Author Page for Michael S. Finke

Hanna, S. D., Waller, W., & Finke, M. (2008). The concept of risk tolerance in personal financial planning. Journal of Personal Finance, 7 (1), 96-108.

Number of pages: 19 Posted: 08 Sep 2011 Last Revised: 14 Jun 2015

Sherman D. Hanna, William Waller and Michael S. Finke

Ohio State University (OSU), Tulane University - Finance & Economics and The American College

Downloads 1,180 (16,769)

Citation 6

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9.

Required Retirement Savings Rates Today

Number of pages: 22 Posted: 18 Oct 2016

David Blanchett, Michael S. Finke and Wade D. Pfau

Morningstar Investment Management, The American College and The American College

Downloads 1,040 (20,233)

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10.

Financial Advice: Does it Make a Difference?

Number of pages: 28 Posted: 06 May 2012 Last Revised: 07 May 2012

Michael S. Finke

The American College

Downloads 873 (26,167)

Citation 1

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11.

Financial Sophistication and Housing Leverage Among Older Households

Number of pages: 35 Posted: 17 Jan 2012 Last Revised: 19 May 2015

Hyrum L. Smith, Michael S. Finke and Sandra J. Huston

Utah Valley University, The American College and Texas Tech University

Downloads 754 (32,086)

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12.

Planning for Retirement

Number of pages: 37 Posted: 01 Jan 2013

Terrance Martin and Michael S. Finke

University of Texas - Pan American - College of Business Administration - Department of Economics & Finance and The American College

Downloads 746 (32,540)

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13.

Spending Flexibility and Safe Withdrawal Rates

Number of pages: 20 Posted: 09 Nov 2011

Michael S. Finke, Wade D. Pfau and Duncan Williams

The American College, The American College and Texas Tech University

Downloads 691 (36,134)

Citation 8

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14.

Annuitized Income and Optimal Asset Allocation

2018 Academic Research Colloquium for Financial Planning and Related Disciplines

Number of pages: 18 Posted: 23 Sep 2017

David Blanchett and Michael S. Finke

Morningstar Investment Management and The American College

Downloads 542 (49,677)

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15.

Redemption Fees: Reward for Punishment

Number of pages: 40 Posted: 14 Apr 2008 Last Revised: 16 Sep 2015

Michael S. Finke, David Nanigian and William Waller

The American College, California State University, Fullerton - Department of Finance and Tulane University - Finance & Economics

Downloads 487 (56,922)

Citation 1

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16.

The Impact of Passive Investing on Corporate Valuations

Number of pages: 22 Posted: 05 Mar 2011 Last Revised: 08 Aug 2011

Eric Belasco, Michael S. Finke and David Nanigian

Texas Tech University, The American College and California State University, Fullerton - Department of Finance

Downloads 387 (75,225)

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17.

Time Preference and the Importance of Saving for Retirement

Number of pages: 31 Posted: 28 Feb 2006 Last Revised: 13 Mar 2013

Michael S. Finke and Sandra J. Huston

The American College and Texas Tech University

Downloads 355 (83,112)

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18.

An Overview of Retirement Income Strategies

Journal of Investment Consulting, Vol. 17, No. 1, p. 22-30, 2016

Number of pages: 11 Posted: 18 Oct 2016

Michael S. Finke and David Blanchett

The American College and Morningstar Investment Management

Downloads 326 (91,503)

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19.

The Economics of Fiduciary Investment Advice

Number of pages: 10 Posted: 02 Nov 2010

Michael S. Finke and Benjamin F. Cummings

The American College and The American College of Financial Services

Downloads 306 (98,056)

Citation 1

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20.

Financial Advice: Who Pays

Journal of Financial Counseling and Planning, Vol. 22, No. 1, p. 18, 2011

Number of pages: 9 Posted: 16 May 2012

Michael S. Finke, Sandra J. Huston and Danielle D. Winchester

The American College, Texas Tech University and North Carolina Agricultural and Technical State University

Downloads 264 (114,861)

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21.

Do Contracts Impact Comprehensive Financial Advice?

Number of pages: 21 Posted: 04 Jul 2009 Last Revised: 09 Aug 2011

Michael S. Finke, Sandra J. Huston and William Waller

The American College, Texas Tech University and Tulane University - Finance & Economics

Downloads 260 (116,692)

Citation 7

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22.

