Michael S. Finke

The American College

Professor and Frank M. Engel Chair of Economic Security

Bryn Mawr, PA 19010

United States

SCHOLARLY PAPERS

68

DOWNLOADS
Rank 759

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Top 759

in Total Papers Downloads

53,822

SSRN CITATIONS
Rank 8,248

SSRN RANKINGS

Top 8,248

in Total Papers Citations

108

CROSSREF CITATIONS

95

Scholarly Papers (68)

1.

The 4 Percent Rule is Not Safe in a Low-Yield World

Number of pages: 15 Posted: 16 Jan 2013 Last Revised: 17 Jan 2013
Michael S. Finke, Wade D. Pfau and David Blanchett
The American College, The American College for Financial Services and PGIM
Downloads 10,109 (1,020)
Citation 18

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retirement, systematic withdrawals, 4% rule, safe withdrawal rates

2.
Downloads 4,983 ( 3,407)
Citation 2

Asset Valuations and Safe Portfolio Withdrawal Rates

Number of pages: 17 Posted: 28 Jun 2013 Last Revised: 01 Jul 2013
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 4,944 (3,412)
Citation 3

Abstract:

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retirement, asset valuations, withdrawal rates, Monte Carlo

Asset Valuations and Safe Portfolio Withdrawal Rates

Retirement Management Journal, Vol. 4, No. 1, 2014
Number of pages: 16 Posted: 20 Jul 2023
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 39 (799,111)

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retirement, withdrawal strategy

3.

Old Age and the Decline in Financial Literacy

Forthcoming in Management Science
Number of pages: 40 Posted: 24 Oct 2011 Last Revised: 30 Oct 2015
Michael S. Finke, John S. Howe and Sandra J. Huston
The American College, University of Missouri at Columbia - Department of Finance and Texas Tech University
Downloads 4,753 (3,698)
Citation 44

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personal finance, financial literacy, cogntive ability, household finance, cognitive aging

4.

Optimal Portfolios for the Long Run

Number of pages: 26 Posted: 06 Sep 2013 Last Revised: 05 Feb 2014
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 4,350 (4,298)
Citation 4

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time diversification, portfolio choice, stock allocation

5.

Guaranteed Income: A License to Spend

Number of pages: 19 Posted: 13 Jul 2021
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 3,186 (7,201)

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Retirement income, annuities, Social Security, personal finance

6.

Risk Tolerance Questions to Best Determine Client Portfolio Allocation Preferences

Journal of Financial Planning 25, 5: 36-44, 2012
Number of pages: 9 Posted: 21 Jun 2012 Last Revised: 20 Apr 2015
Michael Guillemette, Michael S. Finke and John Gilliam
Texas Tech University - Department of Personal Financial Planning, The American College and Texas Tech University
Downloads 2,421 (11,074)
Citation 3

Abstract:

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risk tolerance, portfolio allocation, portfolio choice

7.

The Concept of Risk Tolerance in Personal Financial Planning

Hanna, S. D., Waller, W., & Finke, M. (2008). The concept of risk tolerance in personal financial planning. Journal of Personal Finance, 7 (1), 96-108.
Number of pages: 19 Posted: 08 Sep 2011 Last Revised: 01 Jul 2021
Sherman D. Hanna, William Waller and Michael S. Finke
Ohio State University (OSU), Tulane University - Finance & Economics and The American College
Downloads 2,288 (12,152)
Citation 13

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risk tolerance, financial planning, household finance

8.

Spending, Relationship Quality, and Life Satisfaction in Retirement

2018 Academic Research Colloquium for Financial Planning and Related Disciplines
Number of pages: 23 Posted: 25 Sep 2017
Michael S. Finke, Nhat Ho and Sandra J. Huston
The American College, Eastern New Mexico University and Texas Tech University
Downloads 1,896 (16,330)
Citation 1

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Retirement Spending, Relationship Quality, Life Satisfaction

9.

Annuitized Income and Optimal Asset Allocation

2018 Academic Research Colloquium for Financial Planning and Related Disciplines
Number of pages: 18 Posted: 23 Sep 2017
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 1,549 (22,416)
Citation 3

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10.

The Impact of the Broker-Dealer Fiduciary Standard on Financial Advice

Number of pages: 31 Posted: 10 Mar 2012
Michael S. Finke and Thomas Patrick Langdon
The American College and affiliation not provided to SSRN
Downloads 1,498 (23,597)
Citation 7

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fiduciary regulation, broker dealer exemption, financial advice, household finance, investment advising, brokerage industry

11.

Required Retirement Savings Rates Today

Number of pages: 22 Posted: 18 Oct 2016
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 1,260 (30,398)

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Retirement Savings, Life Cycle Saving, Low Returns, Financial Planning, Household Finance

12.

Spending Flexibility and Safe Withdrawal Rates

Number of pages: 20 Posted: 09 Nov 2011
Michael S. Finke, Wade D. Pfau and Duncan Williams
The American College, The American College for Financial Services and Texas Tech University
Downloads 1,037 (40,194)
Citation 10

Abstract:

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retirement planning, retirement income, shortfall risk, safe withdrawal rates

13.

Financial Advice: Does it Make a Difference?

Number of pages: 28 Posted: 06 May 2012 Last Revised: 07 May 2012
Michael S. Finke
The American College
Downloads 1,016 (41,390)
Citation 4

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14.

Planning for Retirement

Number of pages: 37 Posted: 01 Jan 2013
Terrance Martin and Michael S. Finke
University of Texas - Pan American - College of Business Administration - Department of Economics & Finance and The American College
Downloads 929 (46,932)

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financial planner, comprehensive financial advice, retirement savings, 2008 NLSY 79

15.

Financial Sophistication and Housing Leverage Among Older Households

Number of pages: 35 Posted: 17 Jan 2012 Last Revised: 19 May 2015
Hyrum L. Smith, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 800 (57,548)

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16.

An Overview of Retirement Income Strategies

Journal of Investment Consulting, Vol. 17, No. 1, p. 22-30, 2016
Number of pages: 11 Posted: 18 Oct 2016
Michael S. Finke and David Blanchett
The American College and PGIM
Downloads 751 (62,683)

Abstract:

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17.

The Impact of Passive Investing on Corporate Valuations

Number of pages: 22 Posted: 05 Mar 2011 Last Revised: 08 Aug 2011
Eric Belasco, Michael S. Finke and David Nanigian
Texas Tech University, The American College and affiliation not provided to SSRN
Downloads 682 (71,032)

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Active management, passive management, indexing, index fund, index premium, demand curves for stocks, S&P 500

18.

Financial Advice: Who Pays

Journal of Financial Counseling and Planning, Vol. 22, No. 1, p. 18, 2011
Number of pages: 9 Posted: 16 May 2012
The American College, Texas Tech University and North Carolina Agricultural and Technical State University
Downloads 626 (79,150)
Citation 2

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financial advice, financial services, professional advice

19.

Should Annuities be Purchased from Tax-Sheltered Assets?

Forthcoming in Journal of Financial Services Professionals
Number of pages: 22 Posted: 02 Aug 2019 Last Revised: 05 Aug 2019
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 555 (92,091)

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annuities, retirement, personal finance

20.

Redemption Fees: Reward for Punishment

Number of pages: 40 Posted: 14 Apr 2008 Last Revised: 16 Sep 2015
Michael S. Finke, David Nanigian and William Waller
The American College, affiliation not provided to SSRN and Tulane University - Finance & Economics
Downloads 552 (92,753)
Citation 2

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Mutual Funds, Redemption Fees

21.

Time Preference and the Importance of Saving for Retirement

Number of pages: 31 Posted: 28 Feb 2006 Last Revised: 13 Mar 2013
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University
Downloads 534 (96,656)
Citation 13

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Time discounting, time preference, retirement saving, behavioral finance

22.

The Impact of Employer Defaults and Match Rates on Retirement Saving

Number of pages: 20 Posted: 27 Dec 2021
David Blanchett, Michael S. Finke and Zhikun Liu
PGIM, The American College and Europacifica
Downloads 520 (99,841)
Citation 1

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Defaults, defined contribution, retirement, employer match

23.

Marriage and the Financial Knowledge Gender Gap

Number of pages: 61 Posted: 04 Dec 2018
Laura Mattia, Sandra J. Huston and Michael S. Finke
University of South Florida, Texas Tech University and The American College
Downloads 508 (102,780)
Citation 1

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24.

How Competitive Are Income Annuity Providers Over Time?

Number of pages: 13 Posted: 20 Apr 2021 Last Revised: 24 Apr 2021
David Blanchett, Michael S. Finke and Branislav Nikolic
PGIM, The American College and York University - Department of Mathematics and Statistics
Downloads 482 (109,564)
Citation 1

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Retirement, Retirement Policy, Annuities, Insurance Companies

25.

The Economics of Fiduciary Investment Advice

Number of pages: 10 Posted: 02 Nov 2010
Michael S. Finke and Benjamin F. Cummings
The American College and The American College of Financial Services
Downloads 386 (141,766)
Citation 3

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26.

Compensation and Client Wealth Among U.S. Investment Advisors

Number of pages: 26 Posted: 05 Apr 2011
Luke Dean and Michael S. Finke
William Paterson University and The American College
Downloads 348 (159,089)
Citation 5

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RIA, investment advisor, financial regulation, commission, fiduciary, household finance

27.

Do Contracts Impact Comprehensive Financial Advice?

Number of pages: 21 Posted: 04 Jul 2009 Last Revised: 09 Aug 2011
Michael S. Finke, Sandra J. Huston and William Waller
The American College, Texas Tech University and Tulane University - Finance & Economics
Downloads 336 (165,178)
Citation 10

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Financial Advice, Financial Planning, Agency Theory, Life Insurance

28.

The Value of Delayed Social Security Claiming for Higher-Earning Women

Number of pages: 19 Posted: 24 May 2021
Sophia Duffy, Michael S. Finke and David Blanchett
The American College, The American College and PGIM
Downloads 312 (178,716)

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Social Security, retirement, personal finance

29.

Do Large Swings in Equity Values Change Risk Tolerance?

Guillemette, Michael and Michael Finke. 2014. “Do Large Swings in Equity Values Change Risk Tolerance?” Journal of Financial Planning 27 (6): 44-50.
Number of pages: 7 Posted: 02 Jun 2014
Michael Guillemette and Michael S. Finke
Texas Tech University - Department of Personal Financial Planning and The American College
Downloads 301 (185,618)
Citation 1

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risk tolerance, risk aversion, equity values

30.

The Unsophisticated Sophisticated: Old Age and the Accredited Investors Definition

Number of pages: 29 Posted: 25 Jul 2015 Last Revised: 24 Sep 2019
Michael S. Finke and Tao Guo
The American College and Morningstar, Inc. - Morningstar Investment Management LLC
Downloads 283 (197,937)

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financial literacy, accredited investors, old age, private equity

31.

Cognitive Ability and Post-Retirement Asset Decumulation

Number of pages: 29 Posted: 06 Feb 2014
Chris Browning, Sandra J. Huston and Michael S. Finke
Texas Tech University, Texas Tech University and The American College
Downloads 281 (199,377)
Citation 1

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cognitive ability, retirement, asset decumulation

32.

A Financial Sophistication Proxy for the Survey of Consumer Finances

Number of pages: 11 Posted: 28 Aug 2011
Sandra J. Huston, Michael S. Finke and Hyrum L. Smith
Texas Tech University, The American College and Utah Valley University
Downloads 267 (209,967)
Citation 1

Abstract:

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Survey of Consumer Finances, household finance, financial literacy, financial sophistication

33.

The Effect of Advanced Age and Equity Values on Risk Preferences

Blanchett, D., Finke, M and Guillemette, M. (2018). The Effect of Advanced Age and Equity Values on Risk Preferences. Journal of Behavioral Finance, Forthcoming
Number of pages: 22 Posted: 02 May 2017 Last Revised: 26 Jan 2018
David Blanchett, Michael S. Finke and Michael Guillemette
PGIM, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 257 (218,071)
Citation 5

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risk preferences, risk aversion, stock prices, old age, financial planning

34.

Does Cognitive Ability Impact Life Insurance Policy Lapsation?

Number of pages: 48 Posted: 21 Oct 2014
Barry S. Mulholland and Michael S. Finke
University of Akron - Department of Finance and The American College
Downloads 242 (231,419)
Citation 6

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Health and Retirement Study; life insurance; cognitive ability; lapsation

35.

Bounded Rationality Strikes Again: The Impact of Cognitive Ability and Financial Planners on Roth IRA Adoption and Ownership

Number of pages: 60 Posted: 07 Dec 2011 Last Revised: 09 May 2014
Benjamin F. Cummings, Michael S. Finke and Russell N. James
The American College of Financial Services, The American College and Texas Tech University
Downloads 224 (249,268)

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cognitive ability, financial planner, Roth IRA, National Longitudinal Survey of Youth (NLSY)

36.

The Value of Professional Financial Advice on Investor Behavior During the COVID-19 Pandemic

Number of pages: 16 Posted: 07 Dec 2022 Last Revised: 23 Aug 2023
Michael S. Finke, David Blanchett and Zhikun Liu
The American College, PGIM and Europacifica
Downloads 213 (261,313)

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Investment Behavior, Retirement, financial advice, defined contribution, COVID-19, defaults

37.

Who Exhibits Time Varying Risk Aversion?

Number of pages: 46 Posted: 27 Apr 2016 Last Revised: 29 Apr 2016
David Blanchett, Michael S. Finke and Michael Guillemette
PGIM, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 209 (265,932)
Citation 1

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Risk Aversion, Time Varying Risk Aversion, Advanced Age, Account Balance, Income, Morningstar

38.

Social Security: Who Wants Private Accounts?

Number of pages: 31 Posted: 13 Oct 2008
Michael S. Finke and Swarn Chatterjee
The American College and University of Georgia
Downloads 201 (275,578)

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social security, portfolio choice, private accounts, privatization

39.

Spending in Retirement

Number of pages: 29 Posted: 18 Jun 2020
Chris Browning, Tao Guo, Yuanshan Cheng and Michael S. Finke
Texas Tech University, Morningstar, Inc. - Morningstar Investment Management LLC, Winthrop University and The American College
Downloads 197 (280,654)

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Retirement spending, consumption

40.

Old Age and the Decline in Investment Performance

Number of pages: 18 Posted: 19 May 2020
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University
Downloads 197 (280,654)

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Financial literacy, cognitive decline, investment performance

41.

Fiduciary Standard and Financial Advice: Findings from Academic Literature

Number of pages: 25 Posted: 04 Apr 2014
Michael S. Finke
The American College
Downloads 196 (281,859)
Citation 1

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Financial advice, household finance, fiduciary standard, financial planning

42.

Saving for a Bleaker Tomorrow: iOMe Challenge 2010

Number of pages: 38 Posted: 25 Jan 2011 Last Revised: 30 Jan 2011
Texas Tech University, The American College of Financial Services, The American College, Texas Tech University - Department of Personal Financial Planning and Texas Tech University - Applied and Professional Studies
Downloads 195 (283,166)

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Retirement Policy, Social Security, Household Finance

43.

Financial Literacy and Shrouded Credit Card Rewards

Number of pages: 22 Posted: 13 Mar 2013
Laura C. Ricaldi, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 151 (353,678)
Citation 2

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Financial literacy, credit card rewards, shrouded attributes, household finance

44.

Fixed Rate Annuities: Are High Returns An Anomaly?

Journal of Investment Consulting, Vol. 22, No. 1, pp. 63-69, 2023
Number of pages: 9 Posted: 19 Dec 2023
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 147 (361,351)

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Annuities, Insurance Companies, Investments

45.

The Impact of Financial Sophistication on Adjustable Rate Mortgage Ownership

Journal of Financial Counseling and Planning, Vol. 22, No. 2, 2011
Number of pages: 13 Posted: 16 May 2012
Hyrum L. Smith, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 144 (367,437)

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adjustable-rate mortgages, financial sophistication, mortgage choice, Survey of Consumer Finances

46.

Cognitive Ability and the Stock Reallocations of Retirees during the Great Recession

Number of pages: 23 Posted: 05 Feb 2014 Last Revised: 07 Nov 2014
Chris Browning and Michael S. Finke
Texas Tech University and The American College
Downloads 138 (379,759)
Citation 3

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great recession, cognitive ability, stock reallocation, household finance, retirement

47.

Rational Choice with Complex Products: Consumer Valuation of Annuities

Journal of Financial Counseling and Planning, Forthcoming
Number of pages: 33 Posted: 19 Nov 2012 Last Revised: 11 Sep 2013
Chris Browning, Michael S. Finke and Sandra J. Huston
Texas Tech University, The American College and Texas Tech University
Downloads 134 (388,673)

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annuities, financial literacy, household finance, retirement policy

48.

Characteristics of Recent Adjustable-Rate Mortgage Borrowers

Journal of Financial Counseling and Planning, Vol. 16, No. 2, 2006
Number of pages: 12 Posted: 12 Apr 2013
Michael S. Finke, Sandra J. Huston, Emilian Siman and Mel Corlija
The American College, Texas Tech University, University of Missouri at Columbia - Personal Financial Planning and University of Missouri at Columbia - Personal Financial Planning
Downloads 132 (393,217)
Citation 1

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Mortgage loans, adjustable-rate mortgages, mortgage trends

49.

Does Advisor Channel Influence Passive Fund Choice?

Number of pages: 19 Posted: 01 Apr 2022
Michael S. Finke, Aron Szapiro and David Blanchett
The American College, Morningstar Investment Management LLC/Morningstar, Inc and PGIM
Downloads 116 (433,625)

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Investment advisors, brokers, mutual funds, active management, fiduciary

50.

Understanding the Shift in Demand for Cash Value Life Insurance

Number of pages: 43 Posted: 01 Nov 2013
Barry S. Mulholland, Michael S. Finke and Sandra J. Huston
University of Akron - Department of Finance, The American College and Texas Tech University
Downloads 112 (445,022)
Citation 2

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Survey of Consumer Finances, cash value life insurance, declining insurance demand, financial sophistication, qualified savings plans

Portfolio Delegation and 401(k) Plan Participant Responses to COVID-19

Number of pages: 37 Posted: 15 Jun 2020
David Blanchett, Michael S. Finke and Jonathan Reuter
PGIM, The American College and Boston College - Department of Finance
Downloads 75 (583,634)
Citation 1

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401(k), target date fund, delegation, robo-advice, COVID-19

Portfolio Delegation and 401(K) Plan Participant Responses to Covid-19

NBER Working Paper No. w27438
Number of pages: 38 Posted: 29 Jun 2020 Last Revised: 22 Jun 2023
David Blanchett, Michael S. Finke and Jonathan Reuter
PGIM, The American College and Boston College - Department of Finance
Downloads 35 (830,917)
Citation 1

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52.

Does Home Equity Explain the Black Wealth Gap?

Number of pages: 49 Posted: 17 Jan 2012 Last Revised: 23 Jan 2012
Ajamu C. Loving, Michael S. Finke and John Salter
Texas A&M University, The American College and Texas Tech University
Downloads 99 (485,901)
Citation 2

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Black wealth, net worth, household finance, home equity, wealth gap, race

Household Investment Asset Variation and Wealth

The International Journal of Business and Finance Research, Vol. 4, No. 2, pp. 1-11, 2010
Number of pages: 11 Posted: 09 Sep 2010
Nathaniel J. Harness, Michael S. Finke and Swarn Chatterjee
Texas A&M University - Department of Economics and Finance, The American College and University of Georgia
Downloads 92 (514,029)

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Investment variation, portfolio choice, capital accumulation

Household Investment Asset Variation and Wealth

International Journal of Management and Marketing Research, Vol. 3, No. 1, pp. 1-11, 2010
Posted: 09 Sep 2010
Nathaniel J. Harness, Michael S. Finke and Swarn Chatterjee
Texas A&M University - Department of Economics and Finance, The American College and University of Georgia

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Investment variation, portfolio choice, capital accumulation

54.

Individual Property Risk Management

Number of pages: 20 Posted: 18 Mar 2010 Last Revised: 11 Apr 2010
Eric Belasco, Sandra J. Huston and Michael S. Finke
Texas Tech University, Texas Tech University and The American College
Downloads 88 (523,933)

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household risk, prospect theory, optimal risk retention

55.

Advisor Beliefs Regarding Effective Life Insurance Disclosure

Number of pages: 48 Posted: 29 Jun 2013 Last Revised: 20 Oct 2014
Barry S. Mulholland, Michael S. Finke and John Gilliam
University of Akron - Department of Finance, The American College and Texas Tech University
Downloads 83 (543,026)
Citation 1

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Life insurance disclosure, life insurance illustration, agency theory, NAIC regulation

56.

The Effects of the Capital Accumulation Ratio on Wealth

Journal of Financial Counseling and Planning, Vol. 20, No. 1, 2009
Number of pages: 14 Posted: 27 Feb 2013
Nathaniel J. Harness, Michael S. Finke and Swarn Chatterjee
Texas A&M University - Department of Economics and Finance, The American College and University of Georgia
Downloads 76 (571,734)
Citation 1

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capital accumulation ratio, net worth, personal financial ratio analysis

57.

The Mitigating Influence of Time Preference on the Relation between Smoking and BMI Scores

Number of pages: 25 Posted: 04 Dec 2010
Cliff A. Robb, Sandra J. Huston and Michael S. Finke
University of Alabama, Texas Tech University and The American College
Downloads 75 (575,992)
Citation 1

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Behavioral economics, time preference, intertemporal choice, obesity, smoking, health economics, nutrition economics

58.

Rational Choice with Complex Products: Consumer Valuation of Annuities

Journal of Financial Counseling and Planning, Vol. 23, No. 2, 2012
Number of pages: 14 Posted: 20 Feb 2013
Chris Browning, Michael S. Finke and Sandra J. Huston
East Central University - Accounting Department, The American College and Texas Tech University
Downloads 73 (584,782)

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annuities, financial literacy, household finance, retirement policy

59.

Low-Cost Obesity Interventions: The Market for Foods

Number of pages: 24 Posted: 17 Jan 2017
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University
Downloads 66 (617,146)

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Obesity, food consumption, nutrition economics, nutrition policy

60.

Women and Finance-Specific Human Capital: Impact of Gender Role Attitudes

Number of pages: 32 Posted: 11 Oct 2021
Brianne Smith and Michael S. Finke
Auburn University at Montgomery and The American College
Downloads 56 (669,482)

Abstract:

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61.

The Unsophisticated 'Sophisticated': Old Age and the Accredited Investors Definition

Financial Planning Review, May 15, 2021; https://doi.org/10.1002/cfp2.1114
Posted: 11 Jun 2021
Michael S. Finke, Tao Guo and Sandra J. Huston
The American College, Morningstar, Inc. - Morningstar Investment Management LLC and Texas Tech University

Abstract:

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62.

Do Defaults Limit Consumer Response to Rainy-Day Funds? Evidence from 401(k) Participants During the COVID-19 Pandemic

The Journal of Retirement, Fall 2022, 10 (2) 8-19 DOI: 10.3905/jor.2022.1.123
Posted: 18 Nov 2020 Last Revised: 11 Apr 2024
David Blanchett, Michael S. Finke and Zhikun Liu
PGIM, The American College and Europacifica

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Retirement, defined contribution, defaults

63.

Chapter 4: Financial Literacy and Education

Investor Behavior: The Psychology of Financial Planning and Investing. H. Kent Baker and Victor Ricciardi, editors, 65-82, Hoboken, NJ: John Wiley & Sons, Inc., 2014
Posted: 01 Mar 2014 Last Revised: 10 May 2014
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University

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Financial literacy, financial knowledge, financial education, human capital, personal finance, behavioral finance, behavioural finance, behavioral economics, behavioural economics

64.

Balance Sheets of Early Boomers: Are They Different From Pre-Boomers?

Journal of Family and Economic Issues, Vol. 27, No. 3, pp. 542-561, 2006
Posted: 01 Nov 2008 Last Revised: 25 Jun 2010
Michael S. Finke, Sandra J. Huston and Deanna L. Sharpe
The American College, Texas Tech University and University of Missouri at Columbia

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Cohort wealth, Baby boomers, Net worth

65.

The Brigher Side of Financial Risk: Financial Risk Tolerance and Wealth

Journal of Family and Economic Issues, Vol. 24, No. 3, pp. 233-256, Fall 2003
Posted: 20 Jun 2005
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University

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Risk tolerance, wealth accumulation, personal finance

66.

Factors Affecting the Probability of Choosing a Risky Diet

Journal of Family and Economic Issues, Vol. 24, No. 3, pp. 291-303, Fall 2003
Posted: 20 Jun 2005
Michael S. Finke and Sandra J. Huston
The American College and Texas Tech University

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Diet choice, time preference, food consumption, nutrition economics, risk

67.

Diet Choice and the Role of Time Preference

The Journal of Consumer Affairs, Vol. 37, No. 1, pp. 143-160, 2003
Posted: 20 Jun 2005
Sandra J. Huston and Michael S. Finke
Texas Tech University and The American College

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Diet choice, time preference, food consumption, nutrition economics

68.

Negative Net Worth and the Life Cycle Hypothesis

Financial Counseling and Planning, 1996
Posted: 27 Nov 1996
Peng Chen and Michael S. Finke
Ibbotson Associates and The American College

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