Richard D. Phillips

Georgia State University - Risk Management & Insurance Department

Professor

P.O. Box 4036

Atlanta, GA 30303

United States

http://robinson.gsu.edu/profile/richard-d-phillips/

SCHOLARLY PAPERS

19

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Top 11,983

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8,535

TOTAL CITATIONS
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SSRN RANKINGS

Top 10,291

in Total Papers Citations

138

Scholarly Papers (19)

Derivatives and Corporate Risk Management: Participation and Volume Decisions in the Insurance Industry

Forthcoming
Number of pages: 49 Posted: 27 May 1998 Last Revised: 08 Aug 2018
J David Cummins, Richard D. Phillips and Stephen D. Smith
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University - Risk Management & Insurance Department and (Deceased)
Downloads 2,624 (11,206)
Citation 17

Abstract:

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Derivatives, Risk Management, Insurance Companies

Derivatives and Corporate Risk Management: Participation and Volume Decisions in the Insurance Industry

FRB Atlanta Working Paper No. 97-12
Number of pages: 39 Posted: 23 Feb 2015
J David Cummins, Richard D. Phillips and Stephen D. Smith
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University - Risk Management & Insurance Department and (Deceased)
Downloads 111 (537,263)
Citation 3

Abstract:

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financial institutions and services, corporate finance and governance, firm objectives, organization and behavior

2.

Information Effect of Entry into Credit Ratings Market: The Case of Insurers' Ratings

Journal of Financial Economics (JFE), Vol. 106, No. 2, 2012
Number of pages: 59 Posted: 07 Mar 2008 Last Revised: 22 Sep 2013
Neil A. Doherty, Anastasia Kartasheva and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department, University of St. Gallen - School of Finance and Georgia State University - Risk Management & Insurance Department
Downloads 814 (65,892)
Citation 11

Abstract:

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Ratings, competition, information disclosure, insurance

3.

The Incentive Effects of No Fault Automobile Insurance

Number of pages: 46 Posted: 12 Apr 2001
J David Cummins, Mary A. Weiss and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Temple University and Georgia State University - Risk Management & Insurance Department
Downloads 804 (66,974)
Citation 10

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No fault, insurance, fatality rates

4.

Insurance Company Failures: Why Do They Cost so Much?

Georgia State University Center for Risk Management and Insurance Research Working Paper No. 03-1
Number of pages: 39 Posted: 20 Nov 2003
Martin F. Grace, Robert W. Klein and Richard D. Phillips
University of Iowa - Department of Finance, Georgia State University and Georgia State University - Risk Management & Insurance Department
Downloads 791 (68,398)
Citation 23

Abstract:

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Insurance, bankruptcy, regulation

5.

The Basis Risk of Catastrophic-Loss Index Securities

Number of pages: 63 Posted: 22 Jun 2000
J David Cummins, David Lalonde and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Applied Insurance Research and Georgia State University - Risk Management & Insurance Department
Downloads 639 (90,164)
Citation 12

Abstract:

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6.

Estimating the Cost of Equity Capital for Property-Liability Insurers

Number of pages: 47 Posted: 21 Jul 2003
J David Cummins and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 573 (103,621)
Citation 25

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Insurance, Cost of Equity Capital, Full-Information Beta

7.

The Allocation of Governmental Regulatory Authority: Federalism and the Case of Insurance Regulation

Center for Risk Management and Insurance Research No. 96-2
Number of pages: 52 Posted: 25 Jan 1999
Martin F. Grace and Richard D. Phillips
University of Iowa - Department of Finance and Georgia State University - Risk Management & Insurance Department
Downloads 412 (154,273)
Citation 2

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The Capital Structure of Firms Subject to Price Regulation: Evidence from the Insurance Industry

Number of pages: 30 Posted: 21 Jun 2001
Robert W. Klein, Richard D. Phillips and Wenyen Hsu
Georgia State University, Georgia State University - Risk Management & Insurance Department and Feng Chia University - Department of Risk Management and Insurance
Downloads 386 (164,393)
Citation 14

Abstract:

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Insurance, price regulation, capital structure

The Capital Structure of Firms Subject to Price Regulation: Evidence from the Insurance Industry

Posted: 04 Jun 2003
Robert W. Klein, Richard D. Phillips and Wenyen Hsu
Georgia State University, Georgia State University - Risk Management & Insurance Department and Feng Chia University - Department of Risk Management and Insurance

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Insurance, price regulation, capital structure

9.

