citation 7

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Consumer Financial Decision-Making, Household Finance, Investment Decisions, Self-Attribution Bias

4.

How Investor Perceptions Drive Actual Trading and Risk-Taking Behavior

Journal of Behavioral Finance, 16 (1), pp. 94-103. 2015
Number of pages: 24 Posted: 06 Dec 2011 Last Revised: 25 Mar 2015
University of Adelaide - Business School, Maastricht University - School of Business and Economics - Department of Finance and Maastricht University
Downloads 620 (81,661)
Citation 5

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individual investors, return expectations, risk perception, risk tolerance, stock trading, risk-taking behavior

5.

Reverse Mortgages: What Homeowners (Don’t) Know and How It Matters

Number of pages: 49 Posted: 21 Nov 2014 Last Revised: 24 Oct 2016
Thomas Davidoff, Patrick Gerhard and Thomas Post
University of British Columbia (UBC) - Sauder School of Business, Maastricht University and Maastricht University - School of Business and Economics - Department of Finance
Downloads 468 (115,556)
Citation 21

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Reverse Mortgage Demand, Reverse Mortgage Knowledge, Reverse Mortgage Literacy

6.

How Return and Risk Experiences Shape Investor Beliefs and Preferences

Accounting and Finance, Forthcoming
Number of pages: 44 Posted: 10 Dec 2011 Last Revised: 17 Aug 2015
Arvid O. I. Hoffmann and Thomas Post
University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 462 (117,368)
Citation 3

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Individual Investors, Return Experiences, Risk Experiences, Investor Beliefs, Investor Preferences

Stochastic Mortality, Macroeconomic Risks, and Life Insurer Solvency

The Geneva Papers on Risk and Insurance - Issues and Practice, Vol. 36, No. 3, pp. 458-475, 2011
Number of pages: 29 Posted: 14 Feb 2009 Last Revised: 11 Jan 2012
Katja Hanewald, Thomas Post and Helmut Gründl
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and Goethe University Frankfurt - Department of Finance
Downloads 364 (152,990)

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Life insurance, asset-liability management, stochastic mortality, Lee-Carter model, business cycle

Stochastic Mortality, Macroeconomic Risks, and Life Insurer Solvency

Netspar Discussion Paper No. 05/2010-020
Number of pages: 29 Posted: 04 Aug 2010
Katja Hanewald, Thomas Post and Helmut Gründl
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and Goethe University Frankfurt - Department of Finance
Downloads 81 (566,562)
Citation 1

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Life insurance, asset-liability management, stochastic mortality, Lee-Carter model, business cycle

Longevity Risk, Subjective Survival Expectations, and Individual Saving Behavior

Number of pages: 42 Posted: 30 Jul 2010 Last Revised: 26 Nov 2012
Thomas Post and Katja Hanewald
Maastricht University - School of Business and Economics - Department of Finance and UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR)
Downloads 314 (179,404)
Citation 1

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longevity risk, subjective survival expectations, forecast dispersion, saving behavior

Longevity Risk, Subjective Survival Expectations, and Individual Saving Behavior

Netspar Discussion Paper No. 07/2010-043
Number of pages: 52 Posted: 14 Nov 2010 Last Revised: 24 Mar 2011
Thomas Post and Katja Hanewald
Maastricht University - School of Business and Economics - Department of Finance and UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR)
Downloads 112 (454,978)
Citation 23

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longevity risk, subjective survival expectations, forecast dispersion, savings behavior

9.

How Does Investor Confidence Lead to Trading? Linking Investor Return Experiences, Confidence, and Investment Beliefs

29th Australasian Finance and Banking Conference 2016
Number of pages: 55 Posted: 30 Sep 2013 Last Revised: 19 Mar 2019
Arvid O. I. Hoffmann and Thomas Post
University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 414 (133,393)
Citation 4

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Belief Formation, Investor Confidence, Naïve Reinforcement Learning, Return Experiences, Trading

10.

The Retirement Belief Model: Understanding the Search for Pension Information

Number of pages: 40 Posted: 20 Jul 2018 Last Revised: 01 Mar 2019
Maastricht University, Maastricht University, Maastricht University - School of Business and Economics - Department of Finance and Aegon
Downloads 364 (154,191)
Citation 3

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Retirement, Beliefs, Information Acquisition, Pensions

Portfolio Choice in Retirement – What is the Optimal Home Equity Release Product?

Forthcoming in the Journal of Risk and Insurance
Number of pages: 40 Posted: 12 Mar 2014 Last Revised: 26 Aug 2014
Katja Hanewald, Thomas Post and Michael Sherris
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and UNSW Business School
Downloads 136 (391,540)

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retirement, home equity release, reverse mortgage, home reversion plan

Portfolio Choice in Retirement - What is the Optimal Home Equity Release Product?