Cognitive Ability and Post-Retirement Asset Decumulation

Number of pages: 29 Posted: 06 Feb 2014

Chris Browning, Sandra J. Huston and Michael S. Finke

Texas Tech University, Texas Tech University and The American College

Downloads 238 (127,740)

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23.

Compensation and Client Wealth Among U.S. Investment Advisors

Number of pages: 26 Posted: 05 Apr 2011

Luke Dean and Michael S. Finke

William Paterson University and The American College

Downloads 225 (135,603)

Citation 4

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24.

Bounded Rationality Strikes Again: The Impact of Cognitive Ability and Financial Planners on Roth IRA Adoption and Ownership

Number of pages: 60 Posted: 07 Dec 2011 Last Revised: 09 May 2014

Benjamin F. Cummings, Michael S. Finke and Russell N. James

The American College of Financial Services, The American College and Texas Tech University

Downloads 186 (161,410)

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25.

A Financial Sophistication Proxy for the Survey of Consumer Finances

Number of pages: 11 Posted: 28 Aug 2011

Sandra J. Huston, Michael S. Finke and Hyrum L. Smith

Texas Tech University, The American College and Utah Valley University

Downloads 183 (163,833)

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26.

Social Security: Who Wants Private Accounts?

Number of pages: 31 Posted: 13 Oct 2008

Michael S. Finke and Swarn Chatterjee

The American College and University of Georgia

Downloads 172 (173,080)

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27.

The Unsophisticated Sophisticated: Old Age and the Accredited Investors Definition

Number of pages: 26 Posted: 25 Jul 2015

Tao Guo, Michael S. Finke and Chris Browning

William Paterson University, The American College and Texas Tech University

Downloads 161 (183,162)

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28.

Do Large Swings in Equity Values Change Risk Tolerance?

Guillemette, Michael and Michael Finke. 2014. “Do Large Swings in Equity Values Change Risk Tolerance?” Journal of Financial Planning 27 (6): 44-50.

Number of pages: 7 Posted: 02 Jun 2014

Michael Guillemette and Michael S. Finke

Texas Tech University - Department of Personal Financial Planning and The American College

Downloads 159 (185,192)

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29.

Saving for a Bleaker Tomorrow: iOMe Challenge 2010

Number of pages: 38 Posted: 25 Jan 2011 Last Revised: 30 Jan 2011

Chris Browning, Benjamin F. Cummings, Michael S. Finke, Thomas Charles O'Malley and Shaun Alvin Pfeiffer

Texas Tech University, The American College of Financial Services, The American College, Texas Tech University - Department of Personal Financial Planning and Texas Tech University - Applied and Professional Studies

Downloads 157 (187,181)

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30.

The Effect of Advanced Age and Equity Values on Risk Preferences

Blanchett, D., Finke, M and Guillemette, M. (2018). The Effect of Advanced Age and Equity Values on Risk Preferences. Journal of Behavioral Finance, Forthcoming

Number of pages: 22 Posted: 02 May 2017 Last Revised: 26 Jan 2018

David Blanchett, Michael S. Finke and Michael Guillemette

Morningstar Investment Management, The American College and Texas Tech University - Department of Personal Financial Planning

Downloads 145 (199,909)

Citation 1

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31.

Who Exhibits Time Varying Risk Aversion?

Number of pages: 46 Posted: 27 Apr 2016 Last Revised: 29 Apr 2016

David Blanchett, Michael S. Finke and Michael Guillemette

Morningstar Investment Management, The American College and Texas Tech University - Department of Personal Financial Planning

Downloads 130 (218,207)

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32.

Fiduciary Standard and Financial Advice: Findings from Academic Literature

Number of pages: 25 Posted: 04 Apr 2014

Michael S. Finke

The American College

Downloads 126 (223,489)

Citation 1

Abstract:

33.

Does Cognitive Ability Impact Life Insurance Policy Lapsation?

Number of pages: 48 Posted: 21 Oct 2014

Barry S. Mulholland and Michael S. Finke

University of Akron - Department of Finance and The American College

Downloads 113 (242,190)

Citation 2

Abstract:

34.

Cognitive Ability and the Stock Reallocations of Retirees during the Great Recession

Number of pages: 23 Posted: 05 Feb 2014 Last Revised: 07 Nov 2014

Chris Browning and Michael S. Finke

Texas Tech University and The American College

Downloads 93 (276,527)

Citation 1

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35.

Financial Literacy and Shrouded Credit Card Rewards

Number of pages: 22 Posted: 13 Mar 2013

Laura C. Ricaldi, Michael S. Finke and Sandra J. Huston

Utah Valley University, The American College and Texas Tech University

Downloads 91 (280,302)

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36.

Rational Choice with Complex Products: Consumer Valuation of Annuities

Journal of Financial Counseling and Planning, Forthcoming

Number of pages: 33 Posted: 19 Nov 2012 Last Revised: 11 Sep 2013

Chris Browning, Michael S. Finke and Sandra J. Huston

Texas Tech University, The American College and Texas Tech University

Downloads 80 (303,575)

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37.

Should Annuities be Purchased from Tax-Sheltered Assets?

Forthcoming in Journal of Financial Services Professionals

Number of pages: 22 Posted: 02 Aug 2019 Last Revised: 05 Aug 2019

David Blanchett and Michael S. Finke

Morningstar Investment Management and The American College

Downloads 74 (320,083)

Abstract:

38.

The Impact of Financial Sophistication on Adjustable Rate Mortgage Ownership

Journal of Financial Counseling and Planning, Vol. 22, No. 2, 2011

Number of pages: 13 Posted: 16 May 2012

Hyrum L. Smith, Michael S. Finke and Sandra J. Huston

Utah Valley University, The American College and Texas Tech University

Downloads 74 (317,674)

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39.

Household Investment Asset Variation and Wealth

Downloads 65 (340,788)

2

Household Investment Asset Variation and Wealth

The International Journal of Business and Finance Research, Vol. 4, No. 2, pp. 1-11, 2010

Number of pages: 11 Posted: 09 Sep 2010

Nathaniel J. Harness, Michael S. Finke and Swarn Chatterjee

Texas A&M University - Department of Economics and Finance, The American College and University of Georgia

Downloads 65 (345,101)

Abstract:

Household Investment Asset Variation and Wealth

International Journal of Management and Marketing Research, Vol. 3, No. 1, pp. 1-11, 2010

Posted: 09 Sep 2010

Nathaniel J. Harness, Michael S. Finke and Swarn Chatterjee

Texas A&M University - Department of Economics and Finance, The American College and University of Georgia

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40.

Understanding the Shift in Demand for Cash Value Life Insurance

Downloads 60 (354,797)

Citation 4

2

Understanding the Shift in Demand for Cash Value Life Insurance

Number of pages: 43 Posted: 01 Nov 2013

Barry S. Mulholland, Michael S. Finke and Sandra J. Huston

University of Akron - Department of Finance, The American College and Texas Tech University

Downloads 60 (359,742)

Citation 2

Abstract:

Understanding the Shift in Demand for Cash Value Life Insurance

Risk Management and Insurance Review, Vol. 19, Issue 1, pp. 7-36, 2016

Number of pages: 30 Posted: 21 Mar 2016

Barry S. Mulholland, Michael S. Finke and Sandra J. Huston

University of Akron - Department of Finance, The American College and Texas Tech University

Downloads 0

Citation 1

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Abstract:

41.

Individual Property Risk Management

Number of pages: 20 Posted: 18 Mar 2010 Last Revised: 11 Apr 2010

Eric Belasco, Sandra J. Huston and Michael S. Finke

Texas Tech University, Texas Tech University and The American College

Downloads 55 (370,164)

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42.

Does Home Equity Explain the Black Wealth Gap?

Number of pages: 49 Posted: 17 Jan 2012 Last Revised: 23 Jan 2012

Ajamu C. Loving, Michael S. Finke and John Salter

Texas A&M University, The American College and Texas Tech University

Downloads 47 (396,587)

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43.

The Effects of the Capital Accumulation Ratio on Wealth

Journal of Financial Counseling and Planning, Vol. 20, No. 1, 2009

Number of pages: 14 Posted: 27 Feb 2013

Nathaniel J. Harness, Michael S. Finke and Swarn Chatterjee

Texas A&M University - Department of Economics and Finance, The American College and University of Georgia

Downloads 46 (400,127)

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44.

