Steven Laufer

Board of Governors of the Federal Reserve System

Principal Economist

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

12

DOWNLOADS

1,196

SSRN CITATIONS
Rank 5,281

SSRN RANKINGS

Top 5,281

in Total Papers Citations

87

CROSSREF CITATIONS

165

Scholarly Papers (12)

The Joy of Giving or Assisted Living? Using Strategic Surveys to Separate Public Care Aversion from Bequest Motives

Journal of Finance, Forthcoming
Number of pages: 50 Posted: 27 Apr 2007 Last Revised: 08 Jun 2010
The Vanguard Group, Inc., New York University (NYU) - Department of Economics, Board of Governors of the Federal Reserve System and Columbia University Graduate School of Business
Downloads 405 (100,793)
Citation 27

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public care aversion, annuity puzzle, bequest, long-term care, survey methodology, household finance

The Joy of Giving or Assisted Living? Using Strategic Surveys to Separate Bequest and Precautionary Motives

NBER Working Paper No. w13105
Number of pages: 58 Posted: 27 Jun 2007 Last Revised: 24 Apr 2022
The Vanguard Group, Inc., New York University (NYU) - Department of Economics, Board of Governors of the Federal Reserve System and Columbia University Graduate School of Business
Downloads 29 (647,144)
Citation 3

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2.
Downloads 147 (272,063)
Citation 4

A More Timely House Price Index

FEDS Working Paper No. 2014-16
Number of pages: 62 Posted: 01 Mar 2014 Last Revised: 27 Jan 2015
Elliot Anenberg and Steven Laufer
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 83 (406,992)
Citation 2

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House price indices, house price forecasting, housing market microstructure

A More Timely House Price Index

Number of pages: 45 Posted: 23 Jun 2016
Elliot Anenberg and Steven Laufer
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 64 (470,506)
Citation 2

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3.

Liquidity Crises in the Mortgage Market

FEDS Working Paper No. 2018-16
Number of pages: 74 Posted: 12 Mar 2018 Last Revised: 29 Apr 2020
Temple University - Department of Human Resource Management, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, University of California, Berkeley - Haas School of Business and University of California, Berkeley - Haas School of Business
Downloads 136 (289,096)
Citation 15

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4.

The Effects of Mortgage Credit Availability: Evidence from Minimum Credit Score Lending Rules

FEDS Working Paper No. 2016-098
Number of pages: 55 Posted: 19 Dec 2016
Steven Laufer and Andrew Paciorek
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 126 (306,155)

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Credit scores, Credit supply, Mortgages and credit, Residential Real Estate

5.
Downloads 80 (411,693)

Stress Testing Household Debt

FEDS Working Paper No. 2019-008
Number of pages: 47 Posted: 19 Feb 2019 Last Revised: 21 Feb 2019
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 80 (416,025)

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Delinquency, Household debt, Loan default, Stress testing

Stress Testing Household Debt

Journal of Credit Risk, Vol. 16, No. 3, 2020
Number of pages: 34 Posted: 19 Jan 2021
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
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loan default, stress test, household debt, delinquency, ļ¬nancial stability

6.

The Effect of LTV-Based Risk Weights on House Prices: Evidence from an Israeli Macroprudential Policy

Journal of Urban Economics, 2021
Number of pages: 42 Posted: 20 Dec 2018 Last Revised: 07 Apr 2021
Steven Laufer and Nitzan Tzur-Ilan
Board of Governors of the Federal Reserve System and Federal Reserve Bank of Dallas
Downloads 78 (417,657)
Citation 2

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House Prices, Macroprudential Policy, LTV-Based Risk Weights, Mortgages

7.

Residential Mortgage Lending in 2016: Evidence from the Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, Vol. 103, No. 6
Number of pages: 27 Posted: 08 Mar 2018
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 63 (467,810)
Citation 2

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HMDA, mortgage, refinance, home purchase, HMDA coverage, minority lending, nonbank lenders

8.

Equity Extraction and Mortgage Default

FEDS Working Paper No. 2013-30
Number of pages: 63 Posted: 25 May 2013
Steven Laufer
Board of Governors of the Federal Reserve System
Downloads 62 (471,515)
Citation 11

Abstract:

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Household finance, mortgages, equity extraction, default

9.

Search, Matching and Training

FEDS Working Paper No. 2016-075
Number of pages: 74 Posted: 26 Sep 2016
Christopher J. Flinn, Ahu Gemici and Steven Laufer
New York University -Leonard N. Stern School of Business - Department of Economics, New York University (NYU) - Department of Economics and Board of Governors of the Federal Reserve System
Downloads 42 (557,353)
Citation 3

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Minimum Wage, On-the-job training, Wage growth

10.

Using Data on Seller Behavior to Forecast Short-Run House Price Changes

FEDS Working Paper No. 2014-16
Number of pages: 53 Posted: 31 May 2017
Elliot Anenberg and Steven Laufer
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 28 (636,730)

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House price indices, house price forecasting, housing market microstructure

11.

Are Rising Home Values Restraining Homebuying for Lower-Income Families?

FEDS Notes No. 2017-09-28-2 https://doi.org/10.17016/2380-7172.2078
Posted: 16 Oct 2017
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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12.

The Decline in Lending to Lower-Income Borrowers by the Biggest Banks

FEDS Notes No. 2017-09-28-1 https://doi.org/10.17016/2380-7172.2077
Posted: 16 Oct 2017
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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