University of Minnesota - Twin Cities - Carlson School of Management, Claremont Colleges - Claremont Graduate University, Massachusetts Institute of Technology (MIT) - Sloan School of Management, University of Arizona - Center for the Management of Information (CMI), University of Hawaii and University of Texas at Austin - Department of Information, Risk and Operations Management

University of Arkansas - Department of Information Systems, affiliation not provided to SSRN, University of Minnesota - Twin Cities - Carlson School of Management and University of Arkansas

Tulane University - A.B. Freeman School of Business, University of California, Irvine School of Law and University of Minnesota - Twin Cities - Carlson School of Management