Julia S. Cheney

Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

SCHOLARLY PAPERS

12

DOWNLOADS
Rank 14,369

SSRN RANKINGS

Top 14,369

in Total Papers Downloads

3,248

CITATIONS
Rank 36,102

SSRN RANKINGS

Top 36,102

in Total Papers Citations

5

Scholarly Papers (12)

1.

An Examination of Mobile Banking and Mobile Payments: Building Adoption as Experience Goods?

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 08-07
Number of pages: 29 Posted: 15 Sep 2008
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 1,247 (15,060)

Abstract:

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Mobile Banking, Mobile Payments

2.

Heartland Payment Systems: Lessons Learned from a Data Breach

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 10-1
Number of pages: 20 Posted: 23 Jan 2010
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 441 (63,148)
Citation 1

Abstract:

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3.

Identity Theft: Do Definitions Still Matter?

FRB of Philadelphia Payment Cards Center Discussion Paper
Number of pages: 22 Posted: 13 Oct 2005
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 330 (88,713)
Citation 2

Abstract:

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Identity, Identity theft, Payment card fraud, Credit cards, Debit cards

4.

Prepaid Card Models: A Study in Diversity

Federal Reserve Bank of Philla Payment Cards Center Discussion Paper No. 05-03
Number of pages: 16 Posted: 11 Nov 2006
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 253 (117,988)

Abstract:

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Payment systems

5.

Identity Theft: a Pernicious and Costly Fraud

Federal Reserve Bank of Philadelphia Payment Cards Center Discussion Paper No. 03-18
Number of pages: 22 Posted: 19 Sep 2006
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 231 (129,335)
Citation 1

Abstract:

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Identity theft

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

Economic Perspectives, Vol. 36, No. 4, 2012
Number of pages: 17 Posted: 28 Jan 2014
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Chicago, Federal Reserve Bank of Chicago and Consultant on Money, Banking, and Payments
Downloads 127 (219,194)

Abstract:

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payment card fraud, data breaches, credit cards, debit cards

The Efficiency and Integrity of Payment Card Systems: Industry Views on the Risks Posed by Data Breaches

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 12-04
Number of pages: 35 Posted: 16 Oct 2012
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Chicago, Federal Reserve Bank of Chicago and Consultant on Money, Banking, and Payments
Downloads 93 (274,005)

Abstract:

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payment card fraud, data breaches, credit cards, debit cards

7.

An Update on Trends in the Debit Card Market

Federal Reserve Bank of Philla Payment Cards Center Discussion Paper No. 07-07
Number of pages: 12 Posted: 02 Nov 2007
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 157 (183,975)

Abstract:

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Debit cards

8.

Alternative Data and its Use in Credit Scoring Thin- and No-File Consumers

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 08-01
Number of pages: 18 Posted: 17 Jul 2008 Last Revised: 14 Sep 2008
Julia S. Cheney
Federal Reserve Bank of Philadelphia
Downloads 153 (188,042)

Abstract:

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9.

How Effective Were the Financial Safety Nets in the Aftermath of Katrina?

FRB of Philadelphia Payment Cards Center Discussion Paper No. 06-01
Number of pages: 21 Posted: 03 Mar 2006
Julia S. Cheney and Sherrie L.W. Rhine
Federal Reserve Bank of Philadelphia and Federal Deposit Insurance Corporation
Downloads 109 (244,438)
Citation 1

Abstract:

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Hurricane Katrina, Financial crises, Unbanked

10.
Downloads 64 (337,744)

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 16-27
Number of pages: 49 Posted: 27 Oct 2016
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 64 (342,043)

Abstract:

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inattention, salience, identity theft, extended fraud alert, risk score, consumer protection, credit report, Fair and Accurate Credit Transactions Act (FACTA)

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 14-28
Posted: 24 Sep 2014
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia

Abstract:

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Inattention, Identity theft, Fraud alert, Consumer protection, Credit report, Fair and Accurate Credit Transactions Act (FACTA), Propensity score matching

11.

Consumer Use of Fraud Alerts and Credit Freezes: An Empirical Analysis

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 14-4
Number of pages: 40 Posted: 24 Sep 2014
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 43 (403,812)

Abstract:

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Data breach, identity theft, fraud alert, credit freeze, credit report, Fair and Accurate Credit Transactions Act (FACTA)

12.

Supply- and Demand-Side Developments Influencing Growth in the Debit Market

Federal Reserve Bank of Philla Payment Cards Center Discussion Paper No. 06-11
Posted: 18 Apr 2007 Last Revised: 14 Sep 2008
Julia S. Cheney
Federal Reserve Bank of Philadelphia

Abstract:

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Debit cards, Consumer behavior