Richard D. Phillips

Georgia State University - Risk Management & Insurance Department

Professor

P.O. Box 4036

Atlanta, GA 30303

United States

http://robinson.gsu.edu/profile/richard-d-phillips/

SCHOLARLY PAPERS

19

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CITATIONS
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Top 3,373

in Total Papers Citations

162

Scholarly Papers (19)

Derivatives and Corporate Risk Management: Participation and Volume Decisions in the Insurance Industry

Forthcoming
Number of pages: 49 Posted: 27 May 1998 Last Revised: 05 Aug 2014
J David Cummins, Richard D. Phillips and Stephen D. Smith
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University - Risk Management & Insurance Department and (Deceased)
Downloads 2,268 (4,491)
Citation 27

Abstract:

Derivatives, Risk Management, Insurance Companies

Derivatives and Corporate Risk Management: Participation and Volume Decisions in the Insurance Industry

FRB Atlanta Working Paper No. 97-12
Number of pages: 39 Posted: 23 Feb 2015
J David Cummins, Richard D. Phillips and Stephen D. Smith
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University - Risk Management & Insurance Department and (Deceased)
Downloads 39 (376,353)
Citation 27

Abstract:

financial institutions and services, corporate finance and governance, firm objectives, organization and behavior

2.

Information Effect of Entry into Credit Ratings Market: The Case of Insurers' Ratings

Journal of Financial Economics (JFE), Vol. 106, No. 2, 2012
Number of pages: 59 Posted: 07 Mar 2008 Last Revised: 22 Sep 2013
Neil A. Doherty, Anastasia V. Kartasheva and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department, Bank for International Settlements and Georgia State University - Risk Management & Insurance Department
Downloads 701 (27,865)
Citation 5

Abstract:

Ratings, competition, information disclosure, insurance

3.

The Incentive Effects of No Fault Automobile Insurance

Number of pages: 46 Posted: 12 Apr 2001
J David Cummins, Mary A. Weiss and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Temple University and Georgia State University - Risk Management & Insurance Department
Downloads 660 (30,220)
Citation 19

Abstract:

No fault, insurance, fatality rates

4.

Insurance Company Failures: Why Do They Cost so Much?

Georgia State University Center for Risk Management and Insurance Research Working Paper No. 03-1
Number of pages: 39 Posted: 20 Nov 2003
Martin F. Grace, Robert W. Klein and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University - Center for Risk Management and Insurance Research and Georgia State University - Risk Management & Insurance Department
Downloads 545 (38,184)
Citation 7

Abstract:

Insurance, bankruptcy, regulation

Estimating the Cost of Equity Capital for Property-Liability Insurers

Number of pages: 47 Posted: 21 Jul 2003
J David Cummins and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 489 (46,724)
Citation 17

Abstract:

Insurance, Cost of Equity Capital, Full-Information Beta

Estimating the Cost of Equity Capital for Property-Liability Insurers

Journal of Risk and Insurance, Vol. 72, No. 3, pp. 441-478, September 2005
Number of pages: 38 Posted: 31 Aug 2005
J David Cummins and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 31 (408,968)
Citation 17
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Abstract:

6.

The Basis Risk of Catastrophic-Loss Index Securities

Number of pages: 63 Posted: 22 Jun 2000
J David Cummins, David Lalonde and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Applied Insurance Research and Georgia State University - Risk Management & Insurance Department
Downloads 505 (43,311)
Citation 28

Abstract:

The Allocation of Governmental Regulatory Authority: Federalism and the Case of Insurance Regulation

Center for Risk Management and Insurance Research No. 96-2
Number of pages: 52 Posted: 25 Jan 1999
Martin F. Grace and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 361 (67,778)
Citation 4

Abstract:

The Allocation of Governmental Regulatory Authority: Federalism and the Case of Insurance Regulation

Journal of Risk & Insurance, Vol. 74, No. 1, pp. 207-238, March 2007
Number of pages: 32 Posted: 04 Mar 2007
Martin F. Grace and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 15 (496,842)
Citation 4
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Abstract:

The Capital Structure of Firms Subject to Price Regulation: Evidence from the Insurance Industry

Number of pages: 30 Posted: 21 Jun 2001
Robert W. Klein, Richard D. Phillips and Wenyen Hsu
Georgia State University - Center for Risk Management and Insurance Research, Georgia State University - Risk Management & Insurance Department and Feng Chia University - Department of Risk Management and Insurance
Downloads 334 (74,337)
Citation 11

Abstract:

Insurance, price regulation, capital structure

The Capital Structure of Firms Subject to Price Regulation: Evidence from the Insurance Industry

Journal of Financial Services Research, Vol. 21, No. 1 & 2, February/April 2002
Posted: 04 Jun 2003
Robert W. Klein, Richard D. Phillips and Wenyen Hsu
Georgia State University - Center for Risk Management and Insurance Research, Georgia State University - Risk Management & Insurance Department and Feng Chia University - Department of Risk Management and Insurance

Abstract:

Insurance, price regulation, capital structure

9.

