John Beshears

Harvard University - Business School (HBS)

Soldiers Field Road

Morgan 270C

Boston, MA 02163

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

SCHOLARLY PAPERS

27

DOWNLOADS
Rank 13,235

SSRN RANKINGS

Top 13,235

in Total Papers Downloads

3,725

SSRN CITATIONS
Rank 1,678

SSRN RANKINGS

Top 1,678

in Total Papers Citations

153

CROSSREF CITATIONS

474

Scholarly Papers (27)

1.

Should Governments Invest More in Nudging?

Harvard Public Law Working Paper No. 17-42
Number of pages: 33 Posted: 08 Jun 2017
University of California at Los Angeles, Harvard University - Business School (HBS), University of Pennsylvania - The Wharton School, Harvard Law School, University of Chicago - Booth School of Business, Google Inc., ideas42, ideas42 and Government of the United States of America - Department of Defense
Downloads 657 (40,274)
Citation 24

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nudge, nudge unit, choice architecture, behavioral science, behavioral economics, savings, pension plan, education, college enrollment, energy, electricity usage, preventive health, influenza vaccination, flu shot

2.
Downloads 319 ( 97,452)
Citation 48

How are Preferences Revealed?

Yale ICF Working Paper No. 08-15
Number of pages: 23 Posted: 25 Apr 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 275 (113,841)
Citation 2

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preferences, normative preferences, revealed preferences, consumer behavior

How are Preferences Revealed?

NBER Working Paper No. w13976
Number of pages: 22 Posted: 12 May 2008 Last Revised: 10 Sep 2010
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 44 (430,463)

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3.

How Do Consumers Respond When Default Options Push the Envelope?

Number of pages: 45 Posted: 11 Oct 2017
Harvard University - Business School (HBS), University of California at Los Angeles, City, University of London and University of Pennsylvania - The Wharton School
Downloads 298 (105,008)
Citation 3

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Default, Savings, Defined Contribution Plan, Behavioral Economics, Field Experiments

How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?

HKS Working Paper No. RWP09_16, Yale ICF Working Paper No. 09-05
Number of pages: 27 Posted: 08 May 2009 Last Revised: 24 Jun 2009
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 231 (136,207)
Citation 5

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How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?

NBER Working Paper No. w14859
Number of pages: 27 Posted: 13 Apr 2009 Last Revised: 09 Aug 2010
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 59 (376,382)

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Who Selected Adjustable-Rate Mortgages? Evidence from the 1989-2007 Surveys of Consumer Finances

Harvard Business School Finance Working Paper No. 10-083
Number of pages: 49 Posted: 24 Mar 2010
Daniel Bergstresser and John Beshears
Brandeis International Business School and Harvard University - Business School (HBS)
Downloads 189 (165,081)
Citation 9

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Mortgages, Brokers, Adjustable-Rate Mortgages.

Who Selected Adjustable-Rate Mortgages? Evidence from the 1989-2007 Surveys of Consumer Finances

Number of pages: 46 Posted: 05 Nov 2009
John Beshears and Daniel Bergstresser
Harvard University - Business School (HBS) and Brandeis International Business School
Downloads 93 (289,053)

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Mortgages, ARMs

6.
Downloads 231 (136,713)
Citation 27

Simplification and Saving

Yale ICF Working Paper No. 08-07
Number of pages: 23 Posted: 25 Jan 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 199 (157,379)

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retirement savings, asset allocation, 401(k)

Simplification and Saving

NBER Working Paper No. w12659
Number of pages: 35 Posted: 20 Nov 2006 Last Revised: 08 Aug 2010
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 32 (484,555)
Citation 5

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7.

Mental Accounting and Small Windfalls: Evidence from an Online Grocer

Harvard NOM Working Paper No. 08-024
Number of pages: 33 Posted: 01 Oct 2007 Last Revised: 08 May 2012
Katherine L. Milkman and John Beshears
University of Pennsylvania - The Wharton School and Harvard University - Business School (HBS)
Downloads 203 (154,665)
Citation 16

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8.

Behavioral Household Finance

NBER Working Paper No. w24854
Number of pages: 117 Posted: 01 Aug 2018
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 202 (155,363)
Citation 8

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9.

Do Sell-Side Stock Analysts Exhibit Escalation of Commitment?

Number of pages: 53 Posted: 20 Jun 2008 Last Revised: 08 May 2012
John Beshears and Katherine L. Milkman
Harvard University - Business School (HBS) and University of Pennsylvania - The Wharton School
Downloads 148 (204,099)
Citation 2

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Stock Analysts, Forecasting, Escalation

10.

Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(K) Introductions

NBER Working Paper No. w20738
Number of pages: 44 Posted: 15 Dec 2014
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 145 (207,536)
Citation 4

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Behavioral Economics Perspectives on Public Sector Pension Plans

HKS Working Paper No. RWP11-013
Number of pages: 47 Posted: 15 Mar 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 85 (306,119)
Citation 15

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Behavioral Economics Perspectives on Public Sector Pension Plans

NBER Working Paper No. w16728
Number of pages: 46 Posted: 31 Jan 2011 Last Revised: 02 Feb 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 31 (489,785)

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12.

