Bilal Zia

World Bank - Development Research Group (DECRG)

Financial Economist

MC3-445

1818 H Street, N.W.

Washington, DC 20433

SCHOLARLY PAPERS

22

DOWNLOADS
Rank 4,484

SSRN RANKINGS

Top 4,484

in Total Papers Downloads

8,896

CITATIONS
Rank 13,609

SSRN RANKINGS

Top 13,609

in Total Papers Citations

38

Scholarly Papers (22)

1.

Financial Literacy Around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward

World Bank Policy Research Working Paper No. 6107
Number of pages: 58 Posted: 20 Apr 2016
Lisa Xu and Bilal Zia
Harvard University - Harvard Kennedy School (HKS) and World Bank - Development Research Group (DECRG)
Downloads 3,435 (2,822)
Citation 12

Abstract:

Loading...

Financial Literacy, Access to Finance, Education For All, Access & Equity in Basic Education, Primary Education

2.

Financial Literacy in the Developing World

Number of pages: 24 Posted: 12 Apr 2013
Lisa Xu and Bilal Zia
Harvard University - Harvard Kennedy School (HKS) and World Bank - Development Research Group (DECRG)
Downloads 878 (25,848)
Citation 2

Abstract:

Loading...

Financial Literacy, Financial Education, Financial Capability, Randomized Evaluation

3.

Stimulating Managerial Capital in Emerging Markets: The Impact of Business and Financial Literacy for Young Entrepreneurs

World Bank Policy Research Working Paper No. 5642
Number of pages: 62 Posted: 20 Apr 2016
Miriam Bruhn and Bilal Zia
World Bank - Development Research Group (DECRG) and World Bank - Development Research Group (DECRG)
Downloads 732 (33,142)
Citation 20

Abstract:

Loading...

Financial Literacy, Access to Finance, Business in Development, Competitiveness and Competition Policy, Business Environment

4.

Unpacking the Causal Chain of Financial Literacy

World Bank Policy Research Working Paper No. 5798
Number of pages: 36 Posted: 20 Apr 2016
Oslo Business School, Harvard Business School, University of California, Berkeley and World Bank - Development Research Group (DECRG)
Downloads 717 (34,094)
Citation 5

Abstract:

Loading...

Financial Literacy, Education For All, Access & Equity in Basic Education, Access to Finance, Primary Education

5.

Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?

Journal of Finance, Forthcoming, Harvard Business School Finance Working Paper No. 09-117
Number of pages: 122 Posted: 09 Apr 2009 Last Revised: 14 Oct 2010
Harvard Business School, Harvard University and World Bank - Development Research Group (DECRG)
Downloads 579 (45,381)
Citation 89

Abstract:

Loading...

Banking and finance, financial institutions, field experiments, India, Indonesia, economic development, consumer finance, financial education

6.

The Impact of High School Financial Education: Experimental Evidence from Brazil

World Bank Policy Research Working Paper No. 6723
Number of pages: 55 Posted: 20 Apr 2016
World Bank - Development Research Group (DECRG), Columbia University, World Bank, World Bank - Latin America and Caribbean Region and World Bank - Development Research Group (DECRG)
Downloads 451 (62,182)
Citation 17

Abstract:

Loading...

Tertiary Education, Financial Literacy, Education For All, Secondary Education, Primary Education

7.

Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature

World Bank Policy Research Working Paper No. 6745
Number of pages: 77 Posted: 20 Apr 2016
World Bank, affiliation not provided to SSRN, affiliation not provided to SSRN and World Bank - Development Research Group (DECRG)
Downloads 400 (71,820)
Citation 14

Abstract:

Loading...

Financial Literacy, Access to Finance, Access & Equity in Basic Education, Curriculum & Instruction, Teaching and Learning

8.

The Abcs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases

World Bank Policy Research Working Paper No. 7413
Number of pages: 42 Posted: 20 Apr 2016
Oslo Business School, Harvard Business School, Princeton University and World Bank - Development Research Group (DECRG)
Downloads 372 (78,391)
Citation 2

Abstract:

Loading...

Social Development & Poverty, Economics of Education

9.

Harnessing Emotional Connections to Improve Financial Decisions: Evaluating the Impact of Financial Education in Mainstream Media

World Bank Policy Research Working Paper No. 6407
Number of pages: 51 Posted: 20 Apr 2016
Gunhild Berg and Bilal Zia
World Bank and World Bank - Development Research Group (DECRG)
Downloads 308 (96,741)
Citation 11

Abstract:

Loading...

Population Policies, Access to Finance, Financial Literacy, Debt Markets, Banks & Banking Reform

Export Incentives, Financial Constraints, and the (Mis)Allocation of Credit: Micro-Level Evidence from Subsidized Export Loans

Number of pages: 58 Posted: 19 Jul 2006
Bilal Zia
World Bank - Development Research Group (DECRG)
Downloads 287 (103,904)
Citation 14

Abstract:

Loading...

Financial Development, Financial Constraints, Credit Allocation, Exports, Subsidies

Export Incentives, Financial Constraints, and the (Mis)Allocation of Credit: Micro-Level Evidence from Subsidized Export Loans

Journal of Financial Economics, Forthcoming
Posted: 14 Jan 2007
Bilal Zia
World Bank - Development Research Group (DECRG)

Abstract:

Loading...

Financial Development, Financial Constraints, Credit Allocation, Exports, Subsidies

11.

Who You Train Matters: Identifying Complementary Effects of Financial Education on Migrant Households

World Bank Policy Research Working Paper No. 6157
Number of pages: 42 Posted: 20 Apr 2016
Yoko Doi, David J. McKenzie and Bilal Zia
affiliation not provided to SSRN, World Bank - Development Research Group (DECRG) and World Bank - Development Research Group (DECRG)
Downloads 163 (180,048)
Citation 13

Abstract:

Loading...

