Renuka Sane

National Institute of Public Finance and Policy

18/2, Satsang Vihar Marg

New Delhi, 110067

India

SCHOLARLY PAPERS

21

DOWNLOADS

2,446

SSRN CITATIONS

5

CROSSREF CITATIONS

12

Scholarly Papers (21)

1.

Towards a Privacy Framework for India in the Age of the Internet

Working Paper No. 179, NIPFP Working Paper Series
Number of pages: 58 Posted: 03 Jan 2017
Vrinda Bhandari and Renuka Sane
Independent and National Institute of Public Finance and Policy
Downloads 352 (107,373)
Citation 1

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Privacy, big data, India, Aadhaar, UID, Information Technology Act, digital

2.

A Critique of the Aadhaar Legal Framework

31 NSLIR Rev 1-23 (2019)
Number of pages: 23 Posted: 11 Jul 2019
Vrinda Bhandari and Renuka Sane
Independent and National Institute of Public Finance and Policy
Downloads 250 (154,057)
Citation 2

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Aadhaar, UIDAI, excessive delegation, accountability, grievance redress, privacy, India, digital identity, biometric, regulation

3.

Protecting Citizens From the State Post Puttaswamy: Analysing the Privacy Implications of the Justice Srikrishna Committee Report and the Data Protection Bill, 2018

14(2) Socio Legal Review 143-169 (2018)
Number of pages: 27 Posted: 11 Oct 2018 Last Revised: 09 Jul 2019
Vrinda Bhandari and Renuka Sane
Independent and National Institute of Public Finance and Policy
Downloads 244 (157,747)

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Privacy, Puttaswamy, Justice Srikrishna, Data Protection, Personal Data Protection Bill, 2018,India, State Capacity, Regulation

4.

The Way Forward for Personal Insolvency in the Indian Insolvency and Bankruptcy Code

Number of pages: 29 Posted: 12 Jan 2019
Renuka Sane
National Institute of Public Finance and Policy
Downloads 215 (178,044)

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consumer bankruptcy, bankruptcy, development, consumer finance, finance, India

On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market

Number of pages: 54 Posted: 06 Feb 2013 Last Revised: 15 Sep 2015
University of Pennsylvania - Wharton School of Business - Business Economics and Public Policy Department, RMIT University, National Institute of Public Finance and Policy and University of Central Florida - College of Business Administration
Downloads 198 (192,069)
Citation 1

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brokers, mutual funds, emerging markets

On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market

Number of pages: 58 Posted: 12 Jan 2015
University of Pennsylvania - Wharton School of Business - Business Economics and Public Policy Department, RMIT University, National Institute of Public Finance and Policy and University of Central Florida - College of Business Administration
Downloads 9 (752,491)
Citation 1

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6.

A Policy Response to the Indian Micro-Finance Crisis

Number of pages: 49 Posted: 17 May 2011
Renuka Sane and Susan Thomas
National Institute of Public Finance and Policy and XKDR
Downloads 191 (198,459)
Citation 2

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financial services distribution, consumer protection, credit bureaus, securitisation, micro-finance

7.

Misled and Mis-Sold: Financial Misbehaviour in Retail Banks?

Number of pages: 42 Posted: 18 Jul 2016
Renuka Sane and Monika Halan
National Institute of Public Finance and Policy and Independent
Downloads 170 (219,646)
Citation 1

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retail finance, banks, consumer-protection, disclosure, sales incentives, India

8.

Analysing India’s KYC Framework: Can We Do Things Better?

Number of pages: 55 Posted: 08 Feb 2021
National Institute of Public Finance and Policy, National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and National Institute of Public Finance and Policy
Downloads 149 (245,301)

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KYC, FATF, Financial Inclusion, PMLA, Identity

9.

Disclosures in Privacy Policies: Does 'Notice and Consent' Work?

NIPFP Working Paper Series, WP No. 246, 2018
Number of pages: 45 Posted: 13 Feb 2019
National Institute of Public Finance and Policy, National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and National Institute of Public Finance and Policy
Downloads 140 (257,759)

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privacy, privacy policies, disclosure, notice, consent, survey

10.

A Maximalist Approach to Data from India’s New Insolvency and Bankruptcy System

Tulane Public Law Research Paper No. 19-4
Number of pages: 43 Posted: 09 Jan 2019
Adam Feibelman and Renuka Sane
Tulane University - Law School and National Institute of Public Finance and Policy
Downloads 135 (265,289)

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insolvency, bankruptcy, data, India

11.

Unshrouding product-specific attributes through financial education

Number of pages: 67 Posted: 08 Feb 2020 Last Revised: 08 Apr 2021
Aarhus University, Queen Mary University of London, University of Warwick and National Institute of Public Finance and Policy
Downloads 128 (276,082)

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financial education, financial literacy, household finance

12.

Designing a Personal Insolvency Regime: A Baseline Framework for India’s Insolvency and Bankruptcy Code

Insolvency and Bankruptcy Board of India, "The Evolving Insolvency and Bankruptcy Regime in India: A Narrative", Forthcoming, Tulane Public Law Research Paper 20-17
Number of pages: 21 Posted: 14 Sep 2020 Last Revised: 02 Feb 2021
Adam Feibelman and Renuka Sane
Tulane University - Law School and National Institute of Public Finance and Policy
Downloads 79 (379,784)

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Consumer Bankruptcy, Personal Insolvency, India

13.

Means-Tested Age Pension and Homeownership: Is There a Link?

UNSW Australian School of Business Research Paper No. 2011 ECON 02
Number of pages: 32 Posted: 15 Feb 2011
Sang-Wook (Stanley) Cho and Renuka Sane
UNSW Australia Business School, School of Economics and National Institute of Public Finance and Policy
Downloads 52 (469,801)
Citation 2

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means-tested age pension, homeownership, lifecycle model, portfolio choice

14.

Comments on the `Report by the Committee of Experts on Non-Personal Data Governance Framework'

Number of pages: 25 Posted: 07 Jan 2021
Rishab Bailey, Smriti Parsheera and Renuka Sane
National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and National Institute of Public Finance and Policy
Downloads 49 (482,056)

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non-personal data, data governance, gopalakrishna committee report

15.

Simulating Pension Income Scenarios with penCalc: An Illustration for India's National Pension System

World Bank Policy Research Working Paper No. 8304
Number of pages: 38 Posted: 18 Jan 2018 Last Revised: 29 Jan 2018
Renuka Sane and William Joseph Price
National Institute of Public Finance and Policy and World Bank
Downloads 23 (619,509)

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Social Protections & Assistance, Technology Industry, Technology Innovation

16.

Grievance Redress by Courts in Consumer Finance Disputes

NIPFP Working Paper No 331
Number of pages: 33 Posted: 22 Mar 2021 Last Revised: 03 Sep 2021
Karan Gulati and Renuka Sane
NIPFP and National Institute of Public Finance and Policy
Downloads 18 (654,925)

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Consumer Finance, Grievance Redress, Courts

17.

Do Disclosures Matter? The Case of Life Insurance

Number of pages: 18 Posted: 10 Feb 2017
Renuka Sane and Monika Halan
National Institute of Public Finance and Policy and Independent
Downloads 17 (662,068)

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disclosures; life insurancel India

18.

Should Consumers Be Prohibited From Storing Card Data on the Internet?

Number of pages: 25 Posted: 03 Jul 2021
Renuka Sane, Ajay Shah and Bhargavi Zaveri
National Institute of Public Finance and Policy, Independent and Independent
Downloads 12 (700,159)

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payment systems, law, technology, data protection, payment gateways, payments policy

19.

Consumption Baskets of Indian Households: Comparing Estimates From the CPI, CES and CPHS

Number of pages: 44 Posted: 30 Aug 2021
Ananya Goyal, Radhika Pandey and Renuka Sane
National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and National Institute of Public Finance and Policy
Downloads 9 (723,707)

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20.

The Real Cost of Credit Constraints: Evidence from Micro- Finance

Number of pages: 35 Posted: 28 Apr 2014
Renuka Sane and Susan Thomas
National Institute of Public Finance and Policy and XKDR
Downloads 6 (747,430)

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micro-credit, micro-finance ban, natural experiment, Andhra Pradesh

21.

From Participation to Repurchase: Low Income Households and Micro‐Insurance

Journal of Risk and Insurance, Vol. 87, Issue 3, pp. 783-814, 2020
Number of pages: 32 Posted: 30 Sep 2020
Renuka Sane and Susan Thomas
National Institute of Public Finance and Policy and XKDR
Downloads 0 (808,641)
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