UNSW Australian School of Business Research Paper No. 2013ACTL13
Number of pages: 34 Posted: 19 Jun 2013
Katja Hanewald, Thomas Post and Michael Sherris
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and UNSW Business School
Downloads 128 (410,869)
Citation 1

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retirement, home equity release, reverse mortgage, home reversion plan

Portfolio Choice in Retirement: What is the Optimal Home Equity Release Product?

Netspar Discussion Paper No. 03/2014-007
Number of pages: 41 Posted: 26 Mar 2014
Katja Hanewald, Thomas Post and Michael Sherris
UNSW Sydney - School of Risk & Actuarial Studies and ARC Centre of Excellence in Population Ageing Research (CEPAR), Maastricht University - School of Business and Economics - Department of Finance and UNSW Business School
Downloads 86 (545,684)

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Retirement, home equity release, reverse mortgage, home reversion plan

12.

Appreciated but Complicated Pension Choices? Insights from the Swedish Premium Pension System

Number of pages: 31 Posted: 25 Jul 2018 Last Revised: 28 Jun 2019
Maastricht University - Department of Marketing, Maastricht University and Maastricht University - School of Business and Economics - Department of Finance
Downloads 329 (171,974)
Citation 2

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Pensions, Choice, Financial Well-Being

13.

Transparency through Financial Claims with 'Fingerprints': A Mechanism for Preventing Financial Crises

Financial Analysts Journal, Vol. 65, No. 5, 2009
Number of pages: 14 Posted: 13 Mar 2009 Last Revised: 12 Oct 2009
Helmut Gründl and Thomas Post
Goethe University Frankfurt - Department of Finance and Maastricht University - School of Business and Economics - Department of Finance
Downloads 328 (172,563)

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Financial Crisis, Securitization, Mortgage-Backed Securities, Transparency, Opaqueness

14.

The Impact of Investment Behavior for Individual Welfare

Number of pages: 47 Posted: 07 May 2008 Last Revised: 15 Sep 2012
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Department of Finance, University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance and Humboldt University of Berlin - School of Business and Economics
Downloads 326 (173,668)

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Asset Allocation, Investment Behavior, Welfare Costs, Life-Cycle Models

15.

Life Events and Participant Engagement in Pension Plans

Number of pages: 26 Posted: 17 Oct 2017 Last Revised: 16 Sep 2018
NEST Corporation, Maastricht University and Maastricht University - School of Business and Economics - Department of Finance
Downloads 300 (189,620)

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Life Events, Teachable Moments, Pension Engagement, Pension Communication

16.

Norms in Behavioral Interventions: Peer or Anchoring Effects?

Number of pages: 21 Posted: 11 Jan 2018 Last Revised: 13 Jan 2020
Maastricht University - Department of Marketing, Maastricht University, Maastricht University - School of Business and Economics - Department of Finance and Maastricht University
Downloads 279 (204,280)
Citation 2

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Social Norms, Peer Effects, Heuristics, Anchoring, Financial Decision-making, Consumer Behavior, Financial Services

17.

Measuring the Performance of Life-Cycle Asset Allocation

Number of pages: 29 Posted: 10 Sep 2009 Last Revised: 05 Jan 2010
Thomas Post and Joan T. Schmit
Maastricht University - School of Business and Economics - Department of Finance and University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance
Downloads 273 (208,908)

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Asset Allocation, Welfare Costs, Rules of Thumb

18.

Past Performance Framing and Investors’ Belief Updating: Is Seeing Long-Term Returns Always Associated with Smaller Belief Updates?

Journal of Behavioral and Experimental Finance, Forthcoming
Number of pages: 47 Posted: 20 May 2015 Last Revised: 15 Jul 2017
Maastricht University, University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 233 (244,255)
Citation 2

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Default Options, Framing, Household Finance, Investor Beliefs, Belief Updating

Individual Welfare Gains from Deferred Life-Annuities under Stochastic Mortality

Number of pages: 32 Posted: 17 Apr 2009 Last Revised: 11 Apr 2012
Thomas Post
Maastricht University - School of Business and Economics - Department of Finance
Downloads 182 (305,946)
Citation 2

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Stochastic Mortality, Annuitization, Individual Retirement Planning, Pensions

Individual Welfare Gains from Deferred Life-Annuities Under Stochastic Mortality

Netspar Discussion Paper No. 03/2010-044
Number of pages: 55 Posted: 14 Nov 2010
Thomas Post
Maastricht University - School of Business and Economics - Department of Finance
Downloads 45 (766,312)
Citation 6

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stochastic mortality, deferred annuitization, retirement decisions, dynamic intertemporal utility maximization

20.

