Renuka Sane

Trustbridge Rule of Law Foundation

New Delhi

India

National Institute of Public Finance and Policy

18/2, Satsang Vihar Marg

New Delhi, 110067

India

SCHOLARLY PAPERS

25

DOWNLOADS

5,584

SSRN CITATIONS

16

CROSSREF CITATIONS

13

Scholarly Papers (25)

1.

Analysing India’s KYC Framework: Can We Do Things Better?

Number of pages: 55 Posted: 08 Feb 2021
xKDR Forum, National Institute of Public Finance and Policy, Trustbridge Rule of Law Foundation and National Institute of Public Finance and Policy
Downloads 707 (69,266)
Citation 1

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KYC, FATF, Financial Inclusion, PMLA, Identity

2.

The Way Forward for Personal Insolvency in the Indian Insolvency and Bankruptcy Code

Number of pages: 29 Posted: 12 Jan 2019
Renuka Sane
Trustbridge Rule of Law Foundation
Downloads 693 (70,794)

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consumer bankruptcy, bankruptcy, development, consumer finance, finance, India

3.

Towards a Privacy Framework for India in the Age of the Internet

Working Paper No. 179, NIPFP Working Paper Series
Number of pages: 58 Posted: 03 Jan 2017
Vrinda Bhandari and Renuka Sane
Independent and Trustbridge Rule of Law Foundation
Downloads 501 (106,314)
Citation 1

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Privacy, big data, India, Aadhaar, UID, Information Technology Act, digital

4.

A Critique of the Aadhaar Legal Framework

31 NSLIR Rev 1-23 (2019)
Number of pages: 23 Posted: 11 Jul 2019
Vrinda Bhandari and Renuka Sane
Independent and Trustbridge Rule of Law Foundation
Downloads 388 (143,294)
Citation 2

Abstract:

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Aadhaar, UIDAI, excessive delegation, accountability, grievance redress, privacy, India, digital identity, biometric, regulation

5.

Protecting Citizens From the State Post Puttaswamy: Analysing the Privacy Implications of the Justice Srikrishna Committee Report and the Data Protection Bill, 2018

14(2) Socio Legal Review 143-169 (2018)
Number of pages: 27 Posted: 11 Oct 2018 Last Revised: 09 Jul 2019
Vrinda Bhandari and Renuka Sane
Independent and Trustbridge Rule of Law Foundation
Downloads 359 (156,227)

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Privacy, Puttaswamy, Justice Srikrishna, Data Protection, Personal Data Protection Bill, 2018,India, State Capacity, Regulation

6.

Reconsidering SEBI Disgorgement

Number of pages: 28 Posted: 14 Jun 2022
Renuka Sane and S. Vivek
Trustbridge Rule of Law Foundation and National Law School of India University, Bangalore
Downloads 270 (210,837)

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disgorgement, regulatory governance, SEBI, India

On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market

Number of pages: 54 Posted: 06 Feb 2013 Last Revised: 15 Sep 2015
University of Pennsylvania - Wharton School of Business - Business Economics and Public Policy Department, RMIT University, Trustbridge Rule of Law Foundation and University of Central Florida - College of Business Administration
Downloads 230 (245,781)
Citation 1

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brokers, mutual funds, emerging markets

On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market

Number of pages: 58 Posted: 12 Jan 2015
University of Pennsylvania - Wharton School of Business - Business Economics and Public Policy Department, RMIT University, Trustbridge Rule of Law Foundation and University of Central Florida - College of Business Administration
Downloads 38 (818,314)
Citation 1

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8.

A Policy Response to the Indian Micro-Finance Crisis

Number of pages: 49 Posted: 17 May 2011
Renuka Sane and Susan Thomas
Trustbridge Rule of Law Foundation and xKDR Forum
Downloads 246 (231,225)
Citation 2

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financial services distribution, consumer protection, credit bureaus, securitisation, micro-finance

9.

Redefining Successful Financial Education

Number of pages: 60 Posted: 08 Feb 2020 Last Revised: 09 May 2022
Leibniz Institute for Financial Research SAFE, Queen Mary University of London, University of Warwick and Trustbridge Rule of Law Foundation
Downloads 243 (233,964)

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financial education, financial literacy, household finance

10.

Disclosures in Privacy Policies: Does 'Notice and Consent' Work?

NIPFP Working Paper Series, WP No. 246, 2018
Number of pages: 45 Posted: 13 Feb 2019
xKDR Forum, CyberBRICS Project, FGV Law School, University of Melbourne - Melbourne Law School and Trustbridge Rule of Law Foundation
Downloads 239 (237,819)
Citation 3

Abstract:

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privacy, privacy policies, disclosure, notice, consent, survey

11.

Misled and Mis-Sold: Financial Misbehaviour in Retail Banks?

Number of pages: 42 Posted: 18 Jul 2016
Renuka Sane and Monika Halan
Trustbridge Rule of Law Foundation and Independent
Downloads 219 (258,489)
Citation 1

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retail finance, banks, consumer-protection, disclosure, sales incentives, India

12.

A Maximalist Approach to Data from India’s New Insolvency and Bankruptcy System

Tulane Public Law Research Paper No. 19-4
Number of pages: 43 Posted: 09 Jan 2019
Adam Feibelman and Renuka Sane
Tulane University - Law School and Trustbridge Rule of Law Foundation
Downloads 208 (271,164)

Abstract:

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insolvency, bankruptcy, data, India

13.

Designing a Personal Insolvency Regime: A Baseline Framework for India’s Insolvency and Bankruptcy Code

Insolvency and Bankruptcy Board of India, "The Evolving Insolvency and Bankruptcy Regime in India: A Narrative", Forthcoming, Tulane Public Law Research Paper 20-17
Number of pages: 21 Posted: 14 Sep 2020 Last Revised: 02 Feb 2021
Adam Feibelman and Renuka Sane
Tulane University - Law School and Trustbridge Rule of Law Foundation
Downloads 169 (326,345)

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Consumer Bankruptcy, Personal Insolvency, India

14.

Simulating Pension Income Scenarios with penCalc: An Illustration for India's National Pension System

World Bank Policy Research Working Paper No. 8304
Number of pages: 38 Posted: 18 Jan 2018 Last Revised: 29 Jan 2018
Renuka Sane and William Joseph Price
Trustbridge Rule of Law Foundation and World Bank
Downloads 146 (370,960)

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Social Protections & Assistance, Technology Industry, Technology Innovation

15.

Lost in Translation: Legislative Drafting and Judicial Discretion

Number of pages: 20 Posted: 28 Apr 2023
Madhav Goel and Renuka Sane
Trustbridge Rule of Law Foundation and Trustbridge Rule of Law Foundation
Downloads 134 (397,010)

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16.

Comments on the `Report by the Committee of Experts on Non-Personal Data Governance Framework'

Number of pages: 25 Posted: 07 Jan 2021
Rishab Bailey, Smriti Parsheera and Renuka Sane
xKDR Forum, CyberBRICS Project, FGV Law School and Trustbridge Rule of Law Foundation
Downloads 134 (394,639)

Abstract:

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non-personal data, data governance, gopalakrishna committee report

17.

Consumer Grievance Redress in Indian Financial Markets

Number of pages: 26 Posted: 11 May 2022
Queen Mary University of London, Trustbridge Rule of Law Foundation and affiliation not provided to SSRN
Downloads 132 (399,278)

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consumer complaints; India; financial markets

18.

Grievance Redress by Courts in Consumer Finance Disputes

NIPFP Working Paper No 331
Number of pages: 33 Posted: 22 Mar 2021 Last Revised: 03 Sep 2021
Karan Gulati and Renuka Sane
Vidhi Centre for Legal Policy and Trustbridge Rule of Law Foundation
Downloads 114 (445,924)

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Consumer Finance, Grievance Redress, Courts

19.

Consumption Baskets of Indian Households: Comparing Estimates From the CPI, CES and CPHS

Number of pages: 44 Posted: 30 Aug 2021
Ananya Goyal, Radhika Pandey and Renuka Sane
National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and Trustbridge Rule of Law Foundation
Downloads 103 (480,081)
Citation 1

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20.

Do Indian Financial Firms Have a Robust Grievance Redress Framework in Place?

NIPFP Working Paper Series 2021
Number of pages: 28 Posted: 09 Feb 2022
Queen Mary University of London, Trustbridge Rule of Law Foundation, National Institute of Public Finance and Policy and XKDR Forum
Downloads 77 (575,747)

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Grievance Redress Mechanism, Complaints System, Indian Financial Firms

21.

Means-Tested Age Pension and Homeownership: Is There a Link?

UNSW Australian School of Business Research Paper No. 2011 ECON 02
Number of pages: 32 Posted: 15 Feb 2011
Sang-Wook (Stanley) Cho and Renuka Sane
UNSW Australia Business School, School of Economics and Trustbridge Rule of Law Foundation
Downloads 72 (597,801)
Citation 4

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means-tested age pension, homeownership, lifecycle model, portfolio choice

22.

Should Consumers Be Prohibited From Storing Card Data on the Internet?

Number of pages: 25 Posted: 03 Jul 2021
Renuka Sane, Ajay Shah and Bhargavi Zaveri
Trustbridge Rule of Law Foundation, Independent and Independent
Downloads 64 (636,245)

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payment systems, law, technology, data protection, payment gateways, payments policy

23.

Do Disclosures Matter? The Case of Life Insurance

Number of pages: 18 Posted: 10 Feb 2017
Renuka Sane and Monika Halan
Trustbridge Rule of Law Foundation and Independent
Downloads 50 (714,701)

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disclosures; life insurancel India

24.

The Real Cost of Credit Constraints: Evidence from Micro- Finance

Number of pages: 35 Posted: 28 Apr 2014
Renuka Sane and Susan Thomas
Trustbridge Rule of Law Foundation and xKDR Forum
Downloads 25 (906,415)
Citation 1

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micro-credit, micro-finance ban, natural experiment, Andhra Pradesh

25.

Understanding Judicial Delay through Hazard Models: Analysis of the Income Tax Appellate Tribunal in India

Number of pages: 20 Posted: 28 Jun 2017
Pratik Datta, Surya Prakash B S and Renuka Sane
Shardul Amarchand Mangaldas & Co., DAKSH and Trustbridge Rule of Law Foundation
Downloads 23 (935,266)

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ITAT, Judicial Delay, Survival Analysis, Hazard Model