Billy Xu

University of Rochester - Simon Business School

Assistant Professor

Rochester, NY 14627

United States

  • University of Rochester - Simon Business School

SCHOLARLY PAPERS

3

DOWNLOADS

702

SSRN CITATIONS

0

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Scholarly Papers (3)

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1.

Defunding Controversial Industries: Can Targeted Credit Rationing Choke Firms?

Number of pages: 56 Posted: 08 Dec 2022 Last Revised: 22 Aug 2023
Kunal Sachdeva, André F. Silva, Pablo Slutzky and Billy Xu
University of Michigan, Stephen M. Ross School of Business, Board of Governors of the Federal Reserve System, University of Maryland - Robert H. Smith School of Business and University of Rochester - Simon Business School
Downloads 383 (151,321)

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bank-firm relationships, credit rationing, social-oriented banking

2.

Financial Breakups: Till Debt Do Us Part

Number of pages: 45 Posted: 05 Jul 2023 Last Revised: 28 Feb 2024
Alexander W. Butler, Ioannis Spyridopoulos, Yessenia Tellez and Billy Xu
Rice University - Jesse H. Jones Graduate School of Business, American University, Kogod School of Business, Virginia Tech and University of Rochester - Simon Business School
Downloads 219 (269,505)

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Financial distress; Personal distress; Household finance; Housing stability; Foreclosure; Bankruptcy protection; Natural disasters

3.

Government Litigation Risk and the Decline in Low-Income Mortgage Lending

Number of pages: 68 Posted: 30 May 2024
W. Scott Frame, Kristopher Gerardi, Erik J. Mayer, Billy Xu and Lawrence Chengzhi Zhao
Structured Finance Association, Federal Reserve Bank of Atlanta, University of Wisconsin-Madison, Finance Department, University of Rochester - Simon Business School and Texas Tech University - Area of Finance
Downloads 100 (516,383)

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Household Finance, Banking, Mortgage, Credit Access, Litigation, Housing