John Beshears

Harvard University - Business School (HBS)

Soldiers Field Road

Morgan 270C

Boston, MA 02163

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

SCHOLARLY PAPERS

31

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7,209

SSRN CITATIONS
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Top 1,396

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396

CROSSREF CITATIONS

479

Scholarly Papers (31)

1.

A Mega-Study of Text-Based Nudges Encouraging Patients to Get Vaccinated at an Upcoming Doctor’s Appointment

Rotman School of Management Working Paper No. 3780267, Columbia Business School Research Paper Forthcoming
Number of pages: 75 Posted: 19 Feb 2021 Last Revised: 05 May 2021
University of Pennsylvania - The Wharton School, University of Pennsylvania - Perelman School of Medicine, Department of Medicine, University of Pennsylvania, University of Pennsylvania, University of Pennsylvania, University of Pennsylvania - Operations & Information Management Department, University of Pennsylvania, University of Pennsylvania, Columbia University - Columbia Business School, Harvard University - Business School (HBS), University of California, Los Angeles (UCLA), Anderson School of Management, Students, University of Pennsylvania, Geisinger Health System, Rutgers, The State University of New Jersey, Yale School of Management, University of California, Los Angeles (UCLA) - Anderson School of Management, University of California, Los Angeles (UCLA) - Anderson School of Management, Geisinger Health System, University of Toronto - Faculty of Kinesiology and Physical Education, University of Pennsylvania - The Wharton School, Harvard Business School, Northwestern University, University of Toronto, Harvard University - Department of Economics, The Wharton School, Brigham Young University Marriott School of Business, Clarkson University–Icahn School of Medicine at Mount Sinai Bioethics ProgramGeisinger Health System, Center for Translational Bioethics and Health Care Policy, Columbia University, Harvard Business School, Harvard University - Harvard Kennedy School (HKS), University of Toronto - Rotman School of Management, Carnegie Mellon University, Department of Social and Decision Sciences, Geisinger Health System, University of Toronto - Behavioural Economics in Action at Rotman (BEAR), University of California, Los Angeles (UCLA), University of Arizona, University of California, Los Angeles (UCLA), University of Pennsylvania - The Wharton School, University of Pennsylvania - Perelman School of Medicine, University of Pennsylvania - Perelman School of Medicine, University of Hawaii at West O'ahu, University of Pennsylvania - Marketing Department, University of Pennsylvania - Perelman School of Medicine, Department of Medicine and University of Pennsylvania - Department of Psychology
Downloads 2,070 (10,889)
Citation 6

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vaccination, COVID-19, nudge, influenza, field experiment

2.

Should Governments Invest More in Nudging?

Harvard Public Law Working Paper No. 17-42
Number of pages: 33 Posted: 08 Jun 2017
University of California at Los Angeles, Harvard University - Business School (HBS), University of Pennsylvania - The Wharton School, Harvard Law School, University of Chicago - Booth School of Business, Google Inc., ideas42, ideas42 and Government of the United States of America - Department of Defense
Downloads 958 (34,721)
Citation 53

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nudge, nudge unit, choice architecture, behavioral science, behavioral economics, savings, pension plan, education, college enrollment, energy, electricity usage, preventive health, influenza vaccination, flu shot

3.

How Do Consumers Respond When Default Options Push the Envelope?

Number of pages: 45 Posted: 11 Oct 2017
Harvard University - Business School (HBS), University of California at Los Angeles, City University London and University of Pennsylvania - The Wharton School
Downloads 387 (109,834)
Citation 6

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Default, Savings, Defined Contribution Plan, Behavioral Economics, Field Experiments

4.
Downloads 349 (123,160)
Citation 55

How are Preferences Revealed?

Yale ICF Working Paper No. 08-15
Number of pages: 23 Posted: 25 Apr 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 301 (143,354)
Citation 9

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preferences, normative preferences, revealed preferences, consumer behavior

How are Preferences Revealed?

NBER Working Paper No. w13976
Number of pages: 22 Posted: 12 May 2008 Last Revised: 10 Sep 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 48 (551,324)

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5.

Save More Today or Tomorrow: The Role of Urgency in Pre-commitment Design

Number of pages: 51 Posted: 30 Jun 2020 Last Revised: 15 Jul 2022
University of California, Los Angeles (UCLA) - Anderson School of Management, University of California, Los Angeles (UCLA) - Anderson School of Management, Harvard University - Business School (HBS), University of Pennsylvania - The Wharton School and UCLA Anderson
Downloads 320 (135,106)

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pre-commitment, inference making, farsighted decisions, choice architecture, field experiment

Who Selected Adjustable-Rate Mortgages? Evidence from the 1989-2007 Surveys of Consumer Finances

Harvard Business School Finance Working Paper No. 10-083
Number of pages: 49 Posted: 24 Mar 2010
Daniel Bergstresser and John Beshears
Brandeis International Business School and Harvard University - Business School (HBS)
Downloads 208 (206,704)
Citation 15

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Mortgages, Brokers, Adjustable-Rate Mortgages.

Who Selected Adjustable-Rate Mortgages? Evidence from the 1989-2007 Surveys of Consumer Finances

Number of pages: 46 Posted: 05 Nov 2009
John Beshears and Daniel Bergstresser
Harvard University - Business School (HBS) and Brandeis International Business School
Downloads 104 (360,693)

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Mortgages, ARMs

7.

Behavioral Household Finance

NBER Working Paper No. w24854
Number of pages: 117 Posted: 01 Aug 2018 Last Revised: 30 May 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 309 (140,228)
Citation 40

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How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?

HKS Working Paper No. RWP09_16, Yale ICF Working Paper No. 09-05
Number of pages: 27 Posted: 08 May 2009 Last Revised: 24 Jun 2009
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 239 (180,974)
Citation 9

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How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?

NBER Working Paper No. w14859
Number of pages: 27 Posted: 13 Apr 2009 Last Revised: 08 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 66 (473,745)

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9.
Downloads 253 (171,849)
Citation 34

Simplification and Saving

Yale ICF Working Paper No. 08-07
Number of pages: 23 Posted: 25 Jan 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 212 (203,048)

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retirement savings, asset allocation, 401(k)

Simplification and Saving

NBER Working Paper No. w12659
Number of pages: 35 Posted: 20 Nov 2006 Last Revised: 05 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 41 (588,098)
Citation 12

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10.

Mental Accounting and Small Windfalls: Evidence from an Online Grocer

Harvard NOM Working Paper No. 08-024
Number of pages: 33 Posted: 01 Oct 2007 Last Revised: 08 May 2012
Katherine L. Milkman and John Beshears
University of Pennsylvania - The Wharton School and Harvard University - Business School (HBS)
Downloads 244 (177,862)
Citation 17

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11.

Do Sell-Side Stock Analysts Exhibit Escalation of Commitment?

Number of pages: 53 Posted: 20 Jun 2008 Last Revised: 08 May 2012
John Beshears and Katherine L. Milkman
Harvard University - Business School (HBS) and University of Pennsylvania - The Wharton School
Downloads 168 (249,355)
Citation 2

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Stock Analysts, Forecasting, Escalation

12.

Using Fresh Starts to Nudge Increased Retirement Savings

Beshears, J., Dai, H., Milkman, K.L., & Benartzi, S. (2021). Using fresh starts to nudge increased retirement savings. Organizational Behavior and Human Decision Processes. 167, 72-87.
Number of pages: 66 Posted: 09 Aug 2021
Harvard University - Business School (HBS), University of California, Los Angeles (UCLA) - Anderson School of Management, University of Pennsylvania - The Wharton School and UCLA Anderson
Downloads 158 (262,507)

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choice architecture, nudge, randomized field experiment, fresh start, savings

13.

Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(K) Introductions

NBER Working Paper No. w20738
Number of pages: 44 Posted: 15 Dec 2014 Last Revised: 01 Sep 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 156 (265,267)
Citation 6

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Behavioral Economics Perspectives on Public Sector Pension Plans

HKS Working Paper No. RWP11-013
Number of pages: 47 Posted: 15 Mar 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 89 (399,043)
Citation 13

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Behavioral Economics Perspectives on Public Sector Pension Plans

NBER Working Paper No. w16728
Number of pages: 46 Posted: 31 Jan 2011 Last Revised: 17 Sep 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 37 (611,021)
Citation 3

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15.

Modeling Expert Opinions on Food Healthiness: A Nutrition Metric

Harvard Business School NOM Working Paper No. 08-082
Number of pages: 27 Posted: 06 Mar 2008 Last Revised: 20 Jan 2014
Harvard University - Business School (HBS), Harvard University - Business School (HBS), University of Pennsylvania - The Wharton School, Harvard Business School - Negotiations, Organizations and Markets Unit and Dartmouth College - Dartmouth Medical School
Downloads 119 (326,470)

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16.

The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States

NBER Working Paper No. w12009
Number of pages: 39 Posted: 22 Apr 2006 Last Revised: 25 Apr 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 117 (330,375)
Citation 25

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The Effect of Providing Peer Information on Retirement Savings Decisions

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 30 Aug 2014
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 80 (425,712)

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The Effect of Providing Peer Information on Retirement Savings Decisions

NBER Working Paper No. w17345
Number of pages: 56 Posted: 29 Aug 2011 Last Revised: 25 May 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 36 (617,079)
Citation 43

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Liquidity in Retirement Savings Systems: An International Comparison

NBER Working Paper No. w21168
Number of pages: 13 Posted: 18 May 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 55 (518,590)
Citation 11

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Liquidity in Retirement Savings Systems: An International Comparison

HKS Working Paper No. RWP15-024
Number of pages: 13 Posted: 03 Jun 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 31 (649,416)

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Retirement, liquidity, savings, finance

Borrowing to Save? The Impact of Automatic Enrollment on Debt

Journal of Finance, Forthcoming
Number of pages: 53 Posted: 22 Mar 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 45 (566,550)

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automatic enrollment, debt, nudge

Borrowing to Save? The Impact of Automatic Enrollment on Debt

NBER Working Paper No. w25876
Number of pages: 48 Posted: 28 May 2019 Last Revised: 15 Sep 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 35 (623,226)
Citation 1

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Following Through on Good Intentions: The Power of Planning Prompts

HKS Working Paper No. 12-024
Number of pages: 24 Posted: 30 Mar 2012 Last Revised: 19 Jun 2012
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 62 (489,408)
Citation 3

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behavioral economics, implementation intentions, health, colonoscopy, planning

Following Through on Good Intentions: The Power of Planning Prompts

NBER Working Paper No. w17995
Number of pages: 23 Posted: 14 Apr 2012 Last Revised: 03 Sep 2022
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 17 (763,593)
Citation 1

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21.

Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?

NBER Working Paper No. w16868
Number of pages: 47 Posted: 14 Mar 2011 Last Revised: 05 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 72 (446,671)
Citation 4

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22.

Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?

NBER Working Paper No. w21474
Number of pages: 55 Posted: 25 Aug 2015 Last Revised: 06 Mar 2022
Harvard University - Business School (HBS), Yale School of Management, University of Cambridge - Department of Applied Economics, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Federal Reserve Bank of Chicago
Downloads 67 (463,941)
Citation 5

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23.

The Impact of Employer Matching on Savings Plan Participation Under Automatic Enrollment

NBER Working Paper No. w13352
Number of pages: 24 Posted: 27 Aug 2007 Last Revised: 27 Jun 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 55 (510,274)

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24.
Downloads 54 (514,500)
Citation 3

The Availability and Utilization of 401(K) Loans

HKS Working Paper No. RWP11-023
Number of pages: 36 Posted: 14 Jun 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 33 (635,997)
Citation 3

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retirement economics, 401(k) loans, employment benefits

The Availability and Utilization of 401(K) Loans

NBER Working Paper No. w17118
Number of pages: 36 Posted: 12 Jun 2011 Last Revised: 11 Apr 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 21 (727,804)

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25.

What Makes Annuitization More Appealing?

NBER Working Paper No. w18575
Number of pages: 43 Posted: 30 Nov 2012 Last Revised: 04 Apr 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Columbia University - Columbia Business School, Finance
Downloads 50 (532,175)
Citation 8

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26.

Building Emergency Savings Through Employer-Sponsored Rainy-Day Savings Accounts

NBER Working Paper No. w26498
Number of pages: 72 Posted: 03 Dec 2019 Last Revised: 03 Jul 2022
Harvard University - Business School (HBS), Yale School of Management, Brookings Institution, AARP Public Policy Institute, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 48 (541,233)
Citation 1

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27.

Who Uses the Roth 401(K), and How Do They Use it?

NBER Working Paper No. w19193
Number of pages: 33 Posted: 03 Jul 2013 Last Revised: 12 Jun 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 38 (591,698)
Citation 1

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28.

Early Decisions: A Regulatory Framework

NBER Working Paper No. w11920
Number of pages: 28 Posted: 01 Jun 2006 Last Revised: 29 Jul 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 38 (591,698)

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29.

Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates

NBER Working Paper No. w17183
Number of pages: 27 Posted: 05 Jul 2011 Last Revised: 15 Jun 2022
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 33 (620,564)
Citation 23

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30.

Optimal Illiquidity

NBER Working Paper No. w27459
Number of pages: 64 Posted: 07 Jul 2020 Last Revised: 13 Jul 2022
Harvard University - Business School (HBS), Yale School of Management, Yale School of Management, University of Cambridge - Department of Applied Economics, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 22 (697,652)

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31.

Active Choice, Implicit Defaults, and the Incentive to Choose

NBER Working Paper No. w25473
Number of pages: 41 Posted: 23 Jan 2019 Last Revised: 08 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 20 (713,418)
Citation 3

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