Renuka Sane

National Institute of Public Finance and Policy

18/2, Satsang Vihar Marg

New Delhi, 110067

India

SCHOLARLY PAPERS

24

DOWNLOADS

3,329

SSRN CITATIONS

5

CROSSREF CITATIONS

12

Scholarly Papers (24)

1.

Towards a Privacy Framework for India in the Age of the Internet

Working Paper No. 179, NIPFP Working Paper Series
Number of pages: 58 Posted: 03 Jan 2017
Vrinda Bhandari and Renuka Sane
Independent and National Institute of Public Finance and Policy
Downloads 390 (107,125)
Citation 1

Abstract:

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Privacy, big data, India, Aadhaar, UID, Information Technology Act, digital

2.

The Way Forward for Personal Insolvency in the Indian Insolvency and Bankruptcy Code

Number of pages: 29 Posted: 12 Jan 2019
Renuka Sane
National Institute of Public Finance and Policy
Downloads 323 (131,804)

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consumer bankruptcy, bankruptcy, development, consumer finance, finance, India

3.

Analysing India’s KYC Framework: Can We Do Things Better?

Number of pages: 55 Posted: 08 Feb 2021
Independent, National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and National Institute of Public Finance and Policy
Downloads 317 (135,255)
Citation 1

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KYC, FATF, Financial Inclusion, PMLA, Identity

4.

A Critique of the Aadhaar Legal Framework

31 NSLIR Rev 1-23 (2019)
Number of pages: 23 Posted: 11 Jul 2019
Vrinda Bhandari and Renuka Sane
Independent and National Institute of Public Finance and Policy
Downloads 298 (143,370)
Citation 2

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Aadhaar, UIDAI, excessive delegation, accountability, grievance redress, privacy, India, digital identity, biometric, regulation

5.

Protecting Citizens From the State Post Puttaswamy: Analysing the Privacy Implications of the Justice Srikrishna Committee Report and the Data Protection Bill, 2018

14(2) Socio Legal Review 143-169 (2018)
Number of pages: 27 Posted: 11 Oct 2018 Last Revised: 09 Jul 2019
Vrinda Bhandari and Renuka Sane
Independent and National Institute of Public Finance and Policy
Downloads 281 (152,334)

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Privacy, Puttaswamy, Justice Srikrishna, Data Protection, Personal Data Protection Bill, 2018,India, State Capacity, Regulation

On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market

Number of pages: 54 Posted: 06 Feb 2013 Last Revised: 15 Sep 2015
University of Pennsylvania - Wharton School of Business - Business Economics and Public Policy Department, RMIT University, National Institute of Public Finance and Policy and University of Central Florida - College of Business Administration
Downloads 200 (211,126)
Citation 1

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brokers, mutual funds, emerging markets

On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market

Number of pages: 58 Posted: 12 Jan 2015
University of Pennsylvania - Wharton School of Business - Business Economics and Public Policy Department, RMIT University, National Institute of Public Finance and Policy and University of Central Florida - College of Business Administration
Downloads 10 (818,420)
Citation 1

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7.

A Policy Response to the Indian Micro-Finance Crisis

Number of pages: 49 Posted: 17 May 2011
Renuka Sane and Susan Thomas
National Institute of Public Finance and Policy and xKDR Forum
Downloads 200 (211,267)
Citation 2

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financial services distribution, consumer protection, credit bureaus, securitisation, micro-finance

8.

Disclosures in Privacy Policies: Does 'Notice and Consent' Work?

NIPFP Working Paper Series, WP No. 246, 2018
Number of pages: 45 Posted: 13 Feb 2019
Independent, Independent, National Institute of Public Finance and Policy and National Institute of Public Finance and Policy
Downloads 185 (226,275)
Citation 1

Abstract:

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privacy, privacy policies, disclosure, notice, consent, survey

9.

Misled and Mis-Sold: Financial Misbehaviour in Retail Banks?

Number of pages: 42 Posted: 18 Jul 2016
Renuka Sane and Monika Halan
National Institute of Public Finance and Policy and Independent
Downloads 183 (228,443)
Citation 1

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retail finance, banks, consumer-protection, disclosure, sales incentives, India

10.

Redefining Successful Financial Education

Number of pages: 60 Posted: 08 Feb 2020 Last Revised: 09 May 2022
Aarhus University, Queen Mary University of London, University of Warwick and National Institute of Public Finance and Policy
Downloads 160 (256,030)

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financial education, financial literacy, household finance

11.

A Maximalist Approach to Data from India’s New Insolvency and Bankruptcy System

Tulane Public Law Research Paper No. 19-4
Number of pages: 43 Posted: 09 Jan 2019
Adam Feibelman and Renuka Sane
Tulane University - Law School and National Institute of Public Finance and Policy
Downloads 153 (265,476)

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insolvency, bankruptcy, data, India

12.