Capital Allocation and the Pricing of Financially Intermediated Risks: An Empirical Investigation

Number of pages: 51 Posted: 28 Jun 2006
Richard D. Phillips, J David Cummins and Yijia Lin
Georgia State University - Risk Management & Insurance Department, Temple University - Risk Management & Insurance & Actuarial Science and University of Nebraska at Lincoln - Department of Finance
Downloads 236 (99,131)
Citation 3

Abstract:

Capital allocation, Insurance, Prices

10.

Keeping Up with the Joneses: Changing Rating Standards and the Buildup of Capital by U.S. Property-Liability Insurers

Number of pages: 37 Posted: 23 Jul 2001
Neil A. Doherty and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department and Georgia State University - Risk Management & Insurance Department
Downloads 218 (114,597)
Citation 10

Abstract:

Insurance; Credit ratings; Financial strength ratings; Capital structure

11.

Regulator Performance, Regulatory Environment and Outcomes: An Examination of Insurance Regulator Career Incentives on State Insurance Markets

Number of pages: 37 Posted: 19 Jun 2006
Martin F. Grace and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science and Georgia State University - Risk Management & Insurance Department
Downloads 202 (119,313)
Citation 10

Abstract:

Auto Insurance, Price Regulation, Regulatory Incentives, Revolving Door

Form Over Matter: Differences in the Incentives to Convert Using Full Versus Partial Demutualization in the U.S. Life Insurance Industry

Journal of Risk & Insurance, Forthcoming
Number of pages: 40 Posted: 05 Aug 2010 Last Revised: 20 Feb 2011
Otgontsetseg Erhemjamts and Richard D. Phillips
Bentley University - Department of Finance and Georgia State University - Risk Management & Insurance Department
Downloads 49 (342,172)
Citation 1

Abstract:

Demutualization, full conversion, MHC conversion

Form Over Matter: Differences in the Incentives to Convert Using Full Versus Partial Demutualization in the U.S. Life Insurance Industry

Journal of Risk and Insurance, Vol. 79, Issue 2, pp. 305-334, 2012
Number of pages: 30 Posted: 24 May 2012
Otgontsetseg Erhemjamts and Richard D. Phillips
Bentley University - Department of Finance and Georgia State University - Risk Management & Insurance Department
Downloads 1 (583,631)
Citation 1
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Abstract:

13.

The State of Business Education and Research - Perspectives from Educational Leaders Around the Globe

Rutgers Business Review, Vol. 1, No. 1, 2016
Number of pages: 26 Posted: 23 Jul 2017
Sabanci University, Rutgers, The State University of New Jersey, University of Leeds - Division of Accounting and Finance, Georgia State University - Risk Management & Insurance Department, Vienna University of Economics and Business and University of South Australia
Downloads 0 (478,227)

Abstract:

14.

The Value of Investing in Enterprise Risk Management

Journal of Risk and Insurance, Vol. 82, Issue 2, pp. 289-316, 2015
Number of pages: 28 Posted: 14 May 2015
Martin F. Grace, J. Tyler Leverty, Richard D. Phillips and Prakash Shimpi
Temple University - Risk Management & Insurance & Actuarial Science, University of Wisconsin - Madison, Georgia State University - Risk Management & Insurance Department and Fraime LLC
Downloads 0 (569,182)
Citation 1
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Abstract:

15.

Keeping up with the Joneses: Changing Rating Standards and the Buildup of Capital by U.S. Property-Liability Insurers

Journal of Financial Services Research, Vol. 21, No. 1 & 2, 2002
Posted: 08 Apr 2003
Neil A. Doherty and Richard D. Phillips
University of Pennsylvania - Insurance & Risk Management Department and Georgia State University - Risk Management & Insurance Department

Abstract:

Insurance, credit ratings, financial strength ratings, capital structure

16.

Pricing Excess-of-loss Reinsurance Contracts against Catastrophic Loss

WFIC 98-09
Posted: 03 Aug 1998
J David Cummins, Christopher M. Lewis and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, The Hartford and Georgia State University - Risk Management & Insurance Department

Abstract:

17.

Financial Pricing of Insurance in Multiple Line Insurance Companies

96-09
Posted: 25 Jun 1998
Richard D. Phillips, J David Cummins and Franklin Allen
Georgia State University - Risk Management & Insurance Department, Temple University - Risk Management & Insurance & Actuarial Science and Imperial College London

Abstract:

18.

Corporate Hedging in the Insurance Industry: The Use of Financial Derivatives by U.S. Insurers

FRB Atlanta Working Paper 96-19
Posted: 09 Jul 1996
J David Cummins, Richard D. Phillips and Stephen D. Smith
Temple University - Risk Management & Insurance & Actuarial Science, Georgia State University - Risk Management & Insurance Department and (Deceased)

Abstract:

19.

The Incentive Effects of No-Fault Automobile Insurance

Number of pages: 40 Posted: 27 Oct 1999
J David Cummins, Mary A. Weiss and Richard D. Phillips
Temple University - Risk Management & Insurance & Actuarial Science, Temple University and Georgia State University - Risk Management & Insurance Department
Downloads 0
Citation 19

Abstract: