Annamaria Lusardi

George Washington University - Department of Accountancy

Denit Trust Chair of Economics and Accountancy

George Washington University School of Business

Washington, DC 20052

United States

http://business.gwu.edu/profiles/annamaria-lusardi/

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

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SCHOLARLY PAPERS

71

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CITATIONS
Rank 278

SSRN RANKINGS

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in Total Papers Citations

1,361

Scholarly Papers (71)

Financial Literacy and Planning: Implications for Retirement Wellbeing

Michigan Retirement Research Center Research Paper No. WP 2005-108
Number of pages: 32 Posted: 21 Feb 2008
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 2,415 (4,038)
Citation 102

Abstract:

Financial Literacy and Planning: Implications for Retirement Wellbeing

NBER Working Paper No. w17078
Number of pages: 38 Posted: 23 May 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 84 (255,447)
Citation 98

Abstract:

2.

Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs

Michigan Retirement Research Center Research Paper No. WP 2006-144
Number of pages: 27 Posted: 20 Jan 2007
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 1,067 (12,367)
Citation 76

Abstract:

3.

Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel

Michigan Retirement Research Center Research Paper No. WP 2007-157
Number of pages: 34 Posted: 22 Feb 2008
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 1,024 (7,597)
Citation 30

Abstract:

4.
Downloads 977 ( 18,188)
Citation 84

Financial Literacy and Stock Market Participation

DNB Working Paper No. 146, Michigan Retirement Research Center Research Paper No. 2007-162
Number of pages: 48 Posted: 17 Sep 2007
Maarten van Rooij, Annamaria Lusardi and Rob Alessie
De Nederlandsche Bank, George Washington University - Department of Accountancy and Utrecht University - Utrecht University School of Economics
Downloads 844 (22,241)
Citation 83

Abstract:

Portfolio choice, Knowledge of Economics and Finance, Financial Sophistication

Financial Literacy and Stock Market Participation

NBER Working Paper No. w13565
Number of pages: 48 Posted: 31 Oct 2007 Last Revised: 27 Jul 2010
Maarten van Rooij, Annamaria Lusardi and Rob Alessie
De Nederlandsche Bank, George Washington University - Department of Accountancy and Utrecht University - Utrecht University School of Economics
Downloads 99 (229,193)
Citation 84

Abstract:

Financial Literacy and Stock Market Participation

Michigan Retirement Center Research Center Working Paper No. 2007-162
Number of pages: 48 Posted: 22 Sep 2009
Maarten van Rooij, Annamaria Lusardi and Rob Alessie
De Nederlandsche Bank, George Washington University - Department of Accountancy and Utrecht University - Utrecht University School of Economics
Downloads 34 (395,897)
Citation 84

Abstract:

Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs

Number of pages: 43 Posted: 16 Feb 2008
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 786 (24,714)
Citation 25

Abstract:

retirement planning, financial advice, financial security

Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs

NBER Working Paper No. w13824
Number of pages: 44 Posted: 18 Feb 2008 Last Revised: 27 Mar 2008
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 103 (222,896)
Citation 25

Abstract:

6.

Financial Literacy and Financial Education: Review and Policy Implications

NFI Policy Brief No. 2006-PB-11
Number of pages: 13 Posted: 10 Aug 2006
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 671 (23,680)
Citation 4

Abstract:

Financial knowledge; retirement seminars, savings

Financial Literacy: An Essential Tool for Informed Consumer Choice?

Paolo Baffi Centre Research Paper No. 2009-35
Number of pages: 30 Posted: 02 Feb 2009
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 545 (40,617)
Citation 28

Abstract:

Financial Literacy: An Essential Tool for Informed Consumer Choice?

NBER Working Paper No. w14084
Number of pages: 30 Posted: 22 Jun 2008
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 68 (289,662)
Citation 28

Abstract:

8.

Saving and the Effectiveness of Financial Education

Pension Research Council WP2003-14
Number of pages: 45 Posted: 09 Jan 2004
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 608 (19,154)
Citation 33

Abstract:

The Economic Importance of Financial Literacy: Theory and Evidence

GFLEC Working Paper Series No. 2014-001
Number of pages: 70 Posted: 04 May 2013 Last Revised: 10 Jan 2014
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 350 (70,268)

Abstract:

The Economic Importance of Financial Literacy: Theory and Evidence

Pension Research Council WP 2013-02
Number of pages: 65 Posted: 13 Apr 2013
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 51 (335,689)

Abstract:

The Economic Importance of Financial Literacy: Theory and Evidence

NBER Working Paper No. w18952
Number of pages: 65 Posted: 13 Apr 2013
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 31 (408,803)

Abstract:

10.

Do Household Savings Encourage Entrepreneurship? Household Wealth, Parental Wealth, and the Transition In and Out of Entrepreneurship

Number of pages: 25 Posted: 13 Jun 2006
Erik Hurst and Annamaria Lusardi
University of Chicago - Booth School of Business and George Washington University - Department of Accountancy
Downloads 344 (64,967)
Citation 8

Abstract:

11.
Downloads 310 ( 81,316)
Citation 20

Explaining Why So Many People Do Not Save

Center for Retirement Research Working Paper No. 2001-05
Number of pages: 43 Posted: 04 Oct 2001
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 310 (80,793)
Citation 20

Abstract:

Planning, siblings, wealth and portfolio choice

Explaining Why so Many People Do Not Save

Center for Retirement Research at Boston College, 2001
Posted: 09 Mar 2010
Annamaria Lusardi
George Washington University - Department of Accountancy

Abstract:

12.

Financial Literacy Among the Young

Michigan Retirement Research Center Research Paper No. 2008-191
Number of pages: 35 Posted: 23 Sep 2009
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 284 (75,314)
Citation 28

Abstract:

13.
Downloads 281 ( 90,858)
Citation 74

Financial Literacy and the Financial Crisis

World Bank Policy Research Working Paper No. 5980
Number of pages: 55 Posted: 20 Apr 2016
Leora F. Klapper, Annamaria Lusardi and Georgios A. Panos
World Bank, George Washington University - Department of Accountancy and University of Glasgow
Downloads 184 (138,644)
Citation 74

Abstract:

Financial Literacy, Access to Finance, Access & Equity in Basic Education, Education For All, Debt Markets

Financial Literacy and the Financial Crisis

Netspar Discussion Paper No. 03/2012-007
Number of pages: 54 Posted: 13 Apr 2012
Leora F. Klapper, Annamaria Lusardi and Georgios A. Panos
World Bank, George Washington University - Department of Accountancy and University of Glasgow
Downloads 79 (265,372)
Citation 74

Abstract:

financial literacy, financial crisis, financial inclusion, Russia

Financial Literacy and the Financial Crisis

NBER Working Paper No. w17930
Number of pages: 55 Posted: 25 Mar 2012
Leora F. Klapper, Annamaria Lusardi and Georgios A. Panos
World Bank, George Washington University - Department of Accountancy and University of Glasgow
Downloads 18 (479,151)
Citation 74

Abstract:

Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth

Michigan Retirement Research Center Research Paper No. WP 2006-114
Number of pages: 40 Posted: 19 Feb 2008
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 200 (128,159)
Citation 145

Abstract:

Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth

NBER Working Paper No. w12585
Number of pages: 40 Posted: 17 Oct 2006 Last Revised: 21 Feb 2007
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 75 (273,765)
Citation 145

Abstract:

Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth

CFS Working Paper No. 2006/20, Pension Research Council WP2007-2
Posted: 01 Oct 2006
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School

Abstract:

Wealth Holdings, Housing Wealth, Lack of Planning, Literacy, Cohorts

15.

Financial Literacy and Economic Outcomes: Evidence and Policy Implications

Number of pages: 17 Posted: 24 Feb 2015
Olivia S. Mitchell and Annamaria Lusardi
University of Pennsylvania - The Wharton School and George Washington University - Department of Accountancy
Downloads 271 (28,310)

Abstract:

Financial literacy, financial decision-making, financial education

Financial Literacy Among the Young: Evidence and Implications for Consumer Policy

Pension Research Council WP 2009-09
Number of pages: 35 Posted: 23 Aug 2009
Olivia S. Mitchell, Annamaria Lusardi and Vilsa Curto
University of Pennsylvania - The Wharton School, George Washington University - Department of Accountancy and National Bureau of Economic Research (NBER)
Downloads 217 (118,285)
Citation 13

Abstract:

Financial Literacy Among the Young: Evidence and Implications for Consumer Policy

NBER Working Paper No. w15352
Number of pages: 34 Posted: 21 Sep 2009
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 54 (326,612)
Citation 13

Abstract:

17.
Downloads 250 (102,944)
Citation 55

Planning and Financial Literacy: How Do Women Fare?

Michigan Retirement Research Center Research Paper No., WP 2006-136
Number of pages: 25 Posted: 17 Feb 2008 Last Revised: 29 Nov 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 203 (126,258)
Citation 55

Abstract:

retirement planning, financial knowledge, financial security, women

Planning and Financial Literacy: How Do Women Fare?

NBER Working Paper No. w13750
Number of pages: 12 Posted: 24 Jan 2008 Last Revised: 29 Jul 2010
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 47 (348,296)
Citation 55

Abstract:

18.
Downloads 234 (110,147)
Citation 5

The Outlook for Financial Literacy

Pension Research Council WP 2010-25
Number of pages: 20 Posted: 21 Oct 2010 Last Revised: 26 Nov 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 202 (126,867)
Citation 5

Abstract:

financial literacy, retirement, saving, education, income, investment, counseling

The Outlook for Financial Literacy

NBER Working Paper No. w17077
Number of pages: 20 Posted: 23 May 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 32 (404,320)
Citation 5

Abstract:

19.
Downloads 233 (110,628)
Citation 3

The Economic Crisis and Medical Care Usage

Harvard Business School Finance Working Paper No. 10-079
Number of pages: 24 Posted: 24 Mar 2010
Annamaria Lusardi, Daniel Schneider and Peter Tufano
George Washington University - Department of Accountancy, Princeton University and University of Oxford - Said Business School
Downloads 126 (191,660)
Citation 3

Abstract:

The Economic Crisis and Medical Care Usage

Netspar Discussion Paper No. 03/2010-008
Number of pages: 24 Posted: 18 Jun 2010
Annamaria Lusardi, Daniel Schneider and Peter Tufano
George Washington University - Department of Accountancy, Princeton University and University of Oxford - Said Business School
Downloads 56 (320,695)
Citation 3

Abstract:

The Economic Crisis and Medical Care Usage

NBER Working Paper No. w15843
Number of pages: 24 Posted: 29 Mar 2010
Annamaria Lusardi, Daniel Schneider and Peter Tufano
George Washington University - Department of Accountancy, Princeton University and University of Oxford - Said Business School
Downloads 51 (335,689)
Citation 3

Abstract:

20.
Downloads 224 (115,032)
Citation 18

Financial Literacy Around the World: An Overview

Netspar Discussion Paper No. 02/2011-023
Number of pages: 20 Posted: 19 Apr 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 184 (138,644)
Citation 18

Abstract:

Financial Literacy Around the World: an Overview

NBER Working Paper No. w17107
Number of pages: 19 Posted: 06 Jun 2011 Last Revised: 11 Jun 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 40 (372,392)
Citation 18

Abstract:

21.

Debt Literacy, Financial Experiences, and Overindebtedness

NBER Working Paper No. w14808
Number of pages: 46 Posted: 24 Mar 2009
Annamaria Lusardi and Peter Tufano
George Washington University - Department of Accountancy and University of Oxford - Said Business School
Downloads 223 (99,084)
Citation 66

Abstract:

Financially Fragile Households: Evidence and Implications

Netspar Discussion Paper No. 03/2011-013
Number of pages: 49 Posted: 19 Apr 2011
Annamaria Lusardi, Daniel Schneider and Peter Tufano
George Washington University - Department of Accountancy, Princeton University and University of Oxford - Said Business School
Downloads 123 (195,351)
Citation 10

Abstract:

Financially Fragile Households: Evidence and Implications

NBER Working Paper No. w17072
Number of pages: 53 Posted: 23 May 2011
Annamaria Lusardi, Daniel Schneider and Peter Tufano
George Washington University - Department of Accountancy, Princeton University and University of Oxford - Said Business School
Downloads 96 (234,088)
Citation 10

Abstract:

Liquidity Constraints, Household Wealth and Entrepreneurship

Dartmouth College Working Paper No. 2003
Number of pages: 37 Posted: 17 Jul 2003
Annamaria Lusardi and Erik Hurst
George Washington University - Department of Accountancy and University of Chicago - Booth School of Business
Downloads 218 (117,721)
Citation 141

Abstract:

Business formation, wealthy households, starting capital

Liquidity Constraints, Household Wealth, and Entrepreneurship

Journal of Political Economy, Vol. 112, pp. 319-47, April 2004
Posted: 08 Mar 2004
Erik Hurst and Annamaria Lusardi
University of Chicago - Booth School of Business and George Washington University - Department of Accountancy

Abstract:

Liquidity Constraints, Household Wealth, and Entrepreneurship

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 24 Nov 2009
Erik Hurst and Annamaria Lusardi
University of Chicago - Booth School of Business and George Washington University - Department of Accountancy

Abstract:

National Survey of Small Business Finances (Federal Reserve Board), Panel Study of Income Dynamics (PSID), Capital, Credit, Assets, Liquidity, Wealth

Financial Literacy, Retirement Planning, and Household Wealth

Netspar Discussion Paper No. 08/2011-072
Number of pages: 50 Posted: 31 Aug 2011
Maarten van Rooij, Annamaria Lusardi and Rob J. M. Alessie
De Nederlandsche Bank, George Washington University - Department of Accountancy and University of Groningen
Downloads 137 (179,213)
Citation 13

Abstract:

Financial education, savings and wealth accumulation, retirement preparation, knowledge of finance and economics, overconfidence, stock market participation

Financial Literacy, Retirement Planning, and Household Wealth

De Nederlandsche Bank Working Paper No. 313
Number of pages: 54 Posted: 18 Oct 2011 Last Revised: 02 Nov 2011
Maarten van Rooij, Annamaria Lusardi and Rob J. M. Alessie
De Nederlandsche Bank, George Washington University - Department of Accountancy and University of Groningen
Downloads 31 (408,803)
Citation 13

Abstract:

Financial education, Savings and wealth accumulation, Retirement preparation, Knowledge of finance and economics, Overconfidence, Stock market participation

Financial Literacy, Retirement Planning, and Household Wealth

NBER Working Paper No. w17339
Number of pages: 41 Posted: 29 Aug 2011
Maarten van Rooij, Annamaria Lusardi and Rob J. M. Alessie
De Nederlandsche Bank, George Washington University - Department of Accountancy and University of Groningen
Downloads 18 (479,151)
Citation 12

Abstract:

Financial Literacy, Retirement Planning and Household Wealth

The Economic Journal, Vol. 122, Issue 560, pp. 449-478, 2012
Number of pages: 30 Posted: 21 Apr 2012
Maarten van Rooij, Annamaria Lusardi and Rob J. M. Alessie
De Nederlandsche Bank, George Washington University - Department of Accountancy and University of Groningen
Downloads 1 (583,418)
Citation 13
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Abstract:

25.

Financial Literacy and the Financial Crisis: Evidence from Russia

Number of pages: 54 Posted: 20 Mar 2011
Leora F. Klapper, Annamaria Lusardi and Georgios A. Panos
World Bank, George Washington University - Department of Accountancy and University of Glasgow
Downloads 178 (117,597)

Abstract:

Personal Finance, Financial Literacy, Russia, Financial Crisis

26.

The Geography of Financial Literacy

RAND Working Paper Series No. WR-893-SSA
Number of pages: 17 Posted: 09 Dec 2011
Christopher B. Bumcrot, Judy Lin and Annamaria Lusardi
Applied Research & Consulting LLC, affiliation not provided to SSRN and George Washington University - Department of Accountancy
Downloads 175 (99,500)
Citation 2

Abstract:

Bankruptcy Rates Among NFL Players with Short-Lived Income Spikes

Number of pages: 12 Posted: 26 Aug 2015
Kyle Carlson, Joshua Kim, Annamaria Lusardi and Colin Camerer
California Institute of Technology - Division of the Humanities and Social Sciences, University of Washington, George Washington University - Department of Accountancy and California Institute of Technology - Division of the Humanities and Social Sciences
Downloads 81 (261,333)

Abstract:

financial literacy, bankruptcy, NFL

Bankruptcy Rates Among NFL Players with Short-Lived Income Spikes

NBER Working Paper No. w21085
Number of pages: 11 Posted: 13 Apr 2015 Last Revised: 16 Apr 2015
Kyle Carlson, Joshua Kim, Annamaria Lusardi and Colin Camerer
California Institute of Technology - Division of the Humanities and Social Sciences, University of Washington, George Washington University - Department of Accountancy and California Institute of Technology - Division of the Humanities and Social Sciences
Downloads 74 (275,922)
  • Add to Cart

Abstract:

Financial Literacy and Financial Sophistication Among Older Americans

Pension Research Council Working Paper No. 25
Number of pages: 32 Posted: 04 Nov 2009 Last Revised: 26 Nov 2011
Olivia S. Mitchell, Annamaria Lusardi and Vilsa Curto
University of Pennsylvania - The Wharton School, George Washington University - Department of Accountancy and National Bureau of Economic Research (NBER)
Downloads 112 (209,695)
Citation 6

Abstract:

Financial Literacy and Financial Sophistication Among Older Americans

NBER Working Paper No. w15469
Number of pages: 32 Posted: 09 Nov 2009
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 38 (379,865)
Citation 6

Abstract:

29.

Risk Literacy

Number of pages: 30 Posted: 24 Feb 2015
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 138 (138,744)

Abstract:

financial literacy, risk diversification, retirement planning, precautionary saving

30.

Pension Accounting & Personal Saving

Boston College CRR-JTF Working Paper No. 8
Number of pages: 4 Posted: 31 Aug 2005
Annamaria Lusardi, Jonathan S. Skinner and Steven F. Venti
George Washington University - Department of Accountancy, Dartmouth College - Department of Economics and Dartmouth College - Department of Economics
Downloads 127 (182,896)
Citation 1

Abstract:

Saving, income, stock market, pension

31.
Downloads 123 (194,608)
Citation 3

Optimal Financial Knowledge and Wealth Inequality

Global Financial Literacy Excellence Center Working Paper No. 2014-3
Number of pages: 64 Posted: 27 Mar 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 80 (263,373)
Citation 3

Abstract:

financial knowledge, wealth inequality

Optimal Financial Knowledge and Wealth Inequality

GFLEC Working Paper Series No. 2014- 002
Number of pages: 52 Posted: 14 Apr 2013 Last Revised: 10 Sep 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 33 (400,100)
Citation 3

Abstract:

Optimal Financial Knowledge and Wealth Inequality

NBER Working Paper No. w18669
Number of pages: 49 Posted: 05 Jan 2013
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 10 (525,477)
Citation 3

Abstract:

32.

Optimal Financial Literacy and Saving for Retirement

RAND Working Paper Series No. WR-905-SSA
Number of pages: 41 Posted: 03 Jan 2012
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, RAND Corporation and University of Pennsylvania - The Wharton School
Downloads 121 (130,148)
Citation 21

Abstract:

Financial Literacy and Retirement Planning in the United States

Netspar Discussion Paper No. 02/2011-022
Number of pages: 30 Posted: 20 Apr 2011
Olivia S. Mitchell and Annamaria Lusardi
University of Pennsylvania - The Wharton School and George Washington University - Department of Accountancy
Downloads 87 (249,753)
Citation 11

Abstract:

retirement, pensions, saving, financial literacy, financial capability

Financial Literacy and Retirement Planning in the United States

NBER Working Paper No. w17108
Number of pages: 29 Posted: 06 Jun 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 34 (395,897)
Citation 11

Abstract:

Disentangling the Importance of the Precautionary Saving Motive

Number of pages: 56 Posted: 22 Oct 2004
Arthur B. Kennickell and Annamaria Lusardi
Federal Reserve Board - Department of Research & Statistics and George Washington University - Department of Accountancy
Downloads 80 (263,373)
Citation 39

Abstract:

Risk, buffer-stock models of saving, old cohort wealth, business owners wealth

Disentangling the Importance of the Precautionary Saving Mode

NBER Working Paper No. w10888
Number of pages: 64 Posted: 22 Nov 2004 Last Revised: 17 Dec 2004
Arthur B. Kennickell and Annamaria Lusardi
Federal Reserve Board - Department of Research & Statistics and George Washington University - Department of Accountancy
Downloads 40 (372,392)
Citation 39

Abstract:

Disentangling the Importance of the Precautionary Saving Motive

CFS Working Paper No. 2006/15
Posted: 23 Jun 2006
Arthur B. Kennickell and Annamaria Lusardi
Federal Reserve Board - Department of Research & Statistics and George Washington University - Department of Accountancy

Abstract:

Risk, Buffer-stock Models of Saving, Old Cohorts Wealth, Business Owners Wealth

Financial Knowledge and 401(K) Investment Performance

Number of pages: 31 Posted: 27 Mar 2015 Last Revised: 28 Mar 2015
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 46 (351,510)

Abstract:

financial knowledge, retirement planning, investment performance

Financial Knowledge and 401(K) Investment Performance

Pension Research Council WP 2014-02
Number of pages: 29 Posted: 12 Nov 2014
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 36 (387,730)

Abstract:

Financial Knowledge and 401(K) Investment Performance

NBER Working Paper No. w20137
Number of pages: 29 Posted: 19 May 2014
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 32 (404,320)

Abstract:

36.
Downloads 114 (206,144)
Citation 20

Financial Literacy and Retirement Planning in Germany

MEA Discussion Paper No. 239-11
Number of pages: 27 Posted: 22 Apr 2011
Tabea Bucher-Koenen and Annamaria Lusardi
Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA) and George Washington University - Department of Accountancy
Downloads 75 (273,765)
Citation 20

Abstract:

financial sophistication, retirement planning, life-cycle savings, financial education, East Germany

Financial Literacy and Retirement Planning in Germany

Netspar Discussion Paper No. 01/2011-020
Number of pages: 27 Posted: 18 Apr 2011
Tabea Bucher-Koenen and Annamaria Lusardi
Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA) and George Washington University - Department of Accountancy
Downloads 29 (418,105)
Citation 19

Abstract:

financial sophistication, retirement planning, life-cycle savings, financial education, East Germany

Financial Literacy and Retirement Planning in Germany

NBER Working Paper No. w17110
Number of pages: 27 Posted: 12 Jun 2011
Tabea Bucher-Koenen and Annamaria Lusardi
Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA) and George Washington University - Department of Accountancy
Downloads 10 (525,477)
Citation 20

Abstract:

37.

Implications for Retirement Wellbeing of Financial Literacy and Planning

Pension Research Council WP 2010-26
Number of pages: 38 Posted: 22 Oct 2010 Last Revised: 26 Nov 2011
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 109 (172,635)
Citation 85

Abstract:

retirement, financial planning, literacy, interest, inflation, education, planning, knowledge

How Financially Literate Are Women? An Overview and New Insights

Global Financial Literacy Excellence Center Working Paper No. 2014-5
Number of pages: 35 Posted: 27 Mar 2015
Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA), George Washington University - Department of Accountancy, University of Groningen and De Nederlandsche Bank
Downloads 80 (263,373)

Abstract:

Financial decision making, gender differences, financial literacy, financial sophistication, retirement planning

How Financially Literate are Women? An Overview and New Insights

NBER Working Paper No. w20793
Number of pages: 33 Posted: 29 Dec 2014
Max Planck Society for the Advancement of the Sciences - Munich Center for the Economics of Aging (MEA), George Washington University - Department of Accountancy, University of Groningen and De Nederlandsche Bank
Downloads 27 (428,009)
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Abstract:

39.
Downloads 103 (221,665)
Citation 2

Financial Sophistication in the Older Population

The Wharton School Research Paper No. 25
Number of pages: 28 Posted: 22 May 2012
Vilsa Curto, Annamaria Lusardi and Olivia S. Mitchell
National Bureau of Economic Research (NBER), George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 69 (287,294)
Citation 2

Abstract:

Financial Sophistication in the Older Population

NBER Working Paper No. w17863
Number of pages: 28 Posted: 24 Feb 2012
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 17 (485,009)
Citation 2

Abstract:

Financial Sophistication in the Older Population

Pension Research Council WP 2012-01
Number of pages: 28 Posted: 25 Feb 2012 Last Revised: 05 Apr 2013
Annamaria Lusardi, Olivia S. Mitchell and Vilsa Curto
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and National Bureau of Economic Research (NBER)
Downloads 17 (485,009)
Citation 2

Abstract:

40.

Americans' Financial Capability

NBER Working Paper No. w17103
Number of pages: 26 Posted: 06 Jun 2011
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 92 (226,185)
Citation 8

Abstract:

41.

Credit Market Constraints and Labor Market Decisions

IZA Discussion Paper No. 598
Number of pages: 43 Posted: 21 Oct 2002
Daniela Del Boca and Annamaria Lusardi
University of Turin - Department of Economics and George Washington University - Department of Accountancy
Downloads 87 (237,384)
Citation 7

Abstract:

Mortgage Market, Female Labor Market Participation

Financial Education, Financial Competence, and Consumer Welfare

Global Financial Literacy Excellence Center Working Paper No. 2014-4
Number of pages: 51 Posted: 27 Mar 2015
Sandro Ambuehl, B. Douglas Bernheim and Annamaria Lusardi
University of Toronto - Joseph L. Rotman School of Management - Business Economics, Stanford University - Department of Economics and George Washington University - Department of Accountancy
Downloads 76 (271,661)

Abstract:

financial literacy, financial competence

The Effect of Financial Education on the Quality of Decision Making

NBER Working Paper No. w20618
Number of pages: 42 Posted: 27 Oct 2014
Sandro Ambuehl, B. Douglas Bernheim and Annamaria Lusardi
University of Toronto - Joseph L. Rotman School of Management - Business Economics, Stanford University - Department of Economics and George Washington University - Department of Accountancy
Downloads 10 (525,477)

Abstract:

Precautionary Savings and the Importance of Business Owners

CFS Working Paper No. 2006/16
Number of pages: 35 Posted: 23 Jun 2006
University of Chicago - Booth School of Business, Federal Reserve Board - Department of Research & Statistics, George Washington University - Department of Accountancy and University of Chicago - Department of Economics
Downloads 61 (306,990)
Citation 8

Abstract:

Income Risk, Household Wealth, Entrepreneurship

Precautionary Savings and the Importance of Business Owners

NBER Working Paper No. w11731
Number of pages: 55 Posted: 25 Jan 2006 Last Revised: 15 Aug 2014
University of Chicago - Booth School of Business, Federal Reserve Board - Department of Research & Statistics, George Washington University - Department of Accountancy and University of Chicago - Department of Economics
Downloads 25 (438,852)
Citation 8

Abstract:

44.

Savings of Young Parents

FRB of Chicago Working Paper No. 00-23
Number of pages: 47 Posted: 26 Dec 2000
Ricardo Cossa, Erin L. Krupka and Annamaria Lusardi
Charles River Associates, affiliation not provided to SSRN and George Washington University - Department of Accountancy
Downloads 85 (244,225)
Citation 6

Abstract:

Wealth, Motives to Save, Parents with Teenage Children

Employee Financial Literacy and Retirement Behavior: A Case Study

Number of pages: 23 Posted: 01 Sep 2015 Last Revised: 11 Sep 2015
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 79 (265,372)

Abstract:

financial literacy, retirement planning

Employee Financial Literacy and Retirement Plan Behavior: A Case Study

NBER Working Paper No. w21461
Number of pages: 21 Posted: 18 Aug 2015
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 4 (557,439)
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Abstract:

46.

Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security

Michigan Retirement Research Center Research Paper No. 2010-226
Number of pages: 34 Posted: 12 Nov 2010
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 82 (212,792)
Citation 2

Abstract:

47.

Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS

Michigan Retirement Research Center Research Paper No. 2009-216
Number of pages: 33 Posted: 26 Nov 2009
Olivia S. Mitchell, Vilsa Curto and Annamaria Lusardi
University of Pennsylvania - The Wharton School, National Bureau of Economic Research (NBER) and George Washington University - Department of Accountancy
Downloads 82 (242,538)

Abstract:

48.

Saving Puzzles and Saving Policies in the United States

NBER Working Paper No. w8237
Number of pages: 52 Posted: 13 Apr 2001
Annamaria Lusardi, Jonathan S. Skinner and Steven F. Venti
George Washington University - Department of Accountancy, Dartmouth College - Department of Economics and Dartmouth College - Department of Economics
Downloads 82 (253,284)
Citation 19

Abstract:

49.

The Impact of Financial Education on Savings and Asset Allocation

Michigan Retirement Research Center Research Paper No. WP 2003-061
Number of pages: 64 Posted: 11 Feb 2008
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 80 (232,520)
Citation 1

Abstract:

Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands

Netspar Discussion Paper No. 01/2011-021
Number of pages: 33 Posted: 19 Apr 2011
Rob J. M. Alessie, Maarten van Rooij and Annamaria Lusardi
University of Groningen, De Nederlandsche Bank and George Washington University - Department of Accountancy
Downloads 39 (376,160)
Citation 16

Abstract:

financial sophistication, retirement planning, retirement expectations

Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands

De Nederlandsche Bank Working Paper No. 289
Number of pages: 36 Posted: 29 Oct 2011
Rob J. M. Alessie, Maarten van Rooij and Annamaria Lusardi
University of Groningen, De Nederlandsche Bank and George Washington University - Department of Accountancy
Downloads 18 (479,151)
Citation 16

Abstract:

Financial Sophistication, Retirement Planning, Retirement Expectations

Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands

NBER Working Paper No. w17109
Number of pages: 33 Posted: 06 Jun 2011
Rob J. M. Alessie, Maarten van Rooij and Annamaria Lusardi
University of Groningen, De Nederlandsche Bank and George Washington University - Department of Accountancy
Downloads 12 (514,198)
Citation 16

Abstract:

51.

Savings between Cohorts: The Role of Planning

Michigan Retirement Research Center Research Paper No. WP 2006-122
Number of pages: 46 Posted: 19 Feb 2008
Annamaria Lusardi and Jason Beeler
George Washington University - Department of Accountancy and Harvard University - Department of Economics
Downloads 69 (244,225)
Citation 13

Abstract:

52.

New Ways to Make People Save: A Social Marketing Approach

NBER Working Paper No. w14715
Number of pages: 38 Posted: 17 Feb 2009 Last Revised: 17 Sep 2010
Annamaria Lusardi, Punam Keller and Adam M. Keller
George Washington University - Department of Accountancy, Tuck School of Business at Dartmouth and Dartmouth College
Downloads 65 (279,661)
Citation 5

Abstract:

Visual Tools and Narratives: New Ways to Improve Financial Literacy

Global Financial Literacy Excellence Center Working Paper No. 2014-1, Becker Friedman Institute for Research in Economics Working Paper No. 2585231
Number of pages: 41 Posted: 27 Mar 2015
George Washington University - Department of Accountancy, Center for Economic and Social Research (CESR), Dornsife Center for Economic and Social Research - University of Southern California, Dartmouth College, RAND Corporation - Labor and Population and RAND Corporation
Downloads 51 (335,689)

Abstract:

financial literacy, stories, videos, visual analytic tools

Visual Tools and Narratives: New Ways to Improve Financial Literacy

NBER Working Paper No. w20229
Number of pages: 40 Posted: 23 Jun 2014 Last Revised: 13 Apr 2015
George Washington University - Department of Accountancy, Center for Economic and Social Research (CESR), Dornsife Center for Economic and Social Research - University of Southern California, Dartmouth College, RAND Corporation - Labor and Population and RAND Corporation
Downloads 12 (514,198)

Abstract:

54.

How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness

NBER Working Paper No. w15350
Number of pages: 37 Posted: 15 Sep 2009
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 62 (279,661)
Citation 39

Abstract:

55.

Financial Literacy: Do People Know the ABCs of Finance?

Global Financial Literacy Excellence Center Working Paper No. 2014-9
Number of pages: 25 Posted: 27 Mar 2015
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 57 (217,217)

Abstract:

financial literacy

56.

Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints

NBER Working Paper No. w14012
Number of pages: 52 Posted: 26 May 2008
Silvia Ardagna and Annamaria Lusardi
National Bureau of Economic Research (NBER) and George Washington University - Department of Accountancy
Downloads 57 (313,466)
Citation 22

Abstract:

Financial Literacy and High-Cost Borrowing in the United States

NBER Working Paper No. w18969
Number of pages: 42 Posted: 20 Apr 2013
Annamaria Lusardi and Carlo de Bassa Scheresberg
George Washington University - Department of Accountancy and George Washington University - School of Business
Downloads 28 (422,961)
Citation 1

Abstract:

Financial Literacy and High-Cost Borrowing in the United States

Global Financial Literacy Excellence Center Working Paper No. 2013-1
Number of pages: 43 Posted: 27 Mar 2015
Annamaria Lusardi and Carlo de Bassa Scheresberg
George Washington University - Department of Accountancy and George Washington University - School of Business
Downloads 18 (479,151)
Citation 1

Abstract:

financial literacy, high-cost borrowing, alternative financial services

58.

Older Adult Debt and Financial Frailty

Michigan Retirement Research Center Research Paper No. 2013-291
Number of pages: 27 Posted: 11 Jan 2014
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 41 (281,929)

Abstract:

older adults, debt, retirement, financial literacy, Baby Boomers

59.
Downloads 39 (368,556)
Citation 11

Financial Literacy and Retirement Planning in Canada

Global Financial Literacy Excellence Center Working Paper No. 2014-2
Number of pages: 31 Posted: 27 Mar 2015
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), George Washington University - Department of Accountancy and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 31 (408,803)
Citation 11

Abstract:

Financial literacy, retirement planning, international comparisons

Financial Literacy and Retirement Planning in Canada

NBER Working Paper No. w20297
Number of pages: 30 Posted: 24 Jul 2014
David Boisclair, Annamaria Lusardi and Pierre-Carl Michaud
University of Quebec at Montreal (UQAM), George Washington University - Department of Accountancy and University of Quebec at Montreal (UQAM) - Department of Economics
Downloads 8 (536,572)
Citation 10

Abstract:

Five Steps to Planning Success. Experimental Evidence from U.S. Households

Becker Friedman Institute for Research in Economics Working Paper No. 2585232
Number of pages: 45 Posted: 27 Mar 2015
RAND Corporation, RAND Corporation - Labor and Population, Dornsife Center for Economic and Social Research - University of Southern California, George Washington University - Department of Accountancy, Center for Economic and Social Research (CESR) and National University of Singapore (NUS)
Downloads 29 (418,105)

Abstract:

financial education, financial planning

Five Steps to Planning Success. Experimental Evidence from U.S. Households

NBER Working Paper No. w20203
Number of pages: 44 Posted: 11 Jun 2014
RAND Corporation, RAND Corporation - Labor and Population, Dornsife Center for Economic and Social Research - University of Southern California, George Washington University - Department of Accountancy, Center for Economic and Social Research (CESR) and National University of Singapore (NUS)
Downloads 9 (531,056)

Abstract:

Debt and Financial Vulnerability on the Verge of Retirement

Number of pages: 43 Posted: 16 Aug 2017
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and University of Turin - Department of Economics, Students
Downloads 25 (438,852)

Abstract:

debt, financial fragility, financial literacy, retirement planning

Debt and Financial Vulnerability on the Verge of Retirement

CFS WP No. 574
Number of pages: 46 Posted: 20 Sep 2017
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and University of Turin - Department of Economics, Students
Downloads 9 (536,572)

Abstract:

Debt and Financial Vulnerability on the Verge of Retirement

NBER Working Paper No. w23664
Number of pages: 43 Posted: 17 Aug 2017
Annamaria Lusardi, Olivia S. Mitchell and Noemi Oggero
George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and University of Turin - Department of Economics, Students
Downloads 3 (563,376)
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Abstract:

62.

Numeracy, Financial Literacy, and Financial Decision-Making

NBER Working Paper No. w17821
Number of pages: 15 Posted: 10 Feb 2012
Annamaria Lusardi
George Washington University - Department of Accountancy
Downloads 33 (351,733)

Abstract:

63.

Where Does Regulation Hurt? Evidence from New Businesses Across Countries

NBER Working Paper No. w14747
Number of pages: 49 Posted: 21 Feb 2009 Last Revised: 27 Feb 2009
Silvia Ardagna and Annamaria Lusardi
National Bureau of Economic Research (NBER) and George Washington University - Department of Accountancy
Downloads 31 (386,919)
Citation 6

Abstract:

Older Women's Labor Market Attachment, Retirement Planning, and Household Debt

Number of pages: 38 Posted: 12 Sep 2016
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 14 (502,588)

Abstract:

debt; financial fragility; retirement; work longer; debt management

Older Women's Labor Market Attachment, Retirement Planning, and Household Debt

NBER Working Paper No. w22606
Number of pages: 38 Posted: 07 Sep 2016
Annamaria Lusardi and Olivia S. Mitchell
George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 10 (525,477)
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Abstract:

65.

Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size

NBER Working Paper No. w15510
Number of pages: 13 Posted: 17 Nov 2009
Silvia Ardagna and Annamaria Lusardi
National Bureau of Economic Research (NBER) and George Washington University - Department of Accountancy
Downloads 13 (441,598)
Citation 5

Abstract:

66.

The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries

Global Financial Literacy Excellence Center Working Paper No. 2015-3
Number of pages: 17 Posted: 27 Mar 2015
Annamaria Lusardi, Daniel Schneider and Peter Tufano
George Washington University - Department of Accountancy, University of California, Berkeley - Department of Sociology and University of Oxford - Said Business School
Downloads 3 (523,147)

Abstract:

wealth losses, unemployment, routine medical care

67.

Income and Wealth Over the Life Cycle Evidence from Panel Data

Review of Income and Wealth, Vol. 43, No. 1, pp. 1-32, 1997
Number of pages: 32 Posted: 14 Mar 2011
Rob J. M. Alessie, Annamaria Lusardi and Trea Aldershof
University of Groningen, George Washington University - Department of Accountancy and affiliation not provided to SSRN
Downloads 1 (544,625)
Citation 8
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Abstract:

68.

Entrepreneurship Among Baby Boomers: Recent Evidence from the Health and Retirement Study

Number of pages: 58 Posted: 16 Jan 2017
George Washington University - Department of Accountancy, Centre for Studies in Economics and Finance (CSEF), University of Naples Federico II and George Washington University - School of Business
Downloads 0 (421,340)

Abstract:

entrepreneurship; baby boomers

69.

Employee Financial Literacy and Retirement Plan Behavior: A Case Study

Economic Inquiry, Vol. 55, Issue 1, pp. 248-259, 2017
Number of pages: 12 Posted: 21 Nov 2016
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 0 (568,998)
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Abstract:

70.

Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness

Netspar Discussion Paper No. 02/2015-043
Number of pages: 43 Posted: 23 Dec 2015
Annamaria Lusardi, Pierre-Carl Michaud and Olivia S. Mitchell
George Washington University - Department of Accountancy, University of Quebec at Montreal (UQAM) - Department of Economics and University of Pennsylvania - The Wharton School
Downloads 0 (242,538)

Abstract:

Life cycle model, financial literacy, financial decision-making, financial education, program evaluation, difference-in-difference

71.

Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation

JOURNAL OF MONEY, CREDIT, AND BANKING, Vol. 29, No. 2, May 1997
Posted: 05 Feb 1997
René Garcia, Annamaria Lusardi and Serena Ng
Université de Montréal - CIREQ - Département de sciences économiques, George Washington University - Department of Accountancy and Columbia Business School - Economics Department

Abstract: