Francisco Rodriguez-Fernandez

University of Granada - Department of Economic Theory and History

Granada

Spain

SCHOLARLY PAPERS

20

DOWNLOADS
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CITATIONS
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SSRN RANKINGS

Top 9,594

in Total Papers Citations

45

Scholarly Papers (20)

1.

The Economics of Credit Cards, Debit Cards and Atms: A Survey and Some New Evidence

Journal of Banking & Finance, Vol. 32, No. 8, pp. 1468-1483, August 2008, University of Alberta School of Business Research Paper No. 2013-1147
Number of pages: 36 Posted: 07 May 2006 Last Revised: 25 Jul 2013
University of Alberta - Department of Marketing, Business Economics & Law, Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business, Bangor Business School and University of Granada - Department of Economic Theory and History
Downloads 1,312 (9,628)
Citation 6

Abstract:

Credit Cards, debit cards, point of sale, POS, ATMs, Retail payment system

2.

Bank Market Power and SME Financing Constraints

EFA 2006 Zurich Meetings
Number of pages: 62 Posted: 20 Jun 2006
Santiago Carbo-Valverde, Gregory F. Udell and Francisco Rodriguez-Fernandez
Bangor Business School, Indiana University - Kelley School of Business - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 975 (15,768)
Citation 12

Abstract:

Bank market power, SME financing

3.

Bank Lending, Financing Constraints and SME Investment

21st Australasian Finance and Banking Conference 2008 Paper
Number of pages: 41 Posted: 10 Sep 2008 Last Revised: 14 May 2014
Francisco Rodriguez-Fernandez, Gregory F. Udell and Santiago Carbo-Valverde
University of Granada - Department of Economic Theory and History, Indiana University - Kelley School of Business - Department of Finance and Bangor Business School
Downloads 627 (29,230)
Citation 1

Abstract:

SMEs, financing constraints, bank lending, trade credit, predictability

Are Covered Bonds a Substitute for Mortgage-Backed Securities?

FRB of Chicago Working Paper No. 2011-14
Number of pages: 41 Posted: 08 Dec 2011 Last Revised: 15 Mar 2012
Santiago Carbo-Valverde, Richard J. Rosen and Francisco Rodriguez-Fernandez
Bangor Business School, Federal Reserve Bank of Chicago - Economic Research and University of Granada - Department of Economic Theory and History
Downloads 235 (102,044)

Abstract:

Covered bonds, mortgage-backed securities

Are Covered Bonds a Substitute for Mortgage-Backed Securities?

26th Australasian Finance and Banking Conference 2013
Number of pages: 42 Posted: 08 Aug 2013
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Richard J. Rosen
Bangor Business School, University of Granada - Department of Economic Theory and History and Federal Reserve Bank of Chicago - Economic Research
Downloads 145 (160,448)

Abstract:

Lending Relationships and Credit Rationing: The Impact of Securitization

24th Australasian Finance and Banking Conference 2011 Paper
Number of pages: 30 Posted: 16 Aug 2011
Santiago Carbo-Valverde, Hans Degryse and Francisco Rodriguez-Fernandez
Bangor Business School, KU Leuven, Department Accounting, Finance and Insurance and University of Granada - Department of Economic Theory and History
Downloads 170 (139,606)

Abstract:

lending relationships, financial crisis, securitization

Lending Relationships and Credit Rationing: The Impact of Securitization

Midwest Finance Association 2013 Annual Meeting Paper
Number of pages: 38 Posted: 14 Sep 2012 Last Revised: 22 Jan 2013
Santiago Carbo-Valverde, Hans Degryse and Francisco Rodriguez-Fernandez
Bangor Business School, KU Leuven, Department Accounting, Finance and Insurance and University of Granada - Department of Economic Theory and History
Downloads 106 (204,715)

Abstract:

lending relationships, financial crisis, securitization

Lending Relationships and Credit Rationing: The Impact of Securitization

CEPR Discussion Paper No. DP9138
Number of pages: 41 Posted: 28 Sep 2012
Santiago Carbo-Valverde, Hans Degryse and Francisco Rodriguez-Fernandez
Bangor Business School, KU Leuven, Department Accounting, Finance and Insurance and University of Granada - Department of Economic Theory and History
Downloads 2 (540,319)

Abstract:

financial crisis, lending relationships, securitization

6.

Trade Credit, the Financial Crisis, and SME Access to Finance

26th Australasian Finance and Banking Conference 2013
Number of pages: 43 Posted: 08 Aug 2013
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Gregory F. Udell
Bangor Business School, University of Granada - Department of Economic Theory and History and Indiana University - Kelley School of Business - Department of Finance
Downloads 301 (53,028)

Abstract:

SMEs, financing constraints, bank lending, trade credit, predictability

7.

Investigating Diversity in the Banking Sector in Europe: The Performance and Role of Savings Banks

CEPS Paperbacks
Number of pages: 214 Posted: 03 Jul 2009
Rym Ayadi, Reinhard H. Schmidt, Santiago Carbo-Valverde, Emrah Arbak and Francisco Rodriguez-Fernandez
HEC Montreal, Goethe University Frankfurt - Chair of Banking and Finance, Bangor Business School, Centre for European Policy Studies (CEPS) and University of Granada - Department of Economic Theory and History
Downloads 289 (53,848)
Citation 8

Abstract:

banking regulation, supervision

8.

ATMs vs. POS Terminals: A Horse Race?

21st Australasian Finance and Banking Conference 2008 Paper
Number of pages: 23 Posted: 10 Sep 2008 Last Revised: 26 Aug 2012
Santiago Carbo-Valverde and Francisco Rodriguez-Fernandez
Bangor Business School and University of Granada - Department of Economic Theory and History
Downloads 230 (95,317)

Abstract:

Technology diffusion, payment instruments, banks, ATMs, POS.

Regulating Two-Sided Markets: An Empirical Investigation

FRB of Chicago Working Paper No. 2009-11
Number of pages: 57 Posted: 24 Nov 2009 Last Revised: 22 Apr 2010
Santiago Carbo-Valverde, Sujit Chakravorti and Francisco Rodriguez-Fernandez
Bangor Business School, Independent and University of Granada - Department of Economic Theory and History
Downloads 117 (190,278)
Citation 5

Abstract:

Payment Choice, Merchant Adoption

Regulating Two-Sided Markets: An Empirical Investigation

ECB Working Paper No. 1137
Number of pages: 51 Posted: 17 Jan 2010
Santiago Carbo-Valverde, Sujit Chakravorti and Francisco Rodriguez-Fernandez
Bangor Business School, Independent and University of Granada - Department of Economic Theory and History
Downloads 94 (222,628)
Citation 5

Abstract:

consumer payment choice, merchant payment adoption, network competition

Safety-Net Benefits Conferred on Difficult-to-Fail-and-Unwind Banks in the US and EU Before and During the Great Recession

Number of pages: 44 Posted: 29 Jan 2011 Last Revised: 16 Aug 2011
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 124 (181,964)
Citation 2

Abstract:

financial safety net, too big to fail, financial crisis, financial subsidies,regulatory arbitrage

Safety-Net Benefits Conferred on Difficult-to-Fail-And-Unwind Banks in the Us and EU Before and During the Great Recession

NBER Working Paper No. w16787
Number of pages: 35 Posted: 14 Feb 2011
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 17 (457,397)
Citation 2

Abstract:

11.

Regulatory Arbitrage in Cross-Border Banking Mergers within the EU

Number of pages: 35 Posted: 04 Jun 2010 Last Revised: 13 Jun 2010
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Edward J. Kane
Bangor Business School, University of Granada - Department of Economic Theory and History and Boston College - Department of Finance
Downloads 121 (175,726)
Citation 1

Abstract:

bank mergers, safety-net subsidies, cross-border banking

12.

The Relationship between Mortgage Markets and House Prices: Does Financial Instability Make the Difference?

Federal Reserve Bank of Atlanta CenFIS Working Paper 10-02
Number of pages: 25 Posted: 06 Feb 2010
Santiago Carbo-Valverde and Francisco Rodriguez-Fernandez
Bangor Business School and University of Granada - Department of Economic Theory and History
Downloads 112 (167,614)

Abstract:

house prices, mortgages, banks

13.

Securitization, Bank Lending and Credit Quality: The Case of Spain

ECB Working Paper No. 1329
Number of pages: 44 Posted: 25 Apr 2011
Santiago Carbo-Valverde, David Marques-Ibanez and Francisco Rodriguez-Fernandez
Bangor Business School, European Central Bank (ECB) and University of Granada - Department of Economic Theory and History
Downloads 101 (163,848)

Abstract:

securitization, lending, risk, financial instability

14.

Are Covered Bonds a Substitute for Mortgaged-Back Securities?

Midwest Finance Association 2013 Annual Meeting Paper
Number of pages: 41 Posted: 14 Sep 2012
Santiago Carbo-Valverde, Richard J. Rosen and Francisco Rodriguez-Fernandez
Bangor Business School, Federal Reserve Bank of Chicago - Economic Research and University of Granada - Department of Economic Theory and History
Downloads 78 (237,411)

Abstract:

Covered bonds, MBS, issuance, banks

15.

Trust in Banks: Evidence from the Spanish Financial Crisis

26th Australasian Finance and Banking Conference 2013
Number of pages: 39 Posted: 15 Aug 2013
Santiago Carbo-Valverde, Eduardo Maqui Lopez and Francisco Rodriguez-Fernandez
Bangor Business School, University of Granada and University of Granada - Department of Economic Theory and History
Downloads 58 (213,512)

Abstract:

Financial Crisis, Trust in Banks, Financial Services, Distrust

16.

A Revenue-Based Frontier Measure of Banking Competition

FRB of Philadelphia Working Paper No. 10-9
Number of pages: 32 Posted: 25 Mar 2010
Santiago Carbo, David B. Humphrey and Francisco Rodriguez-Fernandez
University of Granada - Faculty of Economics and Business Administration, Florida State University - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 52 (301,797)

Abstract:

17.

Evidence of Regulatory Arbitrage in Cross-Border Mergers of Banks in the EU

NBER Working Paper No. w15447
Number of pages: 32 Posted: 03 Nov 2009
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 24 (396,094)
Citation 6

Abstract:

18.

Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries

NBER Working Paper No. w13782
Number of pages: 46 Posted: 08 Feb 2008
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 21 (415,413)
Citation 4

Abstract:

19.

Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates

Number of pages: 47 Posted: 05 May 2015 Last Revised: 29 Mar 2016
Santiago Carbo-Valverde, Sergio Mayordomo and Francisco Rodriguez-Fernandez
Bangor Business School, Banco de EspaƱa and University of Granada - Department of Economic Theory and History
Downloads 18 (294,129)

Abstract:

mortgages, financial constraints, credit risk

20.

Underwriting as Certification of Bank Bonds

Number of pages: 48 Posted: 27 Sep 2015 Last Revised: 10 Dec 2016
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Anthony Saunders
Bangor Business School, University of Granada - Department of Economic Theory and History and New York University - Leonard N. Stern School of Business
Downloads 0 (282,164)

Abstract:

banks, underwriter, bond, debt certification