Jim Hawkins

University of Houston Law Center

Professor of Law

4604 Calhoun Road

4604 Calhoun Road

Houston, TX 77204-6060

United States

SCHOLARLY PAPERS

21

DOWNLOADS
Rank 11,426

SSRN RANKINGS

Top 11,426

in Total Papers Downloads

6,720

SSRN CITATIONS
Rank 29,241

SSRN RANKINGS

Top 29,241

in Total Papers Citations

10

CROSSREF CITATIONS

20

Scholarly Papers (21)

1.

Dude, Where's My Car Title?: The Law, Behavior, and Economics of Title Lending Markets

2014 University of Illinois Law Review 1013
Number of pages: 46 Posted: 27 Feb 2013 Last Revised: 27 Dec 2014
Vanderbilt University, University of Houston Law Center and Vanderbilt University - Law School
Downloads 1,021 (34,674)
Citation 4

Abstract:

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title lending, payday loans, fringe banking, behavioral law and economics, alternative financial services

2.

Earned Wage Access and the End of Payday Lending

101 Boston University Law Review 706 (2021), U of Houston Law Center No. 2020-A-1, 101 Boston University Law Review 706 (2021)
Number of pages: 55 Posted: 28 Jan 2020 Last Revised: 29 Apr 2021
Jim Hawkins
University of Houston Law Center
Downloads 738 (54,098)

Abstract:

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payday loans, earned wage advance, earned wage access, consumer credit, alternative financial services

3.

Just Until Payday

UCLA Law Review, Vol. 54, 2007, U of Texas Law, Law and Econ Research Paper No. 83
Number of pages: 59 Posted: 04 Aug 2006
Ronald J. Mann and Jim Hawkins
Columbia University - Law School and University of Houston Law Center
Downloads 688 (59,384)
Citation 2

Abstract:

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payday lending, bank regulation, consumer finance, cognitive failure

4.

Regulating on the Fringe: Reexamining the Link Between Fringe Banking and Financial Distress

Indiana Law Journal, Vol. 86, p. 1361, 2011
Number of pages: 48 Posted: 20 Feb 2010 Last Revised: 25 Jun 2011
Jim Hawkins
University of Houston Law Center
Downloads 631 (66,455)

Abstract:

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Fringe Banking, Financial Distress, Payday Lending, Pawnshops, Rent-To-Own, Title Lending, Credit Cards

5.

Renting the Good Life

U of Texas Law, Law and Econ Research Paper No. 111, William & Mary Law Review, Vol. 49, 2007
Number of pages: 77 Posted: 01 Aug 2007 Last Revised: 21 Apr 2008
Jim Hawkins
University of Houston Law Center
Downloads 564 (76,483)

Abstract:

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rent-to-own, consumer finance, behavioral law and economics

6.

The Federal Government in the Fringe Economy

Chapman Law Review, Vol. 15, No. 1, p. 23, 2011
Number of pages: 56 Posted: 22 Feb 2011 Last Revised: 15 Jul 2011
Jim Hawkins
University of Houston Law Center
Downloads 348 (135,087)

Abstract:

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Consumer Financial Protection Bureau, fringe banking, payday lending, rent-to-own, pawnshops, auto title lending, Dodd-Frank Act

7.

Doctors as Bankers: Evidence from Fertility Markets

Tulane Law Review, Vol. 84, p. 841, 2010, CLEA 2009 Annual Meeting Paper
Number of pages: 58 Posted: 18 Jul 2009 Last Revised: 20 Mar 2010
Jim Hawkins
University of Houston Law Center
Downloads 312 (151,649)

Abstract:

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consumer finance, behavioral law and economics, fertility markets, consumer protection

8.

Selling Art: An Empirical Assessment of Advertising on Fertility Clinics’ Websites

88 Indiana Law Journal 1147 (2013), U of Houston Law Center No. 2013-A-2
Number of pages: 33 Posted: 26 Oct 2012 Last Revised: 23 Jul 2013
Jim Hawkins
University of Houston Law Center
Downloads 302 (156,904)
Citation 2

Abstract:

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fertility business, consumer protection, advertising law

9.

Using Advertisements to Diagnose Behavioral Market Failure in Payday Lending Markets

51 Wake Forest Law Review 57 (2016)
Number of pages: 46 Posted: 02 Aug 2015 Last Revised: 15 Apr 2016
Jim Hawkins
University of Houston Law Center
Downloads 279 (170,455)

Abstract:

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10.

Credit on Wheels: The Law and Business of Auto Title Lending

Washington and Lee Law Review, 2012
Number of pages: 72 Posted: 31 Oct 2011 Last Revised: 04 Dec 2013
Jim Hawkins
University of Houston Law Center
Downloads 247 (192,448)
Citation 1

Abstract:

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auto title lending, fringe banking, consumer credit, bankruptcy, financial distress, alternative financial service provider

11.

Financing Fertility

Harvard Journal on Legislation, Vol. 47, pp. 115-165, 2010
Number of pages: 52 Posted: 20 Feb 2010
Jim Hawkins
University of Houston Law Center
Downloads 203 (232,739)

Abstract:

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Consumer Finance, Infertility, IVF

12.

Are Bigger Companies Better for Low-Income Borrowers?: Evidence from Payday and Title Loan Advertisements

11 Journal of Law, Economics and Policy 303 (2015)
Number of pages: 24 Posted: 06 Sep 2015 Last Revised: 15 Apr 2016
Jim Hawkins
University of Houston Law Center
Downloads 197 (238,028)
Citation 1

Abstract:

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payday lending, auto title lending, alternative financial service providers

13.

Advertising Injustices: Marketing Race and Credit in America

Emory Law Journal, Vol. 70, No. 1619, 2021
Number of pages: 39 Posted: 13 Oct 2021
Jim Hawkins and Tiffany Penner
University of Houston Law Center and U.S. District Court for the Southern District of Texas
Downloads 173 (266,728)

Abstract:

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credit, banking, discrimination, advertising

14.

The Behavioral Economics of Lawyer Advertising: An Empirical Assessment

University of Illinois Law Review, Forthcoming, U of Houston Law Center No. 2018-A-5
Number of pages: 44 Posted: 17 Apr 2018 Last Revised: 22 Jun 2018
University of Houston Law Center and University of Houston Law Center
Downloads 169 (272,245)

Abstract:

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15.

Protecting Consumers as Sellers

Indiana Law Journal, Forthcoming, U of Houston Law Center
Number of pages: 41 Posted: 31 Mar 2018
Jim Hawkins
University of Houston Law Center
Downloads 162 (282,154)

Abstract:

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Sharing Economy, Consumer Law, eBay, Uber, Uniform Commercial Code

16.

The CARD Act on Campus

Washington and Lee Law Review, Forthcoming, 7th Annual Conference on Empirical Legal Studies Paper, U of Houston Law Center No. 2013-A-1
Number of pages: 64 Posted: 09 Jul 2012 Last Revised: 04 Dec 2013
Jim Hawkins
University of Houston Law Center
Downloads 141 (315,964)

Abstract:

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credit cards, student debt, CARD Act, consumer protection, young consumers, student, credit

17.

Papers, Petitions, and Parades: Free Expression's Pivotal Function in the Early Labor Movement

Berkeley Journal of Employment and Labor Law, Vol. 28, 2007
Number of pages: 44 Posted: 24 May 2006
Jim Hawkins
University of Houston Law Center
Downloads 137 (323,106)

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free speech, free expression, labor law, social movements, social movement theory, unions, legal history

18.

Law's Remarkable Failure to Protect Mistakenly Overpaid Employees

Minnesota Law Review, Vol. 99, 2014, Forthcoming
Number of pages: 54 Posted: 19 Oct 2014
Jim Hawkins
University of Houston Law Center
Downloads 127 (342,273)

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restitution, employment law, debt collection, bankruptcy, unjust enrichment, self-help remedies

19.

Consumer Credit in America: Past, Present, and Future (Introduction)

Law and Contemporary Problems, Vol. 80, 2017, Ohio State Public Law Working Paper No. 397
Number of pages: 6 Posted: 31 May 2017 Last Revised: 08 Jun 2017
Yeshiva University - Benjamin N. Cardozo School of Law, University of Houston Law Center, Ohio State University - Michael E. Moritz College of Law and University of New Mexico - School of Law
Downloads 123 (350,462)

Abstract:

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consumer credit, payday loans, CFPB, debt criminalization, reverse mortgages, advertising, credit reports, consumer litigation funding

20.

Exploiting Advertising

Law and Contemporary Problems, Forthcoming, U of Houston Law Center No. 2016-A-17
Number of pages: 29 Posted: 24 Sep 2016 Last Revised: 27 Sep 2016
Jim Hawkins
University of Houston Law Center
Downloads 88 (439,717)

Abstract:

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reverse mortgages, behavioral economics, contract law

21.

Can Voluntary Price Disclosures Fix the Payday Lending Market?

Harvard Business Law Review, Vol. 6, 2016, U of Houston Law Center No. 2016-A-7
Number of pages: 5 Posted: 03 Apr 2016 Last Revised: 22 Apr 2016
Jim Hawkins
University of Houston Law Center
Downloads 70 (501,592)

Abstract:

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Payday Loans, Consumer Financial Protection Bureau