William W. Lang

Promontory Financial Group

Managing Director

1201 Pennsylvania Avenue, NW

Suite 617

Washington, DC 20004

United States

http://www.promontory.com

  • Promontory Financial Group

SCHOLARLY PAPERS

21

DOWNLOADS
Rank 8,437

SSRN RANKINGS

Top 8,437

in Total Papers Downloads

6,220

SSRN CITATIONS
Rank 12,415

SSRN RANKINGS

Top 12,415

in Total Papers Citations

36

CROSSREF CITATIONS

56

Scholarly Papers (21)

Actions:
Email selected abstracts
1.

Technological Innovation in Banking and Payments: Industry Trends and Implications for Banks

Quarterly Journal, Office of the Comptroller of the Currency, Vol. 17, No. 3, p. 23, September 1998
Number of pages: 10 Posted: 20 Jan 2012
Karen Furst, William W. Lang and Daniel E. Nolle
Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN
Downloads 1,758 (10,767)

Abstract:

Loading...

Internet Banking, Technological Innovation in Finance, Banking, Payments

2.

Internet Banking: Developments and Prospects

Office of the Comptroller of the Currency Economic and Policy Analysis Working Paper No. 2000-9
Number of pages: 60 Posted: 20 Jan 2012
Karen Furst, William W. Lang and Daniel E. Nolle
Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN
Downloads 974 (26,479)
Citation 17

Abstract:

Loading...

Internet Banking, Technological Innovation, Banking System

3.

Risk Quantification of Retail Credit: Current Practices and Future Challenges

Number of pages: 25 Posted: 18 Apr 2003
Anthony M. Santomero and William W. Lang
University of Pennsylvania - The Wharton School and Promontory Financial Group
Downloads 551 (57,267)

Abstract:

Loading...

4.

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Downloads 536 ( 59,284)
Citation 4

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Number of pages: 32 Posted: 15 Jan 2001
Robert DeYoung, Mark J. Flannery, William W. Lang and Sorin M. Sorescu
University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate, Promontory Financial Group and Texas A&M University - Department of Finance
Downloads 536 (58,626)
Citation 4

Abstract:

Loading...

Commercial banks, bank exam ratings, subordinated debt, market efficiency

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Posted: 06 Mar 2001
Robert DeYoung, Mark J. Flannery and William W. Lang
University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate and Promontory Financial Group

Abstract:

Loading...

Commercial banks, bank exam ratings, subordinated debt, market efficiency

5.

How the Internet Affects Output and Performance at Community Banks

Journal of Banking & Finance, Vol. 31, pp. 1033-1060, 2007
Number of pages: 28 Posted: 20 Jan 2012
Robert DeYoung, William W. Lang and Daniel E. Nolle
University of Kansas School of Business, Promontory Financial Group and affiliation not provided to SSRN
Downloads 524 (61,009)
Citation 7

Abstract:

Loading...

Internet Banking, Community Banks, Banking System, Bank Branching

6.

Who Offers Internet Banking?

Quarterly Journal, Office of the Comptroller of the Currency, Vol. 19, No. 2, p. 27, 2000
Number of pages: 20 Posted: 20 Jan 2012
Karen Furst, William W. Lang and Daniel E. Nolle
Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN
Downloads 430 (77,747)
Citation 1

Abstract:

Loading...

Internet Banking, Technological Innovation, Banking System

7.

Do Bankers Sacrifice Value to Build Empires? Managerial Incentives, Industry Consolidation, and Financial Performance

Downloads 393 ( 86,366)

Do Bankers Sacrifice Value to Build Empires? Managerial Incentives, Industry Consolidation, and Financial Performance

FRB of Philadelphia Working Paper No. 02-2
Number of pages: 43 Posted: 20 Jun 2002
Joseph P. Hughes, Michael S. Pagano, William W. Lang, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Villanova University - Villanova School of Business, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University
Downloads 393 (85,621)
Citation 10

Abstract:

Loading...

consolidation, acquisitions, managerial incentives, efficiency, agency problems, corporate control, stochastic frontier

Do Bankers Sacrifice Value to Build Empires? Managerial Incentives, Industry Consolidation, and Financial Performance

Posted: 02 Sep 2002
Joseph P. Hughes, Michael S. Pagano, William W. Lang, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Villanova University - Villanova School of Business, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Abstract:

Loading...

consolidation, acquisitions, managerial incentives, efficiency, agency problems, corporate control, stochastic frontier

8.

Enhancing Prudential Standards in Financial Regulations

FRB of Philadelphia Working Paper No. 14-36
Number of pages: 26 Posted: 23 Dec 2014 Last Revised: 25 Dec 2014
Franklin Allen, Itay Goldstein, Julapa Jagtiani and William W. Lang
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group
Downloads 307 (114,045)
Citation 5

Abstract:

Loading...

Financial Stability, Financial Regulations, Systemic Risk, Too Big To Fail, Stress Testing, Resolution Plan, Mortgage Finance

9.

