Tess Wilkinson‐Ryan

University of Pennsylvania Carey Law School

Assistant Professor

3501 Sansom Street

Philadelphia, PA 19104

United States

SCHOLARLY PAPERS

18

DOWNLOADS
Rank 11,182

SSRN RANKINGS

Top 11,182

in Total Papers Downloads

7,503

SSRN CITATIONS
Rank 15,722

SSRN RANKINGS

Top 15,722

in Total Papers Citations

45

CROSSREF CITATIONS

39

Scholarly Papers (18)

1.

Do Liquidated Damages Encourage Breach? A Psychological Experiment

Michigan Law Review, Vol. 108, pp. 633, 2010, U of Penn, Inst for Law & Econ Research Paper No. 09-03
Number of pages: 41 Posted: 13 Nov 2008 Last Revised: 17 Apr 2011
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 869 (48,125)
Citation 1

Abstract:

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contracts, damages, moral intuitions, behavioral economics

2.

Moral Judgment and Moral Heuristics in Breach of Contract

Journal of Empirical Legal Studies, Vol. 6, 2009, U of Penn, Inst for Law & Econ Research Paper No. 09-04, 2nd Annual Conference on Empirical Legal Studies Paper
Number of pages: 24 Posted: 15 Sep 2006 Last Revised: 27 Jan 2009
Tess Wilkinson‐Ryan and Jonathan Baron
University of Pennsylvania Carey Law School and University of Pennsylvania - Department of Psychology
Downloads 844 (50,120)
Citation 7

Abstract:

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contracts, breach, moral heuristic, moral intuitions

3.

Why Do Retail Investors Make Costly Mistakes? An Experiment on Mutual Fund Choice

University of Pennsylvania Law Review, Vol. 162, P. 605, 2014, European Corporate Governance Institute (ECGI) - Law Working Paper No. 220/2013, U of Penn, Inst for Law & Econ Research Paper No. 12-24
Number of pages: 49 Posted: 18 Jun 2012 Last Revised: 27 Oct 2018
Jill E. Fisch and Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School and University of Pennsylvania Carey Law School
Downloads 806 (53,385)
Citation 4

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Securities, mutual fund fees, expenses, expense fees of mutual funds, expense ratio, management fees, 12b-1 fees, advisory fees, sales loads, performance, costs, operating expenses, investor behavior, investor returns, empirical research, behavioral decision research, biases, transparency

4.

The Common Sense of Contract Formation

Stanford Law Review, Vol. 67, 2015, U of Penn, Inst for Law & Econ Research Paper No. 14-5, Temple University Legal Studies Research Paper No. 2014-06
Number of pages: 33 Posted: 01 Mar 2014 Last Revised: 09 Jun 2015
Tess Wilkinson‐Ryan and David A. Hoffman
University of Pennsylvania Carey Law School and University of Pennsylvania Carey Law School
Downloads 701 (64,277)
Citation 2

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Contracts, psychology, behavioral law & economics, microeconomic behavior, contract negotiation, drafting, formation, agreement, assent, formality, mailbox rule, terms that follow, moral norms, reciprocity, social obligation, performance, formalism, spectrum of obligation, empirical analysis

5.

A Psychological Account of Consent to Fine Print

Iowa Law Review, Vol. 99, Pg. 1745, 2014, U of Penn, Inst for Law & Econ Research Paper No. 14-22
Number of pages: 41 Posted: 01 Jun 2014 Last Revised: 03 Jun 2014
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 561 (85,089)
Citation 6

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Law and psychology, behavioral economics, empirical legal studies, contract enforcement, contract language, consumer protection, moral judgments and intuitions, standard form contracts, informed consent, procedural justice, duty to read, opportunity to read, contract morality, attribution

6.

