University of South-Eastern Norway, University of Gothenburg, Monash University, Gdańsk University of Technology, Free University of Bozen-Bolzano, affiliation not provided to SSRN, Free University of Bozen-Bolzano, Free University of Bozen-Bolzano, Free University of Bozen-Bolzano, University of Helsinki, Tampere University, Tampere University, affiliation not provided to SSRN, affiliation not provided to SSRN and Tampere University