Research Desk Consulting Ltd/Huazhong Agricultural University, University for Development Studies, University of Cape Coast, University of Ghana, University of Environment and Sustainable Development, University of Ghana, University for Development Studies, University for Development Studies, Kwame Nkrumah University of Science and Technology, Ghana, affiliation not provided to SSRN, University of Environment and Sustainable Development, Kwame Nkrumah University of Science and Technology, Ghana and University of Mines and Technology