Advisor Beliefs Regarding Effective Life Insurance Disclosure

Number of pages: 48 Posted: 29 Jun 2013 Last Revised: 20 Oct 2014

Barry S. Mulholland, Michael S. Finke and John Gilliam

University of Akron - Department of Finance, The American College and Texas Tech University

Downloads 43 (410,953)

Citation 1

Abstract:

45.

Characteristics of Recent Adjustable-Rate Mortgage Borrowers

Journal of Financial Counseling and Planning, Vol. 16, No. 2, 2006

Number of pages: 12 Posted: 12 Apr 2013

Michael S. Finke, Sandra J. Huston, Emilian Siman and Mel Corlija

The American College, Texas Tech University, University of Missouri at Columbia - Personal Financial Planning and University of Missouri at Columbia - Personal Financial Planning

Downloads 42 (414,644)

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46.

Low-Cost Obesity Interventions: The Market for Foods

Number of pages: 24 Posted: 17 Jan 2017

Michael S. Finke and Sandra J. Huston

The American College and Texas Tech University

Downloads 32 (455,627)

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47.

The Mitigating Influence of Time Preference on the Relation between Smoking and BMI Scores

Number of pages: 25 Posted: 04 Dec 2010

Cliff A. Robb, Sandra J. Huston and Michael S. Finke

University of Alabama, Texas Tech University and The American College

Downloads 31 (460,307)

Abstract:

48.

Rational Choice with Complex Products: Consumer Valuation of Annuities

Journal of Financial Counseling and Planning, Vol. 23, No. 2, 2012

Number of pages: 14 Posted: 20 Feb 2013

Chris Browning, Michael S. Finke and Sandra J. Huston

East Central University - Accounting Department, The American College and Texas Tech University

Downloads 30 (465,037)

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49.

Marriage and the Financial Knowledge Gender Gap

Number of pages: 61 Posted: 04 Dec 2018

Laura Mattia, Sandra J. Huston and Michael S. Finke

University of South Florida, Texas Tech University and The American College

Downloads 9 (585,549)

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50.

Chapter 4: Financial Literacy and Education

Investor Behavior: The Psychology of Financial Planning and Investing. H. Kent Baker and Victor Ricciardi, editors, 65-82, Hoboken, NJ: John Wiley & Sons, Inc., 2014

Posted: 01 Mar 2014 Last Revised: 10 May 2014

Michael S. Finke and Sandra J. Huston

The American College and Texas Tech University

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51.

Balance Sheets of Early Boomers: Are They Different From Pre-Boomers?

Journal of Family and Economic Issues, Vol. 27, No. 3, pp. 542-561, 2006

Posted: 01 Nov 2008 Last Revised: 25 Jun 2010

Michael S. Finke, Sandra J. Huston and Deanna L. Sharpe

The American College, Texas Tech University and University of Missouri at Columbia

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52.

The Brigher Side of Financial Risk: Financial Risk Tolerance and Wealth

Journal of Family and Economic Issues, Vol. 24, No. 3, pp. 233-256, Fall 2003

Posted: 20 Jun 2005

Michael S. Finke and Sandra J. Huston

The American College and Texas Tech University

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53.

Factors Affecting the Probability of Choosing a Risky Diet

Journal of Family and Economic Issues, Vol. 24, No. 3, pp. 291-303, Fall 2003

Posted: 20 Jun 2005

Michael S. Finke and Sandra J. Huston

The American College and Texas Tech University

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54.

Diet Choice and the Role of Time Preference

The Journal of Consumer Affairs, Vol. 37, No. 1, pp. 143-160, 2003

Posted: 20 Jun 2005

Sandra J. Huston and Michael S. Finke

Texas Tech University and The American College

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55.

Negative Net Worth and the Life Cycle Hypothesis

Financial Counseling and Planning, 1996

Posted: 27 Nov 1996

Peng Chen and Michael S. Finke

Ibbotson Associates and The American College

Michael S. Finke

The American College

Professor and Frank M. Engel Chair of Economic Security

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Scholarly Papers (55)

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Understanding the Shift in Demand for Cash Value Life Insurance

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