Designing a Personal Insolvency Regime: A Baseline Framework for India’s Insolvency and Bankruptcy Code

Insolvency and Bankruptcy Board of India, "The Evolving Insolvency and Bankruptcy Regime in India: A Narrative", Forthcoming, Tulane Public Law Research Paper 20-17
Number of pages: 21 Posted: 14 Sep 2020 Last Revised: 02 Feb 2021
Adam Feibelman and Renuka Sane
Tulane University - Law School and National Institute of Public Finance and Policy
Downloads 113 (333,486)

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Consumer Bankruptcy, Personal Insolvency, India

13.

Consumer Grievance Redress in Indian Financial Markets

Number of pages: 26 Posted: 11 May 2022
Queen Mary University of London, National Institute of Public Finance and Policy and affiliation not provided to SSRN
Downloads 92 (381,590)

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consumer complaints; India; financial markets

14.

Comments on the `Report by the Committee of Experts on Non-Personal Data Governance Framework'

Number of pages: 25 Posted: 07 Jan 2021
Rishab Bailey, Smriti Parsheera and Renuka Sane
Independent, Independent and National Institute of Public Finance and Policy
Downloads 92 (381,590)

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non-personal data, data governance, gopalakrishna committee report

15.

Reconsidering SEBI Disgorgement

Number of pages: 28 Posted: 14 Jun 2022
Renuka Sane and S. Vivek
National Institute of Public Finance and Policy and National Law School of India University, Bangalore
Downloads 76 (427,272)

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disgorgement, regulatory governance, SEBI, India

16.

Means-Tested Age Pension and Homeownership: Is There a Link?

UNSW Australian School of Business Research Paper No. 2011 ECON 02
Number of pages: 32 Posted: 15 Feb 2011
Sang-Wook (Stanley) Cho and Renuka Sane
UNSW Australia Business School, School of Economics and National Institute of Public Finance and Policy
Downloads 55 (502,461)
Citation 2

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means-tested age pension, homeownership, lifecycle model, portfolio choice

17.

Grievance Redress by Courts in Consumer Finance Disputes

NIPFP Working Paper No 331
Number of pages: 33 Posted: 22 Mar 2021 Last Revised: 03 Sep 2021
Karan Gulati and Renuka Sane
Vidhi Centre for Legal Policy and National Institute of Public Finance and Policy
Downloads 45 (546,912)

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Consumer Finance, Grievance Redress, Courts

18.

Simulating Pension Income Scenarios with penCalc: An Illustration for India's National Pension System

World Bank Policy Research Working Paper No. 8304
Number of pages: 38 Posted: 18 Jan 2018 Last Revised: 29 Jan 2018
Renuka Sane and William Joseph Price
National Institute of Public Finance and Policy and World Bank
Downloads 44 (551,750)

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Social Protections & Assistance, Technology Industry, Technology Innovation

19.

Should Consumers Be Prohibited From Storing Card Data on the Internet?

Number of pages: 25 Posted: 03 Jul 2021
Renuka Sane, Ajay Shah and Bhargavi Zaveri
National Institute of Public Finance and Policy, Independent and Independent
Downloads 29 (635,375)

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payment systems, law, technology, data protection, payment gateways, payments policy

20.

Consumption Baskets of Indian Households: Comparing Estimates From the CPI, CES and CPHS

Number of pages: 44 Posted: 30 Aug 2021
Ananya Goyal, Radhika Pandey and Renuka Sane
National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and National Institute of Public Finance and Policy
Downloads 26 (655,770)

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21.

Do Disclosures Matter? The Case of Life Insurance

Number of pages: 18 Posted: 10 Feb 2017
Renuka Sane and Monika Halan
National Institute of Public Finance and Policy and Independent
Downloads 26 (655,770)

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disclosures; life insurancel India

22.

Do Indian Financial Firms Have a Robust Grievance Redress Framework in Place?

NIPFP Working Paper Series 2021
Number of pages: 28 Posted: 09 Feb 2022
Queen Mary University of London, National Institute of Public Finance and Policy, National Institute of Public Finance and Policy and Erasmus University Rotterdam (EUR) - European Master in Law and Economics (candidate)
Downloads 20 (700,981)

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Grievance Redress Mechanism, Complaints System, Indian Financial Firms

23.

The Real Cost of Credit Constraints: Evidence from Micro- Finance

Number of pages: 35 Posted: 28 Apr 2014
Renuka Sane and Susan Thomas
National Institute of Public Finance and Policy and xKDR Forum
Downloads 10 (788,624)

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micro-credit, micro-finance ban, natural experiment, Andhra Pradesh

24.

From Participation to Repurchase: Low Income Households and Micro‐Insurance

Journal of Risk and Insurance, Vol. 87, Issue 3, pp. 783-814, 2020
Number of pages: 32 Posted: 30 Sep 2020
Renuka Sane and Susan Thomas
National Institute of Public Finance and Policy and xKDR Forum
Downloads 1 (889,061)

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