Breach is for Suckers

Vanderbilt Law Review, Vol. 63, p. 1003, 2010, Temple University Legal Studies Research Paper No. 2009-33
Number of pages: 43 Posted: 15 Aug 2009 Last Revised: 22 Aug 2010
Tess Wilkinson‐Ryan and David A. Hoffman
University of Pennsylvania Carey Law School and University of Pennsylvania Carey Law School
Downloads 545 (88,171)
Citation 2

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contracts, breach, expectation, sucker, exploitation, reciprocity, promissory estoppel, willful breach, liquidated damages

7.

The Perverse Consequences of Disclosing Standard Terms

Cornell Law Review, Vol. 103, p. 117, 2017, U of Penn, Inst for Law & Econ Research Paper No. 16-5, USC CLASS Research Paper No. CLASS17-12
Number of pages: 60 Posted: 29 Feb 2016 Last Revised: 02 Jan 2018
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 465 (107,039)
Citation 6

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Standard form consumer contracts of adhesion, empirical legal studies, law & psychology, terms & conditions, fine print, disclosure, enforcement, norms, information asymmetry, morality, legitimacy, procedural fairness, unreadability

8.

Judging Similarity

100 Iowa Law Review 267 (2014), U of Penn Law School, Public Law Research Paper No. 14-15, Hofstra Univ. Legal Studies Research Paper No. 2014-09
Number of pages: 24 Posted: 17 Mar 2014 Last Revised: 23 Jan 2015
Shyamkrishna Balganesh, Irina D. Manta and Tess Wilkinson‐Ryan
Columbia University - Law School, Hofstra University - Maurice A. Deane School of Law and University of Pennsylvania Carey Law School
Downloads 377 (136,393)

Abstract:

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substantial similarity, copyright infringement, cognitive bias

9.

The Psychology of Contract Precautions

University of Chicago Law Review, Vol. 80, P. 395, 2013, U of Penn, Inst for Law & Econ Research Paper No. 12-10, Temple University Legal Studies Research Paper No. 2012-09, 7th Annual Conference on Empirical Legal Studies Paper
Number of pages: 43 Posted: 07 Feb 2012 Last Revised: 09 Sep 2014
David A. Hoffman and Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School and University of Pennsylvania Carey Law School
Downloads 365 (141,335)
Citation 2

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contracts, precautions, psychology, reference point, reference transaction, prospect theory

10.

Law and Psychology Grows Up, Goes Online, and Replicates

Journal of Empirical Legal Studies, Forthcoming, U of Penn Law School, Public Law Research Paper No. 17-38
Number of pages: 44 Posted: 21 Aug 2017 Last Revised: 24 Apr 2018
David A. Hoffman and Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School and University of Pennsylvania Carey Law School
Downloads 337 (154,070)
Citation 2

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replication crisis, reproducibility, experimental legal studies, law and psychology

11.

Breaching the Mortgage Contract: The Behavioral Economics of Strategic Default

Vanderbilt Law Review, Vol. 64, No. 5, pp. 1547, 2011
Number of pages: 37 Posted: 23 Oct 2010 Last Revised: 15 Dec 2011
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 322 (161,836)

Abstract:

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real estate, mortgage, weak sanction, social norm

The Knowledge Gap in Workplace Retirement Investing and the Role of Professional Advisors

Duke Law Journal, Vol. 66, P. 633, 2016, U of Penn, Inst for Law & Econ Research Paper No. 15-33
Number of pages: 40 Posted: 11 Jul 2015 Last Revised: 21 Feb 2017
Jill E. Fisch, Tess Wilkinson‐Ryan and Krin Irvine
University of Pennsylvania Carey Law School, University of Pennsylvania Carey Law School and University of Chicago, Booth School of Business, Students
Downloads 202 (257,254)
Citation 2

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financial literacy, investor behavior, investor returns, empirical research, behavioral decision research, mutual funds, investor experience, investor knowledge

Investor Financial Literacy in the Workplace

CFS Working Paper No. 554
Number of pages: 43 Posted: 13 Nov 2016
Jill E. Fisch, Tess Wilkinson‐Ryan and Krin Irvine
University of Pennsylvania Carey Law School, University of Pennsylvania Carey Law School and University of Chicago, Booth School of Business, Students
Downloads 78 (534,367)

Abstract:

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13.

