Author Page for William W. Lang

1.

Technological Innovation in Banking and Payments: Industry Trends and Implications for Banks

Quarterly Journal, Office of the Comptroller of the Currency, Vol. 17, No. 3, p. 23, September 1998

Number of pages: 10 Posted: 20 Jan 2012

Karen Furst, William W. Lang and Daniel E. Nolle

Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN

Downloads 802 (13,079)

Citation 2

Abstract:

2.

Internet Banking: Developments and Prospects

Office of the Comptroller of the Currency Economic and Policy Analysis Working Paper No. 2000-9

Number of pages: 60 Posted: 20 Jan 2012

Karen Furst, William W. Lang and Daniel E. Nolle

Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN

Downloads 534 (28,729)

Citation 12

Abstract:

3.

Risk Quantification of Retail Credit: Current Practices and Future Challenges

CEIS Tor Vergata - Research Paper Series No. 13

Number of pages: 25 Posted: 18 Apr 2003

Anthony M. Santomero and William W. Lang

University of Pennsylvania - The Wharton School and Promontory Financial Group

Downloads 523 (41,002)

Citation 2

Abstract:

4.

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Downloads 511 ( 44,306)

Citation 37

2

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Number of pages: 32 Posted: 15 Jan 2001

Robert DeYoung, Mark J. Flannery, William W. Lang and Sorin M. Sorescu

University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate, Promontory Financial Group and Texas A&M University - Department of Finance

Downloads 511 (43,759)

Citation 37

Abstract:

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Journal of Money, Credit, and Banking

Posted: 06 Mar 2001

Robert DeYoung, Mark J. Flannery and William W. Lang

University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate and Promontory Financial Group

Abstract:

5.

Do Bankers Sacrifice Value to Build Empires? Managerial Incentives, Industry Consolidation, and Financial Performance

Downloads 381 ( 63,608)

Citation 27

2

Do Bankers Sacrifice Value to Build Empires? Managerial Incentives, Industry Consolidation, and Financial Performance

FRB of Philadelphia Working Paper No. 02-2

Number of pages: 43 Posted: 20 Jun 2002

Joseph P. Hughes, Michael S. Pagano, William W. Lang, Loretta J. Mester and Choon-Geol Moon

Rutgers, The State University of New Jersey - Department of Economics, Villanova University - Villanova School of Business, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Downloads 381 (63,005)

Citation 27

Abstract:

Do Bankers Sacrifice Value to Build Empires? Managerial Incentives, Industry Consolidation, and Financial Performance

Journal of Banking and Finance, Forthcoming

Posted: 02 Sep 2002

Joseph P. Hughes, Michael S. Pagano, William W. Lang, Loretta J. Mester and Choon-Geol Moon

Rutgers, The State University of New Jersey - Department of Economics, Villanova University - Villanova School of Business, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Abstract:

6.

Who Offers Internet Banking?

Quarterly Journal, Office of the Comptroller of the Currency, Vol. 19, No. 2, p. 27, 2000

Number of pages: 20 Posted: 20 Jan 2012

Karen Furst, William W. Lang and Daniel E. Nolle

Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN

Downloads 237 (78,148)

Citation 5

Abstract:

7.

Strategic Default on First and Second Lien Mortgages During the Financial Crisis

FRB of Philadelphia Working Paper No. 11-3

Number of pages: 33 Posted: 14 Dec 2010

Julapa Jagtiani and William W. Lang

Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Downloads 203 (103,806)

Citation 3

Abstract:

8.

Internet Banking in the U.S.: Landscape, Prospects, Industry Implications

Capco Institute Journal of Financial Transformation, No. 2, p. 45, 2001

Number of pages: 8 Posted: 20 Jan 2012

Karen Furst, William W. Lang and Daniel E. Nolle

Office of the Comptroller of the Currency, Promontory Financial Group and affiliation not provided to SSRN

Downloads 192 (105,551)

Citation 6

Abstract:

9.

Enhancing Prudential Standards in Financial Regulations

FRB of Philadelphia Working Paper No. 14-36

Number of pages: 26 Posted: 23 Dec 2014 Last Revised: 25 Dec 2014

Franklin Allen, Itay Goldstein, Julapa Jagtiani and William W. Lang

Imperial College London, University of Pennsylvania - The Wharton School - Finance Department, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Downloads 187 (93,753)

Abstract:

10.

