Bilal Zia

World Bank - Development Research Group (DECRG)

Financial Economist

MC3-445

1818 H Street, N.W.

Washington, DC 20433

  • World Bank - Development Research Group (DECRG)

SCHOLARLY PAPERS

23

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Rank 3,825

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Top 3,825

in Total Papers Downloads

20,496

TOTAL CITATIONS
Rank 4,288

SSRN RANKINGS

Top 4,288

in Total Papers Citations

204

Scholarly Papers (23)

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1.

Financial Literacy Around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward

World Bank Policy Research Working Paper No. 6107
Number of pages: 58 Posted: 20 Apr 2016
Lisa Xu and Bilal Zia
Harvard University - Harvard Kennedy School (HKS) and World Bank - Development Research Group (DECRG)
Downloads 8,045 (1,765)
Citation 14

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Financial Literacy, Access to Finance, Education For All, Access & Equity in Basic Education, Primary Education

2.

The Impact of High School Financial Education: Experimental Evidence from Brazil

World Bank Policy Research Working Paper No. 6723
Number of pages: 55 Posted: 20 Apr 2016
Miriam Bruhn, Luciana de Souza Leao, Arianna Legovini, Rogelio Marchetti and Bilal Zia
World Bank - Development Research Group (DECRG), Columbia University, World Bank, World Bank - Latin America and Caribbean Region and World Bank - Development Research Group (DECRG)
Downloads 2,293 (14,205)
Citation 4

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Tertiary Education, Financial Literacy, Education For All, Secondary Education, Primary Education

3.

Unpacking the Causal Chain of Financial Literacy

World Bank Policy Research Working Paper No. 5798
Number of pages: 36 Posted: 20 Apr 2016
Fenella Carpena, Shawn Allen Cole, Jeremy Shapiro and Bilal Zia
Oslo Business School, Harvard Business School, University of California, Berkeley and World Bank - Development Research Group (DECRG)
Downloads 1,513 (27,232)
Citation 2

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Financial Literacy, Education For All, Access & Equity in Basic Education, Access to Finance, Primary Education

4.

Financial Literacy in the Developing World

Number of pages: 24 Posted: 12 Apr 2013
Lisa Xu and Bilal Zia
Harvard University - Harvard Kennedy School (HKS) and World Bank - Development Research Group (DECRG)
Downloads 1,510 (27,326)
Citation 1

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Financial Literacy, Financial Education, Financial Capability, Randomized Evaluation

5.

Stimulating Managerial Capital in Emerging Markets: The Impact of Business and Financial Literacy for Young Entrepreneurs

World Bank Policy Research Working Paper No. 5642
Number of pages: 62 Posted: 20 Apr 2016
Miriam Bruhn and Bilal Zia
World Bank - Development Research Group (DECRG) and World Bank - Development Research Group (DECRG)
Downloads 1,309 (33,717)
Citation 13

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Financial Literacy, Access to Finance, Business in Development, Competitiveness and Competition Policy, Business Environment

6.

Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature

World Bank Policy Research Working Paper No. 6745
Number of pages: 77 Posted: 20 Apr 2016
Margaret Miller, Julia Reichelstein, Christian Salas and Bilal Zia
World Bank, affiliation not provided to SSRN, affiliation not provided to SSRN and World Bank - Development Research Group (DECRG)
Downloads 937 (54,482)
Citation 9

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Financial Literacy, Access to Finance, Access & Equity in Basic Education, Curriculum & Instruction, Teaching and Learning

7.

Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?

Journal of Finance, Forthcoming, Harvard Business School Finance Working Paper No. 09-117
Number of pages: 122 Posted: 09 Apr 2009 Last Revised: 14 Oct 2010
Shawn Allen Cole, Thomas Sampson and Bilal Zia
Harvard Business School, London School of Economics & Political Science (LSE) - Centre for Economic Performance (CEP) and World Bank - Development Research Group (DECRG)
Downloads 815 (65,922)
Citation 32

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Banking and finance, financial institutions, field experiments, India, Indonesia, economic development, consumer finance, financial education

8.

The Abcs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases

World Bank Policy Research Working Paper No. 7413
Number of pages: 42 Posted: 20 Apr 2016
Fenella Carpena, Shawn Allen Cole, Jeremy Shapiro and Bilal Zia
Oslo Business School, Harvard Business School, Busara Center for Behavioral Economics and World Bank - Development Research Group (DECRG)
Downloads 657 (87,206)
Citation 14

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Social Development & Poverty, Economics of Education

9.