Capital Allocation and the Pricing of Financially Intermediated Risks: An Empirical Investigation

Number of pages: 51 Posted: 28 Jun 2006
Richard D. Phillips, J David Cummins and Yijia Lin
Georgia State University - Risk Management & Insurance Department, Temple University - Risk Management & Insurance & Actuarial Science and University of Nebraska at Lincoln - Department of Finance
Downloads 347 (186,774)

Abstract:

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Capital allocation, Insurance, Prices

10.

Regulator Performance, Regulatory Environment and Outcomes: An Examination of Insurance Regulator Career Incentives on State Insurance Markets

Number of pages: 37 Posted: 19 Jun 2006
Martin F. Grace and Richard D. Phillips
University of Iowa - Department of Finance and Georgia State University - Risk Management & Insurance Department
Downloads 341 (190,333)
Citation 8

Abstract:

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Auto Insurance, Price Regulation, Regulatory Incentives, Revolving Door

11.

Keeping Up with the Joneses: Changing Rating Standards and the Buildup of Capital by U.S. Property-Liability Insurers

Number of pages: 37 Posted: 23 Jul 2001
Neil A. Doherty and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department and Georgia State University - Risk Management & Insurance Department
Downloads 254 (259,428)
Citation 10

Abstract:

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Insurance; Credit ratings; Financial strength ratings; Capital structure

12.

The Incentive Effects of No-Fault Automobile Insurance

Number of pages: 40 Posted: 27 Oct 1999
J David Cummins, Mary A. Weiss and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Temple University and Georgia State University - Risk Management & Insurance Department
Downloads 195
Citation 1

Abstract:

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13.

Form Over Matter: Differences in the Incentives to Convert Using Full Versus Partial Demutualization in the U.S. Life Insurance Industry

Journal of Risk & Insurance, Forthcoming
Number of pages: 40 Posted: 05 Aug 2010 Last Revised: 20 Feb 2011
Otgontsetseg Erhemjamts and Richard D. Phillips
University of San Francisco and Georgia State University - Risk Management & Insurance Department
Downloads 113 (526,497)

Abstract:

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Demutualization, full conversion, MHC conversion

14.

The State of Business Education and Research - Perspectives from Educational Leaders Around the Globe

Rutgers Business Review, Vol. 1, No. 1, 2016
Number of pages: 26 Posted: 23 Jul 2017
Sabanci University, Rutgers, The State University of New Jersey, University of Leeds - Division of Accounting and Finance, Georgia State University - Risk Management & Insurance Department, Vienna University of Economics and Business and University of South Australia
Downloads 70 (712,319)

Abstract:

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15.
Downloads 61 (765,846)
Citation 2

Does Competition Improve Ratings?

Number of pages: 38 Posted: 06 Mar 2007
Neil A. Doherty, Anastasia Kartasheva and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department, University of St. Gallen - School of Finance and Georgia State University - Risk Management & Insurance Department
Downloads 50 (863,298)
Citation 1

Abstract:

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rating agency, precision and disclosure of information, competition

Does Competition Improve Ratings?

Number of pages: 38 Posted: 22 Mar 2007
Neil A. Doherty, Anastasia Kartasheva and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department, University of St. Gallen - School of Finance and Georgia State University - Risk Management & Insurance Department
Downloads 11 (1,308,265)
Citation 1

Abstract:

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rating agency, competition, precision and disclosure of information

16.

Keeping Up with the Joneses: Changing Rating Standards and the Buildup of Capital by U.S. Property-Liability Insurers

Posted: 08 Apr 2003
Neil A. Doherty and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department and Georgia State University - Risk Management & Insurance Department

Abstract:

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Insurance, credit ratings, financial strength ratings, capital structure

17.

Pricing Excess-of-Loss Reinsurance Contracts Against Catastrophic Loss

WFIC 98-09
Posted: 03 Aug 1998
J David Cummins, Christopher M. Lewis and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, The Hartford and Georgia State University - Risk Management & Insurance Department

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18.

Financial Pricing of Insurance in Multiple Line Insurance Companies

96-09
Posted: 25 Jun 1998
Richard D. Phillips, J David Cummins and Franklin Allen
Georgia State University - Risk Management & Insurance Department, Temple University - Risk Management & Insurance & Actuarial Science and Imperial College London

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19.

Corporate Hedging in the Insurance Industry: The Use of Financial Derivatives by U.S. Insurers

FRB Atlanta Working Paper 96-19
Posted: 09 Jul 1996
J David Cummins, Richard D. Phillips and Stephen D. Smith
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University - Risk Management & Insurance Department and (Deceased)

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