Sergei Koulayev

Consumer Financial Protection Bureau

Economist

United States

SCHOLARLY PAPERS

17

DOWNLOADS
Rank 23,286

SSRN RANKINGS

Top 23,286

in Total Papers Downloads

4,175

SSRN CITATIONS
Rank 7,665

SSRN RANKINGS

Top 7,665

in Total Papers Citations

157

CROSSREF CITATIONS

72

Scholarly Papers (17)

1.

No Shopping in the U.S. Mortgage Market: Direct and Strategic Effects of Providing Information

Consumer Financial Protection Bureau Office of Research Working Paper No. 2017-01
Number of pages: 70 Posted: 07 Apr 2017 Last Revised: 15 May 2018
Alexei Alexandrov, Alexei Alexandrov and Sergei Koulayev
Independentaffiliation not provided to SSRN and Consumer Financial Protection Bureau
Downloads 996 (43,788)
Citation 31

Abstract:

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2.

Price to Compete ... with Many: How to Identify Price Competition in High Dimensional Space

INSEAD Working Paper No. 2016/38/TOM
Number of pages: 43 Posted: 26 Oct 2015 Last Revised: 22 Dec 2016
Jun Li, Serguei Netessine and Sergei Koulayev
University of Michigan, Stephen M. Ross School of Business, University of Pennsylvania - The Wharton School and Consumer Financial Protection Bureau
Downloads 692 (71,538)
Citation 9

Abstract:

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3.
Downloads 528 (99,998)
Citation 2

Consumer Demand for Credit Card Services

Consumer Financial Protection Bureau Office of Research Working Paper No. 2018-03
Number of pages: 48 Posted: 06 Mar 2018 Last Revised: 06 Feb 2022
Office of the Comptroller of the Currency, Independentaffiliation not provided to SSRN, European School of Management and Technology and Consumer Financial Protection Bureau
Downloads 528 (99,337)

Abstract:

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4.

Sustained Credit Card Borrowing

Number of pages: 36 Posted: 24 Jun 2019 Last Revised: 06 Oct 2019
Daniel Grodzicki and Sergei Koulayev
Office of the Comptroller of the Currency and Consumer Financial Protection Bureau
Downloads 317 (179,798)
Citation 2

Abstract:

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Financial Markets, Personal Finance

5.

Estimating Demand in Search Markets: The Case of Online Hotel Bookings

FRB of Boston Working Paper No. 09-16
Number of pages: 44 Posted: 18 Dec 2009
Sergei Koulayev
Consumer Financial Protection Bureau
Downloads 279 (205,351)
Citation 18

Abstract:

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6.

Optimizing Click-Through in Online Rankings with Endogenous Search Refinement

Number of pages: 46 Posted: 18 Oct 2012 Last Revised: 28 Nov 2016
Babur De los Santos and Sergei Koulayev
Clemson University and Consumer Financial Protection Bureau
Downloads 275 (208,473)
Citation 20

Abstract:

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consumer search, hotel industry, popularity rankings, platform, collaborative filtering, click-through rates, customization

7.

Using the Economics of the Pass Through in Proving Antitrust Injury in Robinson-Patman Cases

Number of pages: 27 Posted: 28 Jan 2015 Last Revised: 24 Sep 2015
Alexei Alexandrov, Alexei Alexandrov and Sergei Koulayev
Independentaffiliation not provided to SSRN and Consumer Financial Protection Bureau
Downloads 205 (276,835)
Citation 2

Abstract:

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pass-through rate, antitrust, Robinson-Patman act

8.

Credit Card Revolvers

Consumer Financial Protection Bureau Office of Research Reports Series No. 19-3
Number of pages: 14 Posted: 20 Aug 2019
Daniel Grodzicki and Sergei Koulayev
Office of the Comptroller of the Currency and Consumer Financial Protection Bureau
Downloads 179 (312,545)

Abstract:

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9.

Search with Dirichlet Priors: Estimation and Implications for Consumer Demand

Number of pages: 27 Posted: 23 Nov 2008 Last Revised: 09 May 2010
Sergei Koulayev and Ting Wu
Consumer Financial Protection Bureau and affiliation not provided to SSRN
Downloads 139 (386,007)
Citation 9

Abstract:

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search from uknown distribution, Dirichlet priors, price elasticity

10.

Explaining Adoption and Use of Payment Instruments by U.S. Consumers

FRB of Boston Working Paper No. 12-14
Number of pages: 40 Posted: 14 Feb 2015
Sergei Koulayev, Marc Rysman, Scott D. Schuh and Joanna Stavins
Consumer Financial Protection Bureau, Boston University - Department of Economics, Federal Reserve Bank of Boston - Research Department and Federal Reserve Bank of Boston
Downloads 137 (390,361)
Citation 33

Abstract:

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11.

Estimating Search with Learning

NET Institute Working Paper No. 08-29
Number of pages: 23 Posted: 20 Oct 2008 Last Revised: 13 Nov 2009
Sergei Koulayev
Consumer Financial Protection Bureau
Downloads 91 (524,033)
Citation 3

Abstract:

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consumer search, online markets, structural estimation, maximum likelihood

12.

Changing the Scope of GSE Loan Guarantees: Estimating Effects on Mortgage Pricing and Availability

Journal of Real Estate Finance and Economics (2022)
Number of pages: 43 Posted: 18 Aug 2021 Last Revised: 09 Jun 2022
Independentaffiliation not provided to SSRN, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 83 (554,675)
Citation 1

Abstract:

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Mortgage, Pricing, GSE, Pass-through, Underwriting

13.

Vertical Integration in Sequential Negotiations

Number of pages: 26 Posted: 23 Nov 2008 Last Revised: 09 May 2010
Sergei Koulayev
Consumer Financial Protection Bureau
Downloads 68 (620,505)

Abstract:

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vertical integration, bargaining, foreclosure

14.

Search for Differentiated Products: Identification and Estimation

RAND Journal of Economics, Vol. 45, No. 3, 2014
Number of pages: 23 Posted: 16 Sep 2015
Sergei Koulayev
Consumer Financial Protection Bureau
Downloads 59 (666,740)
Citation 10

Abstract:

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15.

Search with Dirichlet Priors: Estimation and Implications for the Price Elasticity of Demand

Journal of Business and Economic Statistics, Volume 31, Issue 2, 2013.
Number of pages: 29 Posted: 16 Sep 2015
Sergei Koulayev
Consumer Financial Protection Bureau
Downloads 45 (751,947)

Abstract:

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dirichlet distribution, consumer search

16.

Does Sustained Use of Overdraft and Deposit Advance Lead to Spiraling Fees?

Consumer Financial Protection Bureau Office of Research Working Paper No. 2022-01
Number of pages: 52 Posted: 08 Feb 2022 Last Revised: 19 Apr 2022
Charles J. Romeo and Sergei Koulayev
Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 42 (772,927)

Abstract:

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Overdraft, deposit advance, small dollar lending, sustained use

17.

Who is in Control? The Determinants of Patient Adherence with Medication Therapy

NBER Working Paper No. w19496
Number of pages: 34 Posted: 05 Oct 2013 Last Revised: 10 Apr 2022
Sergei Koulayev, Niels Skipper and Emilia Simeonova
Consumer Financial Protection Bureau, Aarhus University and Johns Hopkins University - Carey Business School
Downloads 40 (787,488)

Abstract:

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