Julia S. Cheney

Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

  • Federal Reserve Bank of Philadelphia

SCHOLARLY PAPERS

15

DOWNLOADS
Rank 17,637

SSRN RANKINGS

Top 17,637

in Total Papers Downloads

4,872

SSRN CITATIONS
Rank 33,783

SSRN RANKINGS

Top 33,783

in Total Papers Citations

17

CROSSREF CITATIONS

10

Scholarly Papers (15)

Actions:
Email selected abstracts
1.

An Examination of Mobile Banking and Mobile Payments: Building Adoption as Experience Goods?

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 08-07
Number of pages: 29 Posted: 15 Sep 2008
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 1,404 (23,529)
Citation 3

Abstract:

Loading...

Mobile Banking, Mobile Payments

2.

Heartland Payment Systems: Lessons Learned from a Data Breach

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 10-1
Number of pages: 20 Posted: 23 Jan 2010
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 884 (45,628)
Citation 9

Abstract:

Loading...

3.

Prepaid Card Models: A Study in Diversity

Federal Reserve Bank of Philla Payment Cards Center Discussion Paper No. 05-03
Number of pages: 16 Posted: 11 Nov 2006
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 413 (119,564)

Abstract:

Loading...

Payment systems

4.

Identity Theft: Do Definitions Still Matter?

FRB of Philadelphia Payment Cards Center Discussion Paper
Number of pages: 22 Posted: 13 Oct 2005
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 406 (122,002)
Citation 5

Abstract:

Loading...

Identity, Identity theft, Payment card fraud, Credit cards, Debit cards

5.

Alternative Data and its Use in Credit Scoring Thin- and No-File Consumers

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 08-01
Number of pages: 18 Posted: 17 Jul 2008 Last Revised: 14 Sep 2008
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 366 (137,195)
Citation 2

Abstract:

Loading...

6.

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

Downloads 346 (145,886)
Citation 6

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

Economic Perspectives, Vol. 36, No. 4, 2012
Number of pages: 17 Posted: 28 Jan 2014
Julia S. Cheney, Robert M. Hunt, Katy R. Jacob, Richard D. Porter and Bruce J. Summers
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Chicago, Federal Reserve Bank of Chicago and Consultant on Money, Banking, and Payments
Downloads 222 (228,385)

Abstract:

Loading...

payment card fraud, data breaches, credit cards, debit cards

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 12-04
Number of pages: 35 Posted: 16 Oct 2012
Julia S. Cheney, Robert M. Hunt, Katy R. Jacob, Richard D. Porter and Bruce J. Summers
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Chicago, Federal Reserve Bank of Chicago and Consultant on Money, Banking, and Payments
Downloads 124 (376,287)
Citation 4

Abstract:

Loading...

payment card fraud, data breaches, credit cards, debit cards

7.

Identity Theft: a Pernicious and Costly Fraud

Federal Reserve Bank of Philadelphia Payment Cards Center Discussion Paper No. 03-18
Number of pages: 22 Posted: 19 Sep 2006
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 304 (167,350)
Citation 1

Abstract:

Loading...

Identity theft

8.

An Update on Trends in the Debit Card Market

Federal Reserve Bank of Philla Payment Cards Center Discussion Paper No. 07-07
Number of pages: 12 Posted: 02 Nov 2007
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 175 (284,039)

Abstract:

Loading...

Debit cards

9.

Financial Consequences of Identity Theft: Evidence from Consumer Credit Bureau Records

FRB of Philadelphia Working Paper No. 19-2
Number of pages: 46 Posted: 14 Jan 2019 Last Revised: 29 Apr 2020
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 149 (325,304)

Abstract:

Loading...

fraud alert, consumer protection, identity theft, credit reports, Risk Score

10.

How Effective Were the Financial Safety Nets in the Aftermath of Katrina?

FRB of Philadelphia Payment Cards Center Discussion Paper No. 06-01
Number of pages: 21 Posted: 03 Mar 2006
Julia S. Cheney and Sherrie L.W. Rhine
Federal Reserve Bank of Philadelphia and Federal Deposit Insurance Corporation
Downloads 142 (338,078)
Citation 2

Abstract:

Loading...

Hurricane Katrina, Financial crises, Unbanked

11.

Identity Theft as a Teachable Moment

Downloads 104 (425,797)

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 16-27
Number of pages: 49 Posted: 27 Oct 2016
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 104 (428,478)
Citation 1

Abstract:

Loading...

inattention, salience, identity theft, extended fraud alert, risk score, consumer protection, credit reports, Fair and Accurate Credit Transactions Act (FACTA)

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 14-28
Posted: 24 Sep 2014
Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia

Abstract:

Loading...

Inattention, Identity theft, Fraud alert, Consumer protection, Credit report, Fair and Accurate Credit Transactions Act (FACTA), Propensity score matching

12.

Consumer Use of Fraud Alerts and Credit Freezes: An Empirical Analysis

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 14-4
Number of pages: 40 Posted: 24 Sep 2014
Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 82 (496,021)
Citation 1

Abstract:

Loading...

Data breach, identity theft, fraud alert, credit freeze, credit report, Fair and Accurate Credit Transactions Act (FACTA)

13.

Financial Consequences of Severe Identity Theft in the U.S

FRB of Philadelphia Working Paper No. 21-41
Number of pages: 59 Posted: 03 Dec 2021
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 50 (639,125)

Abstract:

Loading...

identity theft, fraud alert, consumer credit, credit performance, limited attention, inattention

14.

Financial Consequences of Identity Theft

FRB of Philadelphia Working Paper No. 20-33
Number of pages: 60 Posted: 14 May 2021
Nathan Blascak, Julia S. Cheney, Robert M. Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 47 (656,257)

Abstract:

Loading...

15.

Supply- and Demand-Side Developments Influencing Growth in the Debit Market

Federal Reserve Bank of Philla Payment Cards Center Discussion Paper No. 06-11
Posted: 18 Apr 2007 Last Revised: 14 Sep 2008
Julia S. Cheney
Federal Reserve Bank of Philadelphia

Abstract:

Loading...

Debit cards, Consumer behavior