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Laura Gonzalez

Fordham University

Assistant Professor - Finance & Business Economics Dept.

2008-2016

New York University Visiting Scholar 2014

New York, NY NY 10023

United States

California State University, Long Beach - Department of Finance, Real Estate & Law

Associate Professor of Finance

United States

  • Fordham University

  • California State University, Long Beach - Department of Finance, Real Estate & Law

SCHOLARLY PAPERS

15

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4,647

TOTAL CITATIONS
Rank 23,865

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Top 23,865

in Total Papers Citations

43

Scholarly Papers (15)

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1.

Blockchain, Herding and Trust in Peer-to-Peer Lending

Final revised version published in Managerial Finance - Special Issue on Blockchain Gonzalez, L. (2020), "Blockchain, herding and trust in peer-to-peer lending", Managerial Finance, Vol. 46 No. 6, pp. 815-831. https://doi.org/10.1108/MF-09-2018-0423
Number of pages: 34 Posted: 19 Dec 2018 Last Revised: 24 Aug 2022
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 783 (79,125)
Citation 6

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blockchain, fintech, peer-to-peer lending; P2P, financial inclusion, financial trauma, trust, experimental finance

2.

Determinants of Success in Online Social Lending: A Peak at US Prosper & UK Zopa

JAFE, Dec 2011, pp. 26-41
Number of pages: 31 Posted: 29 May 2014
Laura Gonzalez, Laura Gonzalez and Kevin McAleer
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law and Fordham University
Downloads 753 (83,473)
Citation 2

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online social lending, asymmetric information

3.

When Can a Photo Increase Credit?: The Impact of Lender and Borrower Profiles on Online P2P Loans

Final revised version of this manuscript was published in Journal of Experimental and Behavioral Finance. Journal of Behavioral and Experimental Finance, Vol. 2, 2014, pp. 44-58, https://doi.org/10.1016/j.jbef.2014.04.002., Fordham University Schools of Business Research Paper No. 2442416
Number of pages: 46 Posted: 29 May 2014 Last Revised: 24 Aug 2022
Laura Gonzalez, Laura Gonzalez and Yuliya Komarova Loureiro
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law and Fordham University - Gabelli School of Business
Downloads 537 (128,762)
Citation 19

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online social lending, bias, loans

4.

Crypto Literacy in Peer-to-Peer Lending

Number of pages: 25 Posted: 02 Aug 2021
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 490 (144,058)

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P2P lending, crypto collateral, blockchain, financial literacy, financial inclusion

5.

Competition Against Common Sense: Insights on Peer-to-Peer Lending as a Tool to Allay Financial Exclusion

Final version of this manuscript was published in International Journal of Bank Marketing (Special Issue on Financial Exclusion) 2015, 33 (5), pp. 605-623. https://doi.org/10.1108/IJBM-06-2014-0065
Number of pages: 35 Posted: 05 Dec 2014 Last Revised: 24 Aug 2022
Yuliya Komarova Loureiro, Laura Gonzalez and Laura Gonzalez
Fordham University - Gabelli School of Business and Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 432 (167,463)
Citation 7

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Competition, Peer-to-Peer Lending, Decision Making, Financial Exclusion

6.

Online Social Lending: The Effect of Cultural, Economic and Legal Frameworks

Number of pages: 43 Posted: 09 Jul 2014 Last Revised: 21 Jul 2015
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 327 (229,652)
Citation 2

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online social lending, loans, peer-to-peer lending, financial exclusion, microfinance, international

7.

Dogs that Bark: Why are Bank Loan Announcements Newsworthy?

GEFJ, Mar. 2011, pp. 62-79
Number of pages: 30 Posted: 29 May 2014
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 250 (304,988)

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bank, lending relationship, market reaction, loan announcement

8.

Banks and Bubbles: How Good are Bankers at Spotting Winners?

Journal of Financial Economics (JFE), Vol. 86, No. 1, 2007
Number of pages: 42 Posted: 17 Jan 2006
Laura Gonzalez, Laura Gonzalez and Christopher M. James
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 247 (308,710)
Citation 3

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9.

Why European Banks are Undercapitalized and What Should Be Done About It

Journal of Applied Corporate Finance, 2017
Number of pages: 21 Posted: 13 Mar 2018 Last Revised: 26 Sep 2022
John D. Finnerty, John D. Finnerty, Laura Gonzalez and Laura Gonzalez
Fordham University - Finance AreaFinnerty Economic Consulting LLC and Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 245 (311,323)

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10.

Financial Literacy in For-Profit vs Pro-Social Peer-to-Peer Lending

Final revised version of this manuscript is forthcoming in Managerial Finance
Number of pages: 36 Posted: 19 Jul 2021 Last Revised: 24 Aug 2022
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 211 (361,209)
Citation 4

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peer-to-peer lending, P2P lending, financial inclusion, financial literacy, prosocial

11.

Doing Well While Doing Good? Gender Effects in Pro-Social Peer-to-Peer Lending

Final revised version of this manuscript is forthcoming in Managerial Finance
Number of pages: 30 Posted: 06 Jun 2022 Last Revised: 13 Oct 2022
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 119 (600,462)

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P2P lending, prosocial, gender, financial literacy, financial inclusion

12.

Press Reporting of Debt Choices: Bank, Non-Bank Private, and Public Debt

JBPR, Dec. 2010, pp. 69-87
Number of pages: 32 Posted: 29 May 2014
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 81 (796,622)

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incremental financing, bank lending, non-bank private debt, public debt

13.

Bank Loans and Bubbles: How Informative are Press News?

JAF, Forthcoming
Number of pages: 19 Posted: 29 May 2014
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 68 (891,180)

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bank, lending relationship, loan announcement

14.

Banking During Bubbles: What Difference Does it Make on Post-Bubble Lending?

JABF, Forthcoming
Number of pages: 23 Posted: 29 May 2014
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 61 (951,658)

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banks, bank loans, lending relationships, banking bubbles, aggressive lending

15.

Spurring Inclusive Entrepreneurship and Student Development Post-C19: Synergies between Research and Business Plan Competitions

Final revised version of this manuscript was published in Journal of Research in Innovative Teaching and Learning. https://doi.org/10.1108/JRIT-05-2021-0042
Number of pages: 24 Posted: 30 Nov 2021 Last Revised: 23 Aug 2023
Laura Gonzalez and Laura Gonzalez
Fordham UniversityCalifornia State University, Long Beach - Department of Finance, Real Estate & Law
Downloads 43 (1,145,425)

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inclusion, transferable skills, research competition, business plan competition, student development