affiliation not provided to SSRN, University of the Littoral Opal Coast, University of the Littoral Opal Coast, University of the Littoral Opal Coast, University of the Littoral Opal Coast, IMT Nord Europe - Douai, IMT Nord Europe - Douai, University of Lille, University of Lille, University of the Littoral Opal Coast, University of the Littoral Opal Coast, University of Lille and affiliation not provided to SSRN