Banco de España
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morosidad, dolarización, cointegración, Uruguay, non-performing loans ratio, dolarization, cointegration
bank specialization, transactional lending, relational lending, ownership form
financing, lending, households, non-financial corporations, deposit institutions, non-performing loans ratio, public guarantees, moratoria
finance, credit, households, non-financial corporations, deposit institutions, NPLs
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finance, credit, households, non-financial corporations, deposit institutions, NPLs, diversification.
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