Financial Literacy, Access to Finance, Education For All, Access & Equity in Basic Education, Primary Education

12.

Liability Structure in Small-Scale Finance: Evidence from a Natural Experimen

World Bank Policy Research Working Paper No. 5427
Number of pages: 34 Posted: 20 Apr 2016
Oslo Business School, Harvard Business School, Yale University and World Bank - Development Research Group (DECRG)
Downloads 116 (236,140)
Citation 7

Abstract:

Loading...

Debt Markets, Bankruptcy and Resolution of Financial Distress, Access to Finance, Microfinance, Deposit Insurance

The Causal Mechanism of Financial Education: Evidence From Mediation Analysis

Number of pages: 44 Posted: 24 Sep 2018
Fenella Carpena and Bilal Zia
Oslo Business School and World Bank - Development Research Group (DECRG)
Downloads 55 (373,102)

Abstract:

Loading...

Financial Education, Financial Literacy, Financial Knowledge, Causal Mediation Analysis, Mechanism of Impact, Impact Evaluation

The Causal Mechanism of Financial Education: Evidence from Mediation Analysis

World Bank Policy Research Working Paper No. 8619
Number of pages: 46 Posted: 23 Oct 2018 Last Revised: 24 Oct 2018
Fenella Carpena and Bilal Zia
Oslo Business School and World Bank - Development Research Group (DECRG)
Downloads 42 (419,892)

Abstract:

Loading...

14.

The Impact of Financial Literacy Training for Migrants

World Bank Policy Research Working Paper No. 6073
Number of pages: 31 Posted: 20 Apr 2016
University of Waikato, World Bank - Development Research Group (DECRG) and World Bank - Development Research Group (DECRG)
Downloads 90 (280,281)
Citation 8

Abstract:

Loading...

Financial Literacy, Access to Finance, Remittances, Population Policies, Education For All

15.

Pathways to Profits: Identifying Separate Channels of Small Firm Growth Through Business Training

World Bank Policy Research Working Paper No. 7774
Number of pages: 69 Posted: 21 Sep 2016
Stanford Graduate School of Business, London Business School and World Bank - Development Research Group (DECRG)
Downloads 89 (282,287)
Citation 2

Abstract:

Loading...

Technology Innovation, Technology Industry

16.

Debiasing on a Roll: Changing Gambling Behavior Through Experiential Learning

World Bank Policy Research Working Paper No. 7195
Number of pages: 43 Posted: 20 Apr 2016
Martin Abel, Shawn Allen Cole and Bilal Zia
Harvard University, Harvard Business School and World Bank - Development Research Group (DECRG)
Downloads 68 (330,373)

Abstract:

Loading...

Inequality, Educational Sciences

17.

Determinants and Dynamics of Business Aspirations: Evidence from Small-scale Entrepreneurs in an Emerging Market

CentER Discussion Paper Series No. 2018-009
Number of pages: 40 Posted: 03 Mar 2018 Last Revised: 17 Apr 2018
Tilburg University - Center for Economic Research (CentER), University of California at Berkeley and World Bank - Development Research Group (DECRG)
Downloads 45 (400,669)

Abstract:

Loading...

Aspirations, adaptive learning, micro-enterprises, innovation, small business growth, firm performance

18.

Measuring the Unmeasured: Combining Technology and Behavioral Insights to Improve Measurement of Business Outcomes

World Bank Policy Research Working Paper No. 8836
Number of pages: 49 Posted: 01 May 2019
Stanford Graduate School of Business, IDinsight and World Bank - Development Research Group (DECRG)
Downloads 19 (520,989)

Abstract:

Loading...

19.

The Impact of Interest Rate Caps on the Financial Sector: Evidence from Commercial Banks in Kenya

World Bank Policy Research Working Paper No. 8393
Number of pages: 39 Posted: 03 Apr 2018
Mehnaz Safavian and Bilal Zia
World Bank and World Bank - Development Research Group (DECRG)
Downloads 19 (520,989)

Abstract:

Loading...

Banks & Banking Reform, Financial Sector Policy, Rural Microfinance and SMEs, Microfinance, Public Finance Decentralization and Poverty Reduction, Public Sector Economics

20.

Determinants and Dynamics of Business Aspirations: Evidence from Small-Scale Entrepreneurs in an Emerging Market

World Bank Policy Research Working Paper No. 8400
Number of pages: 41 Posted: 12 Apr 2018
Tilburg University - Center for Economic Research (CentER), University of California at Berkeley and World Bank - Development Research Group (DECRG)
Downloads 14 (550,127)

Abstract:

Loading...

Inequality, Educational Sciences, Gender and Development, Private Sector Economics, Private Sector Development Law, Marketing

21.

Decentralized Delivery of Financial Education: Evidence from a Country-Wide Field Experiment

World Bank Policy Research Working Paper No. 8521
Number of pages: 40 Posted: 28 Aug 2018
Innovations for Poverty (IPA), World Bank - Development Research Group (DECRG) and World Bank
Downloads 9 (580,637)

Abstract:

Loading...

Educational Sciences, Financial Sector Policy, Gender and Development, Labor & Employment Law

22.

Local Best Practices for Business Growth

CentER Discussion Paper Series Nr. 2019-015
Number of pages: 69 Posted: 23 May 2019
Tilburg University - Center for Economic Research (CentER), University of California at Berkeley, Tilburg University - Center for Economic Research (CentER) and World Bank - Development Research Group (DECRG)
Downloads 8 (586,868)

Abstract:

Loading...

Business Practices; Small-scale Enterprises; Peer Knowledge; Efficiency Gains; Social Learning