Modeling Expert Opinions on Food Healthiness: A Nutrition Metric

Harvard Business School NOM Working Paper No. 08-082
Number of pages: 27 Posted: 06 Mar 2008 Last Revised: 20 Jan 2014
Harvard University - Business School (HBS), Harvard University - Business School (HBS), University of Pennsylvania - The Wharton School, Harvard Business School - Negotiations, Organizations and Markets Unit and Dartmouth College - Dartmouth Medical School
Downloads 108 (259,388)

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13.

The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States

NBER Working Paper No. w12009
Number of pages: 39 Posted: 22 Apr 2006 Last Revised: 02 Jul 2009
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 105 (264,600)
Citation 8

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The Effect of Providing Peer Information on Retirement Savings Decisions

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 30 Aug 2014
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 63 (363,865)

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The Effect of Providing Peer Information on Retirement Savings Decisions

NBER Working Paper No. w17345
Number of pages: 56 Posted: 29 Aug 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 31 (489,785)
Citation 17

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Liquidity in Retirement Savings Systems: An International Comparison

NBER Working Paper No. w21168
Number of pages: 13 Posted: 18 May 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 48 (414,677)
Citation 2

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Liquidity in Retirement Savings Systems: An International Comparison

HKS Working Paper No. RWP15-024
Number of pages: 13 Posted: 03 Jun 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 27 (512,202)

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Retirement, liquidity, savings, finance

Following Through on Good Intentions: The Power of Planning Prompts

HKS Working Paper No. 12-024
Number of pages: 24 Posted: 30 Mar 2012 Last Revised: 19 Jun 2012
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 57 (383,018)
Citation 1

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behavioral economics, implementation intentions, health, colonoscopy, planning

Following Through on Good Intentions: The Power of Planning Prompts

NBER Working Paper No. w17995
Number of pages: 23 Posted: 14 Apr 2012
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 12 (612,184)

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17.

Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?

NBER Working Paper No. w21474
Number of pages: 55 Posted: 25 Aug 2015 Last Revised: 08 Sep 2015
Harvard University - Business School (HBS), Yale School of Management, University of Cambridge - Department of Applied Economics, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Chicago - Booth School of Business
Downloads 53 (390,344)
Citation 2

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18.

The Impact of Employer Matching on Savings Plan Participation Under Automatic Enrollment

NBER Working Paper No. w13352
Number of pages: 24 Posted: 27 Aug 2007 Last Revised: 03 Aug 2010
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 51 (397,117)

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19.
Downloads 47 (410,960)
Citation 2

The Availability and Utilization of 401(K) Loans

HKS Working Paper No. RWP11-023
Number of pages: 36 Posted: 14 Jun 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 29 (500,614)
Citation 2

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retirement economics, 401(k) loans, employment benefits

The Availability and Utilization of 401(K) Loans

NBER Working Paper No. w17118
Number of pages: 36 Posted: 12 Jun 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 18 (570,488)

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20.

Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?

NBER Working Paper No. w16868
Number of pages: 47 Posted: 14 Mar 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 46 (414,693)
Citation 3

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21.

What Makes Annuitization More Appealing?

NBER Working Paper No. w18575
Number of pages: 43 Posted: 30 Nov 2012 Last Revised: 15 Dec 2012
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Columbia Business School - Finance and Economics
Downloads 44 (422,241)
Citation 4

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22.

Who Uses the Roth 401(K), and How Do They Use it?

NBER Working Paper No. w19193
Number of pages: 33 Posted: 03 Jul 2013
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 36 (454,706)
Citation 1

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23.

Early Decisions: A Regulatory Framework

NBER Working Paper No. w11920
Number of pages: 28 Posted: 01 Jun 2006 Last Revised: 29 Jul 2010
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 35 (459,032)

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24.

Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates

NBER Working Paper No. w17183
Number of pages: 27 Posted: 05 Jul 2011
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 25 (508,900)
Citation 3

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25.

Borrowing to Save? The Impact of Automatic Enrollment on Debt

NBER Working Paper No. w25876
Number of pages: 48 Posted: 28 May 2019
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 21 (532,334)

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26.

Active Choice, Implicit Defaults, and the Incentive to Choose

NBER Working Paper No. w25473
Number of pages: 41 Posted: 23 Jan 2019
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 14 (575,211)
Citation 2

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27.

Building Emergency Savings Through Employer-Sponsored Rainy-Day Savings Accounts

NBER Working Paper No. w26498
Number of pages: 72 Posted: 03 Dec 2019
Harvard University - Business School (HBS), Yale School of Management, Brookings Institution, AARP Public Policy Institute, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 11 (594,735)

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