Tampere University, Tampere University and University of Helsinki

University of South-Eastern Norway, Free University of Bozen-Bolzano, affiliation not provided to SSRN, Free University of Bozen-Bolzano, Federal University of São Carlos, Universidad ORT Uruguay, affiliation not provided to SSRN, Free University of Bozen-Bolzano, affiliation not provided to SSRN, University of Helsinki, LUT University, affiliation not provided to SSRN, Pontificia Universidade Catolica do Rio Grande do Sul (PUCRS), BA School of Business and Finance (Banku Augstskola), University of Helsinki, affiliation not provided to SSRN, Jyväskylä University, affiliation not provided to SSRN and University of Jyväskylä - Faculty of Information Technology