Internet Banking in the U.S.: Landscape, Prospects, Industry Implications

Capco Institute Journal of Financial Transformation, No. 2, p. 45, 2001
Number of pages: 8 Posted: 20 Jan 2012
Karen Furst, William W. Lang and Daniel E. Nolle
Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN
Downloads 301 (116,492)
Citation 10

Abstract:

Loading...

Internet Banking, Banking Industry, Technological Innovation

10.

Potential Competitive Effects on U.S. Bank Credit Card Lending from the Proposed Bifurcated Application of Basel Ii

FRB Philadelphia Working Paper No. 05-29
Number of pages: 80 Posted: 16 Jan 2006
William W. Lang, Loretta J. Mester and Todd Vermilyea
Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of Philadelphia
Downloads 183 (189,434)
Citation 2

Abstract:

Loading...

Credit cards, Basel capital accord

11.

Recovering Risky Technologies Using the Almost Ideal Demand System: An Application to U.S. Banking

FRB of Philadelphia Working Paper No. 00-05
Number of pages: 34 Posted: 21 Aug 2000
Loretta J. Mester, Joseph P. Hughes, William W. Lang and Choon-Geol Moon
Federal Reserve Banks - Federal Reserve Bank of Cleveland, Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group and Hanyang University
Downloads 134 (245,694)
Citation 3

Abstract:

Loading...

Banking, production, risk, efficiency, agency problems

12.

Insider Bank Runs: Community Bank Fragility and the Financial Crisis of 2007

FRB of Philadelphia Working Paper No. 15-09
Number of pages: 32 Posted: 19 Feb 2015
Christopher Henderson, William W. Lang and William E. Jackson
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Promontory Financial Group and Culverhouse College of Business, University of Alabama
Downloads 74 (364,346)

Abstract:

Loading...

Dividend Policy, Financial Crisis, Bank Lending, Bank Risk, Bank Regulation, Risk Management

13.

Foreclosure Delay and Consumer Credit Performance

Downloads 55 (423,999)
Citation 1

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 15-24/R
Number of pages: 40 Posted: 18 Jul 2015
Paul S. Calem, Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group
Downloads 55 (430,660)
Citation 1

Abstract:

Loading...

Mortgage Default, Foreclosure, Foreclosure Delay, Credit Card Default

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 14-8
Posted: 20 Mar 2014 Last Revised: 24 Jul 2015
Paul S. Calem, Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Abstract:

Loading...

Mortgage Default, Foreclosure, Foreclosure Delay, Credit Card Default

14.

Strategic Default on First and Second Lien Mortgages During the Financial Crisis

FRB of Philadelphia Working Paper No. 11-3, https://doi.org/10.3905/jfi.2011.20.4.007
Posted: 21 May 2019
Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Abstract:

Loading...

Mortgage, Home Equity Loan, Default Behavior, Strategic Default, Loan Modification, Financial Crisis

15.

The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance

Atlantic Economic Journal, 2010
Posted: 02 Apr 2010
Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Abstract:

Loading...

Financial Crisis, Risk Management, Corporate Governance, Subprime Crisis

16.

Competitive Effects of Basel II on U.S. Bank Credit Card Lending

FRB of Philadelphia Working Paper No. 07-9
Posted: 18 Apr 2007 Last Revised: 22 Nov 2019
William W. Lang, Loretta J. Mester and Todd Vermilyea
Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of Philadelphia

Abstract:

Loading...

Basel Accord, Basel II, capital requirements, bank regulation, competition

17.

Agent Bank Behavior in Bank Loan Syndications

Posted: 23 Sep 2004
Jonathan D. Jones, William W. Lang and Peter J. Nigro
Government of the United States of America - Office of Thrift Supervision, Promontory Financial Group and Bryant University - Department of Finance

Abstract:

Loading...

Bank loans, loan syndication

18.

Internet Banking

Posted: 05 Mar 2003
William W. Lang, Daniel E. Nolle and Karen Furst
Promontory Financial Group, affiliation not provided to SSRN and Office of the Comptroller of the Currency

Abstract:

Loading...

Internet banking, electronic banking, de novo banks

19.

Recovering Risky Technologies Using the Almost Ideal Demand System: An Application to U.S. Banking Mutual Funds

WFIC Working Paper No.97-47
Posted: 10 Jul 1998
Joseph P. Hughes, William W. Lang, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Abstract:

Loading...

20.

Efficient Banking Under Interstate Branching

J. OF MONEY, CREDIT, AND BANKING, Vol. 28 No. 4, November 1996
Posted: 29 Oct 1996
Joseph P. Hughes, William W. Lang, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Abstract:

Loading...

21.

Safety in Numbers? Geographic Diversification and Bank Insolvency Risk

96-14
Posted: 10 Sep 1996
Joseph P. Hughes, William W. Lang, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Abstract:

Loading...