Potential Competitive Effects on U.S. Bank Credit Card Lending from the Proposed Bifurcated Application of Basel II

FRB Philadelphia Working Paper No. 05-29

Number of pages: 80 Posted: 16 Jan 2006

William W. Lang, Loretta J. Mester and Todd Vermilyea

Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of Philadelphia

Downloads 173 (142,607)

Citation 1

Abstract:

11.

How the Internet Affects Output and Performance at Community Banks

Journal of Banking & Finance, Vol. 31, pp. 1033-1060, 2007

Number of pages: 28 Posted: 20 Jan 2012

Robert DeYoung, William W. Lang and Daniel E. Nolle

University of Kansas School of Business, Promontory Financial Group and affiliation not provided to SSRN

Downloads 159 (85,652)

Citation 12

Abstract:

12.

Recovering Risky Technologies Using the Almost Ideal Demand System: An Application to U.S. Banking

FRB of Philadelphia Working Paper No. 00-05

Number of pages: 34 Posted: 21 Aug 2000

Loretta J. Mester, Joseph P. Hughes, William W. Lang and Choon-Geol Moon

Federal Reserve Banks - Federal Reserve Bank of Cleveland, Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group and Hanyang University

Downloads 122 (188,446)

Citation 17

Abstract:

13.

Insider Bank Runs: Community Bank Fragility and the Financial Crisis of 2007

FRB of Philadelphia Working Paper No. 15-09

Number of pages: 32 Posted: 19 Feb 2015

Christopher Henderson, William W. Lang and William E. Jackson III

Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Promontory Financial Group and Culverhouse College of Commerce, University of Alabama

Downloads 52 (325,311)

Abstract:

14.

Foreclosure Delay and Consumer Credit Performance

Downloads 42 (355,960)

2

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 15-24/R

Number of pages: 40 Posted: 18 Jul 2015

Paul S. Calem, Julapa Jagtiani and William W. Lang

Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Downloads 42 (362,774)

Abstract:

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 14-8

Posted: 20 Mar 2014 Last Revised: 24 Jul 2015

Paul S. Calem, Julapa Jagtiani and William W. Lang

Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Abstract:

15.

The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance

Atlantic Economic Journal, 2010

Posted: 02 Apr 2010

Julapa Jagtiani and William W. Lang

Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

Abstract:

16.

Competitive Effects of Basel II on U.S. Bank Credit Card Lending

FRB of Philadelphia Working Paper No. 07-9

Posted: 18 Apr 2007 Last Revised: 14 Sep 2008

William W. Lang, Loretta J. Mester and Todd Vermilyea

Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of Philadelphia

Abstract:

17.

Agent Bank Behavior in Bank Loan Syndications

Journal of Financial Research, Forthcoming

Posted: 23 Sep 2004

Jonathan D. Jones, William W. Lang and Peter J. Nigro

Government of the United States of America - Office of Thrift Supervision, Promontory Financial Group and Bryant University - Department of Finance

Abstract:

18.

Internet Banking

Journal of Financial Services Research, Vol. 22, No. 1 & 2, August/October 2002

Posted: 05 Mar 2003

William W. Lang, Daniel E. Nolle and Karen Furst

Promontory Financial Group, affiliation not provided to SSRN and Office of the Comptroller of the Currency

Abstract:

19.

Recovering Risky Technologies Using the Almost Ideal Demand System: An Application to U.S. Banking Mutual Funds

WFIC Working Paper No.97-47

Posted: 10 Jul 1998

Joseph P. Hughes, William W. Lang, Loretta J. Mester and Choon-Geol Moon

Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Abstract:

20.

Efficient Banking Under Interstate Branching

J. OF MONEY, CREDIT, AND BANKING, Vol. 28 No. 4, November 1996

Posted: 29 Oct 1996

Joseph P. Hughes, William W. Lang, Loretta J. Mester and Choon-Geol Moon

Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

Abstract:

21.

Safety in Numbers? Geographic Diversification and Bank Insolvency Risk

96-14

Posted: 10 Sep 1996

Joseph P. Hughes, William W. Lang, Loretta J. Mester and Choon-Geol Moon

Rutgers, The State University of New Jersey - Department of Economics, Promontory Financial Group, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University

William W. Lang

Promontory Financial Group

Managing Director

21

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Scholarly Papers (21)

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