Harnessing Emotional Connections to Improve Financial Decisions: Evaluating the Impact of Financial Education in Mainstream Media

World Bank Policy Research Working Paper No. 6407
Number of pages: 51 Posted: 20 Apr 2016
Gunhild Berg and Bilal Zia
World Bank and World Bank - Development Research Group (DECRG)
Downloads 499 (123,247)
Citation 36

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Population Policies, Access to Finance, Financial Literacy, Debt Markets, Banks & Banking Reform

10.

The Causal Mechanism of Financial Education: Evidence From Mediation Analysis

Downloads 409 (155,922)
Citation 19

The Causal Mechanism of Financial Education: Evidence From Mediation Analysis

Number of pages: 72 Posted: 24 Sep 2018 Last Revised: 16 Apr 2020
Fenella Carpena and Bilal Zia
Oslo Business School and World Bank - Development Research Group (DECRG)
Downloads 322 (201,286)
Citation 3

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Causal Mediation Analysis, Mechanism of Impact, Financial Education, Financial Literacy, Financial Knowledge, Impact Evaluation, Randomized Control Trial

The Causal Mechanism of Financial Education: Evidence from Mediation Analysis

World Bank Policy Research Working Paper No. 8619
Number of pages: 46 Posted: 23 Oct 2018 Last Revised: 24 Oct 2018
Fenella Carpena and Bilal Zia
Oslo Business School and World Bank - Development Research Group (DECRG)
Downloads 87 (638,484)
Citation 16

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11.

The Impact of Interest Rate Caps on the Financial Sector: Evidence from Commercial Banks in Kenya

World Bank Policy Research Working Paper No. 8393
Number of pages: 39 Posted: 03 Apr 2018
Mehnaz Safavian and Bilal Zia
World Bank and World Bank - Development Research Group (DECRG)
Downloads 400 (159,863)
Citation 1

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Banks & Banking Reform, Financial Sector Policy, Rural Microfinance and SMEs, Microfinance, Public Finance Decentralization and Poverty Reduction, Public Sector Economics

12.

Export Incentives, Financial Constraints, and the (Mis)Allocation of Credit: Micro-Level Evidence from Subsidized Export Loans

Downloads 367 (176,070)
Citation 33

Export Incentives, Financial Constraints, and the (Mis)Allocation of Credit: Micro-Level Evidence from Subsidized Export Loans

Number of pages: 58 Posted: 19 Jul 2006
Bilal Zia
World Bank - Development Research Group (DECRG)
Downloads 367 (174,401)
Citation 33

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Financial Development, Financial Constraints, Credit Allocation, Exports, Subsidies

Export Incentives, Financial Constraints, and the (Mis)Allocation of Credit: Micro-Level Evidence from Subsidized Export Loans

Journal of Financial Economics, Forthcoming
Posted: 14 Jan 2007
Bilal Zia
World Bank - Development Research Group (DECRG)

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Financial Development, Financial Constraints, Credit Allocation, Exports, Subsidies

13.

Who You Train Matters: Identifying Complementary Effects of Financial Education on Migrant Households

World Bank Policy Research Working Paper No. 6157
Number of pages: 42 Posted: 20 Apr 2016
Yoko Doi, David J. McKenzie and Bilal Zia
affiliation not provided to SSRN, World Bank - Development Research Group (DECRG) and World Bank - Development Research Group (DECRG)
Downloads 265 (249,086)
Citation 7

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Financial Literacy, Access to Finance, Education For All, Access & Equity in Basic Education, Primary Education

14.

Pathways to Profits: Identifying Separate Channels of Small Firm Growth Through Business Training

World Bank Policy Research Working Paper No. 7774
Number of pages: 69 Posted: 21 Sep 2016
Stephen Anderson, Rajesh Chandy and Bilal Zia
Stanford Graduate School of Business, London Business School and World Bank - Development Research Group (DECRG)
Downloads 257 (256,945)

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Technology Innovation, Technology Industry

15.

The Impact of Financial Literacy Training for Migrants

World Bank Policy Research Working Paper No. 6073
Number of pages: 31 Posted: 20 Apr 2016
John Gibson, David J. McKenzie and Bilal Zia
University of Waikato, World Bank - Development Research Group (DECRG) and World Bank - Development Research Group (DECRG)
Downloads 204 (321,659)
Citation 4

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Financial Literacy, Access to Finance, Remittances, Population Policies, Education For All

16.