The Sucker Norm

U of Penn, Inst for Law & Econ Research Paper No. 09-05
Number of pages: 38 Posted: 19 Sep 2008 Last Revised: 27 Jan 2009
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 258 (203,273)

Abstract:

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social norms, sucker, behavioral economics

14.

Expecting Specific Performance

New York University Law Review, Forthcoming, U of Penn, Inst for Law & Econ Research Paper No. 23-05
Number of pages: 66 Posted: 26 Jan 2023 Last Revised: 03 Apr 2023
Tess Wilkinson‐Ryan, David A. Hoffman and Emily Campbell
University of Pennsylvania Carey Law School, University of Pennsylvania Carey Law School and University of Pennsylvania Carey Law School
Downloads 225 (233,105)

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specific performance, contracts, equitable relief, heuristics, biases, law and psychology, consumer protection

15.

Transferring Trust: Reciprocity Norms and Assignment of Contract

Journal of Empirical Legal Studies, Forthcoming
Number of pages: 41 Posted: 14 Jan 2012
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 150 (331,895)

Abstract:

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contract, psychology, assignment, reciprocity

16.

Demand for Breach

U of Penn, Inst for Law & Econ Research Paper No. 14-19
Number of pages: 39 Posted: 26 Apr 2014
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 137 (358,727)

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contracts, behavioral economics, psychology, promises, rational self-interest v. moral duty, moral/financial tradeoffs, empirical studies, characteristics of the breacher and the breach, characteristics of the non-breaching party, consequences of breach, preference endogeneity, competing norms

17.

Justifying Bad Deals

University of Pennsylvania Law Review, Vol. 169, p. 193, 2020, U of Penn Law School, Public Law Research Paper No. 20-12
Number of pages: 48 Posted: 16 Mar 2020 Last Revised: 14 Jan 2021
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 132 (366,898)
Citation 2

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Contracts, commitment, morality of promise, unfair or bad terms, justifying the system, political conservatives, inevitability, tradition, inequity, ideology, psychological states versus traits, measuring attitudes about law, self-interest, consent, compliance, empirical research

18.

Gender and Deception: Moral Perceptions and Legal Responses

Northwestern University Law Review, Vol. 118, Issue 1, Pp. 193., U of Penn, Inst for Law & Econ Research Paper No. 23-25, Georgetown University Law Center Research Paper No. 2023/05, (2023). Georgetown Law Faculty Publications and Other Works. 2481.
Number of pages: 36 Posted: 20 Jan 2023 Last Revised: 07 Nov 2023
Gregory Klass and Tess Wilkinson‐Ryan
Georgetown University Law Center and University of Pennsylvania Carey Law School
Downloads 129 (373,353)

Abstract:

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gender stereotypes, psychology, fraud, women in the workplace, legal ethics, moral ethics

Other Papers (2)

Total Downloads: 279
1.

Transferring Trust: Reciprocity Norms and Assignment of Contract

Journal of Empirical Legal Studies, Forthcoming, U of Penn, Inst for Law & Econ Research Paper No. 10-14, 5th Annual Conference on Empirical Legal Studies Paper
Number of pages: 41 Posted: 10 Jul 2010 Last Revised: 15 Dec 2011
Tess Wilkinson‐Ryan
University of Pennsylvania Carey Law School
Downloads 160

Abstract:

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Contract, Weak Sanction, Social Norm

2.

The Effect of Conflicting Moral and Legal Rules on Bargaining Behavior: The Case of No-Fault Divorce

1st Annual Conference on Empirical Legal Studies Paper
Number of pages: 24 Posted: 12 Jun 2006 Last Revised: 03 Aug 2010
Tess Wilkinson‐Ryan and Jonathan Baron
University of Pennsylvania Carey Law School and University of Pennsylvania - Department of Psychology
Downloads 119

Abstract:

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divorce, negotiation, no-fault, fault, bias, family law, bargaining