Framing the Future: Using Investment and Assurance Frames to Encourage Retirement Information Search

Number of pages: 41 Posted: 30 Oct 2017 Last Revised: 17 Jul 2018
Maastricht University, Maastricht University, Maastricht University - School of Business and Economics - Department of Finance and Aegon
Downloads 225 (252,521)
Citation 3

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Framing, Information Acquisition, Pensions

21.

To Hedge or Not to Hedge: Managing Demographic Risk in Life Insurance Companies

Humboldt University Berlin: Department of Business and Economics: Discussion Papers in Business
Number of pages: 31 Posted: 26 May 2009
Thomas Post, Helmut Gründl and Roman Schulze
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Department of Finance and Humboldt University of Berlin
Downloads 219 (258,980)
Citation 1

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demographic risk, hedging, life insurance, risk management, shareholder value

22.

Trading Behavior of Swedish Retirement Investors During the COVID-19 Pandemic

Number of pages: 18 Posted: 02 Feb 2021 Last Revised: 03 Oct 2022
Johannes Hagen, Amedeus Malisa and Thomas Post
Jönköping University, Jonkoping University - Jonkoping International Business School (JIBS) and Maastricht University - School of Business and Economics - Department of Finance
Downloads 211 (268,146)

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Financial crisis, COVID-19 pandemic, Retirement investors, Trading behavior, Risk-taking behavior

23.

Individual Annuity Demand under Aggregate Mortality Risk

Number of pages: 38 Posted: 03 Aug 2006 Last Revised: 26 Aug 2008
Thomas Post and Roman Schulze
Maastricht University - School of Business and Economics - Department of Finance and Humboldt University of Berlin
Downloads 211 (268,146)

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aggregate mortality risk, annuitization, retirement decisions, annuity puzzle, intertemporal utility maximization

24.

What Age Do You Feel? - Subjective Age Identity and Economic Behaviors

Number of pages: 43 Posted: 30 Aug 2018 Last Revised: 14 Jul 2019
Zihan Ye and Thomas Post
Zhejiang University of Technology and Maastricht University - School of Business and Economics - Department of Finance
Downloads 153 (355,853)
Citation 4

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Subjective Age, Economic Behaviors, Employment Decision, Saving, Portfolio Choice

25.

Reverse Mortgages: What Homeowners (Don't) Know and How it Matters

Netspar Discussion Paper No. 06/2015-024
Number of pages: 42 Posted: 27 Aug 2015
Thomas Davidoff, Patrick Gerhard and Thomas Post
University of British Columbia (UBC) - Sauder School of Business, Maastricht University and Maastricht University - School of Business and Economics - Department of Finance
Downloads 148 (365,459)
Citation 1

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Reverse mortgage demand, reverse mortgage knowledge, reverse mortgage literacy

Savings goals matter - Cognitive constraints, retirement planning, and downstream economic behaviors

Number of pages: 57 Posted: 10 Mar 2023 Last Revised: 18 Feb 2024
Zihan Ye, Thomas Post, Xiaopeng Zou and Shenglan Chen
Zhejiang University of Technology, Maastricht University - School of Business and Economics - Department of Finance, Zhejiang University and Zhejiang University of Technology
Downloads 117 (440,202)

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Retirement planning, savings goal, financial literacy, cognitive abilities, economic behaviors

Savings Goals Matter - Cognitive Constraints, Retirement Planning, and Downstream Economic Behaviors

Number of pages: 58 Posted: 07 May 2024
Zihan Ye, Thomas Post, Xiaopeng Zou and Shenglan Chen
Zhejiang University of Technology, Maastricht University - School of Business and Economics - Department of Finance, Zhejiang University and Zhejiang University of Technology
Downloads 18 (1,010,099)

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Retirement planning, savings goal, Financial literacy, cognitive abilities, economic behaviors

27.

How Past Performance Framing Impacts Investors' Belief Updating

Netspar Discussion Paper No. 06/2015-016
Number of pages: 31 Posted: 12 Aug 2015 Last Revised: 08 Mar 2016
Maastricht University, University of Adelaide - Business School and Maastricht University - School of Business and Economics - Department of Finance
Downloads 78 (572,406)

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Default options, framing, household finance, investor beliefs, belief updating

28.

Portfolio Management and Retirement: What is the Best Arrangement for a Family?

Financial Markets and Portfolio Management, Vol. 20, No. 1, pp. 265-285, 2006
Posted: 17 Sep 2006
Thomas Post, Helmut Gründl and Hato Schmeiser
Maastricht University - School of Business and Economics - Department of Finance, Goethe University Frankfurt - Department of Finance and University of Münster - Faculty of Economics

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Self-annuitization, Life-cycle asset allocation, Savings behavior, Retirement decisions