Determinants and Dynamics of Business Aspirations: Evidence from Small-scale Entrepreneurs in an Emerging Market

CentER Discussion Paper Series No. 2018-009
Number of pages: 40 Posted: 03 Mar 2018 Last Revised: 17 Apr 2018
Patricio S. Dalton, Julius Rüschenpöhler and Bilal Zia
Tilburg University - Center for Economic Research (CentER), Northwestern University and World Bank - Development Research Group (DECRG)
Downloads 181 (358,953)
Citation 1

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Aspirations, adaptive learning, micro-enterprises, innovation, small business growth, firm performance

17.

Curating Local Knowledge: Experimental Evidence from Small Retailers in Indonesia

CentER Discussion Paper Series Nr. 2020-033
Number of pages: 96 Posted: 23 May 2019 Last Revised: 15 Dec 2020
Patricio S. Dalton, Julius Rüschenpöhler, Burak Uras and Bilal Zia
Tilburg University - Center for Economic Research (CentER), Northwestern University, Tilburg University - Center for Economic Research (CentER) and World Bank - Development Research Group (DECRG)
Downloads 173 (373,677)

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Business Practices; Small-scale Enterprises; Peer Knowledge; Efficiency Gains; Social Learning

18.

Liability Structure in Small-Scale Finance: Evidence from a Natural Experimen

World Bank Policy Research Working Paper No. 5427
Number of pages: 34 Posted: 20 Apr 2016
Fenella Carpena, Shawn Allen Cole, Jeremy Shapiro and Bilal Zia
Oslo Business School, Harvard Business School, Busara Center for Behavioral Economics and World Bank - Development Research Group (DECRG)
Downloads 165 (389,549)
Citation 5

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Debt Markets, Bankruptcy and Resolution of Financial Distress, Access to Finance, Microfinance, Deposit Insurance

19.

Debiasing on a Roll: Changing Gambling Behavior Through Experiential Learning

World Bank Policy Research Working Paper No. 7195
Number of pages: 43 Posted: 20 Apr 2016
Martin Abel, Shawn Allen Cole and Bilal Zia
Harvard University, Harvard Business School and World Bank - Development Research Group (DECRG)
Downloads 148 (426,885)
Citation 7

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Inequality, Educational Sciences

20.

Measuring the Unmeasured: Combining Technology and Behavioral Insights to Improve Measurement of Business Outcomes

World Bank Policy Research Working Paper No. 8836
Number of pages: 49 Posted: 01 May 2019
Stephen J. Anderson, Christy Lazicky and Bilal Zia
Stanford Graduate School of Business, IDinsight and World Bank - Development Research Group (DECRG)
Downloads 115 (521,067)

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21.

Learning to Grow from Peers: Experimental Evidence from Small Retailers in Indonesia

World Bank Policy Research Working Paper No. 8933
Number of pages: 72 Posted: 06 Aug 2019
Patricio S. Dalton, Julius Ruschenpohler, Burak Uras and Bilal Zia
Tilburg University - Center for Economic Research (CentER), University of California, Berkeley, Tilburg University - Center for Economic Research (CentER) and World Bank - Development Research Group (DECRG)
Downloads 108 (545,995)
Citation 2

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Gender and Development, Educational Sciences, Transport Services, Hydrology, Private Sector Economics, Private Sector Development Law, Marketing

22.

Decentralized Delivery of Financial Education: Evidence from a Country-Wide Field Experiment

World Bank Policy Research Working Paper No. 8521
Number of pages: 40 Posted: 28 Aug 2018
Emmanuel Hakizimfura, Bilal Zia and Douglas Randall
Innovations for Poverty (IPA), World Bank - Development Research Group (DECRG) and World Bank
Downloads 70 (714,877)

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Educational Sciences, Financial Sector Policy, Gender and Development, Labor & Employment Law

23.

Determinants and Dynamics of Business Aspirations: Evidence from Small-Scale Entrepreneurs in an Emerging Market

World Bank Policy Research Working Paper No. 8400
Number of pages: 41 Posted: 12 Apr 2018
Patricio S. Dalton, Julius Rüschenpöhler and Bilal Zia
Tilburg University - Center for Economic Research (CentER), Northwestern University and World Bank - Development Research Group (DECRG)
Downloads 56 (802,568)

Abstract:

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Inequality, Educational Sciences, Gender and Development, Private Sector Economics, Private Sector Development Law, Marketing