Francisco Rodriguez-Fernandez

University of Granada - Department of Economic Theory and History

Granada

Spain

SCHOLARLY PAPERS

24

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7,218

CITATIONS
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Top 5,386

in Total Papers Citations

103

Scholarly Papers (24)

1.

The Economics of Credit Cards, Debit Cards and Atms: A Survey and Some New Evidence

Journal of Banking & Finance, Vol. 32, No. 8, pp. 1468-1483, August 2008, University of Alberta School of Business Research Paper No. 2013-1147
Number of pages: 36 Posted: 07 May 2006 Last Revised: 25 Jul 2013
University of Alberta - Department of Marketing, Business Economics & Law, Melbourne Business School, University of Melbourne, New York University - Leonard N. Stern School of Business, Bangor Business School and University of Granada - Department of Economic Theory and History
Downloads 1,468 (11,800)
Citation 15

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Credit Cards, debit cards, point of sale, POS, ATMs, Retail payment system

2.

Bank Market Power and SME Financing Constraints

EFA 2006 Zurich Meetings
Number of pages: 62 Posted: 20 Jun 2006
Santiago Carbo-Valverde, Gregory F. Udell and Francisco Rodriguez-Fernandez
Bangor Business School, Indiana University - Kelley School of Business - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 1,100 (18,482)
Citation 30

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Bank market power, SME financing

3.

Bank Lending, Financing Constraints and SME Investment

21st Australasian Finance and Banking Conference 2008 Paper
Number of pages: 41 Posted: 10 Sep 2008 Last Revised: 14 May 2014
Francisco Rodriguez-Fernandez, Gregory F. Udell and Santiago Carbo-Valverde
University of Granada - Department of Economic Theory and History, Indiana University - Kelley School of Business - Department of Finance and Bangor Business School
Downloads 701 (35,099)

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SMEs, financing constraints, bank lending, trade credit, predictability

Are Covered Bonds a Substitute for Mortgage-Backed Securities?

26th Australasian Finance and Banking Conference 2013
Number of pages: 42 Posted: 08 Aug 2013
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Richard J. Rosen
Bangor Business School, University of Granada - Department of Economic Theory and History and Federal Reserve Bank of Chicago - Economic Research
Downloads 272 (109,942)
Citation 4

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Are Covered Bonds a Substitute for Mortgage-Backed Securities?

FRB of Chicago Working Paper No. 2011-14
Number of pages: 41 Posted: 08 Dec 2011 Last Revised: 15 Mar 2012
Santiago Carbo-Valverde, Richard J. Rosen and Francisco Rodriguez-Fernandez
Bangor Business School, Federal Reserve Bank of Chicago - Economic Research and University of Granada - Department of Economic Theory and History
Downloads 249 (120,588)
Citation 2

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Covered bonds, mortgage-backed securities

5.

Trade Credit, the Financial Crisis, and SME Access to Finance

26th Australasian Finance and Banking Conference 2013
Number of pages: 43 Posted: 08 Aug 2013
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Gregory F. Udell
Bangor Business School, University of Granada - Department of Economic Theory and History and Indiana University - Kelley School of Business - Department of Finance
Downloads 517 (52,327)
Citation 12

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SMEs, financing constraints, bank lending, trade credit, predictability

6.

Investigating Diversity in the Banking Sector in Europe: The Performance and Role of Savings Banks

CEPS Paperbacks
Number of pages: 214 Posted: 03 Jul 2009
Rym Ayadi, Reinhard H. Schmidt, Santiago Carbo-Valverde, Emrah Arbak and Francisco Rodriguez-Fernandez
HEC Montreal, Goethe University Frankfurt - Chair of Banking and Finance, Bangor Business School, Centre for European Policy Studies (CEPS) and University of Granada - Department of Economic Theory and History
Downloads 498 (54,842)
Citation 41

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banking regulation, supervision

Lending Relationships and Credit Rationing: The Impact of Securitization

24th Australasian Finance and Banking Conference 2011 Paper
Number of pages: 30 Posted: 16 Aug 2011
Santiago Carbo-Valverde, Hans Degryse and Francisco Rodriguez-Fernandez
Bangor Business School, KU Leuven, Department Accounting, Finance and Insurance and University of Granada - Department of Economic Theory and History
Downloads 177 (167,507)

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lending relationships, financial crisis, securitization

Lending Relationships and Credit Rationing: The Impact of Securitization

Midwest Finance Association 2013 Annual Meeting Paper
Number of pages: 38 Posted: 14 Sep 2012 Last Revised: 22 Jan 2013
Santiago Carbo-Valverde, Hans Degryse and Francisco Rodriguez-Fernandez
Bangor Business School, KU Leuven, Department Accounting, Finance and Insurance and University of Granada - Department of Economic Theory and History
Downloads 111 (244,669)
Citation 3

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lending relationships, financial crisis, securitization

Lending Relationships and Credit Rationing: The Impact of Securitization

CEPR Discussion Paper No. DP9138
Number of pages: 41 Posted: 28 Sep 2012
Santiago Carbo-Valverde, Hans Degryse and Francisco Rodriguez-Fernandez
Bangor Business School, KU Leuven, Department Accounting, Finance and Insurance and University of Granada - Department of Economic Theory and History
Downloads 2 (660,070)
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financial crisis, lending relationships, securitization

8.

ATMs vs. POS Terminals: A Horse Race?

21st Australasian Finance and Banking Conference 2008 Paper
Number of pages: 23 Posted: 10 Sep 2008 Last Revised: 26 Aug 2012
Santiago Carbo-Valverde and Francisco Rodriguez-Fernandez
Bangor Business School and University of Granada - Department of Economic Theory and History
Downloads 268 (112,214)

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Technology diffusion, payment instruments, banks, ATMs, POS.

Regulating Two-Sided Markets: An Empirical Investigation

FRB of Chicago Working Paper No. 2009-11
Number of pages: 57 Posted: 24 Nov 2009 Last Revised: 22 Apr 2010
Santiago Carbo-Valverde, Sujit Chakravorti and Francisco Rodriguez-Fernandez
Bangor Business School, Independent and University of Granada - Department of Economic Theory and History
Downloads 155 (188,014)
Citation 8

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Payment Choice, Merchant Adoption

Regulating Two-Sided Markets: An Empirical Investigation

ECB Working Paper No. 1137
Number of pages: 51 Posted: 17 Jan 2010
Santiago Carbo-Valverde, Sujit Chakravorti and Francisco Rodriguez-Fernandez
Bangor Business School, Independent and University of Granada - Department of Economic Theory and History
Downloads 101 (261,621)

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consumer payment choice, merchant payment adoption, network competition

Safety-Net Benefits Conferred on Difficult-to-Fail-and-Unwind Banks in the US and EU Before and During the Great Recession

Number of pages: 44 Posted: 29 Jan 2011 Last Revised: 16 Aug 2011
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 126 (222,561)
Citation 4

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financial safety net, too big to fail, financial crisis, financial subsidies,regulatory arbitrage

Safety-Net Benefits Conferred on Difficult-to-Fail-And-Unwind Banks in the Us and EU Before and During the Great Recession

NBER Working Paper No. w16787
Number of pages: 35 Posted: 14 Feb 2011 Last Revised: 12 Jul 2011
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 18 (545,038)

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11.

Trust in Banks: Evidence from the Spanish Financial Crisis

26th Australasian Finance and Banking Conference 2013
Number of pages: 39 Posted: 15 Aug 2013
Santiago Carbo-Valverde, Eduardo Maqui Lopez and Francisco Rodriguez-Fernandez
Bangor Business School, University of Granada and University of Granada - Department of Economic Theory and History
Downloads 195 (153,434)
Citation 7

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Financial Crisis, Trust in Banks, Financial Services, Distrust

12.

Securitization, Bank Lending and Credit Quality: The Case of Spain

ECB Working Paper No. 1329
Number of pages: 44 Posted: 25 Apr 2011
Santiago Carbo-Valverde, David Marques-Ibanez and Francisco Rodriguez-Fernandez
Bangor Business School, European Central Bank (ECB) and University of Granada - Department of Economic Theory and History
Downloads 187 (159,355)
Citation 1

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securitization, lending, risk, financial instability

13.

The Impact of Lending Relationships on the Choice and Structure of Bond Underwriting Syndicates

Number of pages: 55 Posted: 31 Mar 2017 Last Revised: 21 Jun 2018
Santiago Carbo-Valverde, Pedro Cuadros-Solas and Francisco Rodriguez-Fernandez
Bangor Business School, Colegio Universitario de Estudios Financieros (CUNEF) and University of Granada - Department of Economic Theory and History
Downloads 161 (181,730)

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underwriters, banks, syndicate, bond, multiple underwritten

14.

The Relationship between Mortgage Markets and House Prices: Does Financial Instability Make the Difference?

Federal Reserve Bank of Atlanta CenFIS Working Paper 10-02
Number of pages: 25 Posted: 06 Feb 2010
Santiago Carbo-Valverde and Francisco Rodriguez-Fernandez
Bangor Business School and University of Granada - Department of Economic Theory and History
Downloads 157 (185,680)
Citation 2

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house prices, mortgages, banks

15.

Regulatory Arbitrage in Cross-Border Banking Mergers within the EU

Number of pages: 35 Posted: 04 Jun 2010 Last Revised: 13 Jun 2010
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Edward J. Kane
Bangor Business School, University of Granada - Department of Economic Theory and History and Boston College - Department of Finance
Downloads 136 (208,812)
Citation 10

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bank mergers, safety-net subsidies, cross-border banking

16.

How Do Bank Customers Go Digital? A Machine Learning Approach

Number of pages: 43 Posted: 19 Jun 2018 Last Revised: 04 Oct 2018
Santiago Carbo-Valverde, Pedro Cuadros-Solas and Francisco Rodriguez-Fernandez
Bangor Business School, Colegio Universitario de Estudios Financieros (CUNEF) and University of Granada - Department of Economic Theory and History
Downloads 123 (225,800)

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technology adoption, banks, machine learning

17.

Underwriting as Certification of Bank Bonds

Number of pages: 48 Posted: 27 Sep 2015 Last Revised: 10 Dec 2016
Santiago Carbo-Valverde, Francisco Rodriguez-Fernandez and Anthony Saunders
Bangor Business School, University of Granada - Department of Economic Theory and History and New York University - Leonard N. Stern School of Business
Downloads 105 (253,162)
Citation 1

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banks, underwriter, bond, debt certification

18.

Are Covered Bonds a Substitute for Mortgaged-Back Securities?

Midwest Finance Association 2013 Annual Meeting Paper
Number of pages: 41 Posted: 14 Sep 2012
Santiago Carbo-Valverde, Richard J. Rosen and Francisco Rodriguez-Fernandez
Bangor Business School, Federal Reserve Bank of Chicago - Economic Research and University of Granada - Department of Economic Theory and History
Downloads 91 (278,114)
Citation 1

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Covered bonds, MBS, issuance, banks

19.

Non-Pricing Drivers of Underwriters’ Market Shares in Corporate Bond Markets

Number of pages: 34 Posted: 01 Feb 2018 Last Revised: 26 Sep 2018
Santiago Carbo-Valverde, Pedro Cuadros-Solas and Francisco Rodriguez-Fernandez
Bangor Business School, Colegio Universitario de Estudios Financieros (CUNEF) and University of Granada - Department of Economic Theory and History
Downloads 80 (301,043)

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underwriters, market shares, bond, lending

Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates

Number of pages: 47 Posted: 05 May 2015 Last Revised: 29 Mar 2016
Santiago Carbo-Valverde, Sergio Mayordomo and Francisco Rodriguez-Fernandez
Bangor Business School, Banco de España and University of Granada - Department of Economic Theory and History
Downloads 69 (331,297)

Abstract:

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mortgages, financial constraints, credit risk

Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates

Journal of Real Estate Finance and Economics, Vol. 56, No. 1, 2018
Posted: 08 Feb 2018
Santiago Carbo-Valverde, Sergio Mayordomo and Francisco Rodriguez-Fernandez
Bangor Business School, Banco de España and University of Granada - Department of Economic Theory and History

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Households; Mortgages; Financial Constraints; Credit Risk

21.

A Revenue-Based Frontier Measure of Banking Competition

FRB of Philadelphia Working Paper No. 10-9
Number of pages: 32 Posted: 25 Mar 2010
Santiago Carbo, David B. Humphrey and Francisco Rodriguez-Fernandez
University of Granada - Faculty of Economics and Business Administration, Florida State University - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 55 (367,088)
Citation 1

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22.

Do Bank Bailouts Have an Impact on the Underwriting Business?

Number of pages: 39 Posted: 12 Oct 2018
Santiago Carbo-Valverde, Pedro Cuadros-Solas and Francisco Rodriguez-Fernandez
Bangor Business School, Colegio Universitario de Estudios Financieros (CUNEF) and University of Granada - Department of Economic Theory and History
Downloads 42 (411,238)

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Underwriters, Bailout, Reputation, Recapitalization

23.

Evidence of Regulatory Arbitrage in Cross-Border Mergers of Banks in the EU

NBER Working Paper No. w15447
Number of pages: 32 Posted: 03 Nov 2009 Last Revised: 17 Sep 2010
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 30 (461,033)
Citation 9

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24.

Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries

NBER Working Paper No. w13782
Number of pages: 46 Posted: 08 Feb 2008 Last Revised: 30 Aug 2010
Santiago Carbo-Valverde, Edward J. Kane and Francisco Rodriguez-Fernandez
Bangor Business School, Boston College - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 24 (491,975)
Citation 14

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