Laura Gonzalez

California State University, Long Beach - Department of Finance, Real Estate & Law

Associate Professor of Finance

United States

Fordham University

Assistant Professor - Finance & Business Economics Dept.

2008-2016

New York University Visiting Scholar 2014

New York, NY NY 10023

United States

SCHOLARLY PAPERS

11

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CITATIONS
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21

Scholarly Papers (11)

1.

Determinants of Success in Online Social Lending: A Peak at US Prosper & UK Zopa

JAFE, Dec 2011, pp. 26-41
Number of pages: 31 Posted: 29 May 2014
Laura Gonzalez and Kevin McAleer
California State University, Long Beach - Department of Finance, Real Estate & Law and Fordham University
Downloads 410 (70,204)
Citation 1

Abstract:

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online social lending, asymmetric information

2.

When Can a Photo Increase Credit?: The Impact of Lender and Borrower Profiles on Online P2P Loans

Journal of Experimental and Behavioral Finance, Forthcoming, Fordham University Schools of Business Research Paper No. 2442416
Number of pages: 46 Posted: 29 May 2014
Laura Gonzalez and Yuliya Komarova Loureiro
California State University, Long Beach - Department of Finance, Real Estate & Law and Fordham University - Gabelli School of Business
Downloads 386 (75,374)
Citation 2

Abstract:

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online social lending, bias, loans

3.

Competition Against Common Sense: Insights on Peer-to-Peer Lending as a Tool to Allay Financial Exclusion

Komarova Loureiro, Yuliya and Laura Gonzalez (2015), “Competition against Common Sense: Insights on Peer-to-Peer Lending as a Tool to Allay Financial Exclusion,” International Journal of Bank Marketing (Special Issue on Financial Exclusion) Forthcoming
Number of pages: 35 Posted: 05 Dec 2014
Yuliya Komarova Loureiro and Laura Gonzalez
Fordham University - Gabelli School of Business and California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 281 (107,459)

Abstract:

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Competition, Peer-to-Peer Lending, Decision Making, Financial Exclusion

4.

Online Social Lending: The Effect of Cultural, Economic and Legal Frameworks

Number of pages: 43 Posted: 09 Jul 2014 Last Revised: 21 Jul 2015
Laura Gonzalez
California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 238 (127,654)
Citation 2

Abstract:

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online social lending, loans, peer-to-peer lending, financial exclusion, microfinance, international

5.

Banks and Bubbles: How Good are Bankers at Spotting Winners?

Journal of Financial Economics (JFE), Vol. 86, No. 1, 2007
Number of pages: 42 Posted: 17 Jan 2006
Laura Gonzalez and Christopher M. James
California State University, Long Beach - Department of Finance, Real Estate & Law and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 196 (153,752)

Abstract:

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6.

Blockchain, Herding and Trust in Peer-to-Peer Lending

Forthcoming, Managerial Finance Special Issue on Blockchain
Number of pages: 34 Posted: 19 Dec 2018 Last Revised: 09 Mar 2019
Laura Gonzalez
California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 122 (228,840)

Abstract:

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blockchain, fintech, peer-to-peer lending; P2P, financial inclusion, financial trauma, trust, experimental finance

7.

Dogs that Bark: Why are Bank Loan Announcements Newsworthy?

GEFJ, Mar. 2011, pp. 62-79
Number of pages: 30 Posted: 29 May 2014
Laura Gonzalez
California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 102 (260,069)

Abstract:

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bank, lending relationship, market reaction, loan announcement

8.

Press Reporting of Debt Choices: Bank, Non-Bank Private, and Public Debt

JBPR, Dec. 2010, pp. 69-87
Number of pages: 32 Posted: 29 May 2014
Laura Gonzalez
California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 34 (446,507)

Abstract:

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incremental financing, bank lending, non-bank private debt, public debt

9.

Bank Loans and Bubbles: How Informative are Press News?

JAF, Forthcoming
Number of pages: 19 Posted: 29 May 2014
Laura Gonzalez
California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 30 (464,700)

Abstract:

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bank, lending relationship, loan announcement

Why European Banks are Undercapitalized and What Should Be Done About It

Journal of Applied Corporate Finance, 2017
Number of pages: 21 Posted: 13 Mar 2018 Last Revised: 09 Mar 2019
John D. Finnerty and Laura Gonzalez
Finnerty Economic Consulting LLC and California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 24 (511,382)

Abstract:

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Why European Banks are Undercapitalized and What Should Be Done About it

Journal of Applied Corporate Finance, Vol. 29, Issue 4, pp. 65-71, 2017
Number of pages: 9 Posted: 21 Feb 2018
John D. Finnerty and Laura Gonzalez
Finnerty Economic Consulting LLC and California State University, Long Beach - Department of Finance, Real Estate & Law
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11.

Banking During Bubbles: What Difference Does it Make on Post-Bubble Lending?

JABF, Forthcoming
Number of pages: 23 Posted: 29 May 2014
Laura Gonzalez
California State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 23 (501,442)

Abstract:

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banks, bank loans, lending relationships, banking